Cost of Living Comparison Between Shimla and Phuket Cost of Living Comparison Between Shimla and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $337 in Shimla versus $1,270 in Phuket.

Estimated couple costs with rent: $539 in Shimla versus $2,304 in Phuket.

Monthly costs for a family of three with rent: $742 in Shimla versus $3,339 in Phuket.

Living in Shimla costs roughly 73% less than in Phuket, driven mainly by Groceries & Markets.

Both cities sit below the global median: Shimla 75% lower, Phuket 5% lower.

Meal at Budget Restaurant

$1.78 ₹167

$4.66 ฿150

-61.80%

Three-Course Dinner for Two, Mid-Range

$5.90 ₹554

$46.44 ฿1,496

-87.30%

Fast Food Meal (McDonalds, etc)

$3.56 ₹334

$8.68 ฿280

-58.99%

Cappuccino

$0.93 ₹87.2

$2.95 ฿95.0

-68.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.31 ₹29.53

$0.70 ฿22.52

-55.71%

Water (0.33 liter bottle)

$0.15 ₹14.11

$0.39 ฿12.70

-61.54%

Local Beer (0.5 liter draught)

$1.62 ₹152

$2.53 ฿81.6

-35.97%

Imported Beer (0.33 liter bottle)

$2.30 ₹216

$3.78 ฿122

-39.15%

Milk (1 liter)

$0.75 ₹70.7

$2.22 ฿71.5

-66.22%

White Bread (500g)

$0.44 ₹41.38

$1.80 ฿57.8

-75.56%

Rice (white) (1kg)

$0.64 ₹59.8

$2.19 ฿70.4

-70.78%

Eggs

$0.86 ₹80.3

$2.31 ฿74.5

-62.77%

Local Cheese (1kg)

$4.36 ₹409

$19.34 ฿623

-77.46%

Chicken Fillets (1kg)

$3.70 ₹347

$3.77 ฿121

-1.86%

Beef Round Steak (1kg)

$13.22 ฿426

Apples (1kg)

$1.97 ₹185

$3.33 ฿107

-40.84%

Banana (1kg)

$0.70 ₹65.5

$1.65 ฿53.1

-57.58%

Oranges (1kg)

$0.82 ₹76.7

$2.29 ฿73.7

-64.19%

Tomato (1kg)

$0.56 ₹52.3

$1.99 ฿64.1

-71.86%

Potato (1kg)

$0.35 ₹32.54

$1.53 ฿49.24

-77.12%

Onion (1kg)

$0.44 ₹41.34

$1.51 ฿48.77

-70.86%

Lettuce (1 head)

$0.22 ₹20.63

$1.03 ฿33.12

-78.64%

Water (1.5 liter bottle)

$0.34 ₹31.54

$0.51 ฿16.57

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.46 ₹418

$4.41 ฿142

1.13%

Wine (Bottle)

$5.26 ₹494

$19.41 ฿625

-72.90%

Local Beer (0.5 liter bottle)

$1.69 ₹159

$1.80 ฿58.0

-6.11%

Imported Beer (0.33 liter bottle)

$2.25 ₹211

$2.68 ฿86.4

-16.04%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.91 ₹555

One-way Ticket (Public Transport)

$0.22 ₹20.53

$1.43 ฿46.11

-84.62%

Public Transport Monthly Pass (Regular Price)

$8.78 ₹824

$11.70 ฿377

-24.96%

Taxi Start (Normal Tariff)

$0.83 ₹77.8

$3.04 ฿97.9

-72.70%

Taxi (Normal Tariff) (1km)

$1.04 ฿33.37

Taxi 1hour Waiting (Normal Tariff)

$1.18 ₹110

$13.68 ฿441

-91.37%

Gasoline (1 liter)

$1.19 ₹111

$1.30 ฿41.85

-8.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.0K ₹1.4M

$27.9K ฿898.9K

-46.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K ₹1.8M

$33.0K ฿1.1M

-40.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$19.05 ₹1,788

$123 ฿3,962

-84.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.45 ₹324

$13.82 ฿445

-75.04%

Internet (50+ Mbps, Unlimited Data)

$7.69 ₹721

$18.86 ฿608

-59.23%

Gym Membership (Monthly)

$14.60 ₹1,370

$61.2 ฿1,970

-76.12%

Tennis Court (1 Hour on Weekend)

$7.20 ₹676

$16.81 ฿541

-57.17%

Cinema Ticket

$3.44 ₹323

$8.87 ฿286

-61.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$46.07 ₹4,324

$696 ฿22.4K

-93.38%

International Primary School, 1 Child (Yearly)

$2,352 ₹220.8K

$16.1K ฿517.4K

-85.35%

Jeans (Levis 501 Or Similar)

$33.31 ₹3,127

$59.3 ฿1,910

-43.81%

Summer Dress (H&M, Zara, etc)

$28.80 ₹2,704

$34.85 ฿1,123

-17.36%

Sport Shoes (Adidas, Nike)

$46.18 ₹4,334

$113 ฿3,646

-59.19%

Men's Leather Business Shoes

$29.10 ₹2,731

$85.1 ฿2,740

-65.78%

1-bedroom Apartment, City Center (Monthly)

$94.6 ₹8,878

$615 ฿19.8K

-84.63%

1-bedroom Apartment, Outside City Center (Monthly)

$58.3 ₹5,467

$448 ฿14.4K

-87.01%

3-bedroom Apartment, City Center (Monthly)

$223 ₹20.9K

$2,085 ฿67.2K

-89.32%

3-bedroom Apartment, Outside City Center (Monthly)

$138 ₹13.0K

$1,496 ฿48.2K

-90.77%

Buy Apartment in City Center (m2)

$955 ₹89.6K

$3,734 ฿120.3K

-74.43%

Buy Apartment Outside City Center (m2)

$515 ₹48.3K

$2,662 ฿85.8K

-80.67%

Average Monthly Net Salary (After Tax)

$577 ₹54.1K

$534 ฿17.2K

8.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.25

5.33

54.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shimla: April 20, 2026

Last update for Phuket: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $95 in Shimla and $615 in Phuket. Housing cost is often the main lever when comparing two cities.

Shimla pays 8% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $6 in Shimla vs $46 in Phuket for a mid-range dinner for two. Groceries echo the gap at $100 vs $291 per month, with Shimla cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shimla vs Phuket: Cost of Living - Frequently Asked Questions

Shimla is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 277% gap adds up to real monthly savings that compound significantly over time.

Shimla pays 8% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $94.6 in Shimla versus $615 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $46.07 in Shimla versus $696 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 192% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $337 in Shimla versus $1,270 in Phuket, a $2,000 budget is realistic in Shimla but tight or insufficient in Phuket. The gap between the two cities makes Shimla the clear choice for anyone on this budget.

For families, Shimla is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Shimla and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shimla gentler on the wallet – expenses run 277% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.