😐Monthly costs for one person with rent: $1,265 in Phuket versus $760 in Pagadian.
😐Estimated couple costs with rent: $2,297 in Phuket versus $1,074 in Pagadian.
😐Monthly costs for a family of three with rent: $3,329 in Phuket versus $1,389 in Pagadian.
😐Living in Phuket is roughly 66% more expensive than Pagadian, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Phuket6% lower, Pagadian43% lower.
Currency
🍽 Eating Out
Phuket
Pagadian
Difference
Meal at Budget Restaurant
$4.70฿153
$3.57₱220
31.65%
Three-Course Dinner for Two, Mid-Range
$45.37฿1,482
$18.01₱1,110
151.92%
Fast Food Meal(McDonalds, etc)
$8.43฿275
$3.20₱197
163.44%
Cappuccino
$2.93฿95.6
$2.90₱179
1.03%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.69฿22.40
$0.93₱57.1
-25.81%
Water(0.33 liter bottle)
$0.37฿11.99
$0.43₱26.38
-13.95%
Local Beer(0.5 liter draught)
$2.41฿78.6
$1.08₱66.3
123.15%
Imported Beer(0.33 liter bottle)
$3.72฿122
$1.76₱108
111.36%
🛒 Groceries & Markets
Phuket
Pagadian
Difference
Milk(1 liter)
$2.23฿72.9
$1.71₱106
30.41%
White Bread(500g)
$1.83฿59.8
$1.07₱66.1
71.03%
Rice(white)(1kg)
$2.17฿70.8
$0.97₱59.8
123.71%
Eggs
$2.21฿72.3
$2.03₱125
8.87%
Local Cheese(1kg)
$19.74฿645
$8.25₱508
139.27%
Chicken Fillets(1kg)
$3.63฿119
$4.98₱307
-27.11%
Beef Round Steak(1kg)
$13.53฿442
$5.85₱361
131.28%
Apples(1kg)
$3.28฿107
$3.64₱224
-9.89%
Banana(1kg)
$1.61฿52.6
$1.12₱69.3
43.75%
Oranges(1kg)
$2.41฿78.6
$3.42₱211
-29.53%
Tomato(1kg)
$2.08฿68.1
$1.34₱82.4
55.22%
Potato(1kg)
$1.53฿49.93
$2.65₱164
-42.26%
Onion(1kg)
$1.48฿48.36
$3.46₱213
-57.23%
Lettuce(1 head)
$0.99฿32.29
$1.07₱66.1
-7.48%
Water(1.5 liter bottle)
$0.51฿16.67
$0.70₱43.42
-27.14%
Cigarettes 20 Pack(Marlboro, Camel)
$4.41฿144
$2.71₱167
62.73%
Wine(Bottle)
$19.38฿633
$7.91₱488
145.01%
Local Beer(0.5 liter bottle)
$1.78฿58.1
$1.05₱64.6
69.52%
Imported Beer(0.33 liter bottle)
$2.71฿88.6
$1.54₱94.8
75.97%
🚌 Getting Around
Phuket
Pagadian
Difference
One-way Ticket(Public Transport)
$1.37฿44.79
$0.26₱16.03
426.92%
Public Transport Monthly Pass(Regular Price)
$11.39฿372
$7.18₱443
58.64%
Taxi Start(Normal Tariff)
$3.02฿98.6
$0.82₱50.9
268.29%
Taxi(Normal Tariff)(1km)
$0.99฿32.48
$0.24₱14.87
312.50%
Taxi 1hour Waiting(Normal Tariff)
$14.10฿461
$2.10₱129
571.43%
Gasoline(1 liter)
$1.36฿44.51
$1.19₱73.2
14.29%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K฿921.1K
$26.9K₱1.7M
5.03%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9K฿1.1M
$20.2K₱1.2M
62.68%
🧾 Monthly Utilities & Internet
Phuket
Pagadian
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$122฿3,975
$96.0₱5,919
26.80%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.57฿443
$33.16₱2,045
-59.08%
Internet(50+ Mbps, Unlimited Data)
$18.31฿598
$27.38₱1,688
-33.13%
🎉 Sport & Entertainment
Phuket
Pagadian
Difference
Gym Membership(Monthly)
$60.2฿1,967
$33.61₱2,072
79.17%
Tennis Court(1 Hour on Weekend)
$17.14฿560
$4.53₱279
278.37%
Cinema Ticket
$8.69฿284
$5.95₱367
46.05%
🧸 Childcare & Education
Phuket
Pagadian
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$693฿22.6K
$149₱9,190
365.23%
International Primary School, 1 Child(Yearly)
$15.7K฿512.3K
$4,359₱268.8K
259.92%
👕👟 Clothing & Footwear
Phuket
Pagadian
Difference
Jeans(Levis 501 Or Similar)
$59.5฿1,944
$45.37₱2,798
31.21%
Summer Dress(H&M, Zara, etc)
$34.77฿1,136
$26.79₱1,652
29.79%
Sport Shoes(Adidas, Nike)
$115฿3,743
$74.5₱4,592
53.89%
Men's Leather Business Shoes
$83.3฿2,720
$53.1₱3,271
57.00%
🏠 Accommodation & Living
Phuket
Pagadian
Difference
1-bedroom Apartment, City Center(Monthly)
$613฿20.0K
$113₱6,956
443.61%
1-bedroom Apartment, Outside City Center(Monthly)
$437฿14.3K
$177₱10.9K
147.27%
3-bedroom Apartment, City Center(Monthly)
$2,094฿68.4K
$248₱15.3K
743.02%
3-bedroom Apartment, Outside City Center(Monthly)
$1,509฿49.3K
$150₱9,271
903.88%
Buy Apartment in City Center(m2)
$3,749฿122.5K
$2,118₱130.6K
77.01%
Buy Apartment Outside City Center(m2)
$2,616฿85.4K
$966₱59.6K
170.75%
💵 Salaries & Financials
Phuket
Pagadian
Difference
Average Monthly Net Salary(After Tax)
$508฿16.6K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.33
6.67
-20.09%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Phuket: June 2, 2026
Last update for Pagadian: May 30, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $613 in Phuket and $113 in Pagadian. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $45.00 in Phuket vs $18.00 in Pagadian for a mid-range dinner for two. Groceries echo the gap at $293 vs $204 per month, with Pagadian cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Pagadian: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Phuket and Pagadian?
Phuket and Pagadian differ by about 66% in total monthly costs ($1,265 vs $760 including rent). Pagadian is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Phuket compared to Pagadian?
You'd need roughly $1,898 in Phuket and $1,140 in Pagadian to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Phuket and Pagadian?
Rent for a central apartment: $613 in Phuket versus $113 in Pagadian. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Pagadian – a meal for two runs $18.00 versus $45.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Phuket or Pagadian?
All in, you'll spend $1,265 per month in Phuket versus $760 in Pagadian – a 66% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $760 in Pagadian versus $1,265 in Phuket, a $2,000 budget is realistic in Pagadian but tight or insufficient in Phuket. The gap between the two cities makes Pagadian the clear choice for anyone on this budget.
How does quality of life compare between Phuket and Pagadian?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Phuket or Pagadian safer for residents?
Safety-wise, Phuket and Pagadian are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Phuket or Pagadian?
Expats usually find Pagadian gentler on the wallet – expenses run 66% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.