Last update: Oct 2026

Cost of Living Comparison Between Phuket and Mumbai (Bombay)

For one person, living is cheaper in Mumbai (Bombay): $813 a month against $1,278 in Phuket, rent and utilities included – about $5,600 less a year. Other living expenses account for most of the difference.

62

Cost of Living Index in Phuket
Learn more

Phuket Living Index
39

Cost of Living Index in Mumbai (Bombay)
Learn more

Mumbai (Bombay) Living Index

Jump to prices

Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,278 in Phuket versus $813 in Mumbai (Bombay).

Phuket $1,278
Mumbai (Bombay) $813

Estimated couple costs with rent: $2,216 in Phuket versus $1,352 in Mumbai (Bombay).

Phuket $2,216
Mumbai (Bombay) $1,352

Monthly costs for a family of three with rent: $3,154 in Phuket versus $1,891 in Mumbai (Bombay).

Phuket $3,154
Mumbai (Bombay) $1,891

Living in Phuket is roughly 57% more expensive than in Mumbai (Bombay), and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Phuket 6% lower, Mumbai (Bombay) 40% lower.

Meal at Budget Restaurant

$4.47 ฿151

$5.35 ₹508

-16.45%

Three-Course Dinner for Two, Mid-Range

$32.41 ฿1,093

$20.87 ₹1,982

55.29%

Fast Food Meal (McDonalds, etc)

$8.81 ฿297

$4.08 ₹387

115.93%

Cappuccino

$2.83 ฿95.4

$2.78 ₹264

1.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.41

$0.40 ₹38.24

117.50%

Water (0.33 liter bottle)

$0.49 ฿16.65

$0.15 ₹14.42

226.67%

Local Beer (0.5 liter draught)

$2.56 ฿86.3

$2.64 ₹251

-3.03%

Imported Beer (0.33 liter bottle)

$3.68 ฿124

$4.25 ₹404

-13.41%

Milk (1 liter)

$1.66 ฿55.9

$0.74 ₹70.5

124.32%

White Bread (500g)

$1.46 ฿49.31

$0.54 ₹51.3

170.37%

Rice (white) (1kg)

$1.50 ฿50.5

$0.78 ₹74.1

92.31%

Eggs

$2.09 ฿70.5

$1.00 ₹95.1

109.00%

Local Cheese (1kg)

$19.07 ฿643

$5.61 ₹533

239.93%

Chicken Fillets (1kg)

$3.30 ฿111

$3.58 ₹340

-7.82%

Beef Round Steak (1kg)

$10.91 ฿368

Apples (1kg)

$2.93 ฿98.9

$2.17 ₹206

35.02%

Banana (1kg)

$1.69 ฿57.0

$0.69 ₹65.8

144.93%

Oranges (1kg)

$2.25 ฿75.8

$1.21 ₹114

85.95%

Tomato (1kg)

$2.08 ฿70.0

$0.49 ₹46.33

324.49%

Potato (1kg)

$1.51 ฿51.0

$0.33 ₹31.71

357.58%

Onion (1kg)

$1.38 ฿46.52

$0.37 ₹35.53

272.97%

Lettuce (1 head)

$1.07 ฿35.96

$0.44 ₹41.79

143.18%

Water (1.5 liter bottle)

$0.52 ฿17.51

$0.31 ₹29.64

67.74%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿142

$5.00 ₹475

-16.00%

Wine (Bottle)

$18.79 ฿634

$8.34 ₹792

125.30%

Local Beer (0.5 liter bottle)

$1.82 ฿61.5

$1.99 ₹189

-8.54%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.8

$3.12 ₹296

-8.97%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹570

One-way Ticket (Public Transport)

$1.45 ฿48.98

$0.20 ₹18.95

625.00%

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,912

$6.90 ₹655

721.16%

Taxi Start (Normal Tariff)

$3.02 ฿102

$0.31 ₹29.84

874.19%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.33

$0.31 ₹29.41

229.03%

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿125

$1.61 ₹153

129.19%

Gasoline (1 liter)

$1.47 ฿49.76

$1.10 ₹105

33.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ฿903.4K

$15.6K ₹1.5M

71.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿900.5K

$22.4K ₹2.1M

19.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,251

$61.9 ₹5,873

55.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.26 ฿380

$4.52 ₹429

149.12%

Internet (50+ Mbps, Unlimited Data)

$16.85 ฿568

$8.97 ₹852

87.85%

Gym Membership (Monthly)

$67.2 ฿2,268

$37.11 ₹3,524

81.16%

Tennis Court (1 Hour on Weekend)

$10.73 ฿362

$14.11 ₹1,340

-23.95%

Cinema Ticket

$7.50 ฿253

$5.01 ₹476

49.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ฿16.1K

$119 ₹11.3K

299.91%

International Primary School, 1 Child (Yearly)

$11.3K ฿380.0K

$4,948 ₹469.8K

127.63%

Jeans (Levis 501 Or Similar)

$62.4 ฿2,104

$36.37 ₹3,453

71.46%

Summer Dress (H&M, Zara, etc)

$28.41 ฿958

$38.71 ₹3,675

-26.61%

Sport Shoes (Adidas, Nike)

$94.3 ฿3,181

$54.7 ₹5,196

72.28%

Men's Leather Business Shoes

$85.8 ฿2,895

$48.03 ₹4,561

78.64%

1-bedroom Apartment, City Center (Monthly)

$716 ฿24.2K

$640 ₹60.7K

11.91%

1-bedroom Apartment, Outside City Center (Monthly)

$491 ฿16.6K

$372 ₹35.3K

32.08%

3-bedroom Apartment, City Center (Monthly)

$1,927 ฿65.0K

$2,093 ₹198.7K

-7.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 ฿48.3K

$925 ₹87.8K

54.70%

Buy Apartment in City Center (m2)

$4,175 ฿140.9K

$5,706 ₹541.8K

-26.82%

Buy Apartment Outside City Center (m2)

$3,045 ฿102.7K

$2,560 ₹243.1K

18.93%

Average Monthly Net Salary (After Tax)

$502 ฿16.9K

$757 ₹71.9K

-33.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

8.29

-32.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Mumbai (Bombay): October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$491 38.4%

Mumbai (Bombay)

$372 45.7% 24.3% $119

Groceries & Markets

Phuket

$266 20.8%

Mumbai (Bombay)

$117 14.4% 56% $149

Monthly Utilities & Internet

Phuket

$124 9.7%

Mumbai (Bombay)

$75 9.3% 39.5% $49

Clothing & Footwear

Phuket

$122 9.5%

Mumbai (Bombay)

$80 9.8% 34.3% $42

Eating Out

Phuket

$122 9.5%

Mumbai (Bombay)

$112 13.8% 7.7% $9.4

Sport & Entertainment

Phuket

$82 6.4%

Mumbai (Bombay)

$47 5.8% 42.7% $35

Getting Around

Phuket

$71 5.5%

Mumbai (Bombay)

$9.6 1.2% 86.5% $61

Cost Breakdown

A one-bedroom apartment in the center runs $716 in Phuket and $640 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 51% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32 in Phuket vs $21 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $266 vs $117 per month, with Mumbai (Bombay) cheaper across the board.

Good to know

🇹🇭 Phuket

🇮🇳 Mumbai (Bombay)

🕒 Local time

18:54 6:54 PM

17:24 5:24 PM

1 h 30 min behind Phuket

🌤 Weather

👥 Population

79,308

12,442,373

💱 Currency

Thai Baht THB ฿

Indian Rupee INR ₹

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 1, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.67 THB (100 THB = 2.65 EUR).

Indian Rupee exchange rates as of November 1, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Mumbai (Bombay) 3,020 km ≈ 4 h 15 min nonstop flight

From you

Phuket
Mumbai (Bombay)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,278 in Phuket and $813 in Mumbai (Bombay), so Mumbai (Bombay) is about 36% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 34% lower in Phuket. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $716 in Phuket versus $640 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 127% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Mumbai (Bombay) – a meal for two runs $21 versus $32 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

At $813 in Mumbai (Bombay) versus $1,278 in Phuket, a $1,200 budget is realistic in Mumbai (Bombay) but tight or insufficient in Phuket. The gap between the two cities makes Mumbai (Bombay) the clear choice for anyone on this budget.

For families, Mumbai (Bombay) is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Mumbai (Bombay) gentler on the wallet – expenses run 36% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.