Last update: Oct 2026

Cost of Living Comparison Between Phuket and Jammu

For one person, living is cheaper in Jammu: $353 a month against $1,208 in Phuket, rent and utilities included – about $10,300 less a year. Rent and utilities account for about half of the difference.

59

Cost of Living Index in Phuket
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Phuket Living Index
17

Cost of Living Index in Jammu
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Jammu Living Index

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Phuket

🇹🇭 Thailand

$1,208

/mo nomad

Jammu

🇮🇳 India

$353

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Jammu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Jammu actually costs, broken down by who's living it.

A single person spends $1,208 per month in Phuket vs $353 in Jammu, rent included.

Phuket $1,208
Jammu $353

A couple spends around $2,027 per month in Phuket vs $574 in Jammu, rent included.

Phuket $2,027
Jammu $574

A family of three spends $2,845 per month in Phuket vs $795 in Jammu, rent included.

Phuket $2,845
Jammu $795

Phuket costs about 242% more than Jammu, and outside of rent the biggest gap is in groceries.

Both Phuket and Jammu are more affordable than the global median – Phuket 11% lower, Jammu 74% lower.

Meal at Budget Restaurant

$4.40 ฿147

$3.60 ₹342

22.22%

Three-Course Dinner for Two, Mid-Range

$32.26 ฿1,078

$11.66 ₹1,107

176.67%

Fast Food Meal (McDonalds, etc)

$8.76 ฿293

$3.77 ₹358

132.36%

Cappuccino

$2.83 ฿94.5

$1.06 ₹101

166.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.90 ฿30.14

$0.33 ₹31.53

172.73%

Water (0.33 liter bottle)

$0.47 ฿15.56

$0.11 ₹10.74

327.27%

Local Beer (0.5 liter draught)

$2.55 ฿85.2

$1.54 ₹147

65.58%

Imported Beer (0.33 liter bottle)

$3.83 ฿128

$3.25 ₹308

17.85%

Milk (1 liter)

$1.73 ฿57.7

$0.67 ₹63.3

158.21%

White Bread (500g)

$1.47 ฿49.11

$0.38 ₹35.75

286.84%

Rice (white) (1kg)

$1.51 ฿50.6

$0.83 ₹78.7

81.93%

Eggs

$2.17 ฿72.7

$0.94 ₹89.7

130.85%

Local Cheese (1kg)

$19.70 ฿658

$3.96 ₹376

397.47%

Chicken Fillets (1kg)

$3.34 ฿112

$1.51 ₹144

121.19%

Beef Round Steak (1kg)

$11.16 ฿373

Apples (1kg)

$2.85 ฿95.1

$1.12 ₹106

154.46%

Banana (1kg)

$1.70 ฿56.9

$0.99 ₹94.0

71.72%

Oranges (1kg)

$2.19 ฿73.3

$0.73 ₹69.6

200.00%

Tomato (1kg)

$2.05 ฿68.4

$0.53 ₹49.87

286.79%

Potato (1kg)

$1.45 ฿48.57

$0.34 ₹32.33

326.47%

Onion (1kg)

$1.38 ฿46.16

$0.51 ₹48.30

170.59%

Lettuce (1 head)

$1.07 ฿35.69

$0.60 ₹56.7

78.33%

Water (1.5 liter bottle)

$0.51 ฿16.91

$0.29 ₹27.34

75.86%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿142

$4.28 ₹407

-0.47%

Wine (Bottle)

$18.58 ฿621

$7.79 ₹740

138.51%

Local Beer (0.5 liter bottle)

$1.78 ฿59.7

$1.36 ₹129

30.88%

Imported Beer (0.33 liter bottle)

$2.85 ฿95.2

$3.19 ₹303

-10.66%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.85 ₹271

One-way Ticket (Public Transport)

$2.26 ฿75.6

$0.27 ₹25.85

737.04%

Public Transport Monthly Pass (Regular Price)

$22.10 ฿738

$3.23 ₹307

584.21%

Taxi Start (Normal Tariff)

$3.01 ฿101

$1.53 ₹146

96.73%

Taxi (Normal Tariff) (1km)

$1.06 ฿35.34

$0.25 ₹23.69

324.00%

Taxi 1hour Waiting (Normal Tariff)

$3.86 ฿129

$1.81 ₹171

113.26%

Gasoline (1 liter)

$1.45 ฿48.45

$1.11 ₹105

30.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K ฿879.9K

$11.4K ₹1.1M

131.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿900.4K

$22.6K ₹2.1M

19.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,221

$47.18 ₹4,480

104.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.04 ฿369

$3.21 ₹305

243.93%

Internet (50+ Mbps, Unlimited Data)

$17.14 ฿573

$6.40 ₹608

167.81%

Gym Membership (Monthly)

$52.2 ฿1,744

$13.65 ₹1,296

282.27%

Tennis Court (1 Hour on Weekend)

$11.16 ฿373

$6.59 ₹625

69.35%

Cinema Ticket

$7.81 ฿261

$2.62 ₹249

198.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$556 ฿18.6K

$36.62 ₹3,477

1418.10%

International Primary School, 1 Child (Yearly)

$11.6K ฿387.0K

$1,077 ₹102.3K

975.45%

Jeans (Levis 501 Or Similar)

$64.2 ฿2,146

$25.90 ₹2,459

147.88%

Summer Dress (H&M, Zara, etc)

$28.69 ฿959

$31.86 ₹3,025

-9.95%

Sport Shoes (Adidas, Nike)

$95.4 ฿3,187

$41.61 ₹3,952

129.18%

Men's Leather Business Shoes

$88.0 ฿2,940

$28.08 ₹2,667

213.32%

1-bedroom Apartment, City Center (Monthly)

$737 ฿24.6K

$93.5 ₹8,876

688.58%

1-bedroom Apartment, Outside City Center (Monthly)

$462 ฿15.5K

$53.5 ₹5,076

764.87%

3-bedroom Apartment, City Center (Monthly)

$2,095 ฿70.0K

$245 ₹23.3K

755.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,201 ฿40.1K

$160 ₹15.2K

649.84%

Buy Apartment in City Center (m2)

$3,488 ฿116.6K

$969 ₹92.0K

259.87%

Buy Apartment Outside City Center (m2)

$2,523 ฿84.3K

$534 ₹50.7K

372.46%

Average Monthly Net Salary (After Tax)

$501 ฿16.7K

$490 ₹46.6K

2.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

11.75

-52.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 19, 2026

Last update for Jammu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$462 38.3%

Jammu

$53 15.1% 88.4% $409

Groceries & Markets

Phuket

$269 22.2%

Jammu

$91 25.7% 66.2% $178

Monthly Utilities & Internet

Phuket

$125 10.3%

Jammu

$57 16.1% 54.4% $68

Clothing & Footwear

Phuket

$124 10.3%

Jammu

$57 16.2% 53.9% $67

Eating Out

Phuket

$121 10%

Jammu

$69 19.5% 43.3% $52

Sport & Entertainment

Phuket

$68 5.6%

Jammu

$19 5.4% 72.1% $49

Getting Around

Phuket

$39 3.3%

Jammu

$7.1 2% 82% $32

Cost Breakdown

A central one-bedroom costs $737 in Phuket versus $93.5 in Jammu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Phuket versus $12.00 in Jammu. Monthly groceries follow the same trend: $269 vs $91.0 – making Jammu the more affordable choice for daily food spending.

Good to know

🇹🇭 Phuket

🇮🇳 Jammu

🕒 Local time

19:29 7:29 PM

17:59 5:59 PM

1 h 30 min behind Phuket

🌤 Weather

👥 Population

79,308

502,197

💱 Currency

Thai Baht THB ฿

Indian Rupee INR ₹

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Jammu 3,670 km ≈ 5 h nonstop flight

From you

Phuket
Jammu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Jammu: Cost of Living - Frequently Asked Questions

Yes – Phuket is pricier by about 242%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,813 per month in Phuket and $530 in Jammu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jammu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Phuket and $12.00 in Jammu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,208 in Phuket and $353 in Jammu. That's a gap of about 242%.

A $1,500 monthly budget goes further in Jammu, where all-in costs run around $353, than in Phuket at $1,208. In Jammu it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.

Families tend to lean toward Jammu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jammu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.