Cost of Living Comparison Between Phuket and JammuCost of Living Comparison Between Phuket and Jammu
Monthly Cost of Living
😐A single person spends $1,250 per month in Phuket vs $355 in Jammu, rent included.
😐A couple spends around $2,284 per month in Phuket vs $575 in Jammu, rent included.
😐A family of three spends $3,317 per month in Phuket vs $795 in Jammu, rent included.
😐Phuket costs about 253% more than Jammu, driven mainly by Groceries & Markets.
📊Both Phuket and Jammu are more affordable than the global median – Phuket6% lower, Jammu73% lower.
Currency
🍽 Eating Out
Phuket
Jammu
Difference
Meal at Budget Restaurant
$4.55฿153
$3.22₹311
41.30%
Three-Course Dinner for Two, Mid-Range
$46.18฿1,553
$11.58₹1,117
298.79%
Fast Food Meal(McDonalds, etc)
$8.84฿297
$2.96₹286
198.65%
Cappuccino
$3.06฿103
$1.16₹112
163.79%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.73฿24.40
$0.36₹34.92
102.78%
Water(0.33 liter bottle)
$0.40฿13.39
$0.18₹17.43
122.22%
Local Beer(0.5 liter draught)
$2.43฿81.8
$1.44₹139
68.75%
Imported Beer(0.33 liter bottle)
$3.78฿127
$2.63₹254
43.73%
🛒 Groceries & Markets
Phuket
Jammu
Difference
Milk(1 liter)
$2.26฿76.0
$0.66₹63.9
242.42%
White Bread(500g)
$1.81฿60.9
$0.42₹40.03
330.95%
Rice(white)(1kg)
$2.25฿75.8
$0.72₹69.7
212.50%
Eggs
$2.25฿75.5
$0.97₹93.9
131.96%
Local Cheese(1kg)
$19.51฿656
$3.98₹384
390.20%
Chicken Fillets(1kg)
$3.65฿123
$2.38₹230
53.36%
Beef Round Steak(1kg)
$13.05฿439
-
-
Apples(1kg)
$3.23฿109
$1.25₹120
158.40%
Banana(1kg)
$1.62฿54.4
$0.93₹90.0
74.19%
Oranges(1kg)
$2.38฿80.1
$0.92₹88.9
158.70%
Tomato(1kg)
$2.03฿68.1
$0.55₹52.9
269.09%
Potato(1kg)
$1.53฿51.6
$0.35₹33.46
337.14%
Onion(1kg)
$1.50฿50.5
$0.52₹50.2
188.46%
Lettuce(1 head)
$0.98฿32.91
$0.69₹66.6
42.03%
Water(1.5 liter bottle)
$0.52฿17.39
$0.33₹31.83
57.58%
Cigarettes 20 Pack(Marlboro, Camel)
$4.44฿149
$3.88₹375
14.43%
Wine(Bottle)
$18.32฿616
$7.62₹735
140.42%
Local Beer(0.5 liter bottle)
$1.86฿62.7
$1.47₹142
26.53%
Imported Beer(0.33 liter bottle)
$2.68฿90.1
$2.59₹250
3.47%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
-
$3.74₹360
-
🚌 Getting Around
Phuket
Jammu
Difference
One-way Ticket(Public Transport)
$1.41฿47.46
$0.28₹26.79
403.57%
Public Transport Monthly Pass(Regular Price)
$11.70฿393
$3.57₹345
227.73%
Taxi Start(Normal Tariff)
$3.11฿105
$1.76₹170
76.70%
Taxi(Normal Tariff)(1km)
$1.04฿35.06
$0.30₹29.27
246.67%
Taxi 1hour Waiting(Normal Tariff)
$14.11฿474
$2.34₹226
502.99%
Gasoline(1 liter)
$1.31฿44.10
$1.20₹116
9.17%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.8K฿935.4K
$17.4K₹1.7M
59.47%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.2K฿1.1M
$27.7K₹2.7M
20.12%
🧾 Monthly Utilities & Internet
Phuket
Jammu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$122฿4,118
$31.68₹3,055
286.49%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.59฿457
$3.69₹356
268.29%
Internet(50+ Mbps, Unlimited Data)
$18.70฿629
$7.60₹733
146.05%
🎉 Sport & Entertainment
Phuket
Jammu
Difference
Gym Membership(Monthly)
$60.5฿2,034
$16.07₹1,550
276.42%
Tennis Court(1 Hour on Weekend)
$16.98฿571
$7.18₹692
136.49%
Cinema Ticket
$9.07฿305
$2.87₹276
216.03%
🧸 Childcare & Education
Phuket
Jammu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$706฿23.8K
$41.37₹3,990
1607.49%
International Primary School, 1 Child(Yearly)
$15.8K฿531.5K
$1,220₹117.6K
1195.58%
👕👟 Clothing & Footwear
Phuket
Jammu
Difference
Jeans(Levis 501 Or Similar)
$58.6฿1,969
$27.11₹2,614
115.97%
Summer Dress(H&M, Zara, etc)
$35.36฿1,189
$32.25₹3,110
9.64%
Sport Shoes(Adidas, Nike)
$115฿3,883
$43.53₹4,198
165.24%
Men's Leather Business Shoes
$83.7฿2,816
$25.98₹2,505
222.29%
🏠 Accommodation & Living
Phuket
Jammu
Difference
1-bedroom Apartment, City Center(Monthly)
$626฿21.0K
$98.6₹9,506
534.58%
1-bedroom Apartment, Outside City Center(Monthly)
$445฿15.0K
$59.0₹5,694
653.95%
3-bedroom Apartment, City Center(Monthly)
$2,040฿68.6K
$249₹24.0K
719.23%
3-bedroom Apartment, Outside City Center(Monthly)
$1,492฿50.2K
$181₹17.4K
725.07%
Buy Apartment in City Center(m2)
$3,483฿117.1K
$997₹96.2K
249.23%
Buy Apartment Outside City Center(m2)
$2,577฿86.7K
$516₹49.7K
399.57%
💵 Salaries & Financials
Phuket
Jammu
Difference
Average Monthly Net Salary(After Tax)
$500฿16.8K
$491₹47.4K
1.72%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.33
13.83
-61.46%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Phuket: July 12, 2026
Last update for Jammu: July 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $626 in Phuket versus $98.6 in Jammu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $46.00 in Phuket versus $12.00 in Jammu. Monthly groceries follow the same trend: $289 vs $96.0 – making Jammu the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Jammu: Cost of Living - Frequently Asked Questions
Is Jammu cheaper than Phuket?
Yes – Phuket is pricier by about 253%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,875 per month in Phuket and $532 in Jammu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Jammu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Phuket or in Jammu?
A mid-range dinner for two costs $46.00 in Phuket and $12.00 in Jammu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Phuket and in Jammu?
Monthly expenses with rent come to $1,250 in Phuket and $355 in Jammu. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for living in Phuket or in Jammu?
A $1,500 monthly budget goes further in Jammu, where all-in costs run around $355, than in Phuket at $1,250. In Jammu it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.
Is Phuket or Jammu more family-friendly?
Families tend to lean toward Jammu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Phuket or Jammu?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Jammu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.