Cost of Living Comparison Between Phuket and Jammu Cost of Living Comparison Between Phuket and Jammu

Monthly Cost of Living

A single person spends $1,265 per month in Phuket vs $342 in Jammu, rent included.

A couple spends around $2,297 per month in Phuket vs $583 in Jammu, rent included.

A family of three spends $3,329 per month in Phuket vs $825 in Jammu, rent included.

Phuket costs about 270% more than Jammu, driven mainly by Groceries & Markets.

Both Phuket and Jammu are more affordable than the global median – Phuket 6% lower, Jammu 75% lower.

Meal at Budget Restaurant

$4.70 ฿154

$3.17 ₹303

48.26%

Three-Course Dinner for Two, Mid-Range

$45.37 ฿1,483

$11.66 ₹1,116

289.11%

Fast Food Meal (McDonalds, etc)

$8.43 ฿276

$2.83 ₹271

197.88%

Cappuccino

$2.93 ฿95.7

$1.18 ₹113

148.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.42

$0.39 ₹37.74

76.92%

Water (0.33 liter bottle)

$0.37 ฿12.00

$0.15 ₹14.18

146.67%

Local Beer (0.5 liter draught)

$2.41 ฿78.7

$1.39 ₹133

73.38%

Imported Beer (0.33 liter bottle)

$3.72 ฿122

$2.70 ₹258

37.78%

Milk (1 liter)

$2.23 ฿73.0

$0.66 ₹63.1

237.88%

White Bread (500g)

$1.83 ฿59.9

$0.38 ₹36.74

381.58%

Rice (white) (1kg)

$2.17 ฿70.9

$0.77 ₹73.7

181.82%

Eggs

$2.21 ฿72.4

$0.97 ₹92.9

127.84%

Local Cheese (1kg)

$19.74 ฿645

$3.98 ₹381

395.98%

Chicken Fillets (1kg)

$3.63 ฿119

$2.37 ₹226

53.16%

Beef Round Steak (1kg)

$13.53 ฿442

Apples (1kg)

$3.28 ฿107

$1.25 ₹119

162.40%

Banana (1kg)

$1.61 ฿52.7

$0.95 ₹91.3

69.47%

Oranges (1kg)

$2.41 ฿78.7

$0.92 ₹87.6

161.96%

Tomato (1kg)

$2.08 ฿68.1

$0.55 ₹52.7

278.18%

Potato (1kg)

$1.53 ฿49.97

$0.37 ₹35.57

313.51%

Onion (1kg)

$1.48 ฿48.41

$0.53 ₹50.4

179.25%

Lettuce (1 head)

$0.99 ฿32.32

$0.64 ₹61.1

54.69%

Water (1.5 liter bottle)

$0.51 ฿16.68

$0.31 ₹29.60

64.52%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 ฿144

$3.83 ₹367

15.14%

Wine (Bottle)

$19.38 ฿634

$7.87 ₹753

146.25%

Local Beer (0.5 liter bottle)

$1.78 ฿58.1

$1.47 ₹140

21.09%

Imported Beer (0.33 liter bottle)

$2.71 ฿88.7

$2.55 ₹244

6.27%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.86 ₹369

One-way Ticket (Public Transport)

$1.37 ฿44.83

$0.30 ₹28.87

356.67%

Public Transport Monthly Pass (Regular Price)

$11.39 ฿372

$3.41 ₹326

234.02%

Taxi Start (Normal Tariff)

$3.02 ฿98.7

$1.79 ₹171

68.72%

Taxi (Normal Tariff) (1km)

$0.99 ฿32.51

$0.28 ₹26.64

253.57%

Taxi 1hour Waiting (Normal Tariff)

$14.10 ฿461

$2.39 ₹228

489.96%

Gasoline (1 liter)

$1.36 ฿44.55

$1.22 ₹116

11.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K ฿921.9K

$17.5K ₹1.7M

61.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K ฿1.1M

$26.8K ₹2.6M

22.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿3,978

$32.07 ₹3,069

279.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.57 ฿444

$3.57 ₹342

280.11%

Internet (50+ Mbps, Unlimited Data)

$18.31 ฿599

$7.47 ₹714

145.11%

Gym Membership (Monthly)

$60.2 ฿1,969

$16.38 ₹1,568

267.64%

Tennis Court (1 Hour on Weekend)

$17.14 ฿560

$6.88 ₹659

149.13%

Cinema Ticket

$8.69 ฿284

$2.83 ₹270

207.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$693 ฿22.7K

$40.35 ₹3,862

1618.54%

International Primary School, 1 Child (Yearly)

$15.7K ฿512.8K

$1,204 ₹115.2K

1202.84%

Jeans (Levis 501 Or Similar)

$59.5 ฿1,946

$26.53 ₹2,539

124.39%

Summer Dress (H&M, Zara, etc)

$34.77 ฿1,137

$32.07 ₹3,069

8.42%

Sport Shoes (Adidas, Nike)

$115 ฿3,746

$42.62 ₹4,078

168.89%

Men's Leather Business Shoes

$83.3 ฿2,723

$25.79 ₹2,468

222.95%

1-bedroom Apartment, City Center (Monthly)

$613 ฿20.0K

$98.5 ₹9,429

522.34%

1-bedroom Apartment, Outside City Center (Monthly)

$437 ฿14.3K

$57.1 ₹5,463

665.55%

3-bedroom Apartment, City Center (Monthly)

$2,094 ฿68.5K

$255 ₹24.4K

719.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,509 ฿49.3K

$175 ₹16.7K

764.07%

Buy Apartment in City Center (m2)

$3,749 ฿122.6K

$970 ₹92.8K

286.69%

Buy Apartment Outside City Center (m2)

$2,616 ฿85.5K

$523 ₹50.1K

399.94%

Average Monthly Net Salary (After Tax)

$508 ฿16.6K

$496 ₹47.5K

2.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

13.83

-61.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: June 2, 2026

Last update for Jammu: June 2, 2026

Cost Breakdown

A central one-bedroom costs $613 in Phuket versus $98.5 in Jammu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Phuket versus $12.00 in Jammu. Monthly groceries follow the same trend: $293 vs $96.0 – making Jammu the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Jammu: Cost of Living - Frequently Asked Questions

Yes – Phuket is pricier by about 270%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,898 per month in Phuket and $513 in Jammu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jammu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $45.00 in Phuket and $12.00 in Jammu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,265 in Phuket and $342 in Jammu. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Jammu, where all-in costs run around $342, than in Phuket at $1,265. In Jammu it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.

Families tend to lean toward Jammu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jammu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.