Cost of Living Comparison Between Phuket and Jammu Cost of Living Comparison Between Phuket and Jammu

Monthly Cost of Living

A single person spends $1,253 per month in Phuket vs $348 in Jammu, rent included.

A couple spends around $2,043 per month in Phuket vs $575 in Jammu, rent included.

A family of three spends $2,833 per month in Phuket vs $803 in Jammu, rent included.

Phuket costs about 261% more than Jammu, driven mainly by Groceries & Markets.

Both Phuket and Jammu are more affordable than the global median – Phuket 9% lower, Jammu 75% lower.

Meal at Budget Restaurant

$4.56 ฿150

$3.59 ₹339

27.02%

Three-Course Dinner for Two, Mid-Range

$32.62 ฿1,072

$11.47 ₹1,083

184.39%

Fast Food Meal (McDonalds, etc)

$8.90 ฿293

$3.60 ₹340

147.22%

Cappuccino

$2.80 ฿92.2

$1.07 ₹101

161.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 ฿28.93

$0.31 ₹28.87

183.87%

Water (0.33 liter bottle)

$0.49 ฿16.08

$0.12 ₹11.38

308.33%

Local Beer (0.5 liter draught)

$2.39 ฿78.5

$1.60 ₹152

49.38%

Imported Beer (0.33 liter bottle)

$3.71 ฿122

$3.07 ₹290

20.85%

Milk (1 liter)

$1.79 ฿58.7

$0.63 ₹59.2

184.13%

White Bread (500g)

$1.44 ฿47.38

$0.37 ₹35.32

289.19%

Rice (white) (1kg)

$1.58 ฿52.1

$0.89 ₹84.0

77.53%

Eggs

$2.13 ฿69.9

$1.00 ₹94.9

113.00%

Local Cheese (1kg)

$19.92 ฿655

$4.01 ₹379

396.76%

Chicken Fillets (1kg)

$3.43 ฿113

$1.57 ₹149

118.47%

Beef Round Steak (1kg)

$11.33 ฿372

Apples (1kg)

$2.95 ฿96.9

$1.15 ₹109

156.52%

Banana (1kg)

$1.72 ฿56.6

$0.92 ₹86.6

86.96%

Oranges (1kg)

$2.32 ฿76.4

$0.69 ₹65.3

236.23%

Tomato (1kg)

$2.08 ฿68.4

$0.55 ₹52.3

278.18%

Potato (1kg)

$1.47 ฿48.33

$0.34 ₹32.40

332.35%

Onion (1kg)

$1.36 ฿44.64

$0.55 ₹51.7

147.27%

Lettuce (1 head)

$1.10 ฿36.12

$0.58 ₹55.1

89.66%

Water (1.5 liter bottle)

$0.57 ฿18.89

$0.29 ₹27.19

96.55%

Cigarettes 20 Pack (Marlboro, Camel)

$4.27 ฿140

$4.26 ₹402

0.23%

Wine (Bottle)

$18.42 ฿605

$8.00 ₹756

130.25%

Local Beer (0.5 liter bottle)

$1.87 ฿61.5

$1.34 ₹127

39.55%

Imported Beer (0.33 liter bottle)

$2.92 ฿96.0

$3.16 ₹298

-7.59%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.87 ₹272

One-way Ticket (Public Transport)

$2.22 ฿72.9

$0.25 ₹23.43

788.00%

Public Transport Monthly Pass (Regular Price)

$22.90 ฿753

$3.24 ₹306

606.79%

Taxi Start (Normal Tariff)

$3.03 ฿99.6

$1.59 ₹150

90.57%

Taxi (Normal Tariff) (1km)

$1.07 ฿35.31

$0.25 ₹23.47

328.00%

Taxi 1hour Waiting (Normal Tariff)

$3.93 ฿129

$1.86 ₹176

111.29%

Gasoline (1 liter)

$1.49 ฿49.04

$1.09 ₹103

36.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K ฿891.7K

$14.3K ₹1.3M

89.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K ฿902.3K

$22.6K ₹2.1M

21.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 ฿3,379

$48.47 ₹4,579

112.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.99 ฿361

$3.29 ₹311

234.04%

Internet (50+ Mbps, Unlimited Data)

$17.51 ฿576

$6.62 ₹625

164.50%

Gym Membership (Monthly)

$53.5 ฿1,760

$13.94 ₹1,317

284.00%

Tennis Court (1 Hour on Weekend)

$11.20 ฿368

$15.74 ₹1,487

-28.84%

Cinema Ticket

$7.48 ฿246

$2.60 ₹245

187.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$557 ฿18.3K

$36.70 ₹3,467

1417.63%

International Primary School, 1 Child (Yearly)

$11.9K ฿389.6K

$1,100 ₹103.9K

977.57%

Jeans (Levis 501 Or Similar)

$64.1 ฿2,106

$26.09 ₹2,465

145.57%

Summer Dress (H&M, Zara, etc)

$29.07 ฿956

$31.32 ₹2,959

-7.18%

Sport Shoes (Adidas, Nike)

$96.0 ฿3,154

$42.39 ₹4,005

126.37%

Men's Leather Business Shoes

$90.3 ฿2,970

$28.11 ₹2,656

221.38%

1-bedroom Apartment, City Center (Monthly)

$730 ฿24.0K

$96.3 ₹9,102

657.96%

1-bedroom Apartment, Outside City Center (Monthly)

$500 ฿16.4K

$53.0 ₹5,003

843.98%

3-bedroom Apartment, City Center (Monthly)

$2,090 ฿68.7K

$241 ₹22.8K

765.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,209 ฿39.7K

$162 ₹15.3K

647.92%

Buy Apartment in City Center (m2)

$3,596 ฿118.2K

$989 ₹93.4K

263.58%

Buy Apartment Outside City Center (m2)

$2,512 ฿82.6K

$523 ₹49.5K

380.01%

Average Monthly Net Salary (After Tax)

$503 ฿16.5K

$492 ₹46.5K

2.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

10.5

-46.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: August 31, 2026

Last update for Jammu: August 31, 2026

Cost Breakdown

A central one-bedroom costs $730 in Phuket versus $96.3 in Jammu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Phuket versus $11.00 in Jammu. Monthly groceries follow the same trend: $273 vs $91.0 – making Jammu the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Jammu: Cost of Living - Frequently Asked Questions

Yes – Phuket is pricier by about 261%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,880 per month in Phuket and $521 in Jammu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jammu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Phuket and $11.00 in Jammu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,253 in Phuket and $348 in Jammu. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Jammu, where all-in costs run around $348, than in Phuket at $1,253. In Jammu it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.

Families tend to lean toward Jammu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jammu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.