Last update: Oct 2026

Cost of Living Comparison Between Phuket and Herceg Novi

For one person, living costs are similar in Phuket and in Herceg Novi: $1,208 and $1,257 a month, rent and utilities included.

59

Cost of Living Index in Phuket
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Phuket Living Index
61

Cost of Living Index in Herceg Novi
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Herceg Novi Living Index

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Phuket

🇹🇭 Thailand

$1,208

/mo nomad

Herceg Novi

🇲🇪 Montenegro

$1,257

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Herceg Novi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Herceg Novi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,208 in Phuket versus $1,257 in Herceg Novi.

Phuket $1,208
Herceg Novi $1,257

Estimated couple costs with rent: $2,027 in Phuket versus $1,997 in Herceg Novi.

Phuket $2,027
Herceg Novi $1,997

Monthly costs for a family of three with rent: $2,845 in Phuket versus $2,737 in Herceg Novi.

Phuket $2,845
Herceg Novi $2,737

Living in Phuket costs roughly 4% less than in Herceg Novi, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Phuket 11% lower, Herceg Novi 7% lower.

Meal at Budget Restaurant

$4.40 ฿147

$11.23 €9.99

-60.82%

Three-Course Dinner for Two, Mid-Range

$32.26 ฿1,078

$36.29 €32.28

-11.10%

Fast Food Meal (McDonalds, etc)

$8.76 ฿293

$9.16 €8.15

-4.37%

Cappuccino

$2.83 ฿94.5

$2.65 €2.36

6.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.90 ฿30.14

$2.50 €2.23

-64.00%

Water (0.33 liter bottle)

$0.47 ฿15.56

$1.63 €1.45

-71.17%

Local Beer (0.5 liter draught)

$2.55 ฿85.2

$2.84 €2.53

-10.21%

Imported Beer (0.33 liter bottle)

$3.83 ฿128

$3.34 €2.97

14.67%

Milk (1 liter)

$1.73 ฿57.7

$1.20 €1.07

44.17%

White Bread (500g)

$1.47 ฿49.11

$1.01 €0.90

45.54%

Rice (white) (1kg)

$1.51 ฿50.6

$2.93 €2.61

-48.46%

Eggs

$2.17 ฿72.7

$2.98 €2.65

-27.18%

Local Cheese (1kg)

$19.70 ฿658

$9.02 €8.02

118.40%

Chicken Fillets (1kg)

$3.34 ฿112

$7.43 €6.61

-55.05%

Beef Round Steak (1kg)

$11.16 ฿373

$12.99 €11.56

-14.09%

Apples (1kg)

$2.85 ฿95.1

$1.33 €1.18

114.29%

Banana (1kg)

$1.70 ฿56.9

$1.57 €1.39

8.28%

Oranges (1kg)

$2.19 ฿73.3

$1.63 €1.45

34.36%

Tomato (1kg)

$2.05 ฿68.4

$2.96 €2.63

-30.74%

Potato (1kg)

$1.45 ฿48.57

$0.95 €0.85

52.63%

Onion (1kg)

$1.38 ฿46.16

$1.29 €1.15

6.98%

Lettuce (1 head)

$1.07 ฿35.69

$1.54 €1.37

-30.52%

Water (1.5 liter bottle)

$0.51 ฿16.91

$0.95 €0.85

-46.32%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿142

$4.00 €3.56

6.50%

Wine (Bottle)

$18.58 ฿621

$4.37 €3.89

325.17%

Local Beer (0.5 liter bottle)

$1.78 ฿59.7

$1.28 €1.14

39.06%

Imported Beer (0.33 liter bottle)

$2.85 ฿95.2

$1.74 €1.55

63.79%

One-way Ticket (Public Transport)

$2.26 ฿75.6

$1.64 €1.46

37.80%

Public Transport Monthly Pass (Regular Price)

$22.10 ฿738

$44.46 €39.55

-50.29%

Taxi Start (Normal Tariff)

$3.01 ฿101

$2.84 €2.53

5.99%

Taxi (Normal Tariff) (1km)

$1.06 ฿35.34

$1.10 €0.97

-3.64%

Taxi 1hour Waiting (Normal Tariff)

$3.86 ฿129

$17.09 €15.20

-77.41%

Gasoline (1 liter)

$1.45 ฿48.45

$1.72 €1.53

-15.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K ฿879.9K

$32.3K €28.8K

-18.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿900.4K

$21.4K €19.0K

25.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,221

$136 €121

-29.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.04 ฿369

$13.14 €11.69

-15.98%

Internet (50+ Mbps, Unlimited Data)

$17.14 ฿573

$33.88 €30.14

-49.41%

Gym Membership (Monthly)

$52.2 ฿1,744

$56.6 €50.3

-7.76%

Tennis Court (1 Hour on Weekend)

$11.16 ฿373

$11.39 €10.13

-2.02%

Cinema Ticket

$7.81 ฿261

$7.81 €6.94

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$556 ฿18.6K

$444 €395

25.29%

International Primary School, 1 Child (Yearly)

$11.6K ฿387.0K

$7,024 €6,248

64.87%

Jeans (Levis 501 Or Similar)

$64.2 ฿2,146

$84.3 €75.0

-23.81%

Summer Dress (H&M, Zara, etc)

$28.69 ฿959

$33.74 €30.01

-14.97%

Sport Shoes (Adidas, Nike)

$95.4 ฿3,187

$72.7 €64.7

31.21%

Men's Leather Business Shoes

$88.0 ฿2,940

$95.8 €85.2

-8.16%

1-bedroom Apartment, City Center (Monthly)

$737 ฿24.6K

$651 €579

13.21%

1-bedroom Apartment, Outside City Center (Monthly)

$462 ฿15.5K

$399 €355

15.95%

3-bedroom Apartment, City Center (Monthly)

$2,095 ฿70.0K

$1,257 €1,118

66.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,201 ฿40.1K

$888 €790

35.19%

Buy Apartment in City Center (m2)

$3,488 ฿116.6K

$3,685 €3,278

-5.36%

Buy Apartment Outside City Center (m2)

$2,523 ฿84.3K

$2,421 €2,153

4.21%

Average Monthly Net Salary (After Tax)

$501 ฿16.7K

$1,031 €917

-51.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

11.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 19, 2026

Last update for Herceg Novi: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$462 38.3%

Herceg Novi

$399 31.7% 13.8% $64

Groceries & Markets

Phuket

$269 22.2%

Herceg Novi

$228 18.1% 15.1% $41

Monthly Utilities & Internet

Phuket

$125 10.3%

Herceg Novi

$183 14.6% 47.1% $59

Clothing & Footwear

Phuket

$124 10.3%

Herceg Novi

$129 10.3% 3.7% $4.6

Eating Out

Phuket

$121 10%

Herceg Novi

$187 14.8% 53.9% $65

Sport & Entertainment

Phuket

$68 5.6%

Herceg Novi

$72 5.7% 6.5% $4.4

Getting Around

Phuket

$39 3.3%

Herceg Novi

$59 4.7% 50.5% $20

Cost Breakdown

A one-bedroom apartment in the center runs $737 in Phuket and $651 in Herceg Novi. Housing cost is often the main lever when comparing two cities.

Herceg Novi pays 106% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Phuket vs $36.00 in Herceg Novi. Groceries flip the comparison at $269 vs $228, with Herceg Novi cheaper for home cooking.

Good to know

🇹🇭 Phuket

🇲🇪 Herceg Novi

🕒 Local time

01:01 1:01 AM

20:01 8:01 PM

5 h behind Phuket

🌤 Weather

👥 Population

79,308

11,059

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to THB in detail →

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Between locations

Phuket Herceg Novi 8,590 km ≈ 11 h nonstop flight

From you

Phuket
Herceg Novi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Herceg Novi: Cost of Living - Frequently Asked Questions

Phuket and Herceg Novi differ by about 4% in total monthly costs ($1,208 vs $1,257 including rent). Phuket is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 106% lower in Herceg Novi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $737 in Phuket versus $651 in Herceg Novi. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Herceg Novi pay roughly 18% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Phuket – a meal for two runs $32.00 versus $36.00 in Herceg Novi. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,208 in Phuket versus $1,257 in Herceg Novi, a $1,500 budget is realistic in Phuket but tight or insufficient in Herceg Novi. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Herceg Novi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 4% less than in Herceg Novi. Beyond cost, consider language, visa policies, and how big the international community is in each city.