Last update: Oct 2026

Cost of Living Comparison Between Herceg Novi and Phuket

For one person, living costs are similar in Herceg Novi and in Phuket: $1,257 and $1,208 a month, rent and utilities included.

61

Cost of Living Index in Herceg Novi
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Herceg Novi Living Index
59

Cost of Living Index in Phuket
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Phuket Living Index

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Herceg Novi

🇲🇪 Montenegro

$1,257

/mo nomad

Phuket

🇹🇭 Thailand

$1,208

/mo nomad

Monthly Cost of Living

How much you'll spend in Herceg Novi and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Herceg Novi and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,257 in Herceg Novi versus $1,208 in Phuket.

Herceg Novi $1,257
Phuket $1,208

Estimated couple costs with rent: $1,997 in Herceg Novi versus $2,027 in Phuket.

Herceg Novi $1,997
Phuket $2,027

Monthly costs for a family of three with rent: $2,737 in Herceg Novi versus $2,845 in Phuket.

Herceg Novi $2,737
Phuket $2,845

Living in Herceg Novi is roughly 4% more expensive than in Phuket, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Herceg Novi 7% lower, Phuket 11% lower.

Meal at Budget Restaurant

$11.23 €9.99

$4.40 ฿147

155.23%

Three-Course Dinner for Two, Mid-Range

$36.29 €32.28

$32.26 ฿1,078

12.49%

Fast Food Meal (McDonalds, etc)

$9.16 €8.15

$8.76 ฿293

4.57%

Cappuccino

$2.65 €2.36

$2.83 ฿94.5

-6.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 €2.23

$0.90 ฿30.14

177.78%

Water (0.33 liter bottle)

$1.63 €1.45

$0.47 ฿15.56

246.81%

Local Beer (0.5 liter draught)

$2.84 €2.53

$2.55 ฿85.2

11.37%

Imported Beer (0.33 liter bottle)

$3.34 €2.97

$3.83 ฿128

-12.79%

Milk (1 liter)

$1.20 €1.07

$1.73 ฿57.7

-30.64%

White Bread (500g)

$1.01 €0.90

$1.47 ฿49.11

-31.29%

Rice (white) (1kg)

$2.93 €2.61

$1.51 ฿50.6

94.04%

Eggs

$2.98 €2.65

$2.17 ฿72.7

37.33%

Local Cheese (1kg)

$9.02 €8.02

$19.70 ฿658

-54.21%

Chicken Fillets (1kg)

$7.43 €6.61

$3.34 ฿112

122.46%

Beef Round Steak (1kg)

$12.99 €11.56

$11.16 ฿373

16.40%

Apples (1kg)

$1.33 €1.18

$2.85 ฿95.1

-53.33%

Banana (1kg)

$1.57 €1.39

$1.70 ฿56.9

-7.65%

Oranges (1kg)

$1.63 €1.45

$2.19 ฿73.3

-25.57%

Tomato (1kg)

$2.96 €2.63

$2.05 ฿68.4

44.39%

Potato (1kg)

$0.95 €0.85

$1.45 ฿48.57

-34.48%

Onion (1kg)

$1.29 €1.15

$1.38 ฿46.16

-6.52%

Lettuce (1 head)

$1.54 €1.37

$1.07 ฿35.69

43.93%

Water (1.5 liter bottle)

$0.95 €0.85

$0.51 ฿16.91

86.27%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 €3.56

$4.26 ฿142

-6.10%

Wine (Bottle)

$4.37 €3.89

$18.58 ฿621

-76.48%

Local Beer (0.5 liter bottle)

$1.28 €1.14

$1.78 ฿59.7

-28.09%

Imported Beer (0.33 liter bottle)

$1.74 €1.55

$2.85 ฿95.2

-38.95%

One-way Ticket (Public Transport)

$1.64 €1.46

$2.26 ฿75.6

-27.43%

Public Transport Monthly Pass (Regular Price)

$44.46 €39.55

$22.10 ฿738

101.18%

Taxi Start (Normal Tariff)

$2.84 €2.53

$3.01 ฿101

-5.65%

Taxi (Normal Tariff) (1km)

$1.10 €0.97

$1.06 ฿35.34

3.77%

Taxi 1hour Waiting (Normal Tariff)

$17.09 €15.20

$3.86 ฿129

342.75%

Gasoline (1 liter)

$1.72 €1.53

$1.45 ฿48.45

18.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K €28.8K

$26.3K ฿879.9K

22.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K €19.0K

$26.9K ฿900.4K

-20.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 €121

$96.4 ฿3,221

41.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.14 €11.69

$11.04 ฿369

19.02%

Internet (50+ Mbps, Unlimited Data)

$33.88 €30.14

$17.14 ฿573

97.67%

Gym Membership (Monthly)

$56.6 €50.3

$52.2 ฿1,744

8.41%

Tennis Court (1 Hour on Weekend)

$11.39 €10.13

$11.16 ฿373

2.06%

Cinema Ticket

$7.81 €6.94

$7.81 ฿261

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$444 €395

$556 ฿18.6K

-20.19%

International Primary School, 1 Child (Yearly)

$7,024 €6,248

$11.6K ฿387.0K

-39.34%

Jeans (Levis 501 Or Similar)

$84.3 €75.0

$64.2 ฿2,146

31.25%

Summer Dress (H&M, Zara, etc)

$33.74 €30.01

$28.69 ฿959

17.60%

Sport Shoes (Adidas, Nike)

$72.7 €64.7

$95.4 ฿3,187

-23.78%

Men's Leather Business Shoes

$95.8 €85.2

$88.0 ฿2,940

8.89%

1-bedroom Apartment, City Center (Monthly)

$651 €579

$737 ฿24.6K

-11.67%

1-bedroom Apartment, Outside City Center (Monthly)

$399 €355

$462 ฿15.5K

-13.76%

3-bedroom Apartment, City Center (Monthly)

$1,257 €1,118

$2,095 ฿70.0K

-40.01%

3-bedroom Apartment, Outside City Center (Monthly)

$888 €790

$1,201 ฿40.1K

-26.03%

Buy Apartment in City Center (m2)

$3,685 €3,278

$3,488 ฿116.6K

5.66%

Buy Apartment Outside City Center (m2)

$2,421 €2,153

$2,523 ฿84.3K

-4.04%

Average Monthly Net Salary (After Tax)

$1,031 €917

$501 ฿16.7K

105.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

-10.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: October 19, 2026

Last update for Phuket: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Herceg Novi

$399 31.7%

Phuket

$462 38.3% 15.9% $64

Groceries & Markets

Herceg Novi

$228 18.1%

Phuket

$269 22.2% 17.8% $41

Eating Out

Herceg Novi

$187 14.8%

Phuket

$121 10% 35% $65

Monthly Utilities & Internet

Herceg Novi

$183 14.6%

Phuket

$125 10.3% 32% $59

Clothing & Footwear

Herceg Novi

$129 10.3%

Phuket

$124 10.3% 3.6% $4.6

Sport & Entertainment

Herceg Novi

$72 5.7%

Phuket

$68 5.6% 6.1% $4.4

Getting Around

Herceg Novi

$59 4.7%

Phuket

$39 3.3% 33.6% $20

Cost Breakdown

A one-bedroom apartment in the center runs $651 in Herceg Novi and $737 in Phuket. Housing cost is often the main lever when comparing two cities.

Herceg Novi pays 106% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Herceg Novi vs $32.00 in Phuket. Groceries flip the comparison at $228 vs $269, with Herceg Novi cheaper for home cooking.

Good to know

🇲🇪 Herceg Novi

🇹🇭 Phuket

🕒 Local time

13:38 1:38 PM

18:38 6:38 PM

5 h ahead of Herceg Novi

🌤 Weather

👥 Population

11,059

79,308

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

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Between locations

Herceg Novi Phuket 8,590 km ≈ 11 h nonstop flight

From you

Herceg Novi
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Phuket: Cost of Living - Frequently Asked Questions

Herceg Novi and Phuket differ by about 4% in total monthly costs ($1,257 vs $1,208 including rent). Phuket is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 106% higher in Herceg Novi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $651 in Herceg Novi versus $737 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Herceg Novi pay roughly 18% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Phuket – a meal for two runs $32.00 versus $36.00 in Herceg Novi. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,208 in Phuket versus $1,257 in Herceg Novi, a $1,500 budget is realistic in Phuket but tight or insufficient in Herceg Novi. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Herceg Novi and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 4% less than in Herceg Novi. Beyond cost, consider language, visa policies, and how big the international community is in each city.