Cost of Living Comparison Between Herceg Novi and Phuket Cost of Living Comparison Between Herceg Novi and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $1,433 in Herceg Novi versus $1,265 in Phuket.

Estimated couple costs with rent: $2,138 in Herceg Novi versus $2,297 in Phuket.

Monthly costs for a family of three with rent: $2,842 in Herceg Novi versus $3,329 in Phuket.

Living in Herceg Novi is roughly 13% more expensive than Phuket, driven mainly by Eating Out.

The two cities straddle the global median: Herceg Novi is 7% above, Phuket is 6% below.

Meal at Budget Restaurant

$11.79 €10.14

$4.70 ฿153

150.85%

Three-Course Dinner for Two, Mid-Range

$37.10 €31.92

$45.37 ฿1,482

-18.23%

Fast Food Meal (McDonalds, etc)

$10.30 €8.86

$8.43 ฿275

22.18%

Cappuccino

$2.63 €2.26

$2.93 ฿95.6

-10.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 €2.44

$0.69 ฿22.40

310.14%

Water (0.33 liter bottle)

$1.93 €1.66

$0.37 ฿11.99

421.62%

Local Beer (0.5 liter draught)

$2.95 €2.53

$2.41 ฿78.6

22.41%

Imported Beer (0.33 liter bottle)

$2.95 €2.54

$3.72 ฿122

-20.70%

Milk (1 liter)

$1.41 €1.21

$2.23 ฿72.9

-36.77%

White Bread (500g)

$0.91 €0.79

$1.83 ฿59.8

-50.27%

Rice (white) (1kg)

$2.61 €2.24

$2.17 ฿70.8

20.28%

Eggs

$3.23 €2.78

$2.21 ฿72.3

46.15%

Local Cheese (1kg)

$8.90 €7.66

$19.74 ฿645

-54.91%

Chicken Fillets (1kg)

$7.71 €6.64

$3.63 ฿119

112.40%

Beef Round Steak (1kg)

$11.74 €10.10

$13.53 ฿442

-13.23%

Apples (1kg)

$1.27 €1.09

$3.28 ฿107

-61.28%

Banana (1kg)

$1.68 €1.45

$1.61 ฿52.6

4.35%

Oranges (1kg)

$1.64 €1.41

$2.41 ฿78.6

-31.95%

Tomato (1kg)

$3.04 €2.62

$2.08 ฿68.1

46.15%

Potato (1kg)

$1.14 €0.98

$1.53 ฿49.93

-25.49%

Onion (1kg)

$1.41 €1.21

$1.48 ฿48.36

-4.73%

Lettuce (1 head)

$1.52 €1.31

$0.99 ฿32.29

53.54%

Water (1.5 liter bottle)

$0.76 €0.66

$0.51 ฿16.67

49.02%

Cigarettes 20 Pack (Marlboro, Camel)

$3.85 €3.31

$4.41 ฿144

-12.70%

Wine (Bottle)

$4.57 €3.93

$19.38 ฿633

-76.42%

Local Beer (0.5 liter bottle)

$1.25 €1.08

$1.78 ฿58.1

-29.78%

Imported Beer (0.33 liter bottle)

$1.72 €1.48

$2.71 ฿88.6

-36.53%

One-way Ticket (Public Transport)

$1.19 €1.03

$1.37 ฿44.79

-13.14%

Public Transport Monthly Pass (Regular Price)

$58.2 €50.1

$11.39 ฿372

410.97%

Taxi Start (Normal Tariff)

$2.38 €2.04

$3.02 ฿98.6

-21.19%

Taxi (Normal Tariff) (1km)

$0.70 €0.60

$0.99 ฿32.48

-29.29%

Taxi 1hour Waiting (Normal Tariff)

$17.51 €15.06

$14.10 ฿461

24.18%

Gasoline (1 liter)

$1.77 €1.53

$1.36 ฿44.51

30.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K €28.3K

$28.2K ฿921.1K

16.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K €19.2K

$32.9K ฿1.1M

-32.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 €119

$122 ฿3,975

13.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.74 €14.40

$13.57 ฿443

23.36%

Internet (50+ Mbps, Unlimited Data)

$31.48 €27.08

$18.31 ฿598

71.93%

Gym Membership (Monthly)

$58.5 €50.3

$60.2 ฿1,967

-2.89%

Tennis Court (1 Hour on Weekend)

$11.53 €9.92

$17.14 ฿560

-32.73%

Cinema Ticket

$7.94 €6.83

$8.69 ฿284

-8.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$515 €443

$693 ฿22.6K

-25.68%

International Primary School, 1 Child (Yearly)

$7,897 €6,793

$15.7K ฿512.3K

-49.66%

Jeans (Levis 501 Or Similar)

$85.6 €73.7

$59.5 ฿1,944

43.83%

Summer Dress (H&M, Zara, etc)

$34.95 €30.07

$34.77 ฿1,136

0.52%

Sport Shoes (Adidas, Nike)

$76.1 €65.4

$115 ฿3,743

-33.63%

Men's Leather Business Shoes

$97.5 €83.9

$83.3 ฿2,720

17.07%

1-bedroom Apartment, City Center (Monthly)

$760 €653

$613 ฿20.0K

23.86%

1-bedroom Apartment, Outside City Center (Monthly)

$550 €473

$437 ฿14.3K

25.93%

3-bedroom Apartment, City Center (Monthly)

$1,385 €1,192

$2,094 ฿68.4K

-33.86%

3-bedroom Apartment, Outside City Center (Monthly)

$993 €854

$1,509 ฿49.3K

-34.23%

Buy Apartment in City Center (m2)

$3,821 €3,287

$3,749 ฿122.5K

1.91%

Buy Apartment Outside City Center (m2)

$2,603 €2,239

$2,616 ฿85.4K

-0.49%

Average Monthly Net Salary (After Tax)

$1,082 €931

$508 ฿16.6K

113.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

-6.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: June 1, 2026

Last update for Phuket: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $760 in Herceg Novi and $613 in Phuket. Housing cost is often the main lever when comparing two cities.

Herceg Novi pays 113% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $37.00 in Herceg Novi vs $45.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $226 vs $293 per month, with Herceg Novi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Phuket: Cost of Living - Frequently Asked Questions

Herceg Novi and Phuket differ by about 13% in total monthly costs ($1,433 vs $1,265 including rent). Phuket is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Herceg Novi pays 113% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $760 in Herceg Novi versus $613 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Herceg Novi pay roughly 30% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Phuket – a meal for two runs $45.00 versus $37.00 in Herceg Novi. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,265 in Phuket versus $1,433 in Herceg Novi, a $1,500 budget is realistic in Phuket but tight or insufficient in Herceg Novi. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Herceg Novi and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 13% less than in Herceg Novi. Beyond cost, consider language, visa policies, and how big the international community is in each city.