Last update: Oct 2026

Cost of Living Comparison Between Phuket and Belmont, NSW

For one person, living is cheaper in Phuket: $1,207 a month against $2,598 in Belmont, NSW, rent and utilities included – about $16,700 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Phuket
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Phuket Living Index
121

Cost of Living Index in Belmont, NSW
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Belmont, NSW Living Index

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Phuket

🇹🇭 Thailand

$1,207

/mo nomad

Belmont, NSW

🇦🇺 Australia

$2,598

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Belmont, NSW

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Belmont, NSW actually costs, broken down by who's living it.

A single person spends $1,207 per month in Phuket vs $2,598 in Belmont, NSW, rent included.

Phuket $1,207
Belmont, NSW $2,598

A couple spends around $2,037 per month in Phuket vs $3,661 in Belmont, NSW, rent included.

Phuket $2,037
Belmont, NSW $3,661

A family of three spends $2,867 per month in Phuket vs $4,724 in Belmont, NSW, rent included.

Phuket $2,867
Belmont, NSW $4,724

Phuket is about 54% cheaper than Belmont, NSW, and outside of rent the biggest gap is in eating out.

Phuket sits 11% below the global median, while Belmont, NSW is 92% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.58 ฿154

$15.72 A$22.52

-70.87%

Three-Course Dinner for Two, Mid-Range

$32.48 ฿1,090

$91.8 A$131

-64.60%

Fast Food Meal (McDonalds, etc)

$8.55 ฿287

$10.21 A$14.62

-16.26%

Cappuccino

$2.72 ฿91.4

$4.26 A$6.10

-36.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 ฿31.38

$3.03 A$4.34

-68.98%

Water (0.33 liter bottle)

$0.49 ฿16.46

$2.06 A$2.96

-76.21%

Local Beer (0.5 liter draught)

$2.59 ฿86.9

$7.16 A$10.26

-63.83%

Imported Beer (0.33 liter bottle)

$3.83 ฿129

$8.17 A$11.70

-53.12%

Milk (1 liter)

$1.74 ฿58.3

$1.61 A$2.31

8.07%

White Bread (500g)

$1.43 ฿48.02

$2.44 A$3.50

-41.39%

Rice (white) (1kg)

$1.53 ฿51.2

$2.36 A$3.38

-35.17%

Eggs

$2.17 ฿73.0

$4.59 A$6.58

-52.72%

Local Cheese (1kg)

$19.15 ฿643

$9.04 A$12.95

111.84%

Chicken Fillets (1kg)

$3.30 ฿111

$7.93 A$11.36

-58.39%

Beef Round Steak (1kg)

$11.14 ฿374

$16.13 A$23.11

-30.94%

Apples (1kg)

$2.95 ฿98.9

$3.99 A$5.71

-26.07%

Banana (1kg)

$1.68 ฿56.4

$3.16 A$4.52

-46.84%

Oranges (1kg)

$2.30 ฿77.1

$3.38 A$4.84

-31.95%

Tomato (1kg)

$2.13 ฿71.6

$4.04 A$5.79

-47.28%

Potato (1kg)

$1.53 ฿51.3

$2.73 A$3.91

-43.96%

Onion (1kg)

$1.36 ฿45.74

$2.63 A$3.76

-48.29%

Lettuce (1 head)

$1.12 ฿37.60

$2.11 A$3.02

-46.92%

Water (1.5 liter bottle)

$0.55 ฿18.31

$1.73 A$2.47

-68.21%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿143

$47.61 A$68.2

-91.05%

Wine (Bottle)

$18.19 ฿611

$13.96 A$20.00

30.30%

Local Beer (0.5 liter bottle)

$1.74 ฿58.5

$4.93 A$7.06

-64.71%

Imported Beer (0.33 liter bottle)

$2.79 ฿93.7

$4.55 A$6.52

-38.68%

One-way Ticket (Public Transport)

$2.22 ฿74.4

$2.74 A$3.92

-18.98%

Public Transport Monthly Pass (Regular Price)

$22.06 ฿740

$91.9 A$132

-76.00%

Taxi Start (Normal Tariff)

$2.91 ฿97.7

$3.94 A$5.64

-26.14%

Taxi (Normal Tariff) (1km)

$1.01 ฿33.94

$1.38 A$1.98

-26.81%

Taxi 1hour Waiting (Normal Tariff)

$3.83 ฿128

$39.34 A$56.4

-90.26%

Gasoline (1 liter)

$1.49 ฿50.1

$1.37 A$1.97

8.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K ฿895.4K

$30.5K A$43.7K

-12.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿896.4K

$25.6K A$36.6K

4.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.4 ฿3,335

$184 A$264

-45.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.28 ฿379

$30.55 A$43.77

-63.08%

Internet (50+ Mbps, Unlimited Data)

$17.36 ฿583

$49.90 A$71.5

-65.21%

Gym Membership (Monthly)

$52.3 ฿1,755

$59.7 A$85.5

-12.38%

Tennis Court (1 Hour on Weekend)

$10.85 ฿364

$18.28 A$26.19

-40.65%

Cinema Ticket

$7.57 ฿254

$12.64 A$18.10

-40.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$558 ฿18.7K

$2,188 A$3,135

-74.49%

International Primary School, 1 Child (Yearly)

$11.5K ฿385.5K

$18.9K A$27.1K

-39.24%

Jeans (Levis 501 Or Similar)

$62.9 ฿2,110

$82.2 A$118

-23.54%

Summer Dress (H&M, Zara, etc)

$28.58 ฿959

$61.2 A$87.6

-53.28%

Sport Shoes (Adidas, Nike)

$96.1 ฿3,226

$115 A$164

-16.20%

Men's Leather Business Shoes

$88.1 ฿2,955

$126 A$180

-30.09%

1-bedroom Apartment, City Center (Monthly)

$729 ฿24.5K

$1,571 A$2,250

-53.57%

1-bedroom Apartment, Outside City Center (Monthly)

$460 ฿15.4K

$1,322 A$1,893

-65.20%

3-bedroom Apartment, City Center (Monthly)

$2,096 ฿70.3K

$2,144 A$3,072

-2.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,222 ฿41.0K

$1,791 A$2,565

-31.74%

Buy Apartment in City Center (m2)

$3,459 ฿116.1K

$5,488 A$7,862

-36.97%

Buy Apartment Outside City Center (m2)

$2,489 ฿83.5K

$4,808 A$6,887

-48.23%

Average Monthly Net Salary (After Tax)

$493 ฿16.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

5.84

-4.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 13, 2026

Last update for Belmont, NSW: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$460 38.1%

Belmont, NSW

$1.3K 50.9% 187% $862

Groceries & Markets

Phuket

$268 22.2%

Belmont, NSW

$360 13.9% 34.7% $93

Monthly Utilities & Internet

Phuket

$128 10.6%

Belmont, NSW

$264 10.2% 107% $136

Clothing & Footwear

Phuket

$124 10.3%

Belmont, NSW

$173 6.7% 39.3% $49

Eating Out

Phuket

$121 10.1%

Belmont, NSW

$280 10.8% 131% $159

Sport & Entertainment

Phuket

$67 5.6%

Belmont, NSW

$85 3.3% 26% $18

Getting Around

Phuket

$39 3.2%

Belmont, NSW

$114 4.4% 192% $75

Cost Breakdown

A central one-bedroom costs $729 in Phuket versus $1,571 in Belmont, NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Phuket versus $92.0 in Belmont, NSW. Monthly groceries follow the same trend: $268 vs $360 – making Phuket the more affordable choice for daily food spending.

Good to know

🇹🇭 Phuket

🇦🇺 Belmont, NSW

🕒 Local time

01:12 1:12 AM

04:12 4:12 AM

3 h ahead of Phuket

🌤 Weather

👥 Population

79,308

3,648

💱 Currency

Thai Baht THB ฿

Australian Dollar AUD $

📈 Exchange rate

100 THB = 2.98 USD

100 THB = 2.67 EUR

1 AUD = 0.698 USD

1 AUD = 0.625 EUR

Exchange rates and currency converter

AUD, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 13, 2026: 1 USD = 33.56 THB (100 THB = 2.98 USD). 1 EUR = 37.46 THB (100 THB = 2.67 EUR).

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Belmont, NSW 7,080 km ≈ 9 h nonstop flight

From you

Phuket
Belmont, NSW

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Belmont, NSW: Cost of Living - Frequently Asked Questions

Belmont, NSW costs about 115% more than Phuket, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,811 per month in Phuket and $3,897 in Belmont, NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phuket, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 317% less in Phuket. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $558 per month in Phuket and $2,188 in Belmont, NSW. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Phuket, where all-in costs run around $1,207, than in Belmont, NSW at $2,598. In Phuket it covers expenses comfortably, while in Belmont, NSW it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Phuket costs $1,207 versus $2,598 in Belmont, NSW. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Phuket. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belmont, NSW makes more sense. Both are solid long-term options with distinct trade-offs.