Last update: Nov 2026

Cost of Living Comparison Between Phuket and Belgaum

For one person, living is cheaper in Belgaum: $332 a month against $1,294 in Phuket, rent and utilities included – about $11,500 less a year. Rent and utilities account for about half of the difference.

62

Cost of Living Index in Phuket
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Phuket Living Index
16

Cost of Living Index in Belgaum
Learn more

Belgaum Living Index

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Phuket

🇹🇭 Thailand

$1,294

/mo nomad

Belgaum

🇮🇳 India

$332

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Belgaum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Belgaum actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,294 in Phuket versus $332 in Belgaum.

Phuket $1,294
Belgaum $332

Estimated couple costs with rent: $2,204 in Phuket versus $558 in Belgaum.

Phuket $2,204
Belgaum $558

Monthly costs for a family of three with rent: $3,115 in Phuket versus $784 in Belgaum.

Phuket $3,115
Belgaum $784

Living in Phuket is roughly 289% more expensive than in Belgaum, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Phuket 4% lower, Belgaum 75% lower.

Meal at Budget Restaurant

$4.39 ฿147

$1.89 ₹178

132.28%

Three-Course Dinner for Two, Mid-Range

$32.31 ฿1,078

$10.75 ₹1,015

200.56%

Fast Food Meal (McDonalds, etc)

$8.70 ฿290

$2.61 ₹247

233.33%

Cappuccino

$2.72 ฿90.9

$1.61 ₹152

68.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.93 ฿31.06

$0.36 ₹34.15

158.33%

Water (0.33 liter bottle)

$0.50 ฿16.67

$0.11 ₹10.51

354.55%

Local Beer (0.5 liter draught)

$2.53 ฿84.5

$0.93 ₹88.1

172.04%

Imported Beer (0.33 liter bottle)

$3.63 ฿121

$2.26 ₹213

60.62%

Milk (1 liter)

$1.74 ฿58.1

$0.71 ₹66.9

145.07%

White Bread (500g)

$1.45 ฿48.42

$0.51 ₹48.35

184.31%

Rice (white) (1kg)

$1.50 ฿50.1

$0.62 ₹59.0

141.94%

Eggs

$2.17 ฿72.5

$0.77 ₹73.0

181.82%

Local Cheese (1kg)

$19.09 ฿637

$4.88 ₹461

291.19%

Chicken Fillets (1kg)

$3.40 ฿113

$3.01 ₹284

12.96%

Beef Round Steak (1kg)

$10.90 ฿364

Apples (1kg)

$2.94 ฿98.2

$1.60 ₹151

83.75%

Banana (1kg)

$1.69 ฿56.5

$0.64 ₹60.6

164.06%

Oranges (1kg)

$2.19 ฿73.2

$1.52 ₹143

44.08%

Tomato (1kg)

$2.12 ฿70.9

$0.31 ₹29.71

583.87%

Potato (1kg)

$1.46 ฿48.68

$0.38 ₹36.06

284.21%

Onion (1kg)

$1.37 ฿45.66

$0.40 ₹37.56

242.50%

Lettuce (1 head)

$1.08 ฿35.91

$0.25 ₹23.43

332.00%

Water (1.5 liter bottle)

$0.55 ฿18.21

$0.31 ₹29.75

77.42%

Cigarettes 20 Pack (Marlboro, Camel)

$4.43 ฿148

$3.80 ₹359

16.58%

Wine (Bottle)

$18.25 ฿609

$5.44 ₹514

235.48%

Local Beer (0.5 liter bottle)

$1.77 ฿59.2

$1.40 ₹132

26.43%

Imported Beer (0.33 liter bottle)

$2.88 ฿96.2

$2.13 ₹201

35.21%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.62 ₹247

One-way Ticket (Public Transport)

$1.45 ฿48.32

$0.20 ₹18.87

625.00%

Public Transport Monthly Pass (Regular Price)

$54.9 ฿1,832

$14.87 ₹1,404

269.13%

Taxi Start (Normal Tariff)

$1.51 ฿50.5

$1.08 ₹102

39.81%

Taxi (Normal Tariff) (1km)

$0.78 ฿25.90

$0.51 ₹48.36

52.94%

Taxi 1hour Waiting (Normal Tariff)

$3.84 ฿128

$0.87 ₹81.8

341.38%

Gasoline (1 liter)

$1.49 ฿49.65

$1.10 ₹104

35.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K ฿897.3K

$10.9K ₹1.0M

147.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K ฿879.4K

$18.4K ₹1.7M

43.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.8 ฿3,265

$29.82 ₹2,817

228.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.29 ฿377

$3.14 ₹296

259.55%

Internet (50+ Mbps, Unlimited Data)

$17.19 ฿574

$5.66 ₹535

203.71%

Gym Membership (Monthly)

$68.3 ฿2,281

$4.64 ₹438

1372.63%

Tennis Court (1 Hour on Weekend)

$10.92 ฿365

$6.55 ₹619

66.72%

Cinema Ticket

$7.43 ฿248

$2.08 ₹197

257.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$530 ฿17.7K

$20.95 ₹1,979

2431.89%

International Primary School, 1 Child (Yearly)

$18.8K ฿626.9K

$858 ₹81.0K

2089.87%

Jeans (Levis 501 Or Similar)

$61.7 ฿2,059

$13.53 ₹1,278

355.80%

Summer Dress (H&M, Zara, etc)

$28.25 ฿943

$35.81 ₹3,383

-21.11%

Sport Shoes (Adidas, Nike)

$96.0 ฿3,204

$43.50 ₹4,110

120.69%

Men's Leather Business Shoes

$86.8 ฿2,898

$23.60 ₹2,230

267.84%

1-bedroom Apartment, City Center (Monthly)

$721 ฿24.1K

$122 ₹11.5K

492.31%

1-bedroom Apartment, Outside City Center (Monthly)

$509 ฿17.0K

$64.0 ₹6,043

695.61%

3-bedroom Apartment, City Center (Monthly)

$1,950 ฿65.1K

$262 ₹24.8K

643.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,397 ฿46.6K

$194 ₹18.3K

620.23%

Buy Apartment in City Center (m2)

$4,192 ฿139.9K

$594 ₹56.1K

605.61%

Buy Apartment Outside City Center (m2)

$3,298 ฿110.1K

$404 ₹38.1K

717.11%

Average Monthly Net Salary (After Tax)

$492 ฿16.4K

$306 ₹28.9K

60.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

10.75

-48.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: November 2, 2026

Last update for Belgaum: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$509 39.3%

Belgaum

$64 19.3% 87.4% $445

Groceries & Markets

Phuket

$267 20.6%

Belgaum

$96 28.9% 64.1% $171

Monthly Utilities & Internet

Phuket

$126 9.8%

Belgaum

$39 11.6% 69.4% $88

Clothing & Footwear

Phuket

$123 9.5%

Belgaum

$52 15.8% 57.3% $70

Eating Out

Phuket

$120 9.2%

Belgaum

$53 16.1% 55.4% $66

Sport & Entertainment

Phuket

$83 6.4%

Belgaum

$8.8 2.7% 89.4% $74

Getting Around

Phuket

$66 5.1%

Belgaum

$19 5.8% 70.8% $47

Cost Breakdown

A one-bedroom apartment in the center runs $721 in Phuket and $122 in Belgaum. Housing cost is often the main lever when comparing two cities.

Phuket pays 61% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32 in Phuket vs $11 in Belgaum for a mid-range dinner for two. Groceries echo the gap at $267 vs $96 per month, with Belgaum cheaper across the board.

Good to know

🇹🇭 Phuket

🇮🇳 Belgaum

🕒 Local time

11:39 11:39 AM

10:09 10:09 AM

1 h 30 min behind Phuket

🌤 Weather

👥 Population

79,308

600,000

💱 Currency

Thai Baht THB ฿

Indian Rupee INR ₹

📈 Exchange rate

100 THB = 3 USD

100 THB = 2.67 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 6, 2026: 1 USD = 33.38 THB (100 THB = 3 USD). 1 EUR = 37.47 THB (100 THB = 2.67 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Belgaum 2,740 km ≈ 4 h nonstop flight

From you

Phuket
Belgaum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Belgaum: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,294 in Phuket and $332 in Belgaum, so Belgaum is about 74% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 61% higher in Phuket, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $721 in Phuket versus $122 in Belgaum. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $11 versus $32 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,294 per month in Phuket versus $332 in Belgaum – Belgaum is about 74% cheaper, which adds up to real savings over time.

At $332 in Belgaum versus $1,294 in Phuket, a $1,200 budget is realistic in Belgaum but tight or insufficient in Phuket. The gap between the two cities makes Belgaum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Belgaum are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Belgaum gentler on the wallet – expenses run 74% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.