Cost of Living Comparison Between Phuket and Belgaum Cost of Living Comparison Between Phuket and Belgaum

Monthly Cost of Living

Monthly costs for one person with rent: $1,223 in Phuket versus $371 in Belgaum.

Estimated couple costs with rent: $2,237 in Phuket versus $613 in Belgaum.

Monthly costs for a family of three with rent: $3,251 in Phuket versus $855 in Belgaum.

Living in Phuket is roughly 230% more expensive than Belgaum, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 8% lower, Belgaum 72% lower.

Meal at Budget Restaurant

$4.51 ฿147

$2.29 ₹216

96.94%

Three-Course Dinner for Two, Mid-Range

$46.62 ฿1,515

$11.78 ₹1,115

295.76%

Fast Food Meal (McDonalds, etc)

$8.49 ฿276

$3.26 ₹308

160.43%

Cappuccino

$3.08 ฿100

$2.03 ₹192

51.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 ฿22.07

$0.38 ₹35.61

78.95%

Water (0.33 liter bottle)

$0.36 ฿11.75

$0.13 ₹12.60

176.92%

Local Beer (0.5 liter draught)

$2.43 ฿78.8

$1.06 ₹101

129.25%

Imported Beer (0.33 liter bottle)

$3.63 ฿118

$3.12 ₹295

16.35%

Milk (1 liter)

$2.19 ฿71.1

$0.73 ₹68.9

200.00%

White Bread (500g)

$1.81 ฿59.0

$0.32 ₹30.67

465.63%

Rice (white) (1kg)

$2.23 ฿72.5

$0.62 ₹59.0

259.68%

Eggs

$2.24 ฿72.7

$0.82 ₹77.9

173.17%

Local Cheese (1kg)

$19.60 ฿637

$4.74 ₹448

313.50%

Chicken Fillets (1kg)

$3.72 ฿121

$2.97 ₹281

25.25%

Beef Round Steak (1kg)

$13.47 ฿438

Apples (1kg)

$3.36 ฿109

$1.69 ₹160

98.82%

Banana (1kg)

$1.62 ฿52.5

$1.08 ₹102

50.00%

Oranges (1kg)

$2.41 ฿78.3

$1.81 ₹171

33.15%

Tomato (1kg)

$1.99 ฿64.6

$0.34 ₹31.92

485.29%

Potato (1kg)

$1.53 ฿49.76

$0.43 ₹40.69

255.81%

Onion (1kg)

$1.45 ฿47.19

$0.43 ₹40.50

237.21%

Lettuce (1 head)

$1.01 ฿32.96

$0.46 ₹43.23

119.57%

Water (1.5 liter bottle)

$0.48 ฿15.73

$0.36 ₹34.14

33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.27 ฿139

$4.74 ₹449

-9.92%

Wine (Bottle)

$19.12 ฿621

$5.35 ₹506

257.38%

Local Beer (0.5 liter bottle)

$1.84 ฿59.7

$1.42 ₹134

29.58%

Imported Beer (0.33 liter bottle)

$2.74 ฿89.1

$2.28 ₹216

20.18%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.86 ₹460

One-way Ticket (Public Transport)

$1.42 ฿46.06

$0.22 ₹20.68

545.45%

Public Transport Monthly Pass (Regular Price)

$11.72 ฿381

$8.58 ₹811

36.60%

Taxi Start (Normal Tariff)

$3.00 ฿97.6

$1.14 ₹108

163.16%

Taxi (Normal Tariff) (1km)

$1.05 ฿34.00

$0.59 ₹55.9

77.97%

Taxi 1hour Waiting (Normal Tariff)

$13.90 ฿452

$1.43 ₹136

872.03%

Gasoline (1 liter)

$1.29 ฿41.94

$1.17 ₹111

10.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K ฿911.1K

$13.8K ₹1.3M

103.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.5K ฿1.1M

$20.8K ₹2.0M

61.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿3,964

$50.1 ₹4,743

143.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.93 ฿453

$3.28 ₹310

324.70%

Internet (50+ Mbps, Unlimited Data)

$18.87 ฿613

$6.89 ₹652

173.88%

Gym Membership (Monthly)

$61.3 ฿1,992

$6.82 ₹645

798.53%

Tennis Court (1 Hour on Weekend)

$16.84 ฿547

$7.18 ₹679

134.54%

Cinema Ticket

$8.89 ฿289

$1.84 ₹175

383.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$691 ฿22.5K

$23.20 ₹2,195

2880.04%

International Primary School, 1 Child (Yearly)

$16.2K ฿525.2K

$1,163 ₹110.0K

1289.13%

Jeans (Levis 501 Or Similar)

$57.8 ฿1,878

$19.61 ₹1,855

194.70%

Summer Dress (H&M, Zara, etc)

$35.39 ฿1,150

$24.98 ₹2,364

41.67%

Sport Shoes (Adidas, Nike)

$113 ฿3,685

$31.70 ₹2,999

257.67%

Men's Leather Business Shoes

$83.0 ฿2,698

$23.41 ₹2,215

254.59%

1-bedroom Apartment, City Center (Monthly)

$607 ฿19.7K

$136 ₹12.9K

345.99%

1-bedroom Apartment, Outside City Center (Monthly)

$448 ฿14.6K

$68.9 ₹6,517

550.46%

3-bedroom Apartment, City Center (Monthly)

$2,029 ฿66.0K

$287 ₹27.2K

606.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,493 ฿48.5K

$219 ₹20.7K

581.05%

Buy Apartment in City Center (m2)

$3,585 ฿116.5K

$596 ₹56.4K

501.12%

Buy Apartment Outside City Center (m2)

$2,585 ฿84.0K

$398 ₹37.6K

549.73%

Average Monthly Net Salary (After Tax)

$505 ฿16.4K

$319 ₹30.2K

58.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

10.75

-50.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: June 13, 2026

Last update for Belgaum: June 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $607 in Phuket and $136 in Belgaum. Housing cost is often the main lever when comparing two cities.

Phuket pays 58% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $47.00 in Phuket vs $12.00 in Belgaum for a mid-range dinner for two. Groceries echo the gap at $292 vs $100 per month, with Belgaum cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Belgaum: Cost of Living - Frequently Asked Questions

Phuket and Belgaum differ by about 230% in total monthly costs ($1,223 vs $371 including rent). Belgaum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Phuket pays 58% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $607 in Phuket versus $136 in Belgaum. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $12.00 versus $47.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,223 per month in Phuket versus $371 in Belgaum – a 230% gap that adds up to real savings over time for anyone picking the cheaper option.

At $371 in Belgaum versus $1,223 in Phuket, a $2,000 budget is realistic in Belgaum but tight or insufficient in Phuket. The gap between the two cities makes Belgaum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Belgaum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgaum gentler on the wallet – expenses run 230% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.