Cost of Living Comparison Between Phuket and Belgaum Cost of Living Comparison Between Phuket and Belgaum

Monthly Cost of Living

Monthly costs for one person with rent: $1,232 in Phuket versus $311 in Belgaum.

Estimated couple costs with rent: $2,054 in Phuket versus $530 in Belgaum.

Monthly costs for a family of three with rent: $2,876 in Phuket versus $749 in Belgaum.

Living in Phuket is roughly 296% more expensive than in Belgaum, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 10% lower, Belgaum 77% lower.

Meal at Budget Restaurant

$4.41 ฿147

$1.81 ₹173

143.65%

Three-Course Dinner for Two, Mid-Range

$32.26 ฿1,074

$10.48 ₹1,005

207.82%

Fast Food Meal (McDonalds, etc)

$8.93 ฿297

$2.69 ₹257

231.97%

Cappuccino

$2.90 ฿96.4

$1.66 ₹159

74.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 ฿29.30

$0.33 ₹32.07

166.67%

Water (0.33 liter bottle)

$0.48 ฿16.01

$0.10 ₹9.46

380.00%

Local Beer (0.5 liter draught)

$2.35 ฿78.3

$0.98 ₹94.3

139.80%

Imported Beer (0.33 liter bottle)

$3.72 ฿124

$2.17 ₹208

71.43%

Milk (1 liter)

$1.87 ฿62.1

$0.73 ₹69.6

156.16%

White Bread (500g)

$1.47 ฿48.81

$0.47 ₹44.84

212.77%

Rice (white) (1kg)

$1.55 ฿51.7

$0.55 ₹52.7

181.82%

Eggs

$2.10 ฿70.0

$0.76 ₹72.8

176.32%

Local Cheese (1kg)

$19.59 ฿652

$4.24 ₹407

362.03%

Chicken Fillets (1kg)

$3.42 ฿114

$2.58 ₹247

32.56%

Beef Round Steak (1kg)

$11.38 ฿379

Apples (1kg)

$2.98 ฿99.3

$1.61 ₹155

85.09%

Banana (1kg)

$1.68 ฿56.1

$0.67 ₹64.0

150.75%

Oranges (1kg)

$2.21 ฿73.5

$1.47 ₹141

50.34%

Tomato (1kg)

$2.16 ฿72.0

$0.31 ₹29.78

596.77%

Potato (1kg)

$1.52 ฿50.8

$0.34 ₹32.84

347.06%

Onion (1kg)

$1.34 ฿44.55

$0.33 ₹31.95

306.06%

Lettuce (1 head)

$1.13 ฿37.57

$0.27 ₹26.14

318.52%

Water (1.5 liter bottle)

$0.55 ฿18.19

$0.29 ₹27.69

89.66%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿142

$4.16 ₹398

2.40%

Wine (Bottle)

$19.09 ฿635

$3.70 ₹355

415.95%

Local Beer (0.5 liter bottle)

$1.78 ฿59.2

$1.32 ₹127

34.85%

Imported Beer (0.33 liter bottle)

$2.78 ฿92.6

$2.03 ₹194

36.95%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.38 ₹420

One-way Ticket (Public Transport)

$2.23 ฿74.2

$0.22 ₹21.11

913.64%

Public Transport Monthly Pass (Regular Price)

$22.74 ฿757

$14.81 ₹1,420

53.54%

Taxi Start (Normal Tariff)

$3.03 ฿101

$1.06 ₹101

185.85%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.06

$0.50 ₹47.88

104.00%

Taxi 1hour Waiting (Normal Tariff)

$3.89 ฿130

$0.85 ₹81.1

357.65%

Gasoline (1 liter)

$1.49 ฿49.63

$1.06 ₹102

40.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K ฿884.9K

$10.9K ₹1.0M

143.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K ฿899.8K

$18.2K ₹1.7M

48.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ฿3,411

$30.47 ₹2,921

236.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.33 ฿377

$3.17 ₹304

257.41%

Internet (50+ Mbps, Unlimited Data)

$17.40 ฿579

$5.36 ₹514

224.63%

Gym Membership (Monthly)

$52.1 ฿1,734

$4.87 ₹467

969.40%

Tennis Court (1 Hour on Weekend)

$11.07 ฿369

$5.64 ₹541

96.28%

Cinema Ticket

$7.69 ฿256

$2.05 ₹197

275.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$561 ฿18.7K

$20.53 ₹1,968

2630.83%

International Primary School, 1 Child (Yearly)

$11.5K ฿383.0K

$868 ₹83.2K

1225.67%

Jeans (Levis 501 Or Similar)

$63.0 ฿2,098

$13.63 ₹1,307

362.44%

Summer Dress (H&M, Zara, etc)

$29.52 ฿983

$32.21 ₹3,088

-8.35%

Sport Shoes (Adidas, Nike)

$98.0 ฿3,263

$31.56 ₹3,026

210.61%

Men's Leather Business Shoes

$88.5 ฿2,946

$22.15 ₹2,124

299.55%

1-bedroom Apartment, City Center (Monthly)

$738 ฿24.6K

$118 ₹11.3K

523.69%

1-bedroom Apartment, Outside City Center (Monthly)

$482 ฿16.1K

$63.1 ₹6,049

664.57%

3-bedroom Apartment, City Center (Monthly)

$2,107 ฿70.1K

$260 ₹24.9K

710.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,226 ฿40.8K

$196 ₹18.8K

524.02%

Buy Apartment in City Center (m2)

$3,617 ฿120.4K

$589 ₹56.5K

514.11%

Buy Apartment Outside City Center (m2)

$2,603 ฿86.7K

$404 ₹38.8K

543.53%

Average Monthly Net Salary (After Tax)

$494 ฿16.4K

$307 ₹29.4K

60.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

10.75

-48.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: September 15, 2026

Last update for Belgaum: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $738 in Phuket and $118 in Belgaum. Housing cost is often the main lever when comparing two cities.

Phuket pays 61% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Phuket vs $10.00 in Belgaum for a mid-range dinner for two. Groceries echo the gap at $274 vs $87.0 per month, with Belgaum cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Belgaum: Cost of Living - Frequently Asked Questions

Phuket and Belgaum differ by about 296% in total monthly costs ($1,232 vs $311 including rent). Belgaum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 61% higher in Phuket, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $738 in Phuket versus $118 in Belgaum. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $10.00 versus $32.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,232 per month in Phuket versus $311 in Belgaum – a 296% gap that adds up to real savings over time for anyone picking the cheaper option.

At $311 in Belgaum versus $1,232 in Phuket, a $2,000 budget is realistic in Belgaum but tight or insufficient in Phuket. The gap between the two cities makes Belgaum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Belgaum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgaum gentler on the wallet – expenses run 296% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.