Cost of Living Comparison Between Phuket and Belgaum Cost of Living Comparison Between Phuket and Belgaum

Monthly Cost of Living

Monthly costs for one person with rent: $1,264 in Phuket versus $359 in Belgaum.

Estimated couple costs with rent: $2,256 in Phuket versus $602 in Belgaum.

Monthly costs for a family of three with rent: $3,248 in Phuket versus $844 in Belgaum.

Living in Phuket is roughly 252% more expensive than in Belgaum, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 5% lower, Belgaum 73% lower.

Meal at Budget Restaurant

$4.48 ฿150

$2.28 ₹218

96.49%

Three-Course Dinner for Two, Mid-Range

$45.59 ฿1,521

$11.64 ₹1,110

291.67%

Fast Food Meal (McDonalds, etc)

$8.76 ฿292

$3.11 ₹296

181.67%

Cappuccino

$2.97 ฿99.0

$2.05 ₹196

44.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.90

$0.41 ₹38.63

68.29%

Water (0.33 liter bottle)

$0.39 ฿13.04

$0.12 ₹11.02

225.00%

Local Beer (0.5 liter draught)

$2.53 ฿84.4

$1.07 ₹102

136.45%

Imported Beer (0.33 liter bottle)

$3.75 ฿125

$3.01 ₹287

24.58%

Milk (1 liter)

$2.15 ฿71.6

$0.70 ₹66.7

207.14%

White Bread (500g)

$1.82 ฿60.6

$0.30 ₹28.22

506.67%

Rice (white) (1kg)

$2.18 ฿72.9

$0.62 ₹59.3

251.61%

Eggs

$2.25 ฿75.0

$0.77 ₹73.8

192.21%

Local Cheese (1kg)

$20.00 ฿667

$4.91 ₹468

307.33%

Chicken Fillets (1kg)

$3.63 ฿121

$2.85 ₹272

27.37%

Beef Round Steak (1kg)

$13.56 ฿452

Apples (1kg)

$3.24 ฿108

$1.62 ₹155

100.00%

Banana (1kg)

$1.64 ฿54.6

$1.08 ₹103

51.85%

Oranges (1kg)

$2.33 ฿77.8

$1.81 ₹173

28.73%

Tomato (1kg)

$2.07 ฿69.1

$0.33 ₹31.73

527.27%

Potato (1kg)

$1.55 ฿51.6

$0.42 ₹40.49

269.05%

Onion (1kg)

$1.46 ฿48.54

$0.42 ₹40.53

247.62%

Lettuce (1 head)

$0.98 ฿32.86

$0.49 ₹46.44

100.00%

Water (1.5 liter bottle)

$0.48 ฿16.09

$0.34 ₹32.32

41.18%

Cigarettes 20 Pack (Marlboro, Camel)

$4.35 ฿145

$4.68 ₹447

-7.05%

Wine (Bottle)

$18.57 ฿620

$5.20 ₹496

257.12%

Local Beer (0.5 liter bottle)

$1.86 ฿61.9

$1.42 ₹135

30.99%

Imported Beer (0.33 liter bottle)

$2.65 ฿88.6

$2.23 ₹213

18.83%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.08 ₹484

One-way Ticket (Public Transport)

$1.42 ฿47.28

$0.19 ₹18.14

647.37%

Public Transport Monthly Pass (Regular Price)

$11.57 ฿386

$8.86 ₹845

30.59%

Taxi Start (Normal Tariff)

$3.17 ฿106

$1.14 ₹109

178.07%

Taxi (Normal Tariff) (1km)

$1.03 ฿34.41

$0.59 ₹55.9

74.58%

Taxi 1hour Waiting (Normal Tariff)

$13.89 ฿463

$1.47 ₹140

844.90%

Gasoline (1 liter)

$1.34 ฿44.84

$1.22 ₹116

9.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K ฿927.1K

$14.0K ₹1.3M

98.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K ฿1.1M

$20.3K ₹1.9M

64.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 ฿4,105

$50.9 ₹4,855

141.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.77 ฿459

$3.31 ₹316

316.01%

Internet (50+ Mbps, Unlimited Data)

$18.33 ฿611

$6.87 ₹655

166.81%

Gym Membership (Monthly)

$60.7 ฿2,025

$6.78 ₹646

795.13%

Tennis Court (1 Hour on Weekend)

$17.16 ฿573

$7.42 ₹708

131.27%

Cinema Ticket

$8.87 ฿296

$1.85 ₹176

379.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$688 ฿22.9K

$23.63 ₹2,254

2811.00%

International Primary School, 1 Child (Yearly)

$15.8K ฿526.4K

$1,147 ₹109.4K

1275.31%

Jeans (Levis 501 Or Similar)

$59.3 ฿1,978

$19.25 ₹1,836

208.05%

Summer Dress (H&M, Zara, etc)

$34.69 ฿1,157

$25.37 ₹2,419

36.74%

Sport Shoes (Adidas, Nike)

$115 ฿3,843

$31.86 ₹3,038

261.55%

Men's Leather Business Shoes

$83.8 ฿2,794

$23.62 ₹2,253

254.61%

1-bedroom Apartment, City Center (Monthly)

$621 ฿20.7K

$133 ₹12.7K

368.14%

1-bedroom Apartment, Outside City Center (Monthly)

$446 ฿14.9K

$69.9 ₹6,671

537.73%

3-bedroom Apartment, City Center (Monthly)

$2,034 ฿67.8K

$286 ₹27.3K

610.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,496 ฿49.9K

$214 ₹20.4K

598.05%

Buy Apartment in City Center (m2)

$3,455 ฿115.3K

$574 ₹54.7K

502.25%

Buy Apartment Outside City Center (m2)

$2,531 ฿84.4K

$395 ₹37.7K

540.48%

Average Monthly Net Salary (After Tax)

$494 ฿16.5K

$474 ₹45.2K

4.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

10.75

-50.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: July 27, 2026

Last update for Belgaum: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $621 in Phuket and $133 in Belgaum. Housing cost is often the main lever when comparing two cities.

Phuket pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Phuket vs $12.00 in Belgaum for a mid-range dinner for two. Groceries echo the gap at $291 vs $98.0 per month, with Belgaum cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Belgaum: Cost of Living - Frequently Asked Questions

Phuket and Belgaum differ by about 252% in total monthly costs ($1,264 vs $359 including rent). Belgaum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 4% higher in Phuket, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $621 in Phuket versus $133 in Belgaum. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $12.00 versus $46.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,264 per month in Phuket versus $359 in Belgaum – a 252% gap that adds up to real savings over time for anyone picking the cheaper option.

At $359 in Belgaum versus $1,264 in Phuket, a $2,000 budget is realistic in Belgaum but tight or insufficient in Phuket. The gap between the two cities makes Belgaum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Belgaum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgaum gentler on the wallet – expenses run 252% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.