Last update: Nov 2026

Cost of Living Comparison Between Belgaum and Phuket

For one person, living is cheaper in Belgaum: $332 a month against $1,294 in Phuket, rent and utilities included – about $11,500 less a year. Rent and utilities account for about half of the difference.

16

Cost of Living Index in Belgaum
Learn more

Belgaum Living Index
62

Cost of Living Index in Phuket
Learn more

Phuket Living Index

Jump to prices

Belgaum

🇮🇳 India

$332

/mo nomad

Phuket

🇹🇭 Thailand

$1,294

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgaum and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgaum and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $332 in Belgaum versus $1,294 in Phuket.

Belgaum $332
Phuket $1,294

Estimated couple costs with rent: $558 in Belgaum versus $2,204 in Phuket.

Belgaum $558
Phuket $2,204

Monthly costs for a family of three with rent: $784 in Belgaum versus $3,115 in Phuket.

Belgaum $784
Phuket $3,115

Living in Belgaum costs roughly 74% less than in Phuket, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Belgaum 75% lower, Phuket 4% lower.

Meal at Budget Restaurant

$1.89 ₹178

$4.39 ฿147

-56.95%

Three-Course Dinner for Two, Mid-Range

$10.75 ₹1,015

$32.31 ฿1,078

-66.73%

Fast Food Meal (McDonalds, etc)

$2.61 ₹247

$8.70 ฿290

-70.00%

Cappuccino

$1.61 ₹152

$2.72 ฿90.9

-40.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₹34.15

$0.93 ฿31.06

-61.29%

Water (0.33 liter bottle)

$0.11 ₹10.51

$0.50 ฿16.67

-78.00%

Local Beer (0.5 liter draught)

$0.93 ₹88.1

$2.53 ฿84.5

-63.24%

Imported Beer (0.33 liter bottle)

$2.26 ₹213

$3.63 ฿121

-37.74%

Milk (1 liter)

$0.71 ₹66.9

$1.74 ฿58.1

-59.20%

White Bread (500g)

$0.51 ₹48.35

$1.45 ฿48.42

-64.83%

Rice (white) (1kg)

$0.62 ₹59.0

$1.50 ฿50.1

-58.67%

Eggs

$0.77 ₹73.0

$2.17 ฿72.5

-64.52%

Local Cheese (1kg)

$4.88 ₹461

$19.09 ฿637

-74.44%

Chicken Fillets (1kg)

$3.01 ₹284

$3.40 ฿113

-11.47%

Beef Round Steak (1kg)

$10.90 ฿364

Apples (1kg)

$1.60 ₹151

$2.94 ฿98.2

-45.58%

Banana (1kg)

$0.64 ₹60.6

$1.69 ฿56.5

-62.13%

Oranges (1kg)

$1.52 ₹143

$2.19 ฿73.2

-30.59%

Tomato (1kg)

$0.31 ₹29.71

$2.12 ฿70.9

-85.38%

Potato (1kg)

$0.38 ₹36.06

$1.46 ฿48.68

-73.97%

Onion (1kg)

$0.40 ₹37.56

$1.37 ฿45.66

-70.80%

Lettuce (1 head)

$0.25 ₹23.43

$1.08 ฿35.91

-76.85%

Water (1.5 liter bottle)

$0.31 ₹29.75

$0.55 ฿18.21

-43.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.80 ₹359

$4.43 ฿148

-14.22%

Wine (Bottle)

$5.44 ₹514

$18.25 ฿609

-70.19%

Local Beer (0.5 liter bottle)

$1.40 ₹132

$1.77 ฿59.2

-20.90%

Imported Beer (0.33 liter bottle)

$2.13 ₹201

$2.88 ฿96.2

-26.04%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.62 ₹247

One-way Ticket (Public Transport)

$0.20 ₹18.87

$1.45 ฿48.32

-86.21%

Public Transport Monthly Pass (Regular Price)

$14.87 ₹1,404

$54.9 ฿1,832

-72.91%

Taxi Start (Normal Tariff)

$1.08 ₹102

$1.51 ฿50.5

-28.48%

Taxi (Normal Tariff) (1km)

$0.51 ₹48.36

$0.78 ฿25.90

-34.62%

Taxi 1hour Waiting (Normal Tariff)

$0.87 ₹81.8

$3.84 ฿128

-77.34%

Gasoline (1 liter)

$1.10 ₹104

$1.49 ฿49.65

-26.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.9K ₹1.0M

$26.9K ฿897.3K

-59.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.4K ₹1.7M

$26.3K ฿879.4K

-30.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$29.82 ₹2,817

$97.8 ฿3,265

-69.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.14 ₹296

$11.29 ฿377

-72.19%

Internet (50+ Mbps, Unlimited Data)

$5.66 ₹535

$17.19 ฿574

-67.07%

Gym Membership (Monthly)

$4.64 ₹438

$68.3 ฿2,281

-93.21%

Tennis Court (1 Hour on Weekend)

$6.55 ₹619

$10.92 ฿365

-40.02%

Cinema Ticket

$2.08 ₹197

$7.43 ฿248

-72.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$20.95 ₹1,979

$530 ฿17.7K

-96.05%

International Primary School, 1 Child (Yearly)

$858 ₹81.0K

$18.8K ฿626.9K

-95.43%

Jeans (Levis 501 Or Similar)

$13.53 ₹1,278

$61.7 ฿2,059

-78.06%

Summer Dress (H&M, Zara, etc)

$35.81 ₹3,383

$28.25 ฿943

26.76%

Sport Shoes (Adidas, Nike)

$43.50 ₹4,110

$96.0 ฿3,204

-54.69%

Men's Leather Business Shoes

$23.60 ₹2,230

$86.8 ฿2,898

-72.81%

1-bedroom Apartment, City Center (Monthly)

$122 ₹11.5K

$721 ฿24.1K

-83.12%

1-bedroom Apartment, Outside City Center (Monthly)

$64.0 ₹6,043

$509 ฿17.0K

-87.43%

3-bedroom Apartment, City Center (Monthly)

$262 ₹24.8K

$1,950 ฿65.1K

-86.55%

3-bedroom Apartment, Outside City Center (Monthly)

$194 ₹18.3K

$1,397 ฿46.6K

-86.12%

Buy Apartment in City Center (m2)

$594 ₹56.1K

$4,192 ฿139.9K

-85.83%

Buy Apartment Outside City Center (m2)

$404 ₹38.1K

$3,298 ฿110.1K

-87.76%

Average Monthly Net Salary (After Tax)

$306 ₹28.9K

$492 ฿16.4K

-37.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.75

5.57

93.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgaum: November 3, 2026

Last update for Phuket: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Belgaum

$96 28.9%

Phuket

$267 20.6% 179% $171

Accommodation & Living

Belgaum

$64 19.3%

Phuket

$509 39.3% 696% $445

Eating Out

Belgaum

$53 16.1%

Phuket

$120 9.2% 124% $66

Clothing & Footwear

Belgaum

$52 15.8%

Phuket

$123 9.5% 134% $70

Monthly Utilities & Internet

Belgaum

$39 11.6%

Phuket

$126 9.8% 227% $88

Getting Around

Belgaum

$19 5.8%

Phuket

$66 5.1% 242% $47

Sport & Entertainment

Belgaum

$8.8 2.7%

Phuket

$83 6.4% 845% $74

Cost Breakdown

A one-bedroom apartment in the center runs $122 in Belgaum and $721 in Phuket. Housing cost is often the main lever when comparing two cities.

Phuket pays 61% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $11 in Belgaum vs $32 in Phuket for a mid-range dinner for two. Groceries echo the gap at $96 vs $267 per month, with Belgaum cheaper across the board.

Good to know

🇮🇳 Belgaum

🇹🇭 Phuket

🕒 Local time

03:26 3:26 AM

04:56 4:56 AM

1 h 30 min ahead of Belgaum

🌤 Weather

👥 Population

600,000

79,308

💱 Currency

Indian Rupee INR ₹

Thai Baht THB ฿

📈 Exchange rate

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

100 THB = 3 USD

100 THB = 2.67 EUR

Exchange rates and currency converter

THB, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 5, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Thai Baht exchange rates as of November 5, 2026: 1 USD = 33.38 THB (100 THB = 3 USD). 1 EUR = 37.47 THB (100 THB = 2.67 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Belgaum Phuket 2,740 km ≈ 4 h nonstop flight

From you

Belgaum
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgaum vs Phuket: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $332 in Belgaum and $1,294 in Phuket, so Belgaum is about 74% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 38% lower in Belgaum. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $122 in Belgaum versus $721 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $11 versus $32 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $332 per month in Belgaum versus $1,294 in Phuket – Belgaum is about 74% cheaper, which adds up to real savings over time.

At $332 in Belgaum versus $1,294 in Phuket, a $1,200 budget is realistic in Belgaum but tight or insufficient in Phuket. The gap between the two cities makes Belgaum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Belgaum and Phuket are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Belgaum gentler on the wallet – expenses run 74% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.