Last update: Oct 2026

Cost of Living Comparison Between Phu Quoc and Karachi

For one person, living is cheaper in Karachi: $483 a month against $730 in Phu Quoc, rent and utilities included – about $3,000 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Phu Quoc
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Phu Quoc Living Index
23

Cost of Living Index in Karachi
Learn more

Karachi Living Index

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Phu Quoc

🇻🇳 Vietnam

$730

/mo nomad

Karachi

🇵🇰 Pakistan

$483

/mo nomad

Monthly Cost of Living

How much you'll spend in Phu Quoc and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phu Quoc and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $730 in Phu Quoc versus $483 in Karachi.

Phu Quoc $730
Karachi $483

Estimated couple costs with rent: $1,165 in Phu Quoc versus $754 in Karachi.

Phu Quoc $1,165
Karachi $754

Monthly costs for a family of three with rent: $1,600 in Phu Quoc versus $1,025 in Karachi.

Phu Quoc $1,600
Karachi $1,025

Living in Phu Quoc is roughly 51% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Phu Quoc 46% lower, Karachi 64% lower.

Meal at Budget Restaurant

$1.94 ₫50.3K

$2.11 PKR 585

-8.06%

Three-Course Dinner for Two, Mid-Range

$21.47 ₫555.9K

$13.73 PKR 3,801

56.37%

Fast Food Meal (McDonalds, etc)

$4.71 ₫122.0K

$5.53 PKR 1,531

-14.83%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.20 PKR 609

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.37 PKR 2,040

Cappuccino

$1.77 ₫45.7K

$2.14 PKR 593

-17.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₫13.0K

$0.40 PKR 111

25.00%

Water (0.33 liter bottle)

$0.30 ₫7,877

$0.28 PKR 77.7

7.14%

Local Beer (0.5 liter draught)

$0.99 ₫25.7K

Imported Beer (0.33 liter bottle)

$1.50 ₫38.9K

Milk (1 liter)

$1.36 ₫35.2K

$0.90 PKR 250

51.11%

White Bread (500g)

$1.01 ₫26.3K

$0.55 PKR 153

83.64%

Rice (white) (1kg)

$0.98 ₫25.5K

$1.20 PKR 333

-18.33%

Eggs

$1.41 ₫36.6K

$1.25 PKR 346

12.80%

Local Cheese (1kg)

$11.76 ₫304.3K

$5.96 PKR 1,650

97.32%

Chicken Fillets (1kg)

$3.62 ₫93.8K

$3.19 PKR 883

13.48%

Beef Round Steak (1kg)

$10.15 ₫262.9K

$6.48 PKR 1,793

56.64%

Apples (1kg)

$2.67 ₫69.0K

$1.24 PKR 344

115.32%

Banana (1kg)

$1.05 ₫27.2K

$0.53 PKR 147

98.11%

Oranges (1kg)

$1.29 ₫33.4K

$1.03 PKR 284

25.24%

Tomato (1kg)

$1.08 ₫28.1K

$0.51 PKR 142

111.76%

Potato (1kg)

$1.03 ₫26.7K

$0.31 PKR 85.1

232.26%

Onion (1kg)

$1.05 ₫27.2K

$0.31 PKR 87.1

238.71%

Lettuce (1 head)

$0.65 ₫16.9K

$0.41 PKR 113

58.54%

Water (1.5 liter bottle)

$0.51 ₫13.2K

$0.44 PKR 120

15.91%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.31 PKR 362

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.33 PKR 369

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$1.38 ₫35.7K

$1.83 PKR 508

-24.59%

Wine (Bottle)

$11.26 ₫291.5K

Local Beer (0.5 liter bottle)

$0.74 ₫19.1K

Imported Beer (0.33 liter bottle)

$1.59 ₫41.2K

One-way Ticket (Public Transport)

$0.35 ₫8,958

$0.28 PKR 76.8

25.00%

Public Transport Monthly Pass (Regular Price)

$6.50 ₫168.2K

$9.81 PKR 2,716

-33.74%

Taxi Start (Normal Tariff)

$0.72 ₫18.7K

$0.87 PKR 240

-17.24%

Taxi (Normal Tariff) (1km)

$0.62 ₫16.0K

$0.74 PKR 204

-16.22%

Taxi 1hour Waiting (Normal Tariff)

$2.70 ₫69.9K

$2.23 PKR 617

21.08%

Gasoline (1 liter)

$0.86 ₫22.2K

$1.38 PKR 383

-37.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K ₫914.1M

$18.4K PKR 5.1M

92.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.6K ₫818.3M

$26.4K PKR 7.3M

19.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.4 ₫1.9M

$113 PKR 31.4K

-34.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.96 ₫154.4K

$6.12 PKR 1,694

-2.61%

Internet (50+ Mbps, Unlimited Data)

$8.48 ₫219.5K

$13.11 PKR 3,628

-35.32%

Gym Membership (Monthly)

$21.85 ₫565.8K

$21.78 PKR 6,029

0.32%

Tennis Court (1 Hour on Weekend)

$7.84 ₫202.9K

$18.27 PKR 5,058

-57.09%

Cinema Ticket

$3.05 ₫79.1K

$4.26 PKR 1,179

-28.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$262 ₫6.8M

$52.1 PKR 14.4K

402.03%

International Primary School, 1 Child (Yearly)

$11.5K ₫297.4M

$1,941 PKR 537.3K

491.77%

Jeans (Levis 501 Or Similar)

$41.39 ₫1.1M

$17.53 PKR 4,852

136.11%

Summer Dress (H&M, Zara, etc)

$22.91 ₫593.1K

$22.88 PKR 6,332

0.13%

Sport Shoes (Adidas, Nike)

$84.8 ₫2.2M

$68.1 PKR 18.8K

24.50%

Men's Leather Business Shoes

$74.4 ₫1.9M

$41.55 PKR 11.5K

78.94%

1-bedroom Apartment, City Center (Monthly)

$359 ₫9.3M

$118 PKR 32.5K

204.97%

1-bedroom Apartment, Outside City Center (Monthly)

$248 ₫6.4M

$73.2 PKR 20.3K

239.14%

3-bedroom Apartment, City Center (Monthly)

$717 ₫18.6M

$360 PKR 99.6K

99.19%

3-bedroom Apartment, Outside City Center (Monthly)

$527 ₫13.6M

$188 PKR 52.1K

179.83%

Buy Apartment in City Center (m2)

$2,109 ₫54.6M

$1,082 PKR 299.4K

94.99%

Buy Apartment Outside City Center (m2)

$1,229 ₫31.8M

$474 PKR 131.2K

159.24%

Average Monthly Net Salary (After Tax)

$182 PKR 50.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

9.1

13.21

-31.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phu Quoc: October 18, 2026

Last update for Karachi: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phu Quoc

$248 34%

Karachi

$73 15.2% 70.5% $175

Groceries & Markets

Phu Quoc

$191 26.1%

Karachi

$102 21.1% 46.5% $89

Clothing & Footwear

Phu Quoc

$101 13.8%

Karachi

$68 14% 32.8% $33

Monthly Utilities & Internet

Phu Quoc

$89 12.2%

Karachi

$133 27.4% 49.2% $44

Eating Out

Phu Quoc

$62 8.5%

Karachi

$62 12.8% 0.2% $0.1

Sport & Entertainment

Phu Quoc

$28 3.8%

Karachi

$30 6.3% 8.4% $2.3

Getting Around

Phu Quoc

$12 1.6%

Karachi

$15 3.2% 32.3% $3.8

Cost Breakdown

A one-bedroom apartment in the center runs $359 in Phu Quoc and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Dining out: $21.00 in Phu Quoc vs $14.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $191 vs $102 per month, with Karachi cheaper across the board.

Good to know

🇻🇳 Phu Quoc

🇵🇰 Karachi

🕒 Local time

02:29 2:29 AM

00:29 12:29 AM

2 h behind Phu Quoc

🌤 Weather

👥 Population

144,460

14,910,352

💱 Currency

Vietnamese Dong VND ₫

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 20, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to VND in detail →

On the map

Lowest

Highest

Between locations

Phu Quoc Karachi 4,220 km ≈ 6 h nonstop flight

From you

Phu Quoc
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phu Quoc vs Karachi: Cost of Living - Frequently Asked Questions

Phu Quoc and Karachi differ by about 51% in total monthly costs ($730 vs $483 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,095 in Phu Quoc and $725 in Karachi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $359 in Phu Quoc versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $730 per month in Phu Quoc versus $483 in Karachi – a 51% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 51% less than in Phu Quoc. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phu Quoc and Karachi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 51% less than in Phu Quoc. Beyond cost, consider language, visa policies, and how big the international community is in each city.