Last update: Oct 2026

Cost of Living Comparison Between Phoenix and Toronto

For one person, living is cheaper in Phoenix: $823 a month against $2,561 in Toronto, rent and utilities included – about $20,900 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Phoenix
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Phoenix Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Phoenix

🇲🇺 Mauritius

$823

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Phoenix and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phoenix and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $823 in Phoenix versus $2,561 in Toronto.

Phoenix $823
Toronto $2,561

Estimated couple costs with rent: $1,303 in Phoenix versus $3,694 in Toronto.

Phoenix $1,303
Toronto $3,694

Monthly costs for a family of three with rent: $1,783 in Phoenix versus $4,826 in Toronto.

Phoenix $1,783
Toronto $4,826

Living in Phoenix costs roughly 68% less than in Toronto, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Phoenix is 39% below, Toronto is 90% above.

Meal at Budget Restaurant

$2.12 MUR 99.7

$17.18 CA$24.29

-87.66%

Three-Course Dinner for Two, Mid-Range

$31.62 MUR 1,489

$76.0 CA$107

-58.38%

Fast Food Meal (McDonalds, etc)

$7.31 MUR 344

$10.54 CA$14.89

-30.65%

Cappuccino

$5.18 MUR 244

$4.02 CA$5.68

28.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 MUR 28.29

$2.12 CA$3.00

-71.70%

Water (0.33 liter bottle)

$0.55 MUR 25.79

$1.75 CA$2.48

-68.57%

Local Beer (0.5 liter draught)

$2.05 MUR 96.4

$6.24 CA$8.83

-67.15%

Imported Beer (0.33 liter bottle)

$5.29 MUR 249

$7.09 CA$10.02

-25.39%

Milk (1 liter)

$1.44 MUR 68.0

$2.44 CA$3.45

-40.98%

White Bread (500g)

$0.40 MUR 19.01

$2.68 CA$3.78

-85.07%

Rice (white) (1kg)

$2.16 MUR 101

$2.24 CA$3.17

-3.57%

Eggs

$4.91 MUR 231

$3.56 CA$5.03

37.92%

Local Cheese (1kg)

$9.09 CA$12.85

Chicken Fillets (1kg)

$8.21 MUR 387

$11.33 CA$16.01

-27.54%

Beef Round Steak (1kg)

$6.45 MUR 304

$14.53 CA$20.55

-55.61%

Apples (1kg)

$7.50 MUR 353

$3.62 CA$5.12

107.18%

Banana (1kg)

$3.88 MUR 183

$1.21 CA$1.72

220.66%

Oranges (1kg)

$4.58 MUR 215

$3.60 CA$5.09

27.22%

Tomato (1kg)

$1.49 MUR 70.0

$4.21 CA$5.96

-64.61%

Potato (1kg)

$0.85 MUR 40.12

$1.79 CA$2.53

-52.51%

Onion (1kg)

$0.86 MUR 40.69

$1.59 CA$2.25

-45.91%

Lettuce (1 head)

$0.72 MUR 34.03

$2.27 CA$3.21

-68.28%

Water (1.5 liter bottle)

$0.76 MUR 35.76

$1.25 CA$1.77

-39.20%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

Wine (Bottle)

$10.39 MUR 489

$14.27 CA$20.18

-27.19%

Local Beer (0.5 liter bottle)

$2.04 MUR 95.9

$2.20 CA$3.10

-7.27%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

One-way Ticket (Public Transport)

$1.08 MUR 50.7

$2.39 CA$3.38

-54.81%

Public Transport Monthly Pass (Regular Price)

$10.33 MUR 486

$111 CA$157

-90.69%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

Taxi (Normal Tariff) (1km)

$1.46 MUR 68.7

$1.20 CA$1.69

21.67%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$1.33 MUR 62.5

$1.21 CA$1.71

9.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.01 MUR 659

$32.26 CA$45.60

-56.57%

Internet (50+ Mbps, Unlimited Data)

$24.77 MUR 1,166

$47.93 CA$67.8

-48.32%

Gym Membership (Monthly)

$25.58 MUR 1,204

$38.48 CA$54.4

-33.52%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$5.21 MUR 245

$12.38 CA$17.50

-57.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$53.3 MUR 2,511

$50.7 CA$71.7

5.17%

Summer Dress (H&M, Zara, etc)

$52.7 MUR 2,481

$40.02 CA$56.6

31.68%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

Men's Leather Business Shoes

$121 CA$171

1-bedroom Apartment, City Center (Monthly)

$526 MUR 24.8K

$1,592 CA$2,251

-66.96%

1-bedroom Apartment, Outside City Center (Monthly)

$311 MUR 14.6K

$1,410 CA$1,994

-77.94%

3-bedroom Apartment, City Center (Monthly)

$831 MUR 39.1K

$2,670 CA$3,775

-68.89%

3-bedroom Apartment, Outside City Center (Monthly)

$535 MUR 25.2K

$2,152 CA$3,042

-75.12%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$959 MUR 45.1K

$3,727 CA$5,269

-74.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

11.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phoenix: October 10, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phoenix

$311 37.8%

Toronto

$1.4K 55.1% 353% $1.1K

Groceries & Markets

Phoenix

$241 * 29.3%

Toronto

$340 13.3% 41% $99

Eating Out

Phoenix

$126 15.4%

Toronto

$278 10.9% 120% $152

Clothing & Footwear

Phoenix

$48 * 5.8%

Toronto

$139 5.4% 192% $92

Monthly Utilities & Internet

Phoenix

$39 * 4.7%

Toronto

$201 7.8% 417% $162

Sport & Entertainment

Phoenix

$36 4.4%

Toronto

$63 2.5% 75.6% $27

Getting Around

Phoenix

$22 * 2.7%

Toronto

$129 5.1% 490% $107

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $526 in Phoenix and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 289% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Phoenix vs $76.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $241 vs $340 per month, with Phoenix cheaper across the board.

Good to know

🇲🇺 Phoenix

🇨🇦 Toronto

🕒 Local time

17:58 5:58 PM

09:58 9:58 AM

8 h behind Phoenix

🌤 Weather

👥 Population

115,289

2,731,571

💱 Currency

Mauritian Rupee MUR ₨

Canadian Dollar CAD $

📈 Exchange rate

100 MUR = 2.12 USD

100 MUR = 1.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to MUR – Mauritian Rupee Converter

🇺🇸 United States Dollar ($)

🇲🇺 Mauritian Rupee (₨)

Mauritian Rupee exchange rates as of October 18, 2026: 1 USD = 47.08 MUR (100 MUR = 2.12 USD). 1 EUR = 52.93 MUR (100 MUR = 1.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to MUR in detail →

On the map

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Between locations

Phoenix Toronto 15,270 km ≈ 20 h nonstop flight

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phoenix vs Toronto: Cost of Living - Frequently Asked Questions

Phoenix and Toronto differ by about 211% in total monthly costs ($823 vs $2,561 including rent). Phoenix is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 289% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $526 in Phoenix versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 41% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $823 per month in Phoenix versus $2,561 in Toronto – a 211% gap that adds up to real savings over time for anyone picking the cheaper option.

At $823 in Phoenix versus $2,561 in Toronto, a $2,000 budget is realistic in Phoenix but tight or insufficient in Toronto. The gap between the two cities makes Phoenix the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phoenix and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phoenix gentler on the wallet – expenses run 211% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.