Last update: Oct 2026

Cost of Living Comparison Between Toronto and Phoenix

For one person, living is cheaper in Phoenix: $823 a month against $2,561 in Toronto, rent and utilities included – about $20,900 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
49

Cost of Living Index in Phoenix
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Phoenix Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Phoenix

🇲🇺 Mauritius

$823

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Phoenix

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Phoenix actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $823 in Phoenix.

Toronto $2,561
Phoenix $823

Estimated couple costs with rent: $3,694 in Toronto versus $1,303 in Phoenix.

Toronto $3,694
Phoenix $1,303

Monthly costs for a family of three with rent: $4,826 in Toronto versus $1,783 in Phoenix.

Toronto $4,826
Phoenix $1,783

Living in Toronto is roughly 211% more expensive than in Phoenix, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Toronto is 90% above, Phoenix is 39% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$2.12 MUR 99.7

710.38%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$31.62 MUR 1,489

140.26%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$7.31 MUR 344

44.19%

Cappuccino

$4.02 CA$5.68

$5.18 MUR 244

-22.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.60 MUR 28.29

253.33%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.55 MUR 25.79

218.18%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$2.05 MUR 96.4

204.39%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$5.29 MUR 249

34.03%

Milk (1 liter)

$2.44 CA$3.45

$1.44 MUR 68.0

69.44%

White Bread (500g)

$2.68 CA$3.78

$0.40 MUR 19.01

570.00%

Rice (white) (1kg)

$2.24 CA$3.17

$2.16 MUR 101

3.70%

Eggs

$3.56 CA$5.03

$4.91 MUR 231

-27.49%

Local Cheese (1kg)

$9.09 CA$12.85

Chicken Fillets (1kg)

$11.33 CA$16.01

$8.21 MUR 387

38.00%

Beef Round Steak (1kg)

$14.53 CA$20.55

$6.45 MUR 304

125.27%

Apples (1kg)

$3.62 CA$5.12

$7.50 MUR 353

-51.73%

Banana (1kg)

$1.21 CA$1.72

$3.88 MUR 183

-68.81%

Oranges (1kg)

$3.60 CA$5.09

$4.58 MUR 215

-21.40%

Tomato (1kg)

$4.21 CA$5.96

$1.49 MUR 70.0

182.55%

Potato (1kg)

$1.79 CA$2.53

$0.85 MUR 40.12

110.59%

Onion (1kg)

$1.59 CA$2.25

$0.86 MUR 40.69

84.88%

Lettuce (1 head)

$2.27 CA$3.21

$0.72 MUR 34.03

215.28%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.76 MUR 35.76

64.47%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

Wine (Bottle)

$14.27 CA$20.18

$10.39 MUR 489

37.34%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.04 MUR 95.9

7.84%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.08 MUR 50.7

121.30%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$10.33 MUR 486

973.86%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.46 MUR 68.7

-17.81%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$1.21 CA$1.71

$1.33 MUR 62.5

-9.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$14.01 MUR 659

130.26%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$24.77 MUR 1,166

93.50%

Gym Membership (Monthly)

$38.48 CA$54.4

$25.58 MUR 1,204

50.43%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$5.21 MUR 245

137.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$53.3 MUR 2,511

-4.91%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$52.7 MUR 2,481

-24.06%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

Men's Leather Business Shoes

$121 CA$171

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$526 MUR 24.8K

202.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$311 MUR 14.6K

353.36%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$831 MUR 39.1K

221.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$535 MUR 25.2K

301.88%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$959 MUR 45.1K

288.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-10.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Phoenix: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Phoenix

$311 37.8% 77.9% $1.1K

Groceries & Markets

Toronto

$340 13.3%

Phoenix

$241 * 29.3% 29.1% $99

Eating Out

Toronto

$278 10.9%

Phoenix

$126 15.4% 54.5% $152

Monthly Utilities & Internet

Toronto

$201 7.8%

Phoenix

$39 * 4.7% 80.7% $162

Clothing & Footwear

Toronto

$139 5.4%

Phoenix

$48 * 5.8% 65.7% $92

Getting Around

Toronto

$129 5.1%

Phoenix

$22 * 2.7% 83.1% $107

Sport & Entertainment

Toronto

$63 2.5%

Phoenix

$36 4.4% 43% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $526 in Phoenix. Housing cost is often the main lever when comparing two cities.

Toronto pays 289% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $32.00 in Phoenix for a mid-range dinner for two. Groceries echo the gap at $340 vs $241 per month, with Phoenix cheaper across the board.

Good to know

🇨🇦 Toronto

🇲🇺 Phoenix

🕒 Local time

10:54 10:54 AM

18:54 6:54 PM

8 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

115,289

💱 Currency

Canadian Dollar CAD $

Mauritian Rupee MUR ₨

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

100 MUR = 2.12 USD

100 MUR = 1.89 EUR

Exchange rates and currency converter

MUR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Mauritian Rupee exchange rates as of October 18, 2026: 1 USD = 47.08 MUR (100 MUR = 2.12 USD). 1 EUR = 52.93 MUR (100 MUR = 1.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Phoenix 15,270 km ≈ 20 h nonstop flight

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Phoenix: Cost of Living - Frequently Asked Questions

Toronto and Phoenix differ by about 211% in total monthly costs ($2,561 vs $823 including rent). Phoenix is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 289% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $526 in Phoenix. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 41% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,561 per month in Toronto versus $823 in Phoenix – a 211% gap that adds up to real savings over time for anyone picking the cheaper option.

At $823 in Phoenix versus $2,561 in Toronto, a $2,000 budget is realistic in Phoenix but tight or insufficient in Toronto. The gap between the two cities makes Phoenix the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Phoenix are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phoenix gentler on the wallet – expenses run 211% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.