😐Monthly costs for one person with rent: $2,356 in Pembroke versus $1,297 in Playa del Carmen.
😐Estimated couple costs with rent: $3,897 in Pembroke versus $2,181 in Playa del Carmen.
😐Monthly costs for a family of three with rent: $5,439 in Pembroke versus $3,065 in Playa del Carmen.
😐Living in Pembroke is roughly 82% more expensive than Playa del Carmen, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Pembroke is 76% above, Playa del Carmen is 3% below.
Currency
🍽 Eating Out
Pembroke
Playa del Carmen
Difference
Meal at Budget Restaurant
$60.1BMD 60.1
$11.73MX$203
411.94%
Three-Course Dinner for Two, Mid-Range
$152BMD 152
$41.62MX$720
265.45%
Fast Food Meal(McDonalds, etc)
$14.72BMD 14.72
$10.64MX$184
38.35%
Cappuccino
$4.54BMD 4.54
$3.52MX$60.9
28.98%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.51BMD 3.51
$1.51MX$26.12
132.45%
Water(0.33 liter bottle)
$2.97BMD 2.97
$0.97MX$16.84
206.19%
Local Beer(0.5 liter draught)
$8.22BMD 8.22
$2.95MX$51.0
178.64%
Imported Beer(0.33 liter bottle)
$8.73BMD 8.73
$4.45MX$77.0
96.18%
🛒 Groceries & Markets
Pembroke
Playa del Carmen
Difference
Milk(1 liter)
$4.34BMD 4.34
$1.38MX$23.93
214.49%
White Bread(500g)
$8.66BMD 8.66
$1.89MX$32.72
358.20%
Rice(white)(1kg)
$5.61BMD 5.61
$1.64MX$28.32
242.07%
Eggs
$7.39BMD 7.39
$2.51MX$43.34
194.42%
Local Cheese(1kg)
$11.75BMD 11.75
$8.34MX$144
40.89%
Chicken Fillets(1kg)
$24.61BMD 24.61
$8.34MX$144
195.08%
Beef Round Steak(1kg)
$32.66BMD 32.66
$10.73MX$186
204.38%
Apples(1kg)
$10.52BMD 10.52
$2.60MX$45.04
304.62%
Banana(1kg)
$6.32BMD 6.32
$1.46MX$25.20
332.88%
Oranges(1kg)
$12.69BMD 12.69
$1.90MX$32.87
567.89%
Tomato(1kg)
$11.37BMD 11.37
$2.08MX$35.91
446.63%
Potato(1kg)
$8.44BMD 8.44
$1.78MX$30.71
374.16%
Onion(1kg)
$5.17BMD 5.17
$2.19MX$37.80
136.07%
Lettuce(1 head)
$5.87BMD 5.87
$1.04MX$17.99
464.42%
Water(1.5 liter bottle)
$3.27BMD 3.27
$1.08MX$18.62
202.78%
Cigarettes 20 Pack(Marlboro, Camel)
$17.65BMD 17.65
$4.08MX$70.6
332.60%
Wine(Bottle)
$24.90BMD 24.90
$10.32MX$178
141.28%
Local Beer(0.5 liter bottle)
$5.33BMD 5.33
$1.71MX$29.61
211.70%
Imported Beer(0.33 liter bottle)
$4.37BMD 4.37
$2.58MX$44.54
69.38%
🚌 Getting Around
Pembroke
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$3.89BMD 3.89
$0.51MX$8.81
662.75%
Public Transport Monthly Pass(Regular Price)
$69.0BMD 69.0
$26.46MX$458
160.70%
Taxi Start(Normal Tariff)
$6.13BMD 6.13
$3.26MX$56.4
88.04%
Taxi(Normal Tariff)(1km)
-
$2.49MX$43.09
-
Taxi 1hour Waiting(Normal Tariff)
$53.2BMD 53.2
$3.25MX$56.2
1537.54%
Gasoline(1 liter)
$2.39BMD 2.39
$1.31MX$22.61
82.44%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0KBMD 35.0K
$30.3KMX$523.7K
15.57%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.1KBMD 39.1K
$23.4KMX$405.3K
67.07%
🧾 Monthly Utilities & Internet
Pembroke
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$235BMD 235
$82.9MX$1,433
183.31%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$117BMD 117
$22.22MX$384
425.83%
Internet(50+ Mbps, Unlimited Data)
$159BMD 159
$29.34MX$507
441.41%
🎉 Sport & Entertainment
Pembroke
Playa del Carmen
Difference
Gym Membership(Monthly)
$80.7BMD 80.7
$51.6MX$893
56.29%
Tennis Court(1 Hour on Weekend)
-
$18.32MX$317
-
Cinema Ticket
$13.70BMD 13.70
$5.07MX$87.6
170.22%
🧸 Childcare & Education
Pembroke
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,333BMD 1,333
$201MX$3,473
564.01%
International Primary School, 1 Child(Yearly)
$24.0KBMD 24.0K
$5,212MX$90.1K
361.01%
👕👟 Clothing & Footwear
Pembroke
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$80.6BMD 80.6
$36.92MX$639
118.23%
Summer Dress(H&M, Zara, etc)
$58.8BMD 58.8
$39.79MX$688
47.88%
Sport Shoes(Adidas, Nike)
$136BMD 136
$78.5MX$1,357
72.87%
Men's Leather Business Shoes
$128BMD 128
$87.1MX$1,506
46.40%
🏠 Accommodation & Living
Pembroke
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$3,708BMD 3,708
$973MX$16.8K
281.30%
1-bedroom Apartment, Outside City Center(Monthly)
-
$468MX$8,090
-
3-bedroom Apartment, City Center(Monthly)
-
$1,641MX$28.4K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$1,221MX$21.1K
-
Buy Apartment in City Center(m2)
$5,624BMD 5,624
$3,946MX$68.3K
42.53%
Buy Apartment Outside City Center(m2)
-
$6,498MX$112.4K
-
💵 Salaries & Financials
Pembroke
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$7,856BMD 7,856
$664MX$11.5K
1083.33%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.22
11.42
-36.78%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Pembroke: June 1, 2026
Last update for Playa del Carmen: June 2, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $3,708 in Pembroke and $973 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.
💰Pembroke pays 1083% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $152 in Pembroke vs $42.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $820 vs $249 per month, with Playa del Carmen cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pembroke vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Pembroke or Playa del Carmen?
Playa del Carmen wins on cost – living expenses run 82% lower than in Pembroke. Housing and daily spending are where you'll feel the difference most, making Playa del Carmen the obvious pick if budget is a priority.
Are salaries higher in Pembroke or Playa del Carmen?
Pembroke pays 1083% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Pembroke vs Playa del Carmen?
Rent for a central apartment: $3,708 in Pembroke versus $973 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Pembroke and Playa del Carmen?
Childcare runs $1,333 in Pembroke versus $201 in Playa del Carmen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Pembroke or Playa del Carmen?
Supermarket bills run roughly 229% higher in Pembroke. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Pembroke or Playa del Carmen?
At $1,297 in Playa del Carmen versus $2,356 in Pembroke, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Pembroke. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Which city is better for digital nomads, Pembroke or Playa del Carmen?
Both work as nomad bases, but Playa del Carmen delivers better value – similar infrastructure at $1,297 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Playa del Carmen hard to pass up.
How safe is Pembroke compared to Playa del Carmen?
Safety-wise, Pembroke and Playa del Carmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 82% less than in Pembroke. Beyond cost, consider language, visa policies, and how big the international community is in each city.