😐Monthly costs for one person with rent: $2,337 in Pembroke versus $1,305 in Playa del Carmen.
😐Estimated couple costs with rent: $3,821 in Pembroke versus $2,334 in Playa del Carmen.
😐Monthly costs for a family of three with rent: $5,306 in Pembroke versus $3,362 in Playa del Carmen.
🌍Living in Pembroke is roughly 79% more expensive than in Playa del Carmen, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Pembroke is 69% above, Playa del Carmen is 5% below.
Currency
🍽 Eating Out
Pembroke
Playa del Carmen
Difference
Meal at Budget Restaurant
$50.6BMD 50.6
$11.96MX$202
322.83%
Three-Course Dinner for Two, Mid-Range
$149BMD 149
$47.38MX$801
214.61%
Fast Food Meal(McDonalds, etc)
$17.21BMD 17.21
$11.75MX$199
46.47%
Cappuccino
$4.61BMD 4.61
$4.12MX$69.7
11.89%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.19BMD 3.19
$1.40MX$23.66
127.86%
Water(0.33 liter bottle)
$3.16BMD 3.16
$0.91MX$15.43
247.25%
Local Beer(0.5 liter draught)
$7.40BMD 7.40
$3.21MX$54.2
130.53%
Imported Beer(0.33 liter bottle)
$9.26BMD 9.26
$7.07MX$120
30.98%
🛒 Groceries & Markets
Pembroke
Playa del Carmen
Difference
Milk(1 liter)
$4.51BMD 4.51
$1.68MX$28.35
168.45%
White Bread(500g)
$8.52BMD 8.52
$2.15MX$36.36
296.28%
Rice(white)(1kg)
$5.67BMD 5.67
$1.77MX$30.00
220.34%
Eggs
$7.72BMD 7.72
$2.82MX$47.60
173.76%
Local Cheese(1kg)
$18.79BMD 18.79
$9.20MX$156
104.24%
Chicken Fillets(1kg)
$23.51BMD 23.51
$9.23MX$156
154.71%
Beef Round Steak(1kg)
$27.06BMD 27.06
$12.64MX$214
114.08%
Apples(1kg)
$12.71BMD 12.71
$2.95MX$49.90
330.85%
Banana(1kg)
$6.52BMD 6.52
$1.58MX$26.70
312.66%
Oranges(1kg)
$6.98BMD 6.98
$2.22MX$37.58
214.41%
Tomato(1kg)
$4.11BMD 4.11
$2.36MX$39.96
74.15%
Potato(1kg)
$6.95BMD 6.95
$1.99MX$33.70
249.25%
Onion(1kg)
$3.12BMD 3.12
$1.98MX$33.47
57.58%
Lettuce(1 head)
$6.58BMD 6.58
$1.24MX$20.97
430.65%
Water(1.5 liter bottle)
$3.69BMD 3.69
$1.21MX$20.48
204.96%
Cigarettes 20 Pack(Marlboro, Camel)
$17.83BMD 17.83
$4.60MX$77.8
287.61%
Wine(Bottle)
$25.17BMD 25.17
$10.52MX$178
139.26%
Local Beer(0.5 liter bottle)
$5.32BMD 5.32
$1.69MX$28.60
214.79%
Imported Beer(0.33 liter bottle)
$4.63BMD 4.63
$2.77MX$46.91
67.15%
🚌 Getting Around
Pembroke
Playa del Carmen
Difference
One-way Ticket(Public Transport)
-
$0.60MX$10.19
-
Public Transport Monthly Pass(Regular Price)
$133BMD 133
$29.70MX$502
346.80%
Taxi Start(Normal Tariff)
$6.37BMD 6.37
$5.24MX$88.5
21.56%
Taxi(Normal Tariff)(1km)
$2.54BMD 2.54
$3.65MX$61.7
-30.41%
Taxi 1hour Waiting(Normal Tariff)
$69.0BMD 69.0
$5.78MX$97.8
1094.29%
Gasoline(1 liter)
$2.36BMD 2.36
$1.54MX$26.01
53.25%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.6KBMD 37.6K
$22.8KMX$385.5K
64.97%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.7KBMD 41.7K
$25.8KMX$436.5K
61.50%
🧾 Monthly Utilities & Internet
Pembroke
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$256BMD 256
$90.7MX$1,533
182.04%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$145BMD 145
$25.19MX$426
477.09%
Internet(50+ Mbps, Unlimited Data)
$163BMD 163
$31.75MX$537
414.55%
🎉 Sport & Entertainment
Pembroke
Playa del Carmen
Difference
Gym Membership(Monthly)
$80.0BMD 80.0
$68.8MX$1,163
16.25%
Tennis Court(1 Hour on Weekend)
-
$29.37MX$497
-
Cinema Ticket
$13.24BMD 13.24
$4.86MX$82.2
172.43%
🧸 Childcare & Education
Pembroke
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,306BMD 1,306
$226MX$3,816
478.90%
International Primary School, 1 Child(Yearly)
$24.8KBMD 24.8K
$4,194MX$70.9K
492.41%
👕👟 Clothing & Footwear
Pembroke
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$91.4BMD 91.4
$47.38MX$801
92.85%
Summer Dress(H&M, Zara, etc)
$69.0BMD 69.0
$43.45MX$735
58.73%
Sport Shoes(Adidas, Nike)
$143BMD 143
$80.2MX$1,356
78.01%
Men's Leather Business Shoes
$129BMD 129
$91.4MX$1,545
41.39%
🏠 Accommodation & Living
Pembroke
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$3,823BMD 3,823
$1,086MX$18.4K
252.11%
1-bedroom Apartment, Outside City Center(Monthly)
-
$409MX$6,910
-
3-bedroom Apartment, City Center(Monthly)
-
$1,972MX$33.3K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$1,281MX$21.7K
-
Buy Apartment in City Center(m2)
-
$4,046MX$68.4K
-
Buy Apartment Outside City Center(m2)
-
$6,704MX$113.4K
-
💵 Salaries & Financials
Pembroke
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$8,101BMD 8,101
$773MX$13.1K
947.60%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.63
11.45
-24.63%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Pembroke: September 6, 2026
Last update for Playa del Carmen: September 7, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $3,823 in Pembroke and $1,086 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.
💰Pembroke pays 948% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $149 in Pembroke vs $47.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $774 vs $278 per month, with Playa del Carmen cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pembroke vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Pembroke or Playa del Carmen?
Playa del Carmen wins on cost – living expenses run 79% lower than in Pembroke. Housing and daily spending are where you'll feel the difference most, making Playa del Carmen the obvious pick if budget is a priority.
Are salaries higher in Pembroke or in Playa del Carmen?
Average pay runs 948% higher in Pembroke, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Pembroke compared to Playa del Carmen?
Rent for a central apartment: $3,823 in Pembroke versus $1,086 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Pembroke and in Playa del Carmen?
Childcare runs $1,306 in Pembroke versus $226 in Playa del Carmen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Pembroke or in Playa del Carmen?
Supermarket bills run roughly 179% higher in Pembroke. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Pembroke or in Playa del Carmen?
At $1,305 in Playa del Carmen versus $2,337 in Pembroke, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Pembroke. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Which city is better for digital nomads, Pembroke or Playa del Carmen?
Both work as nomad bases, but Playa del Carmen delivers better value – similar infrastructure at $1,305 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Playa del Carmen hard to pass up.
How safe is Pembroke compared to Playa del Carmen?
Safety-wise, Pembroke and Playa del Carmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 79% less than in Pembroke. Beyond cost, consider language, visa policies, and how big the international community is in each city.