😐Monthly costs for one person with rent: $2,339 in Pembroke versus $1,256 in Playa del Carmen.
😐Estimated couple costs with rent: $3,925 in Pembroke versus $2,137 in Playa del Carmen.
😐Monthly costs for a family of three with rent: $5,512 in Pembroke versus $3,017 in Playa del Carmen.
🌍Living in Pembroke is roughly 86% more expensive than in Playa del Carmen, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Pembroke is 75% above, Playa del Carmen is 6% below.
Currency
🍽 Eating Out
Pembroke
Playa del Carmen
Difference
Meal at Budget Restaurant
$58.8BMD 58.8
$11.99MX$209
390.74%
Three-Course Dinner for Two, Mid-Range
$150BMD 150
$41.78MX$728
259.38%
Fast Food Meal(McDonalds, etc)
$14.90BMD 14.90
$10.75MX$187
38.60%
Cappuccino
$4.39BMD 4.39
$3.50MX$60.9
25.43%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.36BMD 3.36
$1.45MX$25.22
131.72%
Water(0.33 liter bottle)
$2.98BMD 2.98
$0.88MX$15.41
238.64%
Local Beer(0.5 liter draught)
$8.23BMD 8.23
$2.95MX$51.3
178.98%
Imported Beer(0.33 liter bottle)
$8.46BMD 8.46
$4.51MX$78.6
87.58%
🛒 Groceries & Markets
Pembroke
Playa del Carmen
Difference
Milk(1 liter)
$4.40BMD 4.40
$1.43MX$24.94
207.69%
White Bread(500g)
$8.93BMD 8.93
$1.84MX$31.99
385.33%
Rice(white)(1kg)
$5.43BMD 5.43
$1.57MX$27.31
245.86%
Eggs
$7.64BMD 7.64
$2.51MX$43.74
204.38%
Local Cheese(1kg)
$11.73BMD 11.73
$8.28MX$144
41.67%
Chicken Fillets(1kg)
$24.12BMD 24.12
$8.43MX$147
186.12%
Beef Round Steak(1kg)
$31.79BMD 31.79
$10.68MX$186
197.66%
Apples(1kg)
$10.29BMD 10.29
$2.61MX$45.43
294.25%
Banana(1kg)
$6.27BMD 6.27
$1.44MX$25.04
335.42%
Oranges(1kg)
$12.67BMD 12.67
$1.96MX$34.16
546.43%
Tomato(1kg)
$11.45BMD 11.45
$2.09MX$36.47
447.85%
Potato(1kg)
$8.23BMD 8.23
$1.85MX$32.24
344.86%
Onion(1kg)
$5.16BMD 5.16
$2.17MX$37.74
137.79%
Lettuce(1 head)
$6.09BMD 6.09
$1.03MX$17.96
491.26%
Water(1.5 liter bottle)
$3.15BMD 3.15
$1.07MX$18.70
194.39%
Cigarettes 20 Pack(Marlboro, Camel)
$17.48BMD 17.48
$4.10MX$71.4
326.34%
Wine(Bottle)
$24.78BMD 24.78
$10.17MX$177
143.66%
Local Beer(0.5 liter bottle)
$5.46BMD 5.46
$1.68MX$29.17
225.00%
Imported Beer(0.33 liter bottle)
$4.46BMD 4.46
$2.53MX$43.98
76.28%
🚌 Getting Around
Pembroke
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$3.86BMD 3.86
$0.51MX$8.87
656.86%
Public Transport Monthly Pass(Regular Price)
$67.4BMD 67.4
$26.04MX$453
158.72%
Taxi Start(Normal Tariff)
$6.27BMD 6.27
$3.23MX$56.3
94.12%
Taxi(Normal Tariff)(1km)
-
$2.41MX$41.88
-
Taxi 1hour Waiting(Normal Tariff)
$54.6BMD 54.6
$3.23MX$56.2
1591.02%
Gasoline(1 liter)
$2.29BMD 2.29
$1.32MX$23.00
73.48%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5KBMD 34.5K
$29.7KMX$517.1K
16.28%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.5KBMD 39.5K
$23.7KMX$412.0K
67.12%
🧾 Monthly Utilities & Internet
Pembroke
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$232BMD 232
$82.0MX$1,428
182.55%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$121BMD 121
$22.95MX$400
425.97%
Internet(50+ Mbps, Unlimited Data)
$155BMD 155
$30.11MX$524
414.41%
🎉 Sport & Entertainment
Pembroke
Playa del Carmen
Difference
Gym Membership(Monthly)
$79.2BMD 79.2
$52.0MX$905
52.30%
Tennis Court(1 Hour on Weekend)
-
$18.53MX$323
-
Cinema Ticket
$13.76BMD 13.76
$4.98MX$86.6
176.31%
🧸 Childcare & Education
Pembroke
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,332BMD 1,332
$197MX$3,438
574.72%
International Primary School, 1 Child(Yearly)
$24.0KBMD 24.0K
$5,336MX$92.9K
350.52%
👕👟 Clothing & Footwear
Pembroke
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$80.8BMD 80.8
$35.60MX$620
127.08%
Summer Dress(H&M, Zara, etc)
$60.7BMD 60.7
$40.33MX$702
50.48%
Sport Shoes(Adidas, Nike)
$135BMD 135
$78.8MX$1,371
71.39%
Men's Leather Business Shoes
$128BMD 128
$88.9MX$1,549
43.67%
🏠 Accommodation & Living
Pembroke
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$3,822BMD 3,822
$947MX$16.5K
303.59%
1-bedroom Apartment, Outside City Center(Monthly)
-
$474MX$8,254
-
3-bedroom Apartment, City Center(Monthly)
-
$1,644MX$28.6K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$1,211MX$21.1K
-
Buy Apartment in City Center(m2)
$5,763BMD 5,763
$4,056MX$70.6K
42.09%
Buy Apartment Outside City Center(m2)
-
$6,470MX$112.7K
-
💵 Salaries & Financials
Pembroke
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$8,135BMD 8,135
$654MX$11.4K
1144.11%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.22
11.42
-36.78%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Pembroke: July 13, 2026
Last update for Playa del Carmen: July 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $3,822 in Pembroke and $947 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.
💰Pembroke pays 1144% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $150 in Pembroke vs $42.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $817 vs $249 per month, with Playa del Carmen cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pembroke vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Pembroke or Playa del Carmen?
Playa del Carmen wins on cost – living expenses run 86% lower than in Pembroke. Housing and daily spending are where you'll feel the difference most, making Playa del Carmen the obvious pick if budget is a priority.
Are salaries higher in Pembroke or in Playa del Carmen?
Average pay runs 1144% higher in Pembroke, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Pembroke compared to Playa del Carmen?
Rent for a central apartment: $3,822 in Pembroke versus $947 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Pembroke and in Playa del Carmen?
Childcare runs $1,332 in Pembroke versus $197 in Playa del Carmen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Pembroke or in Playa del Carmen?
Supermarket bills run roughly 228% higher in Pembroke. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Pembroke or in Playa del Carmen?
At $1,256 in Playa del Carmen versus $2,339 in Pembroke, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Pembroke. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Which city is better for digital nomads, Pembroke or Playa del Carmen?
Both work as nomad bases, but Playa del Carmen delivers better value – similar infrastructure at $1,256 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Playa del Carmen hard to pass up.
How safe is Pembroke compared to Playa del Carmen?
Safety-wise, Pembroke and Playa del Carmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 86% less than in Pembroke. Beyond cost, consider language, visa policies, and how big the international community is in each city.