Last update: Oct 2026

Cost of Living Comparison Between Pembroke and Paget Parish

For one person, living is cheaper in Pembroke: $2,374 a month against $5,404 in Paget Parish, rent and utilities included – about $36,400 less a year. Higher rent and utilities in Paget Parish outweigh lower spending on other living expenses.

115

Cost of Living Index in Pembroke
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Pembroke Living Index
263

Cost of Living Index in Paget Parish
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Paget Parish Living Index

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Pembroke

🇧🇲 Bermuda

$2,374

/mo nomad

Paget Parish

🇧🇲 Bermuda

$5,404

/mo nomad

Monthly Cost of Living

How much you'll spend in Pembroke and in Paget Parish

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pembroke and in Paget Parish actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,374 in Pembroke versus $5,404 in Paget Parish.

Pembroke $2,374
Paget Parish $5,404

Estimated couple costs with rent: $3,871 in Pembroke versus $9,831 in Paget Parish.

Pembroke $3,871
Paget Parish $9,831

Monthly costs for a family of three with rent: $5,368 in Pembroke versus $14.3K in Paget Parish.

Pembroke $5,368
Paget Parish $14.3K

Living in Pembroke costs roughly 56% less than in Paget Parish, and outside of rent the biggest gap is in leisure.

Both cities are pricier than the global median: Pembroke 75% above, Paget Parish 299% above.

Meal at Budget Restaurant

$49.04 BMD 49.04

$50.0 BMD 50.0

-1.98%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$149 BMD 149

1.77%

Fast Food Meal (McDonalds, etc)

$16.78 BMD 16.78

$16.91 BMD 16.91

-0.77%

Cappuccino

$4.38 BMD 4.38

$6.11 BMD 6.11

-28.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 BMD 3.02

$3.13 BMD 3.13

-3.51%

Water (0.33 liter bottle)

$3.05 BMD 3.05

$3.17 BMD 3.17

-3.79%

Local Beer (0.5 liter draught)

$7.63 BMD 7.63

$7.49 BMD 7.49

1.87%

Imported Beer (0.33 liter bottle)

$8.86 BMD 8.86

$9.05 BMD 9.05

-2.10%

Milk (1 liter)

$4.80 BMD 4.80

$4.84 BMD 4.84

-0.83%

White Bread (500g)

$8.14 BMD 8.14

$7.95 BMD 7.95

2.39%

Rice (white) (1kg)

$5.40 BMD 5.40

$5.51 BMD 5.51

-2.00%

Eggs

$7.07 BMD 7.07

$6.08 BMD 6.08

16.28%

Local Cheese (1kg)

$23.42 BMD 23.42

$22.24 BMD 22.24

5.31%

Chicken Fillets (1kg)

$21.37 BMD 21.37

$17.45 BMD 17.45

22.46%

Beef Round Steak (1kg)

$19.80 BMD 19.80

$19.66 BMD 19.66

0.71%

Apples (1kg)

$8.94 BMD 8.94

$9.19 BMD 9.19

-2.72%

Banana (1kg)

$6.75 BMD 6.75

$6.42 BMD 6.42

5.14%

Oranges (1kg)

$7.25 BMD 7.25

$7.16 BMD 7.16

1.26%

Tomato (1kg)

$8.46 BMD 8.46

$8.35 BMD 8.35

1.32%

Potato (1kg)

$5.78 BMD 5.78

$5.73 BMD 5.73

0.87%

Onion (1kg)

$4.05 BMD 4.05

$4.24 BMD 4.24

-4.48%

Lettuce (1 head)

$6.34 BMD 6.34

$6.41 BMD 6.41

-1.09%

Water (1.5 liter bottle)

$3.50 BMD 3.50

$3.37 BMD 3.37

3.86%

Cigarettes 20 Pack (Marlboro, Camel)

$17.99 BMD 17.99

$17.64 BMD 17.64

1.98%

Wine (Bottle)

$24.37 BMD 24.37

$24.23 BMD 24.23

0.58%

Local Beer (0.5 liter bottle)

$5.17 BMD 5.17

$5.13 BMD 5.13

0.78%

Imported Beer (0.33 liter bottle)

$4.27 BMD 4.27

$4.34 BMD 4.34

-1.61%

One-way Ticket (Public Transport)

$4.47 BMD 4.47

Public Transport Monthly Pass (Regular Price)

$131 BMD 131

Taxi Start (Normal Tariff)

$6.37 BMD 6.37

$6.68 BMD 6.68

-4.64%

Taxi (Normal Tariff) (1km)

$2.54 BMD 2.54

$3.04 BMD 3.04

-16.45%

Taxi 1hour Waiting (Normal Tariff)

$70.5 BMD 70.5

$70.0 BMD 70.0

0.59%

Gasoline (1 liter)

$2.42 BMD 2.42

$2.21 BMD 2.21

9.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K BMD 37.3K

$20.4K BMD 20.4K

83.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.9K BMD 42.9K

$35.2K BMD 35.2K

21.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$291 BMD 291

$287 BMD 287

1.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$150 BMD 150

0.02%

Internet (50+ Mbps, Unlimited Data)

$160 BMD 160

$122 BMD 122

31.38%

Gym Membership (Monthly)

$78.1 BMD 78.1

$197 BMD 197

-60.34%

Cinema Ticket

$13.34 BMD 13.34

$13.58 BMD 13.58

-1.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,303 BMD 1,303

$1,315 BMD 1,315

-0.91%

International Primary School, 1 Child (Yearly)

$25.5K BMD 25.5K

$25.3K BMD 25.3K

0.77%

Jeans (Levis 501 Or Similar)

$91.5 BMD 91.5

$91.0 BMD 91.0

0.51%

Summer Dress (H&M, Zara, etc)

$71.1 BMD 71.1

$69.2 BMD 69.2

2.69%

Sport Shoes (Adidas, Nike)

$141 BMD 141

$143 BMD 143

-0.82%

Men's Leather Business Shoes

$127 BMD 127

-0.38%

1-bedroom Apartment, City Center (Monthly)

$3,811 BMD 3,811

$3,985 BMD 3,985

-4.35%

1-bedroom Apartment, Outside City Center (Monthly)

$3,065 BMD 3,065

3-bedroom Apartment, City Center (Monthly)

$8,462 BMD 8,462

3-bedroom Apartment, Outside City Center (Monthly)

$8,934 BMD 8,934

Buy Apartment Outside City Center (m2)

$6,119 BMD 6,119

Average Monthly Net Salary (After Tax)

$8,056 BMD 8,056

$4,075 BMD 4,075

97.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke: October 20, 2026

Last update for Paget Parish: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pembroke

$748 31.5%

Paget Parish

$717 13.3% 4.2% $32

Monthly Utilities & Internet

Pembroke

$601 25.3%

Paget Parish

$559 10.4% 7% $42

Eating Out

Pembroke

$575 24.2%

Paget Parish

$605 11.2% 5.2% $30

Clothing & Footwear

Pembroke

$194 8.2%

Paget Parish

$194 3.6% 0.2% $0.3

Getting Around

Pembroke

$150 * 6.3%

Paget Parish

$40 * 0.7% 73.6% $111

Sport & Entertainment

Pembroke

$105 4.4%

Paget Parish

$224 4.2% 114% $119

Accommodation & Living

Pembroke

- * 0%

Paget Parish

$3.1K 56.7%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,811 in Pembroke and $3,985 in Paget Parish. Housing cost is often the main lever when comparing two cities.

Pembroke pays 98% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $152 in Pembroke vs $149 in Paget Parish for a mid-range dinner for two. Groceries echo the gap at $748 vs $717 per month, with Paget Parish cheaper across the board.

Good to know

🇧🇲 Pembroke

🇧🇲 Paget Parish

🕒 Local time

21:06 9:06 PM

Same time as Pembroke

🌤 Weather

👥 Population

11,160

5,702

💱 Currency

Bermudian Dollar BMD $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Pembroke Paget Parish 2 km

From you

Pembroke
Paget Parish

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pembroke vs Paget Parish: Cost of Living - Frequently Asked Questions

Pembroke and Paget Parish differ by about 128% in total monthly costs ($2,374 vs $5,404 including rent). Pembroke is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 98% higher in Pembroke, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,811 in Pembroke versus $3,985 in Paget Parish. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,303 in Pembroke versus $1,315 in Paget Parish. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Pembroke – a meal for two runs $152 versus $149 in Paget Parish. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Pembroke is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Pembroke and Paget Parish are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pembroke gentler on the wallet – expenses run 128% less than in Paget Parish. Beyond cost, consider language, visa policies, and how big the international community is in each city.