Last update: Oct 2026

Cost of Living Comparison Between Pembroke and Medellin

For one person, living is cheaper in Medellin: $1,625 a month against $2,374 in Pembroke, rent and utilities included – about $9,000 less a year. The total is higher in Pembroke despite lower rent and utilities.

Pembroke
🇧🇲 Bermuda
$2,374
/mo nomad
Medellin
🇨🇴 Colombia
$1,625
/mo nomad
Monthly Cost of Living

How much you'll spend in Pembroke and in Medellin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pembroke and in Medellin actually costs, broken down by who's living it.

A single person spends $2,374 per month in Pembroke vs $1,625 in Medellin, rent included.

  • Pembroke $2,374
  • Medellin $1,625

A couple spends around $3,871 per month in Pembroke vs $2,412 in Medellin, rent included.

  • Pembroke $3,871
  • Medellin $2,412

A family of three spends $5,368 per month in Pembroke vs $3,199 in Medellin, rent included.

  • Pembroke $5,368
  • Medellin $3,199

Pembroke costs about 46% more than Medellin, and outside of rent the biggest gap is in groceries.

Both Pembroke and Medellin sit above the global median – Pembroke by 75%, Medellin by 20%.

Currency
🍽 Eating Out
Pembroke
Medellin
Difference
Meal at Budget Restaurant
$49.04 BMD 49.04
$8.30 COP 26.3K
490.84%
Three-Course Dinner for Two, Mid-Range
$152 BMD 152
$46.91 COP 148.7K
224.17%
Fast Food Meal (McDonalds, etc)
$16.78 BMD 16.78
$9.24 COP 29.3K
81.60%
Cappuccino
$4.38 BMD 4.38
$3.05 COP 9,676
43.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.02 BMD 3.02
$1.80 COP 5,707
67.78%
Water (0.33 liter bottle)
$3.05 BMD 3.05
$1.38 COP 4,382
121.01%
Local Beer (0.5 liter draught)
$7.63 BMD 7.63
$3.24 COP 10.3K
135.49%
Imported Beer (0.33 liter bottle)
$8.86 BMD 8.86
$5.56 COP 17.6K
59.35%
🛒 Groceries & Markets
Pembroke
Medellin
Difference
Milk (1 liter)
$4.80 BMD 4.80
$1.50 COP 4,760
220.00%
White Bread (500g)
$8.14 BMD 8.14
$2.37 COP 7,508
243.46%
Rice (white) (1kg)
$5.40 BMD 5.40
$1.70 COP 5,377
217.65%
Eggs
$7.07 BMD 7.07
$2.96 COP 9,379
138.85%
Local Cheese (1kg)
$23.42 BMD 23.42
$10.22 COP 32.4K
129.16%
Chicken Fillets (1kg)
$21.37 BMD 21.37
$9.74 COP 30.9K
119.40%
Beef Round Steak (1kg)
$19.80 BMD 19.80
$13.90 COP 44.1K
42.45%
Apples (1kg)
$8.94 BMD 8.94
$4.13 COP 13.1K
116.46%
Banana (1kg)
$6.75 BMD 6.75
$1.53 COP 4,839
341.18%
Oranges (1kg)
$7.25 BMD 7.25
$2.22 COP 7,052
226.58%
Tomato (1kg)
$8.46 BMD 8.46
$2.27 COP 7,194
272.69%
Potato (1kg)
$5.78 BMD 5.78
$1.99 COP 6,311
190.45%
Onion (1kg)
$4.05 BMD 4.05
$1.67 COP 5,285
142.51%
Lettuce (1 head)
$6.34 BMD 6.34
$1.18 COP 3,742
437.29%
Water (1.5 liter bottle)
$3.50 BMD 3.50
$1.24 COP 3,919
182.26%
Cigarettes 20 Pack (Marlboro, Camel)
$17.99 BMD 17.99
$3.87 COP 12.3K
364.86%
Wine (Bottle)
$24.37 BMD 24.37
$13.78 COP 43.7K
76.85%
Local Beer (0.5 liter bottle)
$5.17 BMD 5.17
$1.66 COP 5,256
211.45%
Imported Beer (0.33 liter bottle)
$4.27 BMD 4.27
$2.40 COP 7,615
77.92%
🚌 Getting Around
Pembroke
Medellin
Difference
One-way Ticket (Public Transport)
-
$1.24 COP 3,944
-
Public Transport Monthly Pass (Regular Price)
$131 BMD 131
$78.2 COP 248.0K
67.89%
Taxi Start (Normal Tariff)
$6.37 BMD 6.37
$1.28 COP 4,044
397.66%
Taxi (Normal Tariff) (1km)
$2.54 BMD 2.54
$2.15 COP 6,803
18.14%
Taxi 1hour Waiting (Normal Tariff)
$70.5 BMD 70.5
$8.37 COP 26.5K
741.70%
Gasoline (1 liter)
$2.42 BMD 2.42
$1.35 COP 4,288
79.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.3K BMD 37.3K
$34.8K COP 110.2M
7.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.9K BMD 42.9K
$34.7K COP 110.0M
23.59%
🧾 Monthly Utilities & Internet
Pembroke
Medellin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$291 BMD 291
$167 COP 528.4K
74.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$150 BMD 150
$13.62 COP 43.2K
1004.55%
Internet (50+ Mbps, Unlimited Data)
$160 BMD 160
$29.12 COP 92.3K
450.27%
🎉 Sport & Entertainment
Pembroke
Medellin
Difference
Gym Membership (Monthly)
$78.1 BMD 78.1
$45.09 COP 143.0K
73.25%
Tennis Court (1 Hour on Weekend)
-
$17.18 COP 54.5K
-
Cinema Ticket
$13.34 BMD 13.34
$6.97 COP 22.1K
91.39%
🧸 Childcare & Education
Pembroke
Medellin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,303 BMD 1,303
$790 COP 2.5M
64.88%
International Primary School, 1 Child (Yearly)
$25.5K BMD 25.5K
$9,041 COP 28.7M
182.03%
👕👟 Clothing & Footwear
Pembroke
Medellin
Difference
Jeans (Levis 501 Or Similar)
$91.5 BMD 91.5
$87.8 COP 278.4K
4.20%
Summer Dress (H&M, Zara, etc)
$71.1 BMD 71.1
$58.2 COP 184.4K
22.24%
Sport Shoes (Adidas, Nike)
$141 BMD 141
$139 COP 440.7K
1.71%
Men's Leather Business Shoes
$127 BMD 127
$98.9 COP 313.5K
28.42%
🏠 Accommodation & Living
Pembroke
Medellin
Difference
1-bedroom Apartment, City Center (Monthly)
$3,811 BMD 3,811
$1,028 COP 3.3M
270.65%
1-bedroom Apartment, Outside City Center (Monthly)
-
$620 COP 2.0M
-
3-bedroom Apartment, City Center (Monthly)
-
$1,881 COP 6.0M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,008 COP 3.2M
-
Buy Apartment in City Center (m2)
-
$3,988 COP 12.6M
-
Buy Apartment Outside City Center (m2)
-
$1,702 COP 5.4M
-
💵 Salaries & Financials
Pembroke
Medellin
Difference
Average Monthly Net Salary (After Tax)
$8,056 BMD 8,056
$663 COP 2.1M
1114.41%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.63
10.94
-21.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke: October 20, 2026

Last update for Medellin: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Pembroke
$748
Medellin
$298 60.2% $450
Monthly Utilities & Internet
Pembroke
$601
Medellin
$209 65.2% $392
Eating Out
Pembroke
$575
Medellin
$171 70.3% $405
Clothing & Footwear
Pembroke
$194
Medellin
$173 10.9% $21
Getting Around
Pembroke
$150 *
Medellin
$95 36.7% $55
Sport & Entertainment
Pembroke
$105
Medellin
$59 43.7% $46
Accommodation & Living
Pembroke
- *
Medellin
$619

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $3,811 in Pembroke versus $1,028 in Medellin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1114% higher in Pembroke, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $152 in Pembroke versus $47.00 in Medellin. Monthly groceries follow the same trend: $748 vs $298 – making Medellin the more affordable choice for daily food spending.

Good to know
🇧🇲 Pembroke
🇨🇴 Medellin
🕒 Local time
16:01 4:01 PM
14:01 2:01 PM
2 h behind Pembroke
🌤 Weather
👥 Population
11,160
2,486,723
💱 Currency
Exchange rates and currency converter

COP, USD, EUR to BMD – Bermudian Dollar Converter

Bermudian Dollar exchange rates as of October 24, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

Colombian Peso exchange rates as of October 24, 2026: 1 USD = 3,171 COP (10,000 COP = 3.15 USD). 1 EUR = 3,565 COP (10,000 COP = 2.81 EUR).

On the map
Between locations
  • Pembroke Medellin 3,100 km ≈ 4 h 30 min nonstop flight
From you
  • Pembroke
  • Medellin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pembroke vs Medellin: Cost of Living - Frequently Asked Questions
Is Medellin cheaper than Pembroke?
Yes – Pembroke is pricier by about 46%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $3,561 per month in Pembroke and $2,437 in Medellin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Medellin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Pembroke or in Medellin?
A mid-range dinner for two costs $152 in Pembroke and $47.00 in Medellin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Pembroke and in Medellin?
Monthly expenses with rent come to $2,374 in Pembroke and $1,625 in Medellin. That's a gap of about 46%.
Is $2,500 a realistic budget for living in Pembroke or in Medellin?
A $2,500 monthly budget goes further in Medellin, where all-in costs run around $1,625, than in Pembroke at $2,374. In Medellin it covers expenses comfortably, while in Pembroke it requires careful planning or may not stretch far enough.
Is Pembroke or Medellin more family-friendly?
Families tend to lean toward Medellin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Pembroke or Medellin?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Medellin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pembroke makes more sense. Both are solid long-term options with distinct trade-offs.

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