Last update: Oct 2026

Cost of Living Comparison Between Pavia and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,774 in Pavia, rent and utilities included – about $5,100 less a year. Other living expenses account for most of the difference.

85

Cost of Living Index in Pavia
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Pavia Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Pavia

🇮🇹 Italy

$1,774

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Pavia and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pavia and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,774 in Pavia versus $1,353 in Ubud, Bali.

Pavia $1,774
Ubud, Bali $1,353

Estimated couple costs with rent: $2,773 in Pavia versus $2,297 in Ubud, Bali.

Pavia $2,773
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $3,772 in Pavia versus $3,241 in Ubud, Bali.

Pavia $3,772
Ubud, Bali $3,241

Living in Pavia is roughly 31% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Pavia 31% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$25.02 €22.25

$3.23 Rp 58.1K

674.61%

Three-Course Dinner for Two, Mid-Range

$77.7 €69.2

$34.88 Rp 627.8K

122.88%

Fast Food Meal (McDonalds, etc)

$10.12 €9.00

$5.70 Rp 102.5K

77.54%

Cappuccino

$1.75 €1.56

$2.62 Rp 47.1K

-33.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.50 €3.12

$1.72 Rp 31.0K

103.49%

Water (0.33 liter bottle)

$1.55 €1.38

$0.81 Rp 14.6K

91.36%

Local Beer (0.5 liter draught)

$5.55 €4.93

$2.65 Rp 47.7K

109.43%

Imported Beer (0.33 liter bottle)

$5.76 €5.13

$4.37 Rp 78.6K

31.81%

Milk (1 liter)

$1.46 €1.30

$1.57 Rp 28.3K

-7.01%

White Bread (500g)

$2.38 €2.12

$2.19 Rp 39.5K

8.68%

Rice (white) (1kg)

$2.97 €2.64

$1.18 Rp 21.2K

151.69%

Eggs

$3.31 €2.94

$2.16 Rp 38.8K

53.24%

Local Cheese (1kg)

$17.13 €15.24

$17.65 Rp 317.7K

-2.95%

Chicken Fillets (1kg)

$11.13 €9.90

$3.78 Rp 68.0K

194.44%

Beef Round Steak (1kg)

$24.16 €21.49

$11.95 Rp 215.1K

102.18%

Apples (1kg)

$2.47 €2.20

$3.60 Rp 64.8K

-31.39%

Banana (1kg)

$1.86 €1.66

$1.59 Rp 28.6K

16.98%

Oranges (1kg)

$2.84 €2.53

$2.31 Rp 41.6K

22.94%

Tomato (1kg)

$3.27 €2.91

$1.91 Rp 34.3K

71.20%

Potato (1kg)

$2.02 €1.80

$1.78 Rp 32.1K

13.48%

Onion (1kg)

$2.97 €2.64

$2.33 Rp 41.9K

27.47%

Lettuce (1 head)

$1.51 €1.35

$1.00 Rp 18.0K

51.00%

Water (1.5 liter bottle)

$0.53 €0.47

$0.53 Rp 9,509

Cigarettes 20 Pack (Marlboro, Camel)

$6.75 €6.01

$2.29 Rp 41.1K

194.76%

Wine (Bottle)

$5.49 €4.88

$22.07 Rp 397.3K

-75.12%

Local Beer (0.5 liter bottle)

$1.88 €1.67

$2.35 Rp 42.2K

-20.00%

Imported Beer (0.33 liter bottle)

$2.29 €2.03

$2.98 Rp 53.6K

-23.15%

One-way Ticket (Public Transport)

$1.75 €1.56

$0.23 Rp 4,112

660.87%

Public Transport Monthly Pass (Regular Price)

$59.1 €52.6

$8.90 Rp 160.2K

564.04%

Taxi Start (Normal Tariff)

$4.37 €3.89

$0.47 Rp 8,466

829.79%

Taxi (Normal Tariff) (1km)

$1.21 €1.07

$0.43 Rp 7,737

181.40%

Taxi 1hour Waiting (Normal Tariff)

$34.65 €30.82

$5.47 Rp 98.4K

533.46%

Gasoline (1 liter)

$1.99 €1.77

$0.83 Rp 14.9K

139.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K €32.0K

$23.9K Rp 429.8M

50.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K €31.8K

$32.8K Rp 590.1M

8.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 €197

$80.0 Rp 1.4M

176.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.30 €9.16

$6.56 Rp 118.1K

57.01%

Internet (50+ Mbps, Unlimited Data)

$29.77 €26.48

$18.60 Rp 334.8K

60.05%

Gym Membership (Monthly)

$51.1 €45.44

$54.1 Rp 974.1K

-5.60%

Tennis Court (1 Hour on Weekend)

$28.26 €25.13

$18.28 Rp 329.0K

54.60%

Cinema Ticket

$12.92 €11.50

$4.25 Rp 76.5K

204.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$572 €508

$493 Rp 8.9M

16.01%

International Primary School, 1 Child (Yearly)

$10.1K €9,001

$5,597 Rp 100.7M

80.78%

Jeans (Levis 501 Or Similar)

$114 €102

$45.58 Rp 820.4K

150.90%

Summer Dress (H&M, Zara, etc)

$39.92 €35.51

$34.96 Rp 629.4K

14.19%

Sport Shoes (Adidas, Nike)

$86.6 €77.0

$77.7 Rp 1.4M

11.36%

Men's Leather Business Shoes

$142 €126

$78.5 Rp 1.4M

80.79%

1-bedroom Apartment, City Center (Monthly)

$788 €701

$1,131 Rp 20.4M

-30.38%

1-bedroom Apartment, Outside City Center (Monthly)

$532 €473

$673 Rp 12.1M

-20.92%

3-bedroom Apartment, City Center (Monthly)

$1,161 €1,032

$3,613 Rp 65.0M

-67.87%

3-bedroom Apartment, Outside City Center (Monthly)

$929 €827

$1,702 Rp 30.6M

-45.38%

Buy Apartment in City Center (m2)

$3,366 €2,994

$2,717 Rp 48.9M

23.87%

Buy Apartment Outside City Center (m2)

$2,069 €1,840

$2,241 Rp 40.3M

-7.70%

Average Monthly Net Salary (After Tax)

$2,135 €1,899

$166 Rp 3.0M

1183.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.92

13.78

-78.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pavia: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pavia

$532 30%

Ubud, Bali

$673 49.7% 26.5% $141

Groceries & Markets

Pavia

$344 19.4%

Ubud, Bali

$287 21.2% 16.4% $56

Eating Out

Pavia

$311 17.5%

Ubud, Bali

$106 7.9% 65.8% $205

Monthly Utilities & Internet

Pavia

$261 14.7%

Ubud, Bali

$105 7.8% 59.8% $156

Clothing & Footwear

Pavia

$172 9.7%

Ubud, Bali

$107 7.9% 38.1% $66

Sport & Entertainment

Pavia

$77 4.3%

Ubud, Bali

$63 4.6% 18.6% $14

Getting Around

Pavia

$77 4.3%

Ubud, Bali

$12 0.9% 83.8% $64

Cost Breakdown

A one-bedroom apartment in the center runs $788 in Pavia and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Pavia pays 1183% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Pavia vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $344 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇹 Pavia

🇮🇩 Ubud, Bali

🕒 Local time

13:59 1:59 PM

19:59 7:59 PM

6 h ahead of Pavia

🌤 Weather

👥 Population

71,214

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 21, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Between locations

Pavia Ubud, Bali 11,940 km ≈ 15 h nonstop flight

From you

Pavia
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pavia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 31% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1183% higher in Pavia, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $788 in Pavia versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $572 in Pavia versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 20% higher in Pavia. For households that cook at home regularly, that difference adds up over a month.

At $1,353 in Ubud, Bali versus $1,774 in Pavia, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Pavia. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Pavia, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Pavia and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 31% less than in Pavia. Beyond cost, consider language, visa policies, and how big the international community is in each city.