Last update: Oct 2026

Cost of Living Comparison Between Pavia and Hamilton

For one person, living is cheaper in Pavia: $1,774 a month against $2,306 in Hamilton, rent and utilities included – about $6,400 less a year. Higher rent and utilities in Hamilton outweigh lower spending on other living expenses.

Pavia
🇮🇹 Italy
$1,774
/mo nomad
Hamilton
🇨🇦 Canada
$2,306
/mo nomad
Monthly Cost of Living

How much you'll spend in Pavia and in Hamilton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pavia and in Hamilton actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,774 in Pavia versus $2,306 in Hamilton.

  • Pavia $1,774
  • Hamilton $2,306

Estimated couple costs with rent: $2,773 in Pavia versus $3,384 in Hamilton.

  • Pavia $2,773
  • Hamilton $3,384

Monthly costs for a family of three with rent: $3,772 in Pavia versus $4,461 in Hamilton.

  • Pavia $3,772
  • Hamilton $4,461

Living in Pavia costs roughly 23% less than in Hamilton, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Pavia 31% above, Hamilton 70% above.

Currency
🍽 Eating Out
Pavia
Hamilton
Difference
Meal at Budget Restaurant
$25.02 €22.25
$17.71 CA$25.03
41.28%
Three-Course Dinner for Two, Mid-Range
$77.7 €69.2
$66.7 CA$94.3
16.60%
Fast Food Meal (McDonalds, etc)
$10.12 €9.00
$12.15 CA$17.18
-16.71%
Cappuccino
$1.75 €1.56
$3.39 CA$4.79
-48.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.50 €3.12
$2.15 CA$3.04
62.79%
Water (0.33 liter bottle)
$1.55 €1.38
$1.70 CA$2.40
-8.82%
Local Beer (0.5 liter draught)
$5.55 €4.93
$5.02 CA$7.09
10.56%
Imported Beer (0.33 liter bottle)
$5.76 €5.13
$6.18 CA$8.74
-6.80%
🛒 Groceries & Markets
Pavia
Hamilton
Difference
Milk (1 liter)
$1.46 €1.30
$1.94 CA$2.74
-24.74%
White Bread (500g)
$2.38 €2.12
$2.04 CA$2.88
16.67%
Rice (white) (1kg)
$2.97 €2.64
$3.10 CA$4.38
-4.19%
Eggs
$3.31 €2.94
$3.34 CA$4.72
-0.90%
Local Cheese (1kg)
$17.13 €15.24
$7.91 CA$11.18
116.56%
Chicken Fillets (1kg)
$11.13 €9.90
$11.17 CA$15.79
-0.36%
Beef Round Steak (1kg)
$24.16 €21.49
$14.60 CA$20.65
65.48%
Apples (1kg)
$2.47 €2.20
$4.08 CA$5.77
-39.46%
Banana (1kg)
$1.86 €1.66
$1.30 CA$1.84
43.08%
Oranges (1kg)
$2.84 €2.53
$3.87 CA$5.47
-26.61%
Tomato (1kg)
$3.27 €2.91
$3.69 CA$5.22
-11.38%
Potato (1kg)
$2.02 €1.80
$2.65 CA$3.75
-23.77%
Onion (1kg)
$2.97 €2.64
$2.00 CA$2.82
48.50%
Lettuce (1 head)
$1.51 €1.35
$1.99 CA$2.81
-24.12%
Water (1.5 liter bottle)
$0.53 €0.47
$1.29 CA$1.83
-58.91%
Cigarettes 20 Pack (Marlboro, Camel)
$6.75 €6.01
$12.49 CA$17.66
-45.96%
Wine (Bottle)
$5.49 €4.88
$14.40 CA$20.36
-61.88%
Local Beer (0.5 liter bottle)
$1.88 €1.67
$2.65 CA$3.74
-29.06%
Imported Beer (0.33 liter bottle)
$2.29 €2.03
$3.97 CA$5.61
-42.32%
🚌 Getting Around
Pavia
Hamilton
Difference
One-way Ticket (Public Transport)
$1.75 €1.56
$2.52 CA$3.56
-30.56%
Public Transport Monthly Pass (Regular Price)
$59.1 €52.6
$87.0 CA$123
-32.05%
Taxi Start (Normal Tariff)
$4.37 €3.89
$3.54 CA$5.00
23.45%
Taxi (Normal Tariff) (1km)
$1.21 €1.07
$1.26 CA$1.78
-3.97%
Taxi 1hour Waiting (Normal Tariff)
$34.65 €30.82
$23.47 CA$33.18
47.64%
Gasoline (1 liter)
$1.99 €1.77
$1.17 CA$1.65
70.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.0K €32.0K
$26.4K CA$37.3K
36.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.7K €31.8K
$22.0K CA$31.1K
62.61%
🧾 Monthly Utilities & Internet
Pavia
Hamilton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$221 €197
$154 CA$217
43.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.30 €9.16
$42.63 CA$60.3
-75.84%
Internet (50+ Mbps, Unlimited Data)
$29.77 €26.48
$51.1 CA$72.2
-41.71%
🎉 Sport & Entertainment
Pavia
Hamilton
Difference
Gym Membership (Monthly)
$51.1 €45.44
$37.84 CA$53.5
35.02%
Tennis Court (1 Hour on Weekend)
$28.26 €25.13
$17.39 CA$24.59
62.51%
Cinema Ticket
$12.92 €11.50
$10.32 CA$14.59
25.19%
🧸 Childcare & Education
Pavia
Hamilton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$572 €508
$610 CA$862
-6.25%
International Primary School, 1 Child (Yearly)
$10.1K €9,001
$16.3K CA$23.0K
-37.87%
👕👟 Clothing & Footwear
Pavia
Hamilton
Difference
Jeans (Levis 501 Or Similar)
$114 €102
$48.77 CA$68.9
134.49%
Summer Dress (H&M, Zara, etc)
$39.92 €35.51
$31.28 CA$44.22
27.62%
Sport Shoes (Adidas, Nike)
$86.6 €77.0
$86.6 CA$122
-0.05%
Men's Leather Business Shoes
$142 €126
$119 CA$169
19.06%
🏠 Accommodation & Living
Pavia
Hamilton
Difference
1-bedroom Apartment, City Center (Monthly)
$788 €701
$1,239 CA$1,752
-36.43%
1-bedroom Apartment, Outside City Center (Monthly)
$532 €473
$1,157 CA$1,635
-53.99%
3-bedroom Apartment, City Center (Monthly)
$1,161 €1,032
$2,032 CA$2,873
-42.88%
3-bedroom Apartment, Outside City Center (Monthly)
$929 €827
$1,882 CA$2,660
-50.60%
Buy Apartment in City Center (m2)
$3,366 €2,994
$2,708 CA$3,828
24.30%
Buy Apartment Outside City Center (m2)
$2,069 €1,840
$2,733 CA$3,863
-24.30%
💵 Salaries & Financials
Pavia
Hamilton
Difference
Average Monthly Net Salary (After Tax)
$2,135 €1,899
$2,989 CA$4,225
-28.57%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.92
4.6
-36.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pavia: October 19, 2026

Last update for Hamilton: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Pavia
$532
Hamilton
$1.2K 117% $624
Groceries & Markets
Pavia
$344
Hamilton
$336 2.1% $7.2
Eating Out
Pavia
$311
Hamilton
$272 12.7% $39
Monthly Utilities & Internet
Pavia
$261
Hamilton
$248 5.3% $14
Clothing & Footwear
Pavia
$172
Hamilton
$129 25.3% $44
Sport & Entertainment
Pavia
$77
Hamilton
$58 24% $18
Getting Around
Pavia
$77
Hamilton
$107 39.6% $30

Cost Breakdown

A one-bedroom apartment in the center runs $788 in Pavia and $1,239 in Hamilton. Housing cost is often the main lever when comparing two cities.

Hamilton pays 40% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Pavia vs $67.0 in Hamilton for a mid-range dinner for two. Groceries echo the gap at $344 vs $336 per month, with Hamilton cheaper across the board.

Good to know
🇮🇹 Pavia
🇨🇦 Hamilton
🕒 Local time
17:34 5:34 PM
11:34 11:34 AM
6 h behind Pavia
🌤 Weather
👥 Population
71,214
519,949
💱 Currency
Euro EUR €
Exchange rates and currency converter

CAD, USD to EUR – Euro Converter

Euro exchange rates as of October 21, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • Pavia Hamilton 6,710 km ≈ 9 h nonstop flight
From you
  • Pavia
  • Hamilton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pavia vs Hamilton: Cost of Living - Frequently Asked Questions
Is Hamilton cheaper than Pavia?
Pavia is cheaper overall, especially in transport and utilities. The 30% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Pavia or Hamilton?
On paper, salaries run 40% lower in Hamilton. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Pavia and Hamilton?
Rent for a central apartment: $788 in Pavia versus $1,239 in Hamilton. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $572 in Pavia versus $610 in Hamilton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Pavia and in Hamilton?
Shoppers in Hamilton pay roughly 2% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Is $2,500 a realistic budget for living in Pavia or in Hamilton?
At $1,774 in Pavia versus $2,306 in Hamilton, a $2,500 budget is realistic in Pavia but tight or insufficient in Hamilton. The gap between the two cities makes Pavia the clear choice for anyone on this budget.
Is Pavia or Hamilton more family-friendly?
For families, Pavia is more practical. Housing and childcare are both notably cheaper than in Hamilton, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Pavia or Hamilton?
Safety-wise, Pavia and Hamilton are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Pavia gentler on the wallet – expenses run 30% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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