Cost of Living Comparison Between Hamilton and Pavia Cost of Living Comparison Between Hamilton and Pavia

Monthly Cost of Living

Monthly costs for one person with rent: $2,507 in Hamilton versus $1,740 in Pavia.

Estimated couple costs with rent: $3,577 in Hamilton versus $2,807 in Pavia.

Monthly costs for a family of three with rent: $4,647 in Hamilton versus $3,875 in Pavia.

Living in Hamilton is roughly 44% more expensive than Pavia, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Hamilton 87% above, Pavia 30% above.

Meal at Budget Restaurant

$18.39 CA$25.58

$17.16 €14.77

7.17%

Three-Course Dinner for Two, Mid-Range

$74.6 CA$104

$81.7 €70.3

-8.66%

Fast Food Meal (McDonalds, etc)

$10.84 CA$15.08

$9.04 €7.78

19.91%

Cappuccino

$4.03 CA$5.60

$1.83 €1.58

120.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.92

$3.66 €3.15

-42.62%

Water (0.33 liter bottle)

$1.73 CA$2.40

$1.75 €1.51

-1.14%

Local Beer (0.5 liter draught)

$5.73 CA$7.97

$5.63 €4.85

1.78%

Imported Beer (0.33 liter bottle)

$6.49 CA$9.03

$5.84 €5.03

11.13%

Milk (1 liter)

$2.23 CA$3.10

$1.76 €1.51

26.70%

White Bread (500g)

$2.11 CA$2.93

$3.27 €2.81

-35.47%

Rice (white) (1kg)

$3.00 CA$4.18

$2.80 €2.41

7.14%

Eggs

$3.20 CA$4.45

$3.71 €3.20

-13.75%

Local Cheese (1kg)

$7.76 CA$10.79

$23.77 €20.47

-67.35%

Chicken Fillets (1kg)

$11.64 CA$16.18

$10.39 €8.94

12.03%

Beef Round Steak (1kg)

$14.37 CA$19.98

$34.51 €29.71

-58.36%

Apples (1kg)

$3.86 CA$5.36

$2.59 €2.23

49.03%

Banana (1kg)

$1.31 CA$1.82

$2.27 €1.95

-42.29%

Oranges (1kg)

$3.58 CA$4.98

$3.21 €2.76

11.53%

Tomato (1kg)

$3.73 CA$5.19

$4.22 €3.63

-11.61%

Potato (1kg)

$2.64 CA$3.67

$2.19 €1.89

20.55%

Onion (1kg)

$2.20 CA$3.05

$2.87 €2.47

-23.34%

Lettuce (1 head)

$2.22 CA$3.09

$2.08 €1.79

6.73%

Water (1.5 liter bottle)

$2.00 CA$2.78

$0.72 €0.62

177.78%

Cigarettes 20 Pack (Marlboro, Camel)

$13.59 CA$18.90

$7.35 €6.32

84.90%

Wine (Bottle)

$13.08 CA$18.19

$4.26 €3.67

207.04%

Local Beer (0.5 liter bottle)

$2.47 CA$3.44

$1.86 €1.60

32.80%

Imported Beer (0.33 liter bottle)

$3.01 CA$4.18

$1.41 €1.21

113.48%

One-way Ticket (Public Transport)

$2.56 CA$3.56

$1.72 €1.48

48.84%

Public Transport Monthly Pass (Regular Price)

$86.2 CA$120

$40.13 €34.55

114.75%

Taxi Start (Normal Tariff)

$3.58 CA$4.98

$4.59 €3.95

-22.00%

Taxi (Normal Tariff) (1km)

$1.21 CA$1.69

$1.16 €1.00

4.31%

Taxi 1hour Waiting (Normal Tariff)

$24.51 CA$34.09

$36.35 €31.29

-32.57%

Gasoline (1 liter)

$1.15 CA$1.60

$2.02 €1.74

-43.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K CA$34.7K

$40.0K €34.5K

-37.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K CA$29.1K

$37.0K €31.9K

-43.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 CA$209

$223 €192

-32.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.86 CA$54.1

$13.15 €11.32

195.51%

Internet (50+ Mbps, Unlimited Data)

$53.0 CA$73.7

$27.96 €24.07

89.45%

Gym Membership (Monthly)

$36.45 CA$50.7

$51.7 €44.50

-29.47%

Tennis Court (1 Hour on Weekend)

$21.88 CA$30.42

$29.30 €25.22

-25.32%

Cinema Ticket

$11.73 CA$16.32

$12.95 €11.15

-9.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$644 CA$896

$606 €522

6.28%

International Primary School, 1 Child (Yearly)

$22.4K CA$31.1K

$6,658 €5,732

236.08%

Jeans (Levis 501 Or Similar)

$56.6 CA$78.7

$111 €95.2

-48.81%

Summer Dress (H&M, Zara, etc)

$34.04 CA$47.34

$54.9 €47.25

-37.99%

Sport Shoes (Adidas, Nike)

$97.3 CA$135

$87.2 €75.1

11.57%

Men's Leather Business Shoes

$120 CA$168

$127 €109

-4.80%

1-bedroom Apartment, City Center (Monthly)

$1,346 CA$1,872

$779 €671

72.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,306 CA$1,816

$473 €407

176.16%

3-bedroom Apartment, City Center (Monthly)

$2,056 CA$2,859

$1,067 €919

92.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,970 CA$2,740

$984 €847

100.17%

Buy Apartment in City Center (m2)

$2,754 CA$3,830

$3,594 €3,094

-23.39%

Buy Apartment Outside City Center (m2)

$2,768 CA$3,850

$2,178 €1,875

27.12%

Average Monthly Net Salary (After Tax)

$2,916 CA$4,055

$2,216 €1,908

31.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

4.21

57.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: May 30, 2026

Last update for Pavia: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,346 in Hamilton and $779 in Pavia. Housing cost is often the main lever when comparing two cities.

Hamilton pays 32% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Hamilton vs $82.0 in Pavia for a mid-range dinner for two. Groceries echo the gap at $343 vs $414 per month, with Hamilton cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Pavia: Cost of Living - Frequently Asked Questions

Pavia is cheaper overall, especially in Eating Out, Getting Around, Monthly Utilities & Internet. The 44% gap adds up to real monthly savings that compound significantly over time.

Hamilton pays 32% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,346 in Hamilton versus $779 in Pavia. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $644 in Hamilton versus $606 in Pavia. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Hamilton pay roughly 21% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,740 in Pavia versus $2,507 in Hamilton, a $2,500 budget is realistic in Pavia but tight or insufficient in Hamilton. The gap between the two cities makes Pavia the clear choice for anyone on this budget.

For families, Pavia is more practical. Housing and childcare are both notably cheaper than in Hamilton, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hamilton and Pavia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pavia gentler on the wallet – expenses run 44% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.