Last update: Oct 2026

Cost of Living Comparison Between Hamilton and Pavia

For one person, living is cheaper in Pavia: $1,774 a month against $2,306 in Hamilton, rent and utilities included – about $6,400 less a year. Higher rent and utilities in Hamilton outweigh lower spending on other living expenses.

111

Cost of Living Index in Hamilton
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Hamilton Living Index
85

Cost of Living Index in Pavia
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Pavia Living Index

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Hamilton

🇨🇦 Canada

$2,306

/mo nomad

Pavia

🇮🇹 Italy

$1,774

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in Pavia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Pavia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,306 in Hamilton versus $1,774 in Pavia.

Hamilton $2,306
Pavia $1,774

Estimated couple costs with rent: $3,384 in Hamilton versus $2,773 in Pavia.

Hamilton $3,384
Pavia $2,773

Monthly costs for a family of three with rent: $4,461 in Hamilton versus $3,772 in Pavia.

Hamilton $4,461
Pavia $3,772

Living in Hamilton is roughly 30% more expensive than in Pavia, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Hamilton 70% above, Pavia 31% above.

Meal at Budget Restaurant

$17.71 CA$25.03

$25.02 €22.25

-29.22%

Three-Course Dinner for Two, Mid-Range

$66.7 CA$94.3

$77.7 €69.2

-14.24%

Fast Food Meal (McDonalds, etc)

$12.15 CA$17.18

$10.12 €9.00

20.06%

Cappuccino

$3.39 CA$4.79

$1.75 €1.56

93.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 CA$3.04

$3.50 €3.12

-38.57%

Water (0.33 liter bottle)

$1.70 CA$2.40

$1.55 €1.38

9.68%

Local Beer (0.5 liter draught)

$5.02 CA$7.09

$5.55 €4.93

-9.55%

Imported Beer (0.33 liter bottle)

$6.18 CA$8.74

$5.76 €5.13

7.29%

Milk (1 liter)

$1.94 CA$2.74

$1.46 €1.30

32.88%

White Bread (500g)

$2.04 CA$2.88

$2.38 €2.12

-14.29%

Rice (white) (1kg)

$3.10 CA$4.38

$2.97 €2.64

4.38%

Eggs

$3.34 CA$4.72

$3.31 €2.94

0.91%

Local Cheese (1kg)

$7.91 CA$11.18

$17.13 €15.24

-53.82%

Chicken Fillets (1kg)

$11.17 CA$15.79

$11.13 €9.90

0.36%

Beef Round Steak (1kg)

$14.60 CA$20.65

$24.16 €21.49

-39.57%

Apples (1kg)

$4.08 CA$5.77

$2.47 €2.20

65.18%

Banana (1kg)

$1.30 CA$1.84

$1.86 €1.66

-30.11%

Oranges (1kg)

$3.87 CA$5.47

$2.84 €2.53

36.27%

Tomato (1kg)

$3.69 CA$5.22

$3.27 €2.91

12.84%

Potato (1kg)

$2.65 CA$3.75

$2.02 €1.80

31.19%

Onion (1kg)

$2.00 CA$2.82

$2.97 €2.64

-32.66%

Lettuce (1 head)

$1.99 CA$2.81

$1.51 €1.35

31.79%

Water (1.5 liter bottle)

$1.29 CA$1.83

$0.53 €0.47

143.40%

Cigarettes 20 Pack (Marlboro, Camel)

$12.49 CA$17.66

$6.75 €6.01

85.04%

Wine (Bottle)

$14.40 CA$20.36

$5.49 €4.88

162.30%

Local Beer (0.5 liter bottle)

$2.65 CA$3.74

$1.88 €1.67

40.96%

Imported Beer (0.33 liter bottle)

$3.97 CA$5.61

$2.29 €2.03

73.36%

One-way Ticket (Public Transport)

$2.52 CA$3.56

$1.75 €1.56

44.00%

Public Transport Monthly Pass (Regular Price)

$87.0 CA$123

$59.1 €52.6

47.17%

Taxi Start (Normal Tariff)

$3.54 CA$5.00

$4.37 €3.89

-18.99%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.78

$1.21 €1.07

4.13%

Taxi 1hour Waiting (Normal Tariff)

$23.47 CA$33.18

$34.65 €30.82

-32.27%

Gasoline (1 liter)

$1.17 CA$1.65

$1.99 €1.77

-41.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.4K CA$37.3K

$36.0K €32.0K

-26.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K CA$31.1K

$35.7K €31.8K

-38.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$154 CA$217

$221 €197

-30.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.63 CA$60.3

$10.30 €9.16

313.88%

Internet (50+ Mbps, Unlimited Data)

$51.1 CA$72.2

$29.77 €26.48

71.55%

Gym Membership (Monthly)

$37.84 CA$53.5

$51.1 €45.44

-25.93%

Tennis Court (1 Hour on Weekend)

$17.39 CA$24.59

$28.26 €25.13

-38.46%

Cinema Ticket

$10.32 CA$14.59

$12.92 €11.50

-20.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$610 CA$862

$572 €508

6.66%

International Primary School, 1 Child (Yearly)

$16.3K CA$23.0K

$10.1K €9,001

60.94%

Jeans (Levis 501 Or Similar)

$48.77 CA$68.9

$114 €102

-57.35%

Summer Dress (H&M, Zara, etc)

$31.28 CA$44.22

$39.92 €35.51

-21.64%

Sport Shoes (Adidas, Nike)

$86.6 CA$122

$86.6 €77.0

0.05%

Men's Leather Business Shoes

$119 CA$169

$142 €126

-16.01%

1-bedroom Apartment, City Center (Monthly)

$1,239 CA$1,752

$788 €701

57.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,157 CA$1,635

$532 €473

117.37%

3-bedroom Apartment, City Center (Monthly)

$2,032 CA$2,873

$1,161 €1,032

75.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,882 CA$2,660

$929 €827

102.44%

Buy Apartment in City Center (m2)

$2,708 CA$3,828

$3,366 €2,994

-19.55%

Buy Apartment Outside City Center (m2)

$2,733 CA$3,863

$2,069 €1,840

32.10%

Average Monthly Net Salary (After Tax)

$2,989 CA$4,225

$2,135 €1,899

40.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.6

2.92

57.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 19, 2026

Last update for Pavia: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$1.2K 50.2%

Pavia

$532 30% 54% $624

Groceries & Markets

Hamilton

$336 14.6%

Pavia

$344 19.4% 2.1% $7.2

Eating Out

Hamilton

$272 11.8%

Pavia

$311 17.5% 14.5% $39

Monthly Utilities & Internet

Hamilton

$248 10.7%

Pavia

$261 14.7% 5.6% $14

Clothing & Footwear

Hamilton

$129 5.6%

Pavia

$172 9.7% 33.9% $44

Getting Around

Hamilton

$107 4.6%

Pavia

$77 4.3% 28.4% $30

Sport & Entertainment

Hamilton

$58 2.5%

Pavia

$77 4.3% 31.5% $18

Cost Breakdown

A one-bedroom apartment in the center runs $1,239 in Hamilton and $788 in Pavia. Housing cost is often the main lever when comparing two cities.

Hamilton pays 40% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Hamilton vs $78.0 in Pavia for a mid-range dinner for two. Groceries echo the gap at $336 vs $344 per month, with Hamilton cheaper across the board.

Good to know

🇨🇦 Hamilton

🇮🇹 Pavia

🕒 Local time

12:22 12:22 PM

18:22 6:22 PM

6 h ahead of Hamilton

🌤 Weather

👥 Population

519,949

71,214

💱 Currency

Canadian Dollar CAD $

Euro EUR €

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Euro exchange rates as of October 21, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to CAD in detail →

On the map

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Between locations

Hamilton Pavia 6,710 km ≈ 9 h nonstop flight

From you

Hamilton
Pavia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Pavia: Cost of Living - Frequently Asked Questions

Pavia is cheaper overall, especially in transport and utilities. The 30% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 40% higher in Hamilton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,239 in Hamilton versus $788 in Pavia. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $610 in Hamilton versus $572 in Pavia. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Hamilton pay roughly 2% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,774 in Pavia versus $2,306 in Hamilton, a $2,500 budget is realistic in Pavia but tight or insufficient in Hamilton. The gap between the two cities makes Pavia the clear choice for anyone on this budget.

For families, Pavia is more practical. Housing and childcare are both notably cheaper than in Hamilton, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hamilton and Pavia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pavia gentler on the wallet – expenses run 30% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.