Cost of Living Comparison Between Hamilton and Pavia Cost of Living Comparison Between Hamilton and Pavia

Monthly Cost of Living

Monthly costs for one person with rent: $2,493 in Hamilton versus $1,738 in Pavia.

Estimated couple costs with rent: $3,584 in Hamilton versus $2,799 in Pavia.

Monthly costs for a family of three with rent: $4,676 in Hamilton versus $3,860 in Pavia.

Living in Hamilton is roughly 43% more expensive than in Pavia, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Hamilton 87% above, Pavia 30% above.

Meal at Budget Restaurant

$18.13 CA$25.51

$17.14 €15.01

5.78%

Three-Course Dinner for Two, Mid-Range

$73.3 CA$103

$82.2 €72.0

-10.77%

Fast Food Meal (McDonalds, etc)

$10.98 CA$15.45

$9.39 €8.22

16.93%

Cappuccino

$4.05 CA$5.70

$1.84 €1.62

120.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.95

$3.54 €3.10

-40.68%

Water (0.33 liter bottle)

$1.81 CA$2.54

$1.76 €1.55

2.84%

Local Beer (0.5 liter draught)

$5.83 CA$8.20

$5.84 €5.11

-0.17%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.27

$5.86 €5.13

12.29%

Milk (1 liter)

$2.23 CA$3.14

$1.76 €1.54

26.70%

White Bread (500g)

$2.12 CA$2.99

$3.25 €2.85

-34.77%

Rice (white) (1kg)

$2.85 CA$4.01

$2.79 €2.45

2.15%

Eggs

$3.14 CA$4.41

$3.90 €3.42

-19.49%

Local Cheese (1kg)

$7.74 CA$10.88

$23.17 €20.29

-66.59%

Chicken Fillets (1kg)

$11.56 CA$16.27

$10.50 €9.19

10.10%

Beef Round Steak (1kg)

$14.39 CA$20.25

$35.22 €30.85

-59.14%

Apples (1kg)

$3.91 CA$5.50

$2.68 €2.35

45.90%

Banana (1kg)

$1.30 CA$1.83

$2.24 €1.96

-41.96%

Oranges (1kg)

$3.55 CA$4.99

$3.34 €2.93

6.29%

Tomato (1kg)

$3.90 CA$5.49

$4.16 €3.64

-6.25%

Potato (1kg)

$2.62 CA$3.68

$2.23 €1.95

17.49%

Onion (1kg)

$2.19 CA$3.08

$2.84 €2.49

-22.89%

Lettuce (1 head)

$2.21 CA$3.10

$2.18 €1.91

1.38%

Water (1.5 liter bottle)

$1.99 CA$2.81

$0.73 €0.64

172.60%

Cigarettes 20 Pack (Marlboro, Camel)

$13.47 CA$18.95

$7.26 €6.36

85.54%

Wine (Bottle)

$12.63 CA$17.77

$5.73 €5.02

120.42%

Local Beer (0.5 liter bottle)

$2.41 CA$3.39

$1.85 €1.62

30.27%

Imported Beer (0.33 liter bottle)

$3.07 CA$4.32

$1.48 €1.30

107.43%

One-way Ticket (Public Transport)

$2.62 CA$3.69

$1.69 €1.48

55.03%

Public Transport Monthly Pass (Regular Price)

$87.4 CA$123

$40.88 €35.80

113.82%

Taxi Start (Normal Tariff)

$3.54 CA$4.98

$4.64 €4.07

-23.71%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.13 €0.99

7.96%

Taxi 1hour Waiting (Normal Tariff)

$23.62 CA$33.24

$35.24 €30.87

-32.97%

Gasoline (1 liter)

$1.14 CA$1.61

$2.09 €1.83

-45.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K CA$35.7K

$39.1K €34.2K

-35.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K CA$28.7K

$35.9K €31.5K

-43.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 CA$219

$223 €195

-30.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.11 CA$56.4

$13.21 €11.57

203.63%

Internet (50+ Mbps, Unlimited Data)

$51.2 CA$72.0

$27.86 €24.40

83.63%

Gym Membership (Monthly)

$36.80 CA$51.8

$51.2 €44.87

-28.17%

Tennis Court (1 Hour on Weekend)

$22.40 CA$31.51

$28.91 €25.32

-22.52%

Cinema Ticket

$11.57 CA$16.28

$12.68 €11.10

-8.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$643 CA$905

$614 €538

4.76%

International Primary School, 1 Child (Yearly)

$21.7K CA$30.5K

$6,601 €5,781

228.13%

Jeans (Levis 501 Or Similar)

$56.0 CA$78.7

$111 €96.9

-49.45%

Summer Dress (H&M, Zara, etc)

$33.71 CA$47.43

$54.2 €47.45

-37.78%

Sport Shoes (Adidas, Nike)

$96.7 CA$136

$87.4 €76.5

10.64%

Men's Leather Business Shoes

$121 CA$170

$128 €112

-5.49%

1-bedroom Apartment, City Center (Monthly)

$1,352 CA$1,902

$788 €690

71.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,268 CA$1,785

$474 €415

167.74%

3-bedroom Apartment, City Center (Monthly)

$1,987 CA$2,795

$1,087 €952

82.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,022 CA$2,845

$982 €860

106.00%

Buy Apartment in City Center (m2)

$2,710 CA$3,813

$3,456 €3,027

-21.59%

Buy Apartment Outside City Center (m2)

$2,749 CA$3,868

$2,147 €1,881

28.02%

Average Monthly Net Salary (After Tax)

$2,871 CA$4,040

$2,136 €1,871

34.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

4.21

57.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: July 14, 2026

Last update for Pavia: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,352 in Hamilton and $788 in Pavia. Housing cost is often the main lever when comparing two cities.

Hamilton pays 34% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73.0 in Hamilton vs $82.0 in Pavia for a mid-range dinner for two. Groceries echo the gap at $341 vs $419 per month, with Hamilton cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Pavia: Cost of Living - Frequently Asked Questions

Pavia is cheaper overall, especially in Eating Out, Getting Around, Monthly Utilities & Internet. The 43% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 34% higher in Hamilton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,352 in Hamilton versus $788 in Pavia. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $643 in Hamilton versus $614 in Pavia. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Hamilton pay roughly 23% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,738 in Pavia versus $2,493 in Hamilton, a $2,500 budget is realistic in Pavia but tight or insufficient in Hamilton. The gap between the two cities makes Pavia the clear choice for anyone on this budget.

For families, Pavia is more practical. Housing and childcare are both notably cheaper than in Hamilton, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hamilton and Pavia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pavia gentler on the wallet – expenses run 43% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.