Last update: Oct 2026

Cost of Living Comparison Between Patna and Cebu

For one person, living is cheaper in Patna: $378 a month against $934 in Cebu, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

18

Cost of Living Index in Patna
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Patna Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Patna

🇮🇳 India

$378

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Patna and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Patna and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $378 in Patna versus $934 in Cebu.

Patna $378
Cebu $934

Estimated couple costs with rent: $581 in Patna versus $1,415 in Cebu.

Patna $581
Cebu $1,415

Monthly costs for a family of three with rent: $783 in Patna versus $1,896 in Cebu.

Patna $783
Cebu $1,896

Living in Patna costs roughly 60% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Patna 72% lower, Cebu 30% lower.

Meal at Budget Restaurant

$2.04 ₹197

$3.03 ₱190

-32.67%

Three-Course Dinner for Two, Mid-Range

$9.32 ₹902

$23.48 ₱1,473

-60.31%

Fast Food Meal (McDonalds, etc)

$3.03 ₹294

$4.09 ₱256

-25.92%

Cappuccino

$1.62 ₹157

$2.52 ₱158

-35.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 ₹33.11

$1.54 ₱96.9

-77.92%

Water (0.33 liter bottle)

$0.15 ₹14.48

$0.49 ₱30.98

-69.39%

Local Beer (0.5 liter draught)

$1.90 ₹184

$1.79 ₱112

6.15%

Imported Beer (0.33 liter bottle)

$5.80 ₹561

$2.26 ₱142

156.64%

Milk (1 liter)

$0.65 ₹62.6

$1.95 ₱122

-66.67%

White Bread (500g)

$0.42 ₹40.69

$1.43 ₱89.7

-70.63%

Rice (white) (1kg)

$0.52 ₹50.6

$1.02 ₱63.8

-49.02%

Eggs

$0.94 ₹90.6

$2.06 ₱129

-54.37%

Local Cheese (1kg)

$6.69 ₹648

$9.81 ₱615

-31.80%

Chicken Fillets (1kg)

$2.23 ₹216

$4.61 ₱289

-51.63%

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$1.35 ₹131

$3.31 ₱207

-59.21%

Banana (1kg)

$0.67 ₹65.3

$1.45 ₱90.9

-53.79%

Oranges (1kg)

$1.03 ₹99.8

$2.36 ₱148

-56.36%

Tomato (1kg)

$0.45 ₹43.18

$1.54 ₱96.4

-70.78%

Potato (1kg)

$0.32 ₹30.63

$2.36 ₱148

-86.44%

Onion (1kg)

$0.49 ₹47.19

$1.99 ₱125

-75.38%

Lettuce (1 head)

$0.46 ₹44.79

$1.15 ₱72.1

-60.00%

Water (1.5 liter bottle)

$0.27 ₹26.05

$0.67 ₱42.15

-59.70%

Cigarettes 20 Pack (Marlboro, Camel)

$4.96 ₹480

$3.00 ₱188

65.33%

Wine (Bottle)

$6.31 ₹611

$6.35 ₱398

-0.63%

Local Beer (0.5 liter bottle)

$1.59 ₹154

$1.31 ₱81.9

21.37%

Imported Beer (0.33 liter bottle)

$2.14 ₹207

$1.73 ₱108

23.70%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.84 ₹662

One-way Ticket (Public Transport)

$0.32 ₹31.32

$0.25 ₱15.78

28.00%

Public Transport Monthly Pass (Regular Price)

$4.56 ₹441

$12.65 ₱793

-63.95%

Taxi Start (Normal Tariff)

$1.34 ₹130

$0.74 ₱46.32

81.08%

Taxi (Normal Tariff) (1km)

$0.19 ₹18.44

$0.21 ₱13.11

-9.52%

Taxi 1hour Waiting (Normal Tariff)

$2.05 ₹198

$4.33 ₱271

-52.66%

Gasoline (1 liter)

$1.06 ₹102

$1.33 ₱83.5

-20.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.5K ₹1.3M

$21.8K ₱1.4M

-37.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K ₹2.6M

$19.4K ₱1.2M

37.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$45.39 ₹4,392

$121 ₱7,563

-62.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.72 ₹263

$14.45 ₱907

-81.18%

Internet (50+ Mbps, Unlimited Data)

$6.48 ₹627

$28.29 ₱1,774

-77.09%

Gym Membership (Monthly)

$21.99 ₹2,128

$32.68 ₱2,050

-32.71%

Tennis Court (1 Hour on Weekend)

$12.09 ₹1,171

$6.39 ₱401

89.20%

Cinema Ticket

$3.29 ₹318

$5.46 ₱342

-39.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$53.7 ₹5,192

$273 ₱17.1K

-80.38%

International Primary School, 1 Child (Yearly)

$1,637 ₹158.4K

$8,156 ₱511.5K

-79.93%

Jeans (Levis 501 Or Similar)

$23.99 ₹2,322

$49.57 ₱3,109

-51.60%

Summer Dress (H&M, Zara, etc)

$28.76 ₹2,783

$24.87 ₱1,560

15.64%

Sport Shoes (Adidas, Nike)

$38.25 ₹3,702

$76.6 ₱4,804

-50.06%

Men's Leather Business Shoes

$32.71 ₹3,166

$59.3 ₱3,717

-44.80%

1-bedroom Apartment, City Center (Monthly)

$106 ₹10.2K

$506 ₱31.7K

-79.13%

1-bedroom Apartment, Outside City Center (Monthly)

$60.5 ₹5,858

$309 ₱19.4K

-80.44%

3-bedroom Apartment, City Center (Monthly)

$240 ₹23.3K

$1,052 ₱66.0K

-77.14%

3-bedroom Apartment, Outside City Center (Monthly)

$132 ₹12.8K

$619 ₱38.8K

-78.68%

Buy Apartment in City Center (m2)

$1,255 ₹121.5K

$2,915 ₱182.9K

-56.94%

Buy Apartment Outside City Center (m2)

$495 ₹47.9K

$1,867 ₱117.1K

-73.48%

Average Monthly Net Salary (After Tax)

$340 ₹32.9K

$341 ₱21.4K

-0.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.46

7.2

31.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Patna: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Patna

$97 26%

Cebu

$210 22.7% 117% $114

Eating Out

Patna

$68 18.3%

Cebu

$88 9.6% 30.1% $20

Accommodation & Living

Patna

$61 16.3%

Cebu

$309 33.5% 411% $249

Clothing & Footwear

Patna

$56 15%

Cebu

$95 10.2% 70% $39

Monthly Utilities & Internet

Patna

$55 14.7%

Cebu

$163 17.7% 199% $109

Sport & Entertainment

Patna

$29 7.7%

Cebu

$44 4.7% 52.7% $15

Getting Around

Patna

$8.1 2.2%

Cebu

$15 1.7% 89.7% $7.3

Cost Breakdown

A one-bedroom apartment in the center runs $106 in Patna and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 0% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $9.00 in Patna vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $97.0 vs $210 per month, with Patna cheaper across the board.

Good to know

🇮🇳 Patna

🇵🇭 Cebu

🕒 Local time

16:44 4:44 PM

19:14 7:14 PM

2 h 30 min ahead of Patna

🌤 Weather

👥 Population

500,000

964,169

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.33 USD

1,000 INR = 9.22 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 108 INR (1,000 INR = 9.22 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Patna Cebu 4,420 km ≈ 6 h nonstop flight

From you

Patna
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Patna vs Cebu: Cost of Living - Frequently Asked Questions

Patna is cheaper overall, especially in groceries, eating out, and clothing. The 147% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 0% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $106 in Patna versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $378 per month in Patna versus $934 in Cebu – a 147% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Patna runs roughly 177% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Patna gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Patna is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Patna and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Patna gentler on the wallet – expenses run 147% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.