Cost of Living Comparison Between Pasig and Baguio Cost of Living Comparison Between Pasig and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $860 in Pasig versus $779 in Baguio.

Estimated couple costs with rent: $1,403 in Pasig versus $1,147 in Baguio.

Monthly costs for a family of three with rent: $1,947 in Pasig versus $1,514 in Baguio.

Living in Pasig is roughly 10% more expensive than in Baguio, driven mainly by Groceries & Markets.

Both cities sit below the global median: Pasig 35% lower, Baguio 41% lower.

Meal at Budget Restaurant

$4.52 ₱277

$3.63 ₱223

24.52%

Three-Course Dinner for Two, Mid-Range

$26.63 ₱1,635

$13.43 ₱825

98.29%

Fast Food Meal (McDonalds, etc)

$3.30 ₱203

$2.69 ₱165

22.68%

Cappuccino

$2.75 ₱169

$2.36 ₱145

16.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₱42.67

$0.66 ₱40.50

4.55%

Water (0.33 liter bottle)

$0.38 ₱23.19

$0.38 ₱23.03

Local Beer (0.5 liter draught)

$1.47 ₱90.1

$1.39 ₱85.1

5.76%

Imported Beer (0.33 liter bottle)

$2.70 ₱166

$1.94 ₱119

39.18%

Milk (1 liter)

$1.91 ₱117

$1.82 ₱112

4.95%

White Bread (500g)

$1.34 ₱82.3

$1.21 ₱74.1

10.74%

Rice (white) (1kg)

$1.09 ₱67.0

$1.07 ₱66.0

1.87%

Eggs

$2.21 ₱136

$2.28 ₱140

-3.07%

Local Cheese (1kg)

$9.09 ₱558

$9.14 ₱561

-0.55%

Chicken Fillets (1kg)

$4.37 ₱268

$3.87 ₱238

12.92%

Beef Round Steak (1kg)

$8.62 ₱529

$8.46 ₱519

1.89%

Apples (1kg)

$3.43 ₱211

$2.75 ₱169

24.73%

Banana (1kg)

$1.83 ₱112

$1.84 ₱113

-0.54%

Oranges (1kg)

$3.55 ₱218

$2.37 ₱145

49.79%

Tomato (1kg)

$1.72 ₱106

$1.16 ₱71.1

48.28%

Potato (1kg)

$2.76 ₱170

$1.82 ₱112

51.65%

Onion (1kg)

$3.08 ₱189

$2.27 ₱139

35.68%

Lettuce (1 head)

$2.06 ₱126

$0.68 ₱42.04

202.94%

Water (1.5 liter bottle)

$0.71 ₱43.58

$0.72 ₱44.51

-1.39%

Cigarettes 20 Pack (Marlboro, Camel)

$3.22 ₱197

$3.36 ₱206

-4.17%

Wine (Bottle)

$9.52 ₱584

$9.18 ₱563

3.70%

Local Beer (0.5 liter bottle)

$1.45 ₱89.1

$1.08 ₱66.3

34.26%

Imported Beer (0.33 liter bottle)

$2.11 ₱130

$2.27 ₱139

-7.05%

One-way Ticket (Public Transport)

$0.28 ₱17.37

$0.28 ₱17.40

Public Transport Monthly Pass (Regular Price)

$6.23 ₱383

$10.43 ₱641

-40.27%

Taxi Start (Normal Tariff)

$0.90 ₱55.4

$0.86 ₱52.8

4.65%

Taxi (Normal Tariff) (1km)

$0.24 ₱14.74

$0.22 ₱13.42

9.09%

Taxi 1hour Waiting (Normal Tariff)

$2.09 ₱128

$2.44 ₱150

-14.34%

Gasoline (1 liter)

$1.16 ₱71.0

$1.12 ₱68.6

3.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K ₱1.6M

$32.2K ₱2.0M

-18.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₱1.3M

$20.6K ₱1.3M

-0.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 ₱8,225

$149 ₱9,136

-9.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.45 ₱2,115

$34.55 ₱2,121

-0.29%

Internet (50+ Mbps, Unlimited Data)

$27.33 ₱1,678

$26.35 ₱1,618

3.72%

Gym Membership (Monthly)

$33.58 ₱2,062

$21.84 ₱1,341

53.75%

Tennis Court (1 Hour on Weekend)

$4.34 ₱266

$4.07 ₱250

6.63%

Cinema Ticket

$6.49 ₱398

$5.87 ₱360

10.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$151 ₱9,301

$149 ₱9,137

1.81%

International Primary School, 1 Child (Yearly)

$4,815 ₱295.6K

$4,683 ₱287.5K

2.82%

Jeans (Levis 501 Or Similar)

$48.78 ₱2,995

$47.86 ₱2,939

1.92%

Summer Dress (H&M, Zara, etc)

$35.44 ₱2,176

$27.14 ₱1,666

30.58%

Sport Shoes (Adidas, Nike)

$75.4 ₱4,628

$75.3 ₱4,622

0.13%

Men's Leather Business Shoes

$47.09 ₱2,892

$46.11 ₱2,831

2.13%

1-bedroom Apartment, City Center (Monthly)

$349 ₱21.4K

$336 ₱20.6K

3.79%

1-bedroom Apartment, Outside City Center (Monthly)

$201 ₱12.3K

$142 ₱8,704

41.73%

3-bedroom Apartment, City Center (Monthly)

$579 ₱35.5K

$556 ₱34.1K

4.07%

3-bedroom Apartment, Outside City Center (Monthly)

$503 ₱30.9K

$262 ₱16.1K

91.97%

Buy Apartment in City Center (m2)

$3,307 ₱203.1K

$2,408 ₱147.8K

37.37%

Buy Apartment Outside City Center (m2)

$2,594 ₱159.3K

$919 ₱56.4K

182.41%

Average Monthly Net Salary (After Tax)

$446 ₱27.4K

$188 ₱11.5K

137.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pasig: July 25, 2026

Last update for Baguio: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $349 in Pasig and $336 in Baguio. Housing cost is often the main lever when comparing two cities.

Pasig pays 138% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $27.00 in Pasig vs $13.00 in Baguio for a mid-range dinner for two. Groceries echo the gap at $233 vs $206 per month, with Baguio cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pasig vs Baguio: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 10% lower than in Pasig. Housing and daily spending are where you'll feel the difference most, making Baguio the obvious pick if budget is a priority.

Average pay runs 138% higher in Pasig, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $349 in Pasig versus $336 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $860 per month in Pasig versus $779 in Baguio – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Baguio runs roughly 67% less than in Pasig. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Baguio gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Pasig and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baguio gentler on the wallet – expenses run 10% less than in Pasig. Beyond cost, consider language, visa policies, and how big the international community is in each city.