Last update: Oct 2026

Cost of Living Comparison Between Paphos and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,074 in Paphos, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

101

Cost of Living Index in Paphos
Learn more

Paphos Living Index
66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Paphos

🇨🇾 Cyprus

$2,074

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Paphos and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Paphos and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,074 in Paphos versus $1,353 in Ubud, Bali.

Paphos $2,074
Ubud, Bali $1,353

Estimated couple costs with rent: $3,178 in Paphos versus $2,297 in Ubud, Bali.

Paphos $3,178
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $4,283 in Paphos versus $3,241 in Ubud, Bali.

Paphos $4,283
Ubud, Bali $3,241

Living in Paphos is roughly 53% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Paphos 53% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$16.58 €14.75

$3.23 Rp 58.1K

413.31%

Three-Course Dinner for Two, Mid-Range

$55.0 €48.88

$34.88 Rp 627.8K

57.57%

Fast Food Meal (McDonalds, etc)

$8.92 €7.93

$5.70 Rp 102.5K

56.49%

Cappuccino

$3.70 €3.29

$2.62 Rp 47.1K

41.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 €1.63

$1.72 Rp 31.0K

6.40%

Water (0.33 liter bottle)

$1.14 €1.02

$0.81 Rp 14.6K

40.74%

Local Beer (0.5 liter draught)

$4.56 €4.06

$2.65 Rp 47.7K

72.08%

Imported Beer (0.33 liter bottle)

$3.94 €3.51

$4.37 Rp 78.6K

-9.84%

Milk (1 liter)

$2.00 €1.78

$1.57 Rp 28.3K

27.39%

White Bread (500g)

$1.48 €1.32

$2.19 Rp 39.5K

-32.42%

Rice (white) (1kg)

$2.41 €2.15

$1.18 Rp 21.2K

104.24%

Eggs

$4.91 €4.37

$2.16 Rp 38.8K

127.31%

Local Cheese (1kg)

$13.31 €11.84

$17.65 Rp 317.7K

-24.59%

Chicken Fillets (1kg)

$8.77 €7.80

$3.78 Rp 68.0K

132.01%

Beef Round Steak (1kg)

$12.56 €11.17

$11.95 Rp 215.1K

5.10%

Apples (1kg)

$3.27 €2.91

$3.60 Rp 64.8K

-9.17%

Banana (1kg)

$1.87 €1.66

$1.59 Rp 28.6K

17.61%

Oranges (1kg)

$2.05 €1.82

$2.31 Rp 41.6K

-11.26%

Tomato (1kg)

$3.76 €3.35

$1.91 Rp 34.3K

96.86%

Potato (1kg)

$1.47 €1.30

$1.78 Rp 32.1K

-17.42%

Onion (1kg)

$1.20 €1.07

$2.33 Rp 41.9K

-48.50%

Lettuce (1 head)

$0.63 €0.56

$1.00 Rp 18.0K

-37.00%

Water (1.5 liter bottle)

$1.01 €0.90

$0.53 Rp 9,509

90.57%

Cigarettes 20 Pack (Marlboro, Camel)

$5.66 €5.04

$2.29 Rp 41.1K

147.16%

Wine (Bottle)

$6.84 €6.08

$22.07 Rp 397.3K

-69.01%

Local Beer (0.5 liter bottle)

$1.69 €1.50

$2.35 Rp 42.2K

-28.09%

Imported Beer (0.33 liter bottle)

$2.08 €1.85

$2.98 Rp 53.6K

-30.20%

One-way Ticket (Public Transport)

$2.28 €2.03

$0.23 Rp 4,112

891.30%

Public Transport Monthly Pass (Regular Price)

$57.0 €50.7

$8.90 Rp 160.2K

540.90%

Taxi Start (Normal Tariff)

$11.39 €10.13

$0.47 Rp 8,466

2323.40%

Taxi (Normal Tariff) (1km)

$2.10 €1.87

$0.43 Rp 7,737

388.37%

Taxi 1hour Waiting (Normal Tariff)

$22.26 €19.80

$5.47 Rp 98.4K

306.95%

Gasoline (1 liter)

$1.75 €1.56

$0.83 Rp 14.9K

110.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K €27.6K

$23.9K Rp 429.8M

30.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.7K €30.0K

$32.8K Rp 590.1M

2.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 €166

$80.0 Rp 1.4M

133.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.06 €21.40

$6.56 Rp 118.1K

266.77%

Internet (50+ Mbps, Unlimited Data)

$34.31 €30.52

$18.60 Rp 334.8K

84.46%

Gym Membership (Monthly)

$68.8 €61.2

$54.1 Rp 974.1K

27.05%

Tennis Court (1 Hour on Weekend)

$24.81 €22.07

$18.28 Rp 329.0K

35.72%

Cinema Ticket

$11.13 €9.90

$4.25 Rp 76.5K

161.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$427 €380

$493 Rp 8.9M

-13.24%

International Primary School, 1 Child (Yearly)

$6,766 €6,019

$5,597 Rp 100.7M

20.89%

Jeans (Levis 501 Or Similar)

$81.5 €72.5

$45.58 Rp 820.4K

78.74%

Summer Dress (H&M, Zara, etc)

$45.50 €40.47

$34.96 Rp 629.4K

30.15%

Sport Shoes (Adidas, Nike)

$94.6 €84.1

$77.7 Rp 1.4M

21.67%

Men's Leather Business Shoes

$89.0 €79.1

$78.5 Rp 1.4M

13.31%

1-bedroom Apartment, City Center (Monthly)

$1,083 €963

$1,131 Rp 20.4M

-4.27%

1-bedroom Apartment, Outside City Center (Monthly)

$976 €868

$673 Rp 12.1M

45.09%

3-bedroom Apartment, City Center (Monthly)

$2,096 €1,864

$3,613 Rp 65.0M

-41.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,860 €1,654

$1,702 Rp 30.6M

9.27%

Buy Apartment in City Center (m2)

$4,322 €3,844

$2,717 Rp 48.9M

59.05%

Buy Apartment Outside City Center (m2)

$2,513 €2,235

$2,241 Rp 40.3M

12.12%

Average Monthly Net Salary (After Tax)

$1,860 €1,655

$166 Rp 3.0M

1018.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.31

13.78

-75.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Paphos: October 20, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Paphos

$976 47.1%

Ubud, Bali

$673 49.7% 31.1% $303

Groceries & Markets

Paphos

$288 13.9%

Ubud, Bali

$287 21.2% 0.2% $0.6

Eating Out

Paphos

$246 11.9%

Ubud, Bali

$106 7.9% 56.8% $140

Monthly Utilities & Internet

Paphos

$245 11.8%

Ubud, Bali

$105 7.8% 57% $140

Clothing & Footwear

Paphos

$140 6.7%

Ubud, Bali

$107 7.9% 23.7% $33

Sport & Entertainment

Paphos

$91 4.4%

Ubud, Bali

$63 4.6% 31.2% $28

Getting Around

Paphos

$88 4.3%

Ubud, Bali

$12 0.9% 85.9% $76

Cost Breakdown

A one-bedroom apartment in the center runs $1,083 in Paphos and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Paphos pays 1018% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $55.0 in Paphos vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $288 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇾 Paphos

🇮🇩 Ubud, Bali

🕒 Local time

17:23 5:23 PM

22:23 10:23 PM

5 h ahead of Paphos

🌤 Weather

👥 Population

32,892

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Paphos Ubud, Bali 9,900 km ≈ 13 h nonstop flight

From you

Paphos
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Paphos vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 53% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1018% higher in Paphos, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,083 in Paphos versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,074 per month in Paphos versus $1,353 in Ubud, Bali – a 53% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 541% less than in Paphos. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,353 in Ubud, Bali versus $2,074 in Paphos, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Paphos. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Paphos, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Paphos and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 53% less than in Paphos. Beyond cost, consider language, visa policies, and how big the international community is in each city.