Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Paphos

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,074 in Paphos, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
101

Cost of Living Index in Paphos
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Paphos Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Paphos

🇨🇾 Cyprus

$2,074

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Paphos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Paphos actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,074 in Paphos.

Ubud, Bali $1,353
Paphos $2,074

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,178 in Paphos.

Ubud, Bali $2,297
Paphos $3,178

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,283 in Paphos.

Ubud, Bali $3,241
Paphos $4,283

Living in Ubud, Bali costs roughly 35% less than in Paphos, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Paphos 53% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$16.58 €14.75

-80.52%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$55.0 €48.88

-36.54%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$8.92 €7.93

-36.10%

Cappuccino

$2.62 Rp 47.1K

$3.70 €3.29

-29.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.83 €1.63

-6.01%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.14 €1.02

-28.95%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$4.56 €4.06

-41.89%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.94 €3.51

10.91%

Milk (1 liter)

$1.57 Rp 28.3K

$2.00 €1.78

-21.50%

White Bread (500g)

$2.19 Rp 39.5K

$1.48 €1.32

47.97%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.41 €2.15

-51.04%

Eggs

$2.16 Rp 38.8K

$4.91 €4.37

-56.01%

Local Cheese (1kg)

$17.65 Rp 317.7K

$13.31 €11.84

32.61%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$8.77 €7.80

-56.90%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$12.56 €11.17

-4.86%

Apples (1kg)

$3.60 Rp 64.8K

$3.27 €2.91

10.09%

Banana (1kg)

$1.59 Rp 28.6K

$1.87 €1.66

-14.97%

Oranges (1kg)

$2.31 Rp 41.6K

$2.05 €1.82

12.68%

Tomato (1kg)

$1.91 Rp 34.3K

$3.76 €3.35

-49.20%

Potato (1kg)

$1.78 Rp 32.1K

$1.47 €1.30

21.09%

Onion (1kg)

$2.33 Rp 41.9K

$1.20 €1.07

94.17%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.63 €0.56

58.73%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.01 €0.90

-47.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$5.66 €5.04

-59.54%

Wine (Bottle)

$22.07 Rp 397.3K

$6.84 €6.08

222.66%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.69 €1.50

39.05%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.08 €1.85

43.27%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$2.28 €2.03

-89.91%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$57.0 €50.7

-84.40%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$11.39 €10.13

-95.87%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.10 €1.87

-79.52%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$22.26 €19.80

-75.43%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.75 €1.56

-52.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$31.1K €27.6K

-23.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$33.7K €30.0K

-2.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$186 €166

-57.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$24.06 €21.40

-72.73%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$34.31 €30.52

-45.79%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$68.8 €61.2

-21.29%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$24.81 €22.07

-26.32%

Cinema Ticket

$4.25 Rp 76.5K

$11.13 €9.90

-61.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$427 €380

15.25%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$6,766 €6,019

-17.28%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$81.5 €72.5

-44.05%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$45.50 €40.47

-23.16%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$94.6 €84.1

-17.81%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$89.0 €79.1

-11.75%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,083 €963

4.46%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$976 €868

-31.08%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$2,096 €1,864

72.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,860 €1,654

-8.49%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$4,322 €3,844

-37.13%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,513 €2,235

-10.81%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,860 €1,655

-91.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.31

316.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Paphos: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Paphos

$976 47.1% 45.1% $303

Groceries & Markets

Ubud, Bali

$287 21.2%

Paphos

$288 13.9% 0.2% $0.6

Clothing & Footwear

Ubud, Bali

$107 7.9%

Paphos

$140 6.7% 31.1% $33

Eating Out

Ubud, Bali

$106 7.9%

Paphos

$246 11.9% 131% $140

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Paphos

$245 11.8% 133% $140

Sport & Entertainment

Ubud, Bali

$63 4.6%

Paphos

$91 4.4% 45.3% $28

Getting Around

Ubud, Bali

$12 0.9%

Paphos

$88 4.3% 608% $76

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,083 in Paphos. Housing cost is often the main lever when comparing two cities.

Paphos pays 1018% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $55.0 in Paphos for a mid-range dinner for two. Groceries echo the gap at $287 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇾 Paphos

🕒 Local time

01:00 1:00 AM

20:00 8:00 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

32,892

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Paphos 9,900 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Paphos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Paphos: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, clothing, and eating out. The 53% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1018% lower in Paphos. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $1,083 in Paphos. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,353 per month in Ubud, Bali versus $2,074 in Paphos – a 53% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 541% less than in Paphos. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,353 in Ubud, Bali versus $2,074 in Paphos, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Paphos. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Paphos, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Paphos are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 53% less than in Paphos. Beyond cost, consider language, visa policies, and how big the international community is in each city.