Last update: Oct 2026

Cost of Living Comparison Between Papamoa Beach and Lisbon

For one person, living costs are similar in Papamoa Beach and in Lisbon: $2,172 and $2,210 a month, rent and utilities included.

102

Cost of Living Index in Papamoa Beach
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Papamoa Beach Living Index
107

Cost of Living Index in Lisbon
Learn more

Lisbon Living Index

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Papamoa Beach

🇳🇿 New Zealand

$2,172

/mo nomad

Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Papamoa Beach and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Papamoa Beach and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,172 in Papamoa Beach versus $2,210 in Lisbon.

Papamoa Beach $2,172
Lisbon $2,210

Estimated couple costs with rent: $3,118 in Papamoa Beach versus $3,275 in Lisbon.

Papamoa Beach $3,118
Lisbon $3,275

Monthly costs for a family of three with rent: $4,064 in Papamoa Beach versus $4,341 in Lisbon.

Papamoa Beach $4,064
Lisbon $4,341

Monthly costs are close between Papamoa Beach and Lisbon; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Papamoa Beach 60% above, Lisbon 62% above.

Meal at Budget Restaurant

$14.40 NZ$25.64

$16.65 €14.94

-13.51%

Three-Course Dinner for Two, Mid-Range

$67.0 NZ$119

$61.7 €55.4

8.54%

Fast Food Meal (McDonalds, etc)

$9.36 NZ$16.66

$11.36 €10.19

-17.61%

Cappuccino

$3.43 NZ$6.10

$2.97 €2.66

15.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 NZ$3.64

$2.29 €2.05

-10.48%

Water (0.33 liter bottle)

$1.83 NZ$3.25

$1.74 €1.56

5.17%

Local Beer (0.5 liter draught)

$6.66 NZ$11.86

$3.40 €3.05

95.88%

Imported Beer (0.33 liter bottle)

$6.72 NZ$11.98

$3.31 €2.97

103.02%

Milk (1 liter)

$1.99 NZ$3.55

$1.16 €1.04

71.55%

White Bread (500g)

$2.16 NZ$3.85

$1.91 €1.71

13.09%

Rice (white) (1kg)

$1.83 NZ$3.27

$1.51 €1.36

21.19%

Eggs

$6.16 NZ$10.97

$4.02 €3.61

53.23%

Local Cheese (1kg)

$8.56 NZ$15.25

$12.94 €11.61

-33.85%

Chicken Fillets (1kg)

$10.00 NZ$17.80

$7.77 €6.98

28.70%

Beef Round Steak (1kg)

$17.20 NZ$30.63

$17.76 €15.94

-3.15%

Apples (1kg)

$2.85 NZ$5.08

$2.30 €2.07

23.91%

Banana (1kg)

$2.10 NZ$3.73

$1.73 €1.55

21.39%

Oranges (1kg)

$2.95 NZ$5.25

$1.86 €1.67

58.60%

Tomato (1kg)

$5.80 NZ$10.33

$2.59 €2.32

123.94%

Potato (1kg)

$2.08 NZ$3.70

$1.82 €1.63

14.29%

Onion (1kg)

$1.55 NZ$2.76

$1.97 €1.77

-21.32%

Lettuce (1 head)

$2.05 NZ$3.66

$1.47 €1.32

39.46%

Water (1.5 liter bottle)

$1.11 NZ$1.97

$0.72 €0.65

54.17%

Cigarettes 20 Pack (Marlboro, Camel)

$27.58 NZ$49.12

$6.58 €5.91

319.15%

Wine (Bottle)

$10.20 NZ$18.16

$5.61 €5.03

81.82%

Local Beer (0.5 liter bottle)

$2.76 NZ$4.92

$1.36 €1.22

102.94%

Imported Beer (0.33 liter bottle)

$3.34 NZ$5.95

$2.14 €1.92

56.07%

One-way Ticket (Public Transport)

$2.21 NZ$3.94

$2.33 €2.09

-5.15%

Public Transport Monthly Pass (Regular Price)

$111 NZ$198

$44.68 €40.09

148.43%

Taxi Start (Normal Tariff)

$2.31 NZ$4.11

$3.85 €3.45

-40.00%

Taxi (Normal Tariff) (1km)

$1.95 NZ$3.48

$1.07 €0.96

82.24%

Taxi 1hour Waiting (Normal Tariff)

$32.65 NZ$58.2

$16.46 €14.77

98.36%

Gasoline (1 liter)

$1.85 NZ$3.30

$2.20 €1.97

-15.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K NZ$49.1K

$34.2K €30.7K

-19.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K NZ$40.1K

$38.7K €34.7K

-41.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 NZ$323

$161 €145

12.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.85 NZ$47.82

$18.41 €16.52

45.84%

Internet (50+ Mbps, Unlimited Data)

$50.6 NZ$90.1

$32.74 €29.37

54.46%

Gym Membership (Monthly)

$36.90 NZ$65.7

$44.55 €39.97

-17.17%

Tennis Court (1 Hour on Weekend)

$19.10 €17.14

Cinema Ticket

$12.30 NZ$21.91

$9.60 €8.61

28.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,062 NZ$1,892

$668 €599

59.12%

International Primary School, 1 Child (Yearly)

$19.4K NZ$34.6K

$17.6K €15.8K

10.24%

Jeans (Levis 501 Or Similar)

$79.4 NZ$141

$102 €91.5

-22.13%

Summer Dress (H&M, Zara, etc)

$40.63 NZ$72.4

$44.46 €39.90

-8.61%

Sport Shoes (Adidas, Nike)

$93.4 NZ$166

$98.5 €88.4

-5.17%

Men's Leather Business Shoes

$110 NZ$195

$124 €111

-11.27%

1-bedroom Apartment, City Center (Monthly)

$1,091 NZ$1,943

$1,608 €1,443

-32.16%

1-bedroom Apartment, Outside City Center (Monthly)

$987 NZ$1,758

$1,190 €1,068

-17.04%

3-bedroom Apartment, City Center (Monthly)

$1,763 NZ$3,140

$2,812 €2,523

-37.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,442 NZ$2,567

$2,013 €1,806

-28.39%

Buy Apartment in City Center (m2)

$4,389 NZ$7,816

$7,839 €7,034

-44.01%

Buy Apartment Outside City Center (m2)

$3,720 NZ$6,624

$4,576 €4,106

-18.71%

Average Monthly Net Salary (After Tax)

$1,575 €1,413

20-Year Fixed Mortgage Interest Rate (Annual %)

5.37

3.85

39.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Papamoa Beach: October 26, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Papamoa Beach

$987 45.5%

Lisbon

$1.2K 53.8% 20.5% $203

Groceries & Markets

Papamoa Beach

$340 15.7%

Lisbon

$272 12.3% 19.9% $68

Monthly Utilities & Internet

Papamoa Beach

$259 11.9%

Lisbon

$212 9.6% 17.9% $46

Eating Out

Papamoa Beach

$247 11.4%

Lisbon

$243 11% 1.6% $4

Clothing & Footwear

Papamoa Beach

$145 6.7%

Lisbon

$166 7.5% 14.1% $20

Getting Around

Papamoa Beach

$132 6.1%

Lisbon

$63 2.9% 52.1% $69

Sport & Entertainment

Papamoa Beach

$62 2.8%

Lisbon

$64 2.9% 3.6% $2.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,091 in Papamoa Beach and $1,608 in Lisbon. Housing cost is often the main lever when comparing two cities.

Dining out: $67 in Papamoa Beach vs $62 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $340 vs $272 per month, with Lisbon cheaper across the board.

Good to know

🇳🇿 Papamoa Beach

🇵🇹 Lisbon

🕒 Local time

04:29 4:29 AM

15:29 3:29 PM

13 h behind Papamoa Beach

🌤 Weather

👥 Population

25,272

545,923 Capital

💱 Currency

New Zealand Dollar NZD $

Euro EUR €

📈 Exchange rate

1 NZD = 0.562 USD

1 NZD = 0.503 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 29, 2026: 1 USD = 1.78 NZD (1 NZD = 0.562 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.897 EUR (1 EUR = 1.11 USD).

USD to NZD in detail →

On the map

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Between locations

Papamoa Beach Lisbon 19,530 km ≈ 25 h nonstop flight

From you

Papamoa Beach
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Papamoa Beach vs Lisbon: Cost of Living - Frequently Asked Questions

You’d need roughly $3,257 in Papamoa Beach and $3,315 in Lisbon to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,091 in Papamoa Beach versus $1,608 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Lisbon runs roughly 60% less than in Papamoa Beach. The price difference matters if you commute daily and watch your budget.

Shoppers in Lisbon pay roughly 20% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Either city works on $3,000 a month, though Papamoa Beach gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Papamoa Beach and Lisbon are both considered safe, so it’s unlikely to be the deciding factor between them.