Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Papamoa Beach

For one person, living costs are similar in Lisbon and in Papamoa Beach: $2,210 and $2,172 a month, rent and utilities included.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
102

Cost of Living Index in Papamoa Beach
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Papamoa Beach Living Index

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Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Papamoa Beach

🇳🇿 New Zealand

$2,172

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Papamoa Beach

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Papamoa Beach actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,210 in Lisbon versus $2,172 in Papamoa Beach.

Lisbon $2,210
Papamoa Beach $2,172

Estimated couple costs with rent: $3,275 in Lisbon versus $3,118 in Papamoa Beach.

Lisbon $3,275
Papamoa Beach $3,118

Monthly costs for a family of three with rent: $4,341 in Lisbon versus $4,064 in Papamoa Beach.

Lisbon $4,341
Papamoa Beach $4,064

Monthly costs are close between Lisbon and Papamoa Beach; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Lisbon 62% above, Papamoa Beach 60% above.

Meal at Budget Restaurant

$16.65 €14.94

$14.40 NZ$25.64

15.62%

Three-Course Dinner for Two, Mid-Range

$61.7 €55.4

$67.0 NZ$119

-7.86%

Fast Food Meal (McDonalds, etc)

$11.36 €10.19

$9.36 NZ$16.66

21.37%

Cappuccino

$2.97 €2.66

$3.43 NZ$6.10

-13.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.05

$2.05 NZ$3.64

11.71%

Water (0.33 liter bottle)

$1.74 €1.56

$1.83 NZ$3.25

-4.92%

Local Beer (0.5 liter draught)

$3.40 €3.05

$6.66 NZ$11.86

-48.95%

Imported Beer (0.33 liter bottle)

$3.31 €2.97

$6.72 NZ$11.98

-50.74%

Milk (1 liter)

$1.16 €1.04

$1.99 NZ$3.55

-41.71%

White Bread (500g)

$1.91 €1.71

$2.16 NZ$3.85

-11.57%

Rice (white) (1kg)

$1.51 €1.36

$1.83 NZ$3.27

-17.49%

Eggs

$4.02 €3.61

$6.16 NZ$10.97

-34.74%

Local Cheese (1kg)

$12.94 €11.61

$8.56 NZ$15.25

51.17%

Chicken Fillets (1kg)

$7.77 €6.98

$10.00 NZ$17.80

-22.30%

Beef Round Steak (1kg)

$17.76 €15.94

$17.20 NZ$30.63

3.26%

Apples (1kg)

$2.30 €2.07

$2.85 NZ$5.08

-19.30%

Banana (1kg)

$1.73 €1.55

$2.10 NZ$3.73

-17.62%

Oranges (1kg)

$1.86 €1.67

$2.95 NZ$5.25

-36.95%

Tomato (1kg)

$2.59 €2.32

$5.80 NZ$10.33

-55.34%

Potato (1kg)

$1.82 €1.63

$2.08 NZ$3.70

-12.50%

Onion (1kg)

$1.97 €1.77

$1.55 NZ$2.76

27.10%

Lettuce (1 head)

$1.47 €1.32

$2.05 NZ$3.66

-28.29%

Water (1.5 liter bottle)

$0.72 €0.65

$1.11 NZ$1.97

-35.14%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.91

$27.58 NZ$49.12

-76.14%

Wine (Bottle)

$5.61 €5.03

$10.20 NZ$18.16

-45.00%

Local Beer (0.5 liter bottle)

$1.36 €1.22

$2.76 NZ$4.92

-50.72%

Imported Beer (0.33 liter bottle)

$2.14 €1.92

$3.34 NZ$5.95

-35.93%

One-way Ticket (Public Transport)

$2.33 €2.09

$2.21 NZ$3.94

5.43%

Public Transport Monthly Pass (Regular Price)

$44.68 €40.09

$111 NZ$198

-59.75%

Taxi Start (Normal Tariff)

$3.85 €3.45

$2.31 NZ$4.11

66.67%

Taxi (Normal Tariff) (1km)

$1.07 €0.96

$1.95 NZ$3.48

-45.13%

Taxi 1hour Waiting (Normal Tariff)

$16.46 €14.77

$32.65 NZ$58.2

-49.59%

Gasoline (1 liter)

$2.20 €1.97

$1.85 NZ$3.30

18.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K €30.7K

$27.6K NZ$49.1K

24.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €34.7K

$22.5K NZ$40.1K

71.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 €145

$181 NZ$323

-11.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.41 €16.52

$26.85 NZ$47.82

-31.43%

Internet (50+ Mbps, Unlimited Data)

$32.74 €29.37

$50.6 NZ$90.1

-35.26%

Gym Membership (Monthly)

$44.55 €39.97

$36.90 NZ$65.7

20.73%

Tennis Court (1 Hour on Weekend)

$19.10 €17.14

Cinema Ticket

$9.60 €8.61

$12.30 NZ$21.91

-21.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 €599

$1,062 NZ$1,892

-37.15%

International Primary School, 1 Child (Yearly)

$17.6K €15.8K

$19.4K NZ$34.6K

-9.29%

Jeans (Levis 501 Or Similar)

$102 €91.5

$79.4 NZ$141

28.42%

Summer Dress (H&M, Zara, etc)

$44.46 €39.90

$40.63 NZ$72.4

9.43%

Sport Shoes (Adidas, Nike)

$98.5 €88.4

$93.4 NZ$166

5.45%

Men's Leather Business Shoes

$124 €111

$110 NZ$195

12.70%

1-bedroom Apartment, City Center (Monthly)

$1,608 €1,443

$1,091 NZ$1,943

47.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,190 €1,068

$987 NZ$1,758

20.53%

3-bedroom Apartment, City Center (Monthly)

$2,812 €2,523

$1,763 NZ$3,140

59.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,013 €1,806

$1,442 NZ$2,567

39.65%

Buy Apartment in City Center (m2)

$7,839 €7,034

$4,389 NZ$7,816

78.61%

Buy Apartment Outside City Center (m2)

$4,576 €4,106

$3,720 NZ$6,624

23.02%

Average Monthly Net Salary (After Tax)

$1,575 €1,413

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

5.37

-28.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 27, 2026

Last update for Papamoa Beach: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.8%

Papamoa Beach

$987 45.5% 17% $203

Groceries & Markets

Lisbon

$272 12.3%

Papamoa Beach

$340 15.7% 24.9% $68

Eating Out

Lisbon

$243 11%

Papamoa Beach

$247 11.4% 1.6% $4

Monthly Utilities & Internet

Lisbon

$212 9.6%

Papamoa Beach

$259 11.9% 21.8% $46

Clothing & Footwear

Lisbon

$166 7.5%

Papamoa Beach

$145 6.7% 12.3% $20

Sport & Entertainment

Lisbon

$64 2.9%

Papamoa Beach

$62 2.8% 3.5% $2.2

Getting Around

Lisbon

$63 2.9%

Papamoa Beach

$132 6.1% 109% $69

Cost Breakdown

A one-bedroom apartment in the center runs $1,608 in Lisbon and $1,091 in Papamoa Beach. Housing cost is often the main lever when comparing two cities.

Dining out: $62 in Lisbon vs $67 in Papamoa Beach for a mid-range dinner for two. Groceries echo the gap at $272 vs $340 per month, with Lisbon cheaper across the board.

Good to know

🇵🇹 Lisbon

🇳🇿 Papamoa Beach

🕒 Local time

23:37 11:37 PM

12:37 12:37 PM

13 h ahead of Lisbon

🌤 Weather

👥 Population

545,923 Capital

25,272

💱 Currency

Euro EUR €

New Zealand Dollar NZD $

📈 Exchange rate

1 EUR = 1.11 USD

1 NZD = 0.562 USD

1 NZD = 0.504 EUR

Exchange rates and currency converter

NZD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 29, 2026: 1 USD = 0.897 EUR (1 EUR = 1.11 USD).

New Zealand Dollar exchange rates as of October 29, 2026: 1 USD = 1.78 NZD (1 NZD = 0.562 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

USD to EUR in detail →

On the map

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Between locations

Lisbon Papamoa Beach 19,530 km ≈ 25 h nonstop flight

From you

Lisbon
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Papamoa Beach: Cost of Living - Frequently Asked Questions

You’d need roughly $3,315 in Lisbon and $3,257 in Papamoa Beach to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,608 in Lisbon versus $1,091 in Papamoa Beach. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Lisbon runs roughly 60% less than in Papamoa Beach. The price difference matters if you commute daily and watch your budget.

Shoppers in Lisbon pay roughly 20% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Either city works on $3,000 a month, though Papamoa Beach gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Papamoa Beach are both considered safe, so it’s unlikely to be the deciding factor between them.