Last update: Oct 2026

Cost of Living Comparison Between Panjin and Ubud, Bali

For one person, living is cheaper in Panjin: $685 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

34

Cost of Living Index in Panjin
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Panjin Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Panjin

🇨🇳 China

$685

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Panjin and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panjin and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $685 per month in Panjin vs $1,349 in Ubud, Bali, rent included.

Panjin $685
Ubud, Bali $1,349

A couple spends around $1,108 per month in Panjin vs $2,305 in Ubud, Bali, rent included.

Panjin $1,108
Ubud, Bali $2,305

A family of three spends $1,530 per month in Panjin vs $3,261 in Ubud, Bali, rent included.

Panjin $1,530
Ubud, Bali $3,261

Panjin is about 49% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$2.96 ¥19.65

$3.32 Rp 60.2K

-10.84%

Three-Course Dinner for Two, Mid-Range

$14.87 ¥98.8

$35.64 Rp 645.8K

-58.28%

Fast Food Meal (McDonalds, etc)

$3.84 ¥25.53

$5.53 Rp 100.3K

-30.56%

Cappuccino

$2.52 ¥16.73

$2.72 Rp 49.3K

-7.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ¥2.55

$1.70 Rp 30.8K

-77.65%

Water (0.33 liter bottle)

$0.38 ¥2.55

$0.76 Rp 13.8K

-50.00%

Local Beer (0.5 liter draught)

$0.94 ¥6.25

$2.65 Rp 48.1K

-64.53%

Imported Beer (0.33 liter bottle)

$1.76 ¥11.66

$4.38 Rp 79.4K

-59.82%

Milk (1 liter)

$1.46 ¥9.73

$1.49 Rp 27.0K

-2.01%

White Bread (500g)

$2.47 ¥16.44

$2.28 Rp 41.2K

8.33%

Rice (white) (1kg)

$0.57 ¥3.79

$1.19 Rp 21.6K

-52.10%

Eggs

$0.92 ¥6.14

$2.04 Rp 36.9K

-54.90%

Local Cheese (1kg)

$11.69 ¥77.7

$17.70 Rp 320.8K

-33.95%

Chicken Fillets (1kg)

$1.47 ¥9.80

$3.96 Rp 71.8K

-62.88%

Beef Round Steak (1kg)

$14.85 ¥98.7

$12.19 Rp 220.9K

21.82%

Apples (1kg)

$1.49 ¥9.90

$3.66 Rp 66.2K

-59.29%

Banana (1kg)

$1.17 ¥7.78

$1.52 Rp 27.5K

-23.03%

Oranges (1kg)

$1.53 ¥10.16

$2.23 Rp 40.4K

-31.39%

Tomato (1kg)

$1.54 ¥10.25

$1.97 Rp 35.7K

-21.83%

Potato (1kg)

$0.57 ¥3.80

$1.85 Rp 33.5K

-69.19%

Onion (1kg)

$0.87 ¥5.79

$2.42 Rp 43.9K

-64.05%

Lettuce (1 head)

$0.47 ¥3.10

$0.99 Rp 17.9K

-52.53%

Water (1.5 liter bottle)

$0.70 ¥4.66

$0.51 Rp 9,303

37.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.77 ¥25.04

$2.22 Rp 40.3K

69.82%

Wine (Bottle)

$16.74 ¥111

$22.24 Rp 403.0K

-24.73%

Local Beer (0.5 liter bottle)

$0.43 ¥2.85

$2.26 Rp 41.0K

-80.97%

Imported Beer (0.33 liter bottle)

$1.14 ¥7.60

$2.97 Rp 53.8K

-61.62%

One-way Ticket (Public Transport)

$0.31 ¥2.09

$0.25 Rp 4,548

24.00%

Public Transport Monthly Pass (Regular Price)

$16.32 ¥108

$7.82 Rp 141.8K

108.70%

Taxi Start (Normal Tariff)

$0.91 ¥6.05

$0.44 Rp 7,964

106.82%

Taxi (Normal Tariff) (1km)

$0.31 ¥2.09

$0.43 Rp 7,793

-27.91%

Taxi 1hour Waiting (Normal Tariff)

$2.94 ¥19.54

$5.41 Rp 98.0K

-45.66%

Gasoline (1 liter)

$1.21 ¥8.07

$0.82 Rp 14.9K

47.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.7K ¥130.8K

$23.8K Rp 432.0M

-17.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K ¥100.1K

$31.7K Rp 575.3M

-52.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$45.34 ¥301

$79.1 Rp 1.4M

-42.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.63 ¥30.76

$6.45 Rp 116.8K

-28.22%

Internet (50+ Mbps, Unlimited Data)

$7.63 ¥50.7

$18.58 Rp 336.7K

-58.93%

Gym Membership (Monthly)

$41.76 ¥278

$49.48 Rp 896.7K

-15.60%

Tennis Court (1 Hour on Weekend)

$15.12 ¥100

$17.65 Rp 319.8K

-14.33%

Cinema Ticket

$5.91 ¥39.24

$4.27 Rp 77.4K

38.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$301 ¥1,998

$491 Rp 8.9M

-38.72%

International Primary School, 1 Child (Yearly)

$22.1K ¥147.0K

$5,674 Rp 102.8M

289.92%

Jeans (Levis 501 Or Similar)

$44.58 ¥296

$44.64 Rp 808.9K

-0.13%

Summer Dress (H&M, Zara, etc)

$32.71 ¥217

$34.95 Rp 633.4K

-6.41%

Sport Shoes (Adidas, Nike)

$60.6 ¥403

$79.9 Rp 1.4M

-24.11%

Men's Leather Business Shoes

$69.1 ¥459

$79.4 Rp 1.4M

-13.04%

1-bedroom Apartment, City Center (Monthly)

$298 ¥1,983

$1,125 Rp 20.4M

-73.46%

1-bedroom Apartment, Outside City Center (Monthly)

$172 ¥1,143

$671 Rp 12.2M

-74.38%

3-bedroom Apartment, City Center (Monthly)

$534 ¥3,551

$3,565 Rp 64.6M

-85.01%

3-bedroom Apartment, Outside City Center (Monthly)

$389 ¥2,584

$1,723 Rp 31.2M

-77.43%

Buy Apartment in City Center (m2)

$3,373 ¥22.4K

$2,732 Rp 49.5M

23.46%

Buy Apartment Outside City Center (m2)

$1,857 ¥12.3K

$2,284 Rp 41.4M

-18.70%

Average Monthly Net Salary (After Tax)

$604 ¥4,015

$164 Rp 3.0M

268.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.9

13.78

-71.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panjin: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Panjin

$212 31%

Ubud, Bali

$288 21.4% 35.9% $76

Accommodation & Living

Panjin

$172 25.1%

Ubud, Bali

$672 49.8% 290% $499

Clothing & Footwear

Panjin

$93 13.6%

Ubud, Bali

$108 8% 15.4% $14

Eating Out

Panjin

$77 11.2%

Ubud, Bali

$108 8% 40.4% $31

Monthly Utilities & Internet

Panjin

$58 8.4%

Ubud, Bali

$104 7.7% 80.7% $46

Sport & Entertainment

Panjin

$54 7.8%

Ubud, Bali

$58 4.3% 8.3% $4.5

Getting Around

Panjin

$20 2.9%

Ubud, Bali

$11 0.9% 43.1% $8.6

Cost Breakdown

A central one-bedroom costs $298 in Panjin versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Panjin are about 3.7 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $15 in Panjin versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $212 vs $288 – making Panjin the more affordable choice for daily food spending.

Good to know

🇨🇳 Panjin

🇮🇩 Ubud, Bali

🕒 Local time

05:17 5:17 AM

Same time as Panjin

🌤 Weather

👥 Population

1,389,691

74,800

💱 Currency

Chinese Yuan CNY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.135 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of November 1, 2026: 1 USD = 6.64 CNY (1 CNY = 0.15 USD). 1 EUR = 7.42 CNY (1 CNY = 0.135 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to CNY in detail →

On the map

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Between locations

Panjin Ubud, Bali 5,570 km ≈ 7 h nonstop flight

From you

Panjin
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panjin vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 97% more than Panjin, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,028 per month in Panjin and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panjin, especially for central apartments: a one-bedroom in the center costs $298 there versus $1,125 in Ubud, Bali.

Groceries cost about 36% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $15 in Panjin and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $800 monthly budget goes further in Panjin, where all-in costs run around $685, than in Ubud, Bali at $1,349. In Panjin it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Panjin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.