Cost of Living Comparison Between Ubud, Bali and Panjin Cost of Living Comparison Between Ubud, Bali and Panjin

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $703 in Panjin, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,098 in Panjin, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,493 in Panjin, rent included.

Ubud, Bali costs about 95% more than Panjin, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Panjin is 49% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$3.02 ¥20.21

13.91%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$15.11 ¥101

140.30%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$3.80 ¥25.42

50.26%

Cappuccino

$2.67 Rp 47.3K

$2.45 ¥16.38

8.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.39 ¥2.60

348.72%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.38 ¥2.55

128.95%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$0.87 ¥5.83

239.08%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$1.75 ¥11.72

158.29%

Milk (1 liter)

$1.62 Rp 28.7K

$1.50 ¥10.06

8.00%

White Bread (500g)

$2.33 Rp 41.3K

$2.48 ¥16.59

-6.05%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.59 ¥3.92

88.14%

Eggs

$2.20 Rp 39.0K

$0.92 ¥6.19

139.13%

Local Cheese (1kg)

$17.69 Rp 313.3K

$14.76 ¥98.8

19.85%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$1.52 ¥10.19

169.74%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$15.13 ¥101

-19.50%

Apples (1kg)

$3.71 Rp 65.6K

$1.52 ¥10.18

144.08%

Banana (1kg)

$1.59 Rp 28.1K

$1.23 ¥8.21

29.27%

Oranges (1kg)

$2.28 Rp 40.4K

$1.58 ¥10.55

44.30%

Tomato (1kg)

$1.95 Rp 34.6K

$1.50 ¥10.06

30.00%

Potato (1kg)

$1.91 Rp 33.7K

$0.62 ¥4.14

208.06%

Onion (1kg)

$2.33 Rp 41.3K

$0.82 ¥5.48

184.15%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.47 ¥3.15

114.89%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.65 ¥4.36

-15.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$3.68 ¥24.62

-39.40%

Wine (Bottle)

$23.07 Rp 408.6K

$16.97 ¥114

35.95%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$0.46 ¥3.10

426.09%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.11 ¥7.43

170.27%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.31 ¥2.09

-12.90%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$15.53 ¥104

-42.18%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.92 ¥6.15

-47.83%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.31 ¥2.09

38.71%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$3.00 ¥20.12

88.00%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.20 ¥8.06

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$19.1K ¥127.7K

30.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$14.9K ¥99.9K

112.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$44.84 ¥300

81.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$4.56 ¥30.57

42.32%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$7.33 ¥49.07

156.07%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$41.79 ¥280

36.09%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$14.56 ¥97.5

28.64%

Cinema Ticket

$4.54 Rp 80.4K

$6.10 ¥40.86

-25.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$302 ¥2,024

59.04%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$21.5K ¥144.0K

-73.43%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$42.54 ¥285

7.01%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$33.96 ¥227

5.65%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$59.8 ¥400

34.54%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$69.2 ¥464

13.67%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$273 ¥1,830

307.97%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$169 ¥1,133

312.54%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$651 ¥4,359

458.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$334 ¥2,234

420.75%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$3,258 ¥21.8K

-14.54%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,677 ¥11.2K

36.51%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$595 ¥3,988

-71.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.9

253.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Panjin: September 12, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $273 in Panjin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 254% higher in Panjin, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $15.00 in Panjin. Monthly groceries follow the same trend: $295 vs $224 – making Panjin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Panjin: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 95% more than Panjin, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,054 in Panjin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panjin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 32% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $15.00 in Panjin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Panjin, where all-in costs run around $703, than in Ubud, Bali at $1,368. In Panjin it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Panjin costs $703 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Panjin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.