Last update: Nov 2026

Cost of Living Comparison Between Panglao and Ubud, Bali

For one person, living is cheaper in Panglao: $795 a month against $1,331 in Ubud, Bali, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Panglao
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Panglao Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Panglao

🇵🇭 Philippines

$795

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Panglao and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panglao and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $795 per month in Panglao vs $1,331 in Ubud, Bali, rent included.

Panglao $795
Ubud, Bali $1,331

A couple spends around $1,113 per month in Panglao vs $2,255 in Ubud, Bali, rent included.

Panglao $1,113
Ubud, Bali $2,255

A family of three spends $1,431 per month in Panglao vs $3,180 in Ubud, Bali, rent included.

Panglao $1,431
Ubud, Bali $3,180

Panglao is about 40% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Panglao and Ubud, Bali are more affordable than the global median – Panglao 41% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$3.89 ₱245

$3.38 Rp 60.9K

15.09%

Three-Course Dinner for Two, Mid-Range

$23.45 ₱1,476

$34.65 Rp 625.4K

-32.32%

Fast Food Meal (McDonalds, etc)

$3.93 ₱247

$5.57 Rp 100.6K

-29.44%

Cappuccino

$2.14 ₱135

$2.62 Rp 47.3K

-18.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₱43.44

$1.54 Rp 27.8K

-55.19%

Water (0.33 liter bottle)

$0.47 ₱29.59

$0.64 Rp 11.6K

-26.56%

Local Beer (0.5 liter draught)

$1.54 ₱96.8

$2.67 Rp 48.1K

-42.32%

Imported Beer (0.33 liter bottle)

$1.84 ₱116

$4.26 Rp 76.9K

-56.81%

Milk (1 liter)

$1.58 ₱99.4

$1.46 Rp 26.4K

8.22%

White Bread (500g)

$1.09 ₱68.8

$2.29 Rp 41.4K

-52.40%

Rice (white) (1kg)

$0.92 ₱58.0

$1.11 Rp 20.0K

-17.12%

Eggs

$1.69 ₱106

$2.10 Rp 37.9K

-19.52%

Local Cheese (1kg)

$4.73 ₱298

$15.94 Rp 287.7K

-70.33%

Chicken Fillets (1kg)

$4.52 ₱284

$3.88 Rp 70.1K

16.49%

Beef Round Steak (1kg)

$7.65 ₱482

$11.40 Rp 205.8K

-32.89%

Apples (1kg)

$1.90 ₱120

$3.55 Rp 64.1K

-46.48%

Banana (1kg)

$1.31 ₱82.7

$1.54 Rp 27.7K

-14.94%

Oranges (1kg)

$1.94 ₱122

$2.23 Rp 40.2K

-13.00%

Tomato (1kg)

$1.49 ₱94.0

$1.97 Rp 35.6K

-24.37%

Potato (1kg)

$2.30 ₱145

$1.86 Rp 33.5K

23.66%

Onion (1kg)

$1.89 ₱119

$2.42 Rp 43.6K

-21.90%

Lettuce (1 head)

$1.07 ₱67.3

$1.02 Rp 18.5K

4.90%

Water (1.5 liter bottle)

$0.46 ₱28.65

$0.52 Rp 9,427

-11.54%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$2.20 Rp 39.7K

31.36%

Wine (Bottle)

$5.73 ₱361

$21.79 Rp 393.2K

-73.70%

Local Beer (0.5 liter bottle)

$0.80 ₱50.1

$2.33 Rp 42.0K

-65.67%

Imported Beer (0.33 liter bottle)

$1.55 ₱97.4

$2.97 Rp 53.6K

-47.81%

One-way Ticket (Public Transport)

$0.22 ₱13.79

$0.25 Rp 4,519

-12.00%

Public Transport Monthly Pass (Regular Price)

$12.47 ₱785

$8.17 Rp 147.5K

52.63%

Taxi Start (Normal Tariff)

$0.74 ₱46.40

$0.44 Rp 7,901

68.18%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.88

$0.47 Rp 8,446

-53.19%

Taxi 1hour Waiting (Normal Tariff)

$1.85 ₱117

$5.60 Rp 101.1K

-66.96%

Gasoline (1 liter)

$0.94 ₱59.2

$0.83 Rp 14.9K

13.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$24.4K Rp 441.3M

-13.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$31.7K Rp 572.1M

-39.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.2 ₱3,666

$77.5 Rp 1.4M

-24.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.53 ₱411

$6.14 Rp 110.9K

6.35%

Internet (50+ Mbps, Unlimited Data)

$23.87 ₱1,503

$18.92 Rp 341.4K

26.16%

Gym Membership (Monthly)

$20.83 ₱1,312

$51.0 Rp 920.4K

-59.15%

Tennis Court (1 Hour on Weekend)

$5.16 ₱325

$18.25 Rp 329.4K

-71.73%

Cinema Ticket

$3.92 ₱247

$4.38 Rp 79.1K

-10.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 ₱8,317

$492 Rp 8.9M

-73.18%

International Primary School, 1 Child (Yearly)

$7,973 ₱502.0K

$12.2K Rp 220.6M

-34.76%

Jeans (Levis 501 Or Similar)

$32.20 ₱2,027

$45.16 Rp 815.1K

-28.70%

Summer Dress (H&M, Zara, etc)

$19.54 ₱1,231

$34.89 Rp 629.7K

-44.00%

Sport Shoes (Adidas, Nike)

$66.0 ₱4,155

$78.3 Rp 1.4M

-15.76%

Men's Leather Business Shoes

$46.55 ₱2,931

$77.9 Rp 1.4M

-40.22%

1-bedroom Apartment, City Center (Monthly)

$279 ₱17.6K

$1,078 Rp 19.4M

-74.13%

1-bedroom Apartment, Outside City Center (Monthly)

$336 ₱21.2K

$665 Rp 12.0M

-49.47%

3-bedroom Apartment, City Center (Monthly)

$541 ₱34.1K

$3,510 Rp 63.4M

-84.59%

3-bedroom Apartment, Outside City Center (Monthly)

$396 ₱25.0K

$1,671 Rp 30.2M

-76.28%

Buy Apartment in City Center (m2)

$933 ₱58.7K

$2,340 Rp 42.2M

-60.15%

Buy Apartment Outside City Center (m2)

$1,091 ₱68.7K

$2,236 Rp 40.4M

-51.23%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

13.78

-47.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panglao: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panglao

$336 42.2%

Ubud, Bali

$665 50% 97.9% $329

Groceries & Markets

Panglao

$168 21.2%

Ubud, Bali

$279 21% 65.9% $111

Monthly Utilities & Internet

Panglao

$89 11.1%

Ubud, Bali

$103 7.7% 15.7% $14

Eating Out

Panglao

$85 10.6%

Ubud, Bali

$106 8% 24.9% $21

Clothing & Footwear

Panglao

$74 9.3%

Ubud, Bali

$106 8% 43.8% $32

Sport & Entertainment

Panglao

$29 3.6%

Ubud, Bali

$60 4.5% 108% $31

Getting Around

Panglao

$15 1.9%

Ubud, Bali

$12 0.9% 21.3% $3.2

Cost Breakdown

A central one-bedroom costs $279 in Panglao versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $23 in Panglao versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $168 vs $279 – making Panglao the more affordable choice for daily food spending.

Good to know

🇵🇭 Panglao

🇮🇩 Ubud, Bali

🕒 Local time

18:50 6:50 PM

Same time as Panglao

🌤 Weather

👥 Population

39,839

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.97 PHP (100 PHP = 1.59 USD). 1 EUR = 70.72 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Panglao Ubud, Bali 2,220 km ≈ 3 h 15 min nonstop flight

From you

Panglao
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panglao vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 67% more than Panglao, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,193 per month in Panglao and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panglao, especially for central apartments: a one-bedroom in the center costs $279 there versus $1,078 in Ubud, Bali.

Groceries cost about 66% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $23 in Panglao and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Families tend to lean toward Panglao – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.