Cost of Living Comparison Between Panglao and Ubud, Bali Cost of Living Comparison Between Panglao and Ubud, Bali

Monthly Cost of Living

A single person spends $811 per month in Panglao vs $1,392 in Ubud, Bali, rent included.

A couple spends around $1,160 per month in Panglao vs $2,361 in Ubud, Bali, rent included.

A family of three spends $1,509 per month in Panglao vs $3,330 in Ubud, Bali, rent included.

Panglao is about 42% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Panglao sits 40% below the global median, while Ubud, Bali is 3% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.98 ₱242

$3.30 Rp 59.1K

20.61%

Three-Course Dinner for Two, Mid-Range

$24.53 ₱1,491

$38.59 Rp 691.3K

-36.43%

Fast Food Meal (McDonalds, etc)

$4.08 ₱248

$5.53 Rp 99.1K

-26.22%

Cappuccino

$2.31 ₱140

$2.62 Rp 47.0K

-11.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ₱40.51

$1.59 Rp 28.5K

-57.86%

Water (0.33 liter bottle)

$0.52 ₱31.30

$0.76 Rp 13.6K

-31.58%

Local Beer (0.5 liter draught)

$1.51 ₱91.7

$2.62 Rp 46.9K

-42.37%

Imported Beer (0.33 liter bottle)

$2.01 ₱122

$4.25 Rp 76.2K

-52.71%

Milk (1 liter)

$1.65 ₱101

$1.58 Rp 28.3K

4.43%

White Bread (500g)

$1.22 ₱74.3

$2.30 Rp 41.2K

-46.96%

Rice (white) (1kg)

$0.97 ₱58.7

$1.04 Rp 18.6K

-6.73%

Eggs

$1.82 ₱111

$2.07 Rp 37.0K

-12.08%

Local Cheese (1kg)

$8.93 ₱542

$17.61 Rp 315.5K

-49.29%

Chicken Fillets (1kg)

$4.60 ₱280

$3.97 Rp 71.1K

15.87%

Beef Round Steak (1kg)

$7.63 ₱463

$11.99 Rp 214.7K

-36.36%

Apples (1kg)

$2.02 ₱123

$3.53 Rp 63.2K

-42.78%

Banana (1kg)

$1.49 ₱90.8

$1.60 Rp 28.6K

-6.88%

Oranges (1kg)

$1.92 ₱117

$2.33 Rp 41.7K

-17.60%

Tomato (1kg)

$1.54 ₱93.7

$1.94 Rp 34.8K

-20.62%

Potato (1kg)

$2.43 ₱148

$1.79 Rp 32.1K

35.75%

Onion (1kg)

$2.04 ₱124

$2.26 Rp 40.4K

-9.73%

Lettuce (1 head)

$1.29 ₱78.2

$0.98 Rp 17.6K

31.63%

Water (1.5 liter bottle)

$0.48 ₱29.13

$0.52 Rp 9,294

-7.69%

Cigarettes 20 Pack (Marlboro, Camel)

$2.93 ₱178

$2.31 Rp 41.4K

26.84%

Wine (Bottle)

$6.04 ₱367

$23.35 Rp 418.3K

-74.13%

Local Beer (0.5 liter bottle)

$0.81 ₱49.33

$2.26 Rp 40.5K

-64.16%

Imported Beer (0.33 liter bottle)

$1.67 ₱102

$2.81 Rp 50.3K

-40.57%

One-way Ticket (Public Transport)

$0.30 ₱18.15

$0.27 Rp 4,859

11.11%

Public Transport Monthly Pass (Regular Price)

$10.73 ₱652

$9.16 Rp 164.0K

17.14%

Taxi Start (Normal Tariff)

$0.76 ₱46.36

$0.44 Rp 7,959

72.73%

Taxi (Normal Tariff) (1km)

$0.21 ₱12.73

$0.43 Rp 7,790

-51.16%

Taxi 1hour Waiting (Normal Tariff)

$1.93 ₱117

$5.51 Rp 98.7K

-64.97%

Gasoline (1 liter)

$0.99 ₱60.1

$0.79 Rp 14.2K

25.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.9K ₱1.3M

$23.9K Rp 427.3M

-8.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K ₱1.2M

$30.6K Rp 549.0M

-35.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.0 ₱3,765

$81.5 Rp 1.5M

-23.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.75 ₱410

$6.31 Rp 113.0K

6.97%

Internet (50+ Mbps, Unlimited Data)

$25.96 ₱1,577

$18.30 Rp 327.8K

41.86%

Gym Membership (Monthly)

$21.70 ₱1,319

$54.0 Rp 967.0K

-59.80%

Tennis Court (1 Hour on Weekend)

$4.52 ₱275

$17.89 Rp 320.6K

-74.73%

Cinema Ticket

$4.12 ₱250

$4.24 Rp 76.0K

-2.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$138 ₱8,382

$482 Rp 8.6M

-71.36%

International Primary School, 1 Child (Yearly)

$8,318 ₱505.4K

$5,756 Rp 103.1M

44.51%

Jeans (Levis 501 Or Similar)

$30.33 ₱1,843

$44.99 Rp 806.0K

-32.59%

Summer Dress (H&M, Zara, etc)

$20.05 ₱1,218

$34.88 Rp 624.8K

-42.52%

Sport Shoes (Adidas, Nike)

$70.6 ₱4,287

$78.2 Rp 1.4M

-9.83%

Men's Leather Business Shoes

$49.91 ₱3,033

$79.4 Rp 1.4M

-37.13%

1-bedroom Apartment, City Center (Monthly)

$293 ₱17.8K

$1,148 Rp 20.6M

-74.48%

1-bedroom Apartment, Outside City Center (Monthly)

$314 ₱19.1K

$688 Rp 12.3M

-54.40%

3-bedroom Apartment, City Center (Monthly)

$567 ₱34.5K

$3,619 Rp 64.8M

-84.34%

3-bedroom Apartment, Outside City Center (Monthly)

$407 ₱24.7K

$1,723 Rp 30.9M

-76.36%

Buy Apartment in City Center (m2)

$974 ₱59.2K

$2,783 Rp 49.9M

-65.01%

Buy Apartment Outside City Center (m2)

$878 ₱53.3K

$2,238 Rp 40.1M

-60.77%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

13.78

-47.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panglao: August 2, 2026

Last update for Ubud, Bali: August 2, 2026

Cost Breakdown

A central one-bedroom costs $293 in Panglao versus $1,148 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $25.00 in Panglao versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $189 vs $290 – making Panglao the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panglao vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 72% more than Panglao, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,217 per month in Panglao and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panglao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 53% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $25.00 in Panglao and $39.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Panglao, where all-in costs run around $811, than in Ubud, Bali at $1,392. In Panglao it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Panglao costs $811 versus $1,392 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Panglao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.