Cost of Living Comparison Between Panglao and Ubud, Bali Cost of Living Comparison Between Panglao and Ubud, Bali

Monthly Cost of Living

A single person spends $822 per month in Panglao vs $1,368 in Ubud, Bali, rent included.

A couple spends around $1,139 per month in Panglao vs $2,348 in Ubud, Bali, rent included.

A family of three spends $1,456 per month in Panglao vs $3,327 in Ubud, Bali, rent included.

Panglao is about 40% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Panglao sits 40% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.10 ₱194

$3.44 Rp 61.0K

-9.88%

Three-Course Dinner for Two, Mid-Range

$23.19 ₱1,454

$36.31 Rp 644.2K

-36.13%

Fast Food Meal (McDonalds, etc)

$4.00 ₱251

$5.71 Rp 101.2K

-29.95%

Cappuccino

$2.16 ₱136

$2.67 Rp 47.4K

-19.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ₱38.14

$1.75 Rp 31.0K

-65.14%

Water (0.33 liter bottle)

$0.48 ₱30.41

$0.87 Rp 15.5K

-44.83%

Local Beer (0.5 liter draught)

$1.61 ₱101

$2.95 Rp 52.4K

-45.42%

Imported Beer (0.33 liter bottle)

$1.92 ₱121

$4.52 Rp 80.2K

-57.52%

Milk (1 liter)

$1.61 ₱101

$1.62 Rp 28.7K

-0.62%

White Bread (500g)

$1.10 ₱69.2

$2.33 Rp 41.3K

-52.79%

Rice (white) (1kg)

$0.98 ₱61.5

$1.11 Rp 19.6K

-11.71%

Eggs

$1.76 ₱111

$2.20 Rp 39.0K

-20.00%

Local Cheese (1kg)

$8.55 ₱536

$17.69 Rp 313.9K

-51.67%

Chicken Fillets (1kg)

$4.38 ₱275

$4.10 Rp 72.7K

6.83%

Beef Round Steak (1kg)

$7.66 ₱481

$12.18 Rp 216.0K

-37.11%

Apples (1kg)

$1.89 ₱118

$3.71 Rp 65.8K

-49.06%

Banana (1kg)

$1.44 ₱90.1

$1.59 Rp 28.2K

-9.43%

Oranges (1kg)

$1.86 ₱117

$2.28 Rp 40.5K

-18.42%

Tomato (1kg)

$1.52 ₱95.4

$1.95 Rp 34.7K

-22.05%

Potato (1kg)

$2.36 ₱148

$1.91 Rp 33.8K

23.56%

Onion (1kg)

$1.88 ₱118

$2.33 Rp 41.4K

-19.31%

Lettuce (1 head)

$1.18 ₱74.0

$1.01 Rp 17.9K

16.83%

Water (1.5 liter bottle)

$0.49 ₱30.85

$0.55 Rp 9,791

-10.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.80 ₱175

$2.23 Rp 39.6K

25.56%

Wine (Bottle)

$5.75 ₱361

$23.07 Rp 409.3K

-75.08%

Local Beer (0.5 liter bottle)

$0.80 ₱50.1

$2.42 Rp 42.9K

-66.94%

Imported Beer (0.33 liter bottle)

$1.63 ₱102

$3.00 Rp 53.2K

-45.67%

One-way Ticket (Public Transport)

$0.24 ₱15.04

$0.27 Rp 4,823

-11.11%

Public Transport Monthly Pass (Regular Price)

$9.55 ₱599

$8.98 Rp 159.4K

6.35%

Taxi Start (Normal Tariff)

$0.79 ₱49.30

$0.48 Rp 8,582

64.58%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.80

$0.43 Rp 7,693

-48.84%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱121

$5.64 Rp 100.1K

-65.60%

Gasoline (1 liter)

$0.90 ₱56.2

$0.80 Rp 14.3K

12.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ₱1.3M

$24.9K Rp 442.5M

-14.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₱1.2M

$31.7K Rp 562.6M

-39.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.8 ₱3,749

$81.5 Rp 1.4M

-26.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.83 ₱428

$6.49 Rp 115.2K

5.24%

Internet (50+ Mbps, Unlimited Data)

$24.22 ₱1,519

$18.77 Rp 333.0K

29.04%

Gym Membership (Monthly)

$21.00 ₱1,317

$56.9 Rp 1.0M

-63.07%

Tennis Court (1 Hour on Weekend)

$4.69 ₱294

$18.73 Rp 332.3K

-74.96%

Cinema Ticket

$3.88 ₱243

$4.54 Rp 80.5K

-14.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 ₱8,159

$481 Rp 8.5M

-72.93%

International Primary School, 1 Child (Yearly)

$8,008 ₱502.1K

$5,711 Rp 101.3M

40.21%

Jeans (Levis 501 Or Similar)

$32.21 ₱2,020

$45.52 Rp 807.5K

-29.24%

Summer Dress (H&M, Zara, etc)

$19.23 ₱1,206

$35.88 Rp 636.6K

-46.40%

Sport Shoes (Adidas, Nike)

$68.6 ₱4,299

$80.4 Rp 1.4M

-14.72%

Men's Leather Business Shoes

$56.3 ₱3,528

$78.7 Rp 1.4M

-28.49%

1-bedroom Apartment, City Center (Monthly)

$279 ₱17.5K

$1,115 Rp 19.8M

-74.93%

1-bedroom Apartment, Outside City Center (Monthly)

$347 ₱21.8K

$698 Rp 12.4M

-50.24%

3-bedroom Apartment, City Center (Monthly)

$564 ₱35.4K

$3,637 Rp 64.5M

-84.49%

3-bedroom Apartment, Outside City Center (Monthly)

$398 ₱25.0K

$1,737 Rp 30.8M

-77.09%

Buy Apartment in City Center (m2)

$971 ₱60.9K

$2,784 Rp 49.4M

-65.14%

Buy Apartment Outside City Center (m2)

$844 ₱52.9K

$2,290 Rp 40.6M

-63.13%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

13.78

-47.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panglao: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $279 in Panglao versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $23.00 in Panglao versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $182 vs $295 – making Panglao the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panglao vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 66% more than Panglao, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,232 per month in Panglao and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panglao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 62% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $23.00 in Panglao and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Panglao, where all-in costs run around $822, than in Ubud, Bali at $1,368. In Panglao it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Panglao costs $822 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Panglao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.