Cost of Living Comparison Between Ubud, Bali and Panglao Cost of Living Comparison Between Ubud, Bali and Panglao

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $811 in Panglao, rent included.

A couple spends around $2,361 per month in Ubud, Bali vs $1,160 in Panglao, rent included.

A family of three spends $3,330 per month in Ubud, Bali vs $1,509 in Panglao, rent included.

Ubud, Bali costs about 72% more than Panglao, driven mainly by Groceries & Markets.

Ubud, Bali sits 3% above the global median, while Panglao is 40% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.30 Rp 59.1K

$3.98 ₱242

-17.09%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 691.3K

$24.53 ₱1,491

57.32%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.1K

$4.08 ₱248

35.54%

Cappuccino

$2.62 Rp 47.0K

$2.31 ₱140

13.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 Rp 28.5K

$0.67 ₱40.51

137.31%

Water (0.33 liter bottle)

$0.76 Rp 13.6K

$0.52 ₱31.30

46.15%

Local Beer (0.5 liter draught)

$2.62 Rp 46.9K

$1.51 ₱91.7

73.51%

Imported Beer (0.33 liter bottle)

$4.25 Rp 76.2K

$2.01 ₱122

111.44%

Milk (1 liter)

$1.58 Rp 28.3K

$1.65 ₱101

-4.24%

White Bread (500g)

$2.30 Rp 41.2K

$1.22 ₱74.3

88.52%

Rice (white) (1kg)

$1.04 Rp 18.6K

$0.97 ₱58.7

7.22%

Eggs

$2.07 Rp 37.0K

$1.82 ₱111

13.74%

Local Cheese (1kg)

$17.61 Rp 315.5K

$8.93 ₱542

97.20%

Chicken Fillets (1kg)

$3.97 Rp 71.1K

$4.60 ₱280

-13.70%

Beef Round Steak (1kg)

$11.99 Rp 214.7K

$7.63 ₱463

57.14%

Apples (1kg)

$3.53 Rp 63.2K

$2.02 ₱123

74.75%

Banana (1kg)

$1.60 Rp 28.6K

$1.49 ₱90.8

7.38%

Oranges (1kg)

$2.33 Rp 41.7K

$1.92 ₱117

21.35%

Tomato (1kg)

$1.94 Rp 34.8K

$1.54 ₱93.7

25.97%

Potato (1kg)

$1.79 Rp 32.1K

$2.43 ₱148

-26.34%

Onion (1kg)

$2.26 Rp 40.4K

$2.04 ₱124

10.78%

Lettuce (1 head)

$0.98 Rp 17.6K

$1.29 ₱78.2

-24.03%

Water (1.5 liter bottle)

$0.52 Rp 9,294

$0.48 ₱29.13

8.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 41.4K

$2.93 ₱178

-21.16%

Wine (Bottle)

$23.35 Rp 418.3K

$6.04 ₱367

286.59%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.5K

$0.81 ₱49.33

179.01%

Imported Beer (0.33 liter bottle)

$2.81 Rp 50.3K

$1.67 ₱102

68.26%

One-way Ticket (Public Transport)

$0.27 Rp 4,859

$0.30 ₱18.15

-10.00%

Public Transport Monthly Pass (Regular Price)

$9.16 Rp 164.0K

$10.73 ₱652

-14.63%

Taxi Start (Normal Tariff)

$0.44 Rp 7,959

$0.76 ₱46.36

-42.11%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,790

$0.21 ₱12.73

104.76%

Taxi 1hour Waiting (Normal Tariff)

$5.51 Rp 98.7K

$1.93 ₱117

185.49%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.99 ₱60.1

-20.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 427.3M

$21.9K ₱1.3M

8.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K Rp 549.0M

$19.7K ₱1.2M

55.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.5M

$62.0 ₱3,765

31.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.31 Rp 113.0K

$6.75 ₱410

-6.52%

Internet (50+ Mbps, Unlimited Data)

$18.30 Rp 327.8K

$25.96 ₱1,577

-29.51%

Gym Membership (Monthly)

$54.0 Rp 967.0K

$21.70 ₱1,319

148.76%

Tennis Court (1 Hour on Weekend)

$17.89 Rp 320.6K

$4.52 ₱275

295.80%

Cinema Ticket

$4.24 Rp 76.0K

$4.12 ₱250

2.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$482 Rp 8.6M

$138 ₱8,382

249.18%

International Primary School, 1 Child (Yearly)

$5,756 Rp 103.1M

$8,318 ₱505.4K

-30.80%

Jeans (Levis 501 Or Similar)

$44.99 Rp 806.0K

$30.33 ₱1,843

48.33%

Summer Dress (H&M, Zara, etc)

$34.88 Rp 624.8K

$20.05 ₱1,218

73.97%

Sport Shoes (Adidas, Nike)

$78.2 Rp 1.4M

$70.6 ₱4,287

10.90%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$49.91 ₱3,033

59.07%

1-bedroom Apartment, City Center (Monthly)

$1,148 Rp 20.6M

$293 ₱17.8K

291.88%

1-bedroom Apartment, Outside City Center (Monthly)

$688 Rp 12.3M

$314 ₱19.1K

119.28%

3-bedroom Apartment, City Center (Monthly)

$3,619 Rp 64.8M

$567 ₱34.5K

538.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 30.9M

$407 ₱24.7K

323.00%

Buy Apartment in City Center (m2)

$2,783 Rp 49.9M

$974 ₱59.2K

185.83%

Buy Apartment Outside City Center (m2)

$2,238 Rp 40.1M

$878 ₱53.3K

154.93%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.2

91.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 2, 2026

Last update for Panglao: August 2, 2026

Cost Breakdown

A central one-bedroom costs $1,148 in Ubud, Bali versus $293 in Panglao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $25.00 in Panglao. Monthly groceries follow the same trend: $290 vs $189 – making Panglao the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Panglao: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 72% more than Panglao, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,217 in Panglao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panglao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 53% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $39.00 in Ubud, Bali and $25.00 in Panglao. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Panglao, where all-in costs run around $811, than in Ubud, Bali at $1,392. In Panglao it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Panglao costs $811 versus $1,392 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Panglao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.