Cost of Living Comparison Between Ubud, Bali and Panglao Cost of Living Comparison Between Ubud, Bali and Panglao

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $822 in Panglao, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,139 in Panglao, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,456 in Panglao, rent included.

Ubud, Bali costs about 66% more than Panglao, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Panglao is 40% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$3.10 ₱194

10.97%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$23.19 ₱1,454

56.58%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$4.00 ₱251

42.75%

Cappuccino

$2.67 Rp 47.4K

$2.16 ₱136

23.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.61 ₱38.14

186.89%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.48 ₱30.41

81.25%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.61 ₱101

83.23%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$1.92 ₱121

135.42%

Milk (1 liter)

$1.62 Rp 28.7K

$1.61 ₱101

0.62%

White Bread (500g)

$2.33 Rp 41.3K

$1.10 ₱69.2

111.82%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.98 ₱61.5

13.27%

Eggs

$2.20 Rp 39.0K

$1.76 ₱111

25.00%

Local Cheese (1kg)

$17.69 Rp 313.9K

$8.55 ₱536

106.90%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$4.38 ₱275

-6.39%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$7.66 ₱481

59.01%

Apples (1kg)

$3.71 Rp 65.8K

$1.89 ₱118

96.30%

Banana (1kg)

$1.59 Rp 28.2K

$1.44 ₱90.1

10.42%

Oranges (1kg)

$2.28 Rp 40.5K

$1.86 ₱117

22.58%

Tomato (1kg)

$1.95 Rp 34.7K

$1.52 ₱95.4

28.29%

Potato (1kg)

$1.91 Rp 33.8K

$2.36 ₱148

-19.07%

Onion (1kg)

$2.33 Rp 41.4K

$1.88 ₱118

23.94%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.18 ₱74.0

-14.41%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.49 ₱30.85

12.24%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.80 ₱175

-20.36%

Wine (Bottle)

$23.07 Rp 409.3K

$5.75 ₱361

301.22%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$0.80 ₱50.1

202.50%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.63 ₱102

84.05%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$0.24 ₱15.04

12.50%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$9.55 ₱599

-5.97%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$0.79 ₱49.30

-39.24%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$0.22 ₱13.80

95.45%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$1.94 ₱121

190.72%

Gasoline (1 liter)

$0.80 Rp 14.3K

$0.90 ₱56.2

-11.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$21.4K ₱1.3M

16.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$19.2K ₱1.2M

65.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$59.8 ₱3,749

36.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$6.83 ₱428

-4.98%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$24.22 ₱1,519

-22.50%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$21.00 ₱1,317

170.81%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

$4.69 ₱294

299.36%

Cinema Ticket

$4.54 Rp 80.5K

$3.88 ₱243

17.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$130 ₱8,159

269.46%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$8,008 ₱502.1K

-28.68%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$32.21 ₱2,020

41.32%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$19.23 ₱1,206

86.58%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$68.6 ₱4,299

17.25%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$56.3 ₱3,528

39.83%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$279 ₱17.5K

298.82%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$347 ₱21.8K

100.97%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$564 ₱35.4K

544.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$398 ₱25.0K

336.45%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$971 ₱60.9K

186.87%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$844 ₱52.9K

171.24%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.2

91.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Panglao: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $279 in Panglao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $23.00 in Panglao. Monthly groceries follow the same trend: $295 vs $182 – making Panglao the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Panglao: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 66% more than Panglao, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,232 in Panglao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panglao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 62% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $23.00 in Panglao. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Panglao, where all-in costs run around $822, than in Ubud, Bali at $1,368. In Panglao it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Panglao costs $822 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Panglao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.