Cost of Living Comparison Between Ubud, Bali and Panglao Cost of Living Comparison Between Ubud, Bali and Panglao

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $804 in Panglao, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,222 in Panglao, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,640 in Panglao, rent included.

Ubud, Bali costs about 75% more than Panglao, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Panglao is 40% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$4.54 ₱276

-21.37%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$12.24 ₱743

165.52%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$4.56 ₱277

6.58%

Cappuccino

$2.75 Rp 49.2K

$2.55 ₱155

7.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.81 ₱49.25

62.96%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.26 ₱15.71

169.23%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.55 ₱94.0

87.74%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.93 ₱117

96.37%

Milk (1 liter)

$1.71 Rp 30.6K

$1.74 ₱106

-1.72%

White Bread (500g)

$2.47 Rp 44.3K

$1.04 ₱63.2

137.50%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.03 ₱62.8

16.50%

Eggs

$2.44 Rp 43.8K

$1.91 ₱116

27.75%

Local Cheese (1kg)

$14.38 Rp 257.7K

$9.57 ₱581

50.26%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$5.28 ₱320

-18.37%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$7.74 ₱470

57.75%

Apples (1kg)

$3.68 Rp 66.0K

$2.17 ₱132

69.59%

Banana (1kg)

$1.55 Rp 27.8K

$1.47 ₱89.2

5.44%

Oranges (1kg)

$2.79 Rp 49.9K

$2.09 ₱127

33.49%

Tomato (1kg)

$2.33 Rp 41.8K

$1.98 ₱120

17.68%

Potato (1kg)

$1.97 Rp 35.3K

$2.57 ₱156

-23.35%

Onion (1kg)

$2.31 Rp 41.4K

$2.56 ₱155

-9.77%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.00 ₱60.5

6.00%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.51 ₱31.02

43.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.73 ₱166

20.15%

Wine (Bottle)

$22.79 Rp 408.4K

$5.34 ₱324

326.78%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.89 ₱53.8

215.73%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.75 ₱106

58.86%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.28 ₱17.06

3.57%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.89 ₱54.1

-49.44%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.23 ₱13.90

95.65%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$2.72 ₱165

129.41%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.04 ₱62.9

-18.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$30.0K ₱1.8M

-13.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$27.4K ₱1.7M

15.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$96.3 ₱5,844

-16.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$9.07 ₱551

-55.24%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$26.96 ₱1,637

-9.42%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$14.83 ₱901

558.60%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$4.35 ₱264

48.28%

Cinema Ticket

$4.04 Rp 72.4K

$4.38 ₱266

-7.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$229 ₱13.9K

32.64%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$3,923 ₱238.2K

68.79%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$46.19 ₱2,805

17.41%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$23.10 ₱1,403

67.88%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$74.5 ₱4,524

15.62%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$52.5 ₱3,187

46.07%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$328 ₱19.9K

200.68%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$284 ₱17.2K

131.61%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$698 ₱42.4K

382.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$495 ₱30.1K

317.39%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$964 ₱58.6K

184.24%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$861 ₱52.3K

158.67%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$130 ₱7,887

25.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Panglao: June 8, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $328 in Panglao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $12.00 in Panglao. Monthly groceries follow the same trend: $297 vs $197 – making Panglao the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Panglao: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 75% more than Panglao, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,207 in Panglao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panglao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $804 in Panglao. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $229 in Panglao. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Panglao, where all-in costs run around $804, than in Ubud, Bali at $1,404. In Panglao it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Panglao costs $804 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Panglao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.