Last update: Oct 2026

Cost of Living Comparison Between Panglao and Bandung

For one person, living is cheaper in Bandung: $623 a month against $812 in Panglao, rent and utilities included – about $2,300 less a year. Rent and utilities account for most of the difference.

Panglao, Philippines
Bandung, Indonesia
Panglao
🇵🇭 Philippines
$812
/mo nomad
Bandung
🇮🇩 Indonesia
$623
/mo nomad
Monthly Cost of Living

How much you'll spend in Panglao and in Bandung

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panglao and in Bandung actually costs, broken down by who's living it.

Monthly costs for one person with rent: $812 in Panglao versus $623 in Bandung.

  • Panglao $812
  • Bandung $623

Estimated couple costs with rent: $1,136 in Panglao versus $925 in Bandung.

  • Panglao $1,136
  • Bandung $925

Monthly costs for a family of three with rent: $1,459 in Panglao versus $1,226 in Bandung.

  • Panglao $1,459
  • Bandung $1,226

Living in Panglao is roughly 30% more expensive than in Bandung, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Panglao 40% lower, Bandung 54% lower.

Currency
🍽 Eating Out
Panglao
Bandung
Difference
Meal at Budget Restaurant
$4.01 ₱257
$1.40 Rp 25.2K
186.43%
Three-Course Dinner for Two, Mid-Range
$23.88 ₱1,528
$13.70 Rp 247.0K
74.31%
Fast Food Meal (McDonalds, etc)
$3.98 ₱255
$3.22 Rp 58.0K
23.60%
Cappuccino
$2.14 ₱137
$1.48 Rp 26.6K
44.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.67 ₱42.60
$0.43 Rp 7,715
55.81%
Water (0.33 liter bottle)
$0.49 ₱31.36
$0.22 Rp 3,961
122.73%
Local Beer (0.5 liter draught)
$1.58 ₱101
$3.10 Rp 55.9K
-49.03%
Imported Beer (0.33 liter bottle)
$1.93 ₱123
$3.10 Rp 55.9K
-37.74%
🛒 Groceries & Markets
Panglao
Bandung
Difference
Milk (1 liter)
$1.59 ₱102
$1.11 Rp 19.9K
43.24%
White Bread (500g)
$1.15 ₱73.3
$0.97 Rp 17.4K
18.56%
Rice (white) (1kg)
$0.91 ₱58.1
$0.86 Rp 15.4K
5.81%
Eggs
$1.76 ₱113
$1.41 Rp 25.4K
24.82%
Local Cheese (1kg)
$8.47 ₱542
$6.94 Rp 125.1K
22.05%
Chicken Fillets (1kg)
$4.38 ₱280
$2.92 Rp 52.7K
50.00%
Beef Round Steak (1kg)
$7.47 ₱478
$7.93 Rp 142.9K
-5.80%
Apples (1kg)
$1.90 ₱121
$2.22 Rp 40.0K
-14.41%
Banana (1kg)
$1.31 ₱83.5
$1.05 Rp 18.9K
24.76%
Oranges (1kg)
$1.83 ₱117
$1.46 Rp 26.2K
25.34%
Tomato (1kg)
$1.46 ₱93.3
$0.89 Rp 16.0K
64.04%
Potato (1kg)
$2.32 ₱148
$1.09 Rp 19.6K
112.84%
Onion (1kg)
$1.94 ₱124
$1.94 Rp 34.9K
-
Lettuce (1 head)
$1.05 ₱67.2
$0.64 Rp 11.5K
64.06%
Water (1.5 liter bottle)
$0.48 ₱30.90
$0.43 Rp 7,751
11.63%
Cigarettes 20 Pack (Marlboro, Camel)
$2.74 ₱175
$2.56 Rp 46.2K
7.03%
Wine (Bottle)
$5.84 ₱374
$22.37 Rp 403.3K
-73.89%
Local Beer (0.5 liter bottle)
$0.77 ₱49.30
$1.89 Rp 34.1K
-59.26%
Imported Beer (0.33 liter bottle)
$1.60 ₱102
$3.15 Rp 56.9K
-49.21%
🚌 Getting Around
Panglao
Bandung
Difference
One-way Ticket (Public Transport)
$0.23 ₱14.44
$0.27 Rp 4,823
-14.81%
Public Transport Monthly Pass (Regular Price)
$12.86 ₱823
$12.56 Rp 226.5K
2.39%
Taxi Start (Normal Tariff)
$0.74 ₱47.58
$0.84 Rp 15.2K
-11.90%
Taxi (Normal Tariff) (1km)
$0.22 ₱14.10
$0.54 Rp 9,657
-59.26%
Taxi 1hour Waiting (Normal Tariff)
$1.90 ₱122
$2.32 Rp 41.9K
-18.10%
Gasoline (1 liter)
$0.87 ₱56.0
$0.84 Rp 15.1K
3.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.9K ₱1.3M
$20.8K Rp 374.1M
0.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9K ₱1.2M
$32.2K Rp 580.9M
-41.26%
🧾 Monthly Utilities & Internet
Panglao
Bandung
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$59.5 ₱3,810
$33.56 Rp 604.8K
77.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.58 ₱421
$4.22 Rp 76.1K
55.92%
Internet (50+ Mbps, Unlimited Data)
$24.44 ₱1,564
$19.17 Rp 345.6K
27.49%
🎉 Sport & Entertainment
Panglao
Bandung
Difference
Gym Membership (Monthly)
$20.44 ₱1,308
$16.35 Rp 294.8K
25.02%
Tennis Court (1 Hour on Weekend)
$5.14 ₱329
$5.92 Rp 106.8K
-13.18%
Cinema Ticket
$3.95 ₱253
$2.83 Rp 50.9K
39.58%
🧸 Childcare & Education
Panglao
Bandung
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$130 ₱8,312
$92.1 Rp 1.7M
41.01%
International Primary School, 1 Child (Yearly)
$7,892 ₱505.0K
$8,239 Rp 148.5M
-4.20%
👕👟 Clothing & Footwear
Panglao
Bandung
Difference
Jeans (Levis 501 Or Similar)
$32.04 ₱2,050
$38.89 Rp 700.9K
-17.61%
Summer Dress (H&M, Zara, etc)
$19.50 ₱1,248
$31.30 Rp 564.1K
-37.70%
Sport Shoes (Adidas, Nike)
$65.3 ₱4,176
$74.7 Rp 1.3M
-12.66%
Men's Leather Business Shoes
$47.78 ₱3,057
$69.3 Rp 1.2M
-31.05%
🏠 Accommodation & Living
Panglao
Bandung
Difference
1-bedroom Apartment, City Center (Monthly)
$270 ₱17.3K
$208 Rp 3.8M
29.65%
1-bedroom Apartment, Outside City Center (Monthly)
$338 ₱21.6K
$176 Rp 3.2M
92.39%
3-bedroom Apartment, City Center (Monthly)
$544 ₱34.8K
$372 Rp 6.7M
46.29%
3-bedroom Apartment, Outside City Center (Monthly)
$392 ₱25.1K
$264 Rp 4.8M
48.71%
Buy Apartment in City Center (m2)
$958 ₱61.3K
$706 Rp 12.7M
35.74%
Buy Apartment Outside City Center (m2)
$1,130 ₱72.3K
$298 Rp 5.4M
279.13%
💵 Salaries & Financials
Panglao
Bandung
Difference
Average Monthly Net Salary (After Tax)
-
$277 Rp 5.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
11.38
-36.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panglao: October 26, 2026

Last update for Bandung: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Panglao
$338
Bandung
$176 48% $162
Groceries & Markets
Panglao
$179
Bandung
$192 7.1% $13
Monthly Utilities & Internet
Panglao
$91
Bandung
$57 37.1% $34
Eating Out
Panglao
$86
Bandung
$63 27% $23
Clothing & Footwear
Panglao
$74
Bandung
$96 30.2% $22
Sport & Entertainment
Panglao
$28
Bandung
$22 22.3% $6.3
Getting Around
Panglao
$16
Bandung
$17 9.9% $1.6

Cost Breakdown

A one-bedroom apartment in the center runs $270 in Panglao and $208 in Bandung. Housing cost is often the main lever when comparing two cities.

Dining out: $24 in Panglao vs $14 in Bandung. Groceries flip the comparison at $179 vs $192, with Panglao cheaper for home cooking.

Good to know
🇵🇭 Panglao
🇮🇩 Bandung
🕒 Local time
21:05 9:05 PM
20:05 8:05 PM
1 h behind Panglao
🌤 Weather
👥 Population
39,839
2,390,120
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.22 PHP (100 PHP = 1.4 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

On the map
Between locations
  • Panglao Bandung 2,560 km ≈ 3 h 45 min nonstop flight
From you
  • Panglao
  • Bandung

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Panglao vs Bandung: Cost of Living - Frequently Asked Questions
Which city is more expensive, Panglao or Bandung?
Bandung wins on cost – living expenses run 23% lower than in Panglao. Housing and daily spending are where you’ll feel the difference most, making Bandung the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Panglao and in Bandung?
You’d need roughly $1,217 in Panglao and $934 in Bandung to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Panglao compared to Bandung?
Rent for a central apartment: $270 in Panglao versus $208 in Bandung. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Panglao and in Bandung?
Childcare runs $130 in Panglao versus $92 in Bandung. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Panglao and in Bandung?
Dining out is cheaper in Bandung – a meal for two runs $14 versus $24 in Panglao. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $800/month in Panglao or in Bandung?
At $623 in Bandung versus $812 in Panglao, a $800 budget is realistic in Bandung but tight or insufficient in Panglao. The gap between the two cities makes Bandung the clear choice for anyone on this budget.
Which city is better for families?
For families, Bandung is more practical. Housing and childcare are both notably cheaper than in Panglao, and the savings on those two alone free up budget for education, activities, and family trips.
How safe is Panglao compared to Bandung?
Safety-wise, Panglao and Bandung are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Panglao vs other spots: cost of living compared

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