Last update: Oct 2026

Cost of Living Comparison Between Panglao and Sydney

For one person, living is cheaper in Panglao: $817 a month against $3,152 in Sydney, rent and utilities included – about $28,000 less a year. Rent and utilities account for most of the difference.

40

Cost of Living Index in Panglao
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Panglao Living Index
155

Cost of Living Index in Sydney
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Sydney Living Index

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Panglao

🇵🇭 Philippines

$817

/mo nomad

Sydney

🇦🇺 Australia

$3,152

/mo nomad

Monthly Cost of Living

How much you'll spend in Panglao and in Sydney

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panglao and in Sydney actually costs, broken down by who's living it.

A single person spends $817 per month in Panglao vs $3,152 in Sydney, rent included.

Panglao $817
Sydney $3,152

A couple spends around $1,137 per month in Panglao vs $4,710 in Sydney, rent included.

Panglao $1,137
Sydney $4,710

A family of three spends $1,456 per month in Panglao vs $6,268 in Sydney, rent included.

Panglao $1,456
Sydney $6,268

Panglao is about 74% cheaper than Sydney, and outside of rent the biggest gap is in eating out.

Panglao sits 39% below the global median, while Sydney is 133% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.08 ₱194

$17.57 A$25.29

-82.47%

Three-Course Dinner for Two, Mid-Range

$23.75 ₱1,495

$91.5 A$132

-74.04%

Fast Food Meal (McDonalds, etc)

$3.94 ₱248

$11.96 A$17.21

-67.06%

Cappuccino

$2.27 ₱143

$4.07 A$5.85

-44.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$2.85 A$4.10

-43.86%

Water (0.33 liter bottle)

$0.53 ₱33.19

$2.25 A$3.24

-76.44%

Local Beer (0.5 liter draught)

$1.55 ₱97.6

$7.60 A$10.94

-79.61%

Imported Beer (0.33 liter bottle)

$1.90 ₱119

$7.43 A$10.69

-74.43%

Milk (1 liter)

$1.59 ₱100

$1.66 A$2.38

-4.22%

White Bread (500g)

$1.13 ₱70.9

$2.78 A$4.00

-59.35%

Rice (white) (1kg)

$0.94 ₱59.2

$2.42 A$3.49

-61.16%

Eggs

$1.79 ₱113

$5.64 A$8.12

-68.26%

Local Cheese (1kg)

$8.58 ₱540

$11.71 A$16.85

-26.73%

Chicken Fillets (1kg)

$4.61 ₱290

$9.66 A$13.89

-52.28%

Beef Round Steak (1kg)

$7.62 ₱480

$16.75 A$24.10

-54.51%

Apples (1kg)

$1.92 ₱121

$4.07 A$5.85

-52.83%

Banana (1kg)

$1.39 ₱87.5

$3.25 A$4.68

-57.23%

Oranges (1kg)

$1.87 ₱118

$3.44 A$4.96

-45.64%

Tomato (1kg)

$1.53 ₱96.1

$4.28 A$6.16

-64.25%

Potato (1kg)

$2.41 ₱152

$3.28 A$4.72

-26.52%

Onion (1kg)

$1.96 ₱123

$2.30 A$3.30

-14.78%

Lettuce (1 head)

$1.14 ₱71.8

$2.30 A$3.31

-50.43%

Water (1.5 liter bottle)

$0.47 ₱29.49

$1.21 A$1.74

-61.16%

Cigarettes 20 Pack (Marlboro, Camel)

$2.91 ₱183

$43.71 A$62.9

-93.34%

Wine (Bottle)

$5.70 ₱359

$13.88 A$19.97

-58.93%

Local Beer (0.5 liter bottle)

$0.79 ₱49.65

$3.90 A$5.62

-79.74%

Imported Beer (0.33 liter bottle)

$1.56 ₱97.9

$3.91 A$5.63

-60.10%

One-way Ticket (Public Transport)

$0.23 ₱14.60

$3.04 A$4.38

-92.43%

Public Transport Monthly Pass (Regular Price)

$11.32 ₱713

$150 A$216

-92.46%

Taxi Start (Normal Tariff)

$0.73 ₱46.14

$3.38 A$4.86

-78.40%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.56 A$2.24

-85.26%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱122

$40.01 A$57.6

-95.15%

Gasoline (1 liter)

$0.90 ₱57.0

$1.40 A$2.01

-35.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.1K A$41.9K

-27.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₱1.2M

$30.1K A$43.4K

-36.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.9 ₱3,711

$223 A$320

-73.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.75 ₱425

$27.16 A$39.08

-75.15%

Internet (50+ Mbps, Unlimited Data)

$24.52 ₱1,544

$55.8 A$80.3

-56.07%

Gym Membership (Monthly)

$20.96 ₱1,320

$74.6 A$107

-71.91%

Tennis Court (1 Hour on Weekend)

$4.71 ₱297

$23.99 A$34.52

-80.37%

Cinema Ticket

$3.92 ₱247

$17.56 A$25.27

-77.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 ₱8,504

$2,196 A$3,160

-93.85%

International Primary School, 1 Child (Yearly)

$7,988 ₱502.9K

$28.2K A$40.6K

-71.66%

Jeans (Levis 501 Or Similar)

$32.48 ₱2,045

$78.4 A$113

-58.59%

Summer Dress (H&M, Zara, etc)

$19.59 ₱1,233

$68.4 A$98.5

-71.38%

Sport Shoes (Adidas, Nike)

$66.4 ₱4,183

$111 A$160

-40.26%

Men's Leather Business Shoes

$47.63 ₱2,999

$134 A$193

-64.57%

1-bedroom Apartment, City Center (Monthly)

$280 ₱17.7K

$2,500 A$3,598

-88.78%

1-bedroom Apartment, Outside City Center (Monthly)

$343 ₱21.6K

$1,709 A$2,460

-79.93%

3-bedroom Apartment, City Center (Monthly)

$567 ₱35.7K

$4,946 A$7,117

-88.54%

3-bedroom Apartment, Outside City Center (Monthly)

$390 ₱24.6K

$3,022 A$4,349

-87.08%

Buy Apartment in City Center (m2)

$947 ₱59.6K

$13.2K A$18.9K

-92.81%

Buy Apartment Outside City Center (m2)

$1,014 ₱63.8K

$8,370 A$12.0K

-87.89%

Average Monthly Net Salary (After Tax)

$4,113 A$5,919

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.84

23.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panglao: October 11, 2026

Last update for Sydney: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panglao

$343 42%

Sydney

$1.7K 54.2% 398% $1.4K

Groceries & Markets

Panglao

$183 22.3%

Sydney

$379 12% 107% $196

Monthly Utilities & Internet

Panglao

$90 11%

Sydney

$306 9.7% 239% $215

Eating Out

Panglao

$84 10.3%

Sydney

$299 9.5% 256% $215

Clothing & Footwear

Panglao

$75 9.2%

Sydney

$177 5.6% 136% $102

Sport & Entertainment

Panglao

$29 3.5%

Sydney

$110 3.5% 281% $81

Getting Around

Panglao

$14 1.7%

Sydney

$174 5.5% 1128% $159

Cost Breakdown

A central one-bedroom costs $280 in Panglao versus $2,500 in Sydney. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $24.00 in Panglao versus $91.0 in Sydney. Monthly groceries follow the same trend: $183 vs $379 – making Panglao the more affordable choice for daily food spending.

Good to know

🇵🇭 Panglao

🇦🇺 Sydney

🕒 Local time

09:07 9:07 AM

12:07 12:07 PM

3 h ahead of Panglao

🌤 Weather

👥 Population

39,839

4,840,600

💱 Currency

Philippine Peso PHP ₱

Australian Dollar AUD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to PHP in detail →

On the map

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Between locations

Panglao Sydney 5,630 km ≈ 8 h nonstop flight

From you

Panglao
Sydney

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panglao vs Sydney: Cost of Living - Frequently Asked Questions

Sydney costs about 286% more than Panglao, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,226 per month in Panglao and $4,728 in Sydney. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panglao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 107% more in Sydney, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $24.00 in Panglao and $91.0 in Sydney. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Panglao, where all-in costs run around $817, than in Sydney at $3,152. In Panglao it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

Families tend to lean toward Panglao – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Panglao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.