Last update: Oct 2026

Cost of Living Comparison Between Panglao and Makati

For one person, living is cheaper in Panglao: $817 a month against $1,228 in Makati, rent and utilities included – about $4,900 less a year. Other living expenses account for most of the difference.

40

Cost of Living Index in Panglao
Learn more

Panglao Living Index
60

Cost of Living Index in Makati
Learn more

Makati Living Index

Jump to prices

Panglao

🇵🇭 Philippines

$817

/mo nomad

Makati

🇵🇭 Philippines

$1,228

/mo nomad

Monthly Cost of Living

How much you'll spend in Panglao and in Makati

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panglao and in Makati actually costs, broken down by who's living it.

Monthly costs for one person with rent: $817 in Panglao versus $1,228 in Makati.

Panglao $817
Makati $1,228

Estimated couple costs with rent: $1,137 in Panglao versus $2,028 in Makati.

Panglao $1,137
Makati $2,028

Monthly costs for a family of three with rent: $1,456 in Panglao versus $2,828 in Makati.

Panglao $1,456
Makati $2,828

Living in Panglao costs roughly 33% less than in Makati, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Panglao 39% lower, Makati 9% lower.

Meal at Budget Restaurant

$3.08 ₱194

$6.22 ₱392

-50.48%

Three-Course Dinner for Two, Mid-Range

$23.75 ₱1,495

$39.57 ₱2,491

-39.98%

Fast Food Meal (McDonalds, etc)

$3.94 ₱248

$4.88 ₱307

-19.26%

Cappuccino

$2.27 ₱143

$2.55 ₱161

-10.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$1.06 ₱67.0

50.94%

Water (0.33 liter bottle)

$0.53 ₱33.19

$0.50 ₱31.54

6.00%

Local Beer (0.5 liter draught)

$1.55 ₱97.6

$2.38 ₱150

-34.87%

Imported Beer (0.33 liter bottle)

$1.90 ₱119

$3.21 ₱202

-40.81%

Milk (1 liter)

$1.59 ₱100

$1.90 ₱120

-16.32%

White Bread (500g)

$1.13 ₱70.9

$1.29 ₱81.5

-12.40%

Rice (white) (1kg)

$0.94 ₱59.2

$1.06 ₱67.0

-11.32%

Eggs

$1.79 ₱113

$2.47 ₱155

-27.53%

Local Cheese (1kg)

$8.58 ₱540

$7.29 ₱459

17.70%

Chicken Fillets (1kg)

$4.61 ₱290

$4.86 ₱306

-5.14%

Beef Round Steak (1kg)

$7.62 ₱480

$7.03 ₱442

8.39%

Apples (1kg)

$1.92 ₱121

$4.04 ₱254

-52.48%

Banana (1kg)

$1.39 ₱87.5

$1.94 ₱122

-28.35%

Oranges (1kg)

$1.87 ₱118

$3.22 ₱203

-41.93%

Tomato (1kg)

$1.53 ₱96.1

$2.29 ₱144

-33.19%

Potato (1kg)

$2.41 ₱152

$3.48 ₱219

-30.75%

Onion (1kg)

$1.96 ₱123

$3.59 ₱226

-45.40%

Lettuce (1 head)

$1.14 ₱71.8

$1.06 ₱66.8

7.55%

Water (1.5 liter bottle)

$0.47 ₱29.49

$1.11 ₱69.7

-57.66%

Cigarettes 20 Pack (Marlboro, Camel)

$2.91 ₱183

$2.69 ₱169

8.18%

Wine (Bottle)

$5.70 ₱359

$8.11 ₱511

-29.72%

Local Beer (0.5 liter bottle)

$0.79 ₱49.65

$1.32 ₱82.9

-40.15%

Imported Beer (0.33 liter bottle)

$1.56 ₱97.9

$1.98 ₱124

-21.21%

One-way Ticket (Public Transport)

$0.23 ₱14.60

$0.90 ₱56.4

-74.44%

Public Transport Monthly Pass (Regular Price)

$11.32 ₱713

$56.8 ₱3,575

-80.06%

Taxi Start (Normal Tariff)

$0.73 ₱46.14

$0.67 ₱41.91

8.96%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.21 ₱13.16

9.52%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱122

$1.93 ₱121

0.52%

Gasoline (1 liter)

$0.90 ₱57.0

$1.25 ₱78.8

-28.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$21.3K ₱1.3M

-0.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₱1.2M

$19.6K ₱1.2M

-1.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.9 ₱3,711

$153 ₱9,620

-61.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.75 ₱425

$16.06 ₱1,011

-57.97%

Internet (50+ Mbps, Unlimited Data)

$24.52 ₱1,544

$32.37 ₱2,038

-24.25%

Gym Membership (Monthly)

$20.96 ₱1,320

$54.9 ₱3,456

-61.81%

Tennis Court (1 Hour on Weekend)

$4.71 ₱297

$14.14 ₱890

-66.69%

Cinema Ticket

$3.92 ₱247

$7.22 ₱454

-45.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 ₱8,504

$794 ₱50.0K

-83.00%

International Primary School, 1 Child (Yearly)

$7,988 ₱502.9K

$7,321 ₱460.9K

9.11%

Jeans (Levis 501 Or Similar)

$32.48 ₱2,045

$61.2 ₱3,850

-46.88%

Summer Dress (H&M, Zara, etc)

$19.59 ₱1,233

$36.86 ₱2,321

-46.85%

Sport Shoes (Adidas, Nike)

$66.4 ₱4,183

$81.5 ₱5,129

-18.44%

Men's Leather Business Shoes

$47.63 ₱2,999

$103 ₱6,510

-53.94%

1-bedroom Apartment, City Center (Monthly)

$280 ₱17.7K

$815 ₱51.3K

-65.57%

1-bedroom Apartment, Outside City Center (Monthly)

$343 ₱21.6K

$417 ₱26.3K

-17.81%

3-bedroom Apartment, City Center (Monthly)

$567 ₱35.7K

$2,274 ₱143.2K

-75.08%

3-bedroom Apartment, Outside City Center (Monthly)

$390 ₱24.6K

$1,069 ₱67.3K

-63.48%

Buy Apartment in City Center (m2)

$947 ₱59.6K

$5,869 ₱369.5K

-83.87%

Buy Apartment Outside City Center (m2)

$1,014 ₱63.8K

$3,738 ₱235.4K

-72.89%

Average Monthly Net Salary (After Tax)

$601 ₱37.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

7.5

-4.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panglao: October 11, 2026

Last update for Makati: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panglao

$343 42%

Makati

$417 34% 21.7% $74

Groceries & Markets

Panglao

$183 22.3%

Makati

$231 18.8% 26.7% $49

Monthly Utilities & Internet

Panglao

$90 11%

Makati

$201 16.4% 123% $111

Eating Out

Panglao

$84 10.3%

Makati

$120 9.7% 42.7% $36

Clothing & Footwear

Panglao

$75 9.2%

Makati

$127 10.4% 70.3% $53

Sport & Entertainment

Panglao

$29 3.5%

Makati

$69 5.6% 141% $41

Getting Around

Panglao

$14 1.7%

Makati

$62 5.1% 339% $48

Cost Breakdown

A one-bedroom apartment in the center runs $280 in Panglao and $815 in Makati. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Panglao vs $40.00 in Makati for a mid-range dinner for two. Groceries echo the gap at $183 vs $231 per month, with Panglao cheaper across the board.

Good to know

🇵🇭 Panglao

🇵🇭 Makati

🕒 Local time

09:37 9:37 AM

Same time as Panglao

🌤 Weather

👥 Population

39,839

582,602

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Panglao Makati 630 km ≈ 1 h 15 min nonstop flight

From you

Panglao
Makati

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panglao vs Makati: Cost of Living - Frequently Asked Questions

Panglao wins on cost – living expenses run 50% lower than in Makati. Housing and daily spending are where you'll feel the difference most, making Panglao the obvious pick if budget is a priority.

You'd need roughly $1,226 in Panglao and $1,842 in Makati to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $280 in Panglao versus $815 in Makati. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $817 per month in Panglao versus $1,228 in Makati – a 50% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Panglao runs roughly 402% less than in Makati. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $817 in Panglao versus $1,228 in Makati, a $1,000 budget is realistic in Panglao but tight or insufficient in Makati. The gap between the two cities makes Panglao the clear choice for anyone on this budget.

Both work as nomad bases, but Panglao delivers better value – similar infrastructure at $817 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Panglao hard to pass up.

Safety-wise, Panglao and Makati are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Panglao gentler on the wallet – expenses run 50% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.