Last update: Oct 2026

Cost of Living Comparison Between Panglao and Karachi

For one person, living is cheaper in Karachi: $482 a month against $817 in Panglao, rent and utilities included – about $4,000 less a year. Rent and utilities account for most of the difference.

40

Cost of Living Index in Panglao
Learn more

Panglao Living Index
23

Cost of Living Index in Karachi
Learn more

Karachi Living Index

Jump to prices

Panglao

🇵🇭 Philippines

$817

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Panglao and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panglao and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $817 in Panglao versus $482 in Karachi.

Panglao $817
Karachi $482

Estimated couple costs with rent: $1,137 in Panglao versus $750 in Karachi.

Panglao $1,137
Karachi $750

Monthly costs for a family of three with rent: $1,456 in Panglao versus $1,018 in Karachi.

Panglao $1,456
Karachi $1,018

Living in Panglao is roughly 70% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Panglao 39% lower, Karachi 64% lower.

Meal at Budget Restaurant

$3.08 ₱194

$2.13 PKR 588

44.60%

Three-Course Dinner for Two, Mid-Range

$23.75 ₱1,495

$13.30 PKR 3,680

78.57%

Fast Food Meal (McDonalds, etc)

$3.94 ₱248

$5.45 PKR 1,508

-27.71%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$2.27 ₱143

$2.09 PKR 579

8.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$0.40 PKR 111

300.00%

Water (0.33 liter bottle)

$0.53 ₱33.19

$0.26 PKR 71.1

103.85%

Local Beer (0.5 liter draught)

$1.55 ₱97.6

Imported Beer (0.33 liter bottle)

$1.90 ₱119

Milk (1 liter)

$1.59 ₱100

$0.92 PKR 254

72.83%

White Bread (500g)

$1.13 ₱70.9

$0.56 PKR 156

101.79%

Rice (white) (1kg)

$0.94 ₱59.2

$1.25 PKR 345

-24.80%

Eggs

$1.79 ₱113

$1.23 PKR 341

45.53%

Local Cheese (1kg)

$8.58 ₱540

$5.67 PKR 1,570

51.32%

Chicken Fillets (1kg)

$4.61 ₱290

$3.16 PKR 876

45.89%

Beef Round Steak (1kg)

$7.62 ₱480

$6.28 PKR 1,737

21.34%

Apples (1kg)

$1.92 ₱121

$1.26 PKR 348

52.38%

Banana (1kg)

$1.39 ₱87.5

$0.53 PKR 148

162.26%

Oranges (1kg)

$1.87 ₱118

$1.00 PKR 276

87.00%

Tomato (1kg)

$1.53 ₱96.1

$0.56 PKR 154

173.21%

Potato (1kg)

$2.41 ₱152

$0.33 PKR 91.4

630.30%

Onion (1kg)

$1.96 ₱123

$0.34 PKR 95.1

476.47%

Lettuce (1 head)

$1.14 ₱71.8

$0.42 PKR 116

171.43%

Water (1.5 liter bottle)

$0.47 ₱29.49

$0.44 PKR 121

6.82%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$2.91 ₱183

$1.84 PKR 509

58.15%

Wine (Bottle)

$5.70 ₱359

Local Beer (0.5 liter bottle)

$0.79 ₱49.65

Imported Beer (0.33 liter bottle)

$1.56 ₱97.9

One-way Ticket (Public Transport)

$0.23 ₱14.60

$0.28 PKR 77.0

-17.86%

Public Transport Monthly Pass (Regular Price)

$11.32 ₱713

$9.99 PKR 2,764

13.31%

Taxi Start (Normal Tariff)

$0.73 ₱46.14

$0.92 PKR 256

-20.65%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.70 PKR 193

-67.14%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱122

$2.16 PKR 597

-10.19%

Gasoline (1 liter)

$0.90 ₱57.0

$1.38 PKR 382

-34.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$17.9K PKR 5.0M

18.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₱1.2M

$27.1K PKR 7.5M

-29.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.9 ₱3,711

$113 PKR 31.4K

-48.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.75 ₱425

$5.95 PKR 1,648

13.45%

Internet (50+ Mbps, Unlimited Data)

$24.52 ₱1,544

$13.16 PKR 3,642

86.32%

Gym Membership (Monthly)

$20.96 ₱1,320

$21.55 PKR 5,965

-2.74%

Tennis Court (1 Hour on Weekend)

$4.71 ₱297

$18.23 PKR 5,044

-74.16%

Cinema Ticket

$3.92 ₱247

$4.21 PKR 1,165

-6.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 ₱8,504

$52.2 PKR 14.4K

159.00%

International Primary School, 1 Child (Yearly)

$7,988 ₱502.9K

$1,940 PKR 537.0K

311.67%

Jeans (Levis 501 Or Similar)

$32.48 ₱2,045

$17.55 PKR 4,858

85.07%

Summer Dress (H&M, Zara, etc)

$19.59 ₱1,233

$23.51 PKR 6,506

-16.67%

Sport Shoes (Adidas, Nike)

$66.4 ₱4,183

$68.9 PKR 19.1K

-3.53%

Men's Leather Business Shoes

$47.63 ₱2,999

$40.59 PKR 11.2K

17.34%

1-bedroom Apartment, City Center (Monthly)

$280 ₱17.7K

$118 PKR 32.7K

137.70%

1-bedroom Apartment, Outside City Center (Monthly)

$343 ₱21.6K

$73.6 PKR 20.4K

366.02%

3-bedroom Apartment, City Center (Monthly)

$567 ₱35.7K

$357 PKR 98.9K

58.50%

3-bedroom Apartment, Outside City Center (Monthly)

$390 ₱24.6K

$188 PKR 52.0K

107.79%

Buy Apartment in City Center (m2)

$947 ₱59.6K

$1,060 PKR 293.4K

-10.67%

Buy Apartment Outside City Center (m2)

$1,014 ₱63.8K

$481 PKR 133.1K

110.85%

Average Monthly Net Salary (After Tax)

$183 PKR 50.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

13.21

-45.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panglao: October 11, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panglao

$343 42%

Karachi

$74 15.3% 78.5% $269

Groceries & Markets

Panglao

$183 22.3%

Karachi

$101 21% 44.6% $81

Monthly Utilities & Internet

Panglao

$90 11%

Karachi

$133 27.5% 46.9% $42

Eating Out

Panglao

$84 10.3%

Karachi

$61 12.7% 27.1% $23

Clothing & Footwear

Panglao

$75 9.2%

Karachi

$68 14.1% 9.4% $7

Sport & Entertainment

Panglao

$29 3.5%

Karachi

$30 6.2% 4.1% $1.2

Getting Around

Panglao

$14 1.7%

Karachi

$16 3.2% 9.8% $1.4

Cost Breakdown

A one-bedroom apartment in the center runs $280 in Panglao and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Panglao vs $13.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $183 vs $101 per month, with Karachi cheaper across the board.

Good to know

🇵🇭 Panglao

🇵🇰 Karachi

🕒 Local time

05:37 5:37 AM

02:37 2:37 AM

3 h behind Panglao

🌤 Weather

👥 Population

39,839

14,910,352

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of October 17, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Panglao Karachi 6,210 km ≈ 8 h nonstop flight

From you

Panglao
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panglao vs Karachi: Cost of Living - Frequently Asked Questions

Panglao and Karachi differ by about 70% in total monthly costs ($817 vs $482 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,226 in Panglao and $723 in Karachi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $280 in Panglao versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $817 per month in Panglao versus $482 in Karachi – a 70% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 13% less than in Panglao. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Panglao and Karachi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 70% less than in Panglao. Beyond cost, consider language, visa policies, and how big the international community is in each city.