Last update: Oct 2026

Cost of Living Comparison Between Panglao and Bangalore

For one person, living is cheaper in Bangalore: $552 a month against $817 in Panglao, rent and utilities included – about $3,200 less a year. Rent and utilities account for most of the difference.

40

Cost of Living Index in Panglao
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Panglao Living Index
27

Cost of Living Index in Bangalore
Learn more

Bangalore Living Index

Jump to prices

Panglao

🇵🇭 Philippines

$817

/mo nomad

Bangalore

🇮🇳 India

$552

/mo nomad

Monthly Cost of Living

How much you'll spend in Panglao and in Bangalore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panglao and in Bangalore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $817 in Panglao versus $552 in Bangalore.

Panglao $817
Bangalore $552

Estimated couple costs with rent: $1,137 in Panglao versus $936 in Bangalore.

Panglao $1,137
Bangalore $936

Monthly costs for a family of three with rent: $1,456 in Panglao versus $1,320 in Bangalore.

Panglao $1,456
Bangalore $1,320

Living in Panglao is roughly 48% more expensive than in Bangalore, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Panglao 39% lower, Bangalore 59% lower.

Meal at Budget Restaurant

$3.08 ₱194

$3.20 ₹304

-3.75%

Three-Course Dinner for Two, Mid-Range

$23.75 ₱1,495

$17.72 ₹1,683

34.03%

Fast Food Meal (McDonalds, etc)

$3.94 ₱248

$4.74 ₹451

-16.88%

Cappuccino

$2.27 ₱143

$2.24 ₹213

1.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$0.38 ₹36.16

321.05%

Water (0.33 liter bottle)

$0.53 ₱33.19

$0.13 ₹11.88

307.69%

Local Beer (0.5 liter draught)

$1.55 ₱97.6

$2.29 ₹217

-32.31%

Imported Beer (0.33 liter bottle)

$1.90 ₱119

$3.69 ₹351

-48.51%

Milk (1 liter)

$1.59 ₱100

$0.63 ₹60.1

152.38%

White Bread (500g)

$1.13 ₱70.9

$0.59 ₹55.6

91.53%

Rice (white) (1kg)

$0.94 ₱59.2

$0.81 ₹77.2

16.05%

Eggs

$1.79 ₱113

$1.12 ₹106

59.82%

Local Cheese (1kg)

$8.58 ₱540

$5.97 ₹567

43.72%

Chicken Fillets (1kg)

$4.61 ₱290

$3.75 ₹356

22.93%

Beef Round Steak (1kg)

$7.62 ₱480

Apples (1kg)

$1.92 ₱121

$2.80 ₹266

-31.43%

Banana (1kg)

$1.39 ₱87.5

$0.76 ₹72.6

82.89%

Oranges (1kg)

$1.87 ₱118

$1.18 ₹112

58.47%

Tomato (1kg)

$1.53 ₱96.1

$0.38 ₹36.11

302.63%

Potato (1kg)

$2.41 ₱152

$0.38 ₹35.71

534.21%

Onion (1kg)

$1.96 ₱123

$0.36 ₹34.08

444.44%

Lettuce (1 head)

$1.14 ₱71.8

$0.42 ₹40.06

171.43%

Water (1.5 liter bottle)

$0.47 ₱29.49

$0.32 ₹30.82

46.87%

Cigarettes 20 Pack (Marlboro, Camel)

$2.91 ₱183

$4.80 ₹456

-39.37%

Wine (Bottle)

$5.70 ₱359

$9.31 ₹884

-38.78%

Local Beer (0.5 liter bottle)

$0.79 ₱49.65

$1.95 ₹185

-59.49%

Imported Beer (0.33 liter bottle)

$1.56 ₱97.9

$3.00 ₹285

-48.00%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.37 ₹605

One-way Ticket (Public Transport)

$0.23 ₱14.60

$0.54 ₹50.9

-57.41%

Public Transport Monthly Pass (Regular Price)

$11.32 ₱713

$15.55 ₹1,477

-27.20%

Taxi Start (Normal Tariff)

$0.73 ₱46.14

$1.02 ₹97.2

-28.43%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.30 ₹28.63

-23.33%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱122

$2.04 ₹194

-4.90%

Gasoline (1 liter)

$0.90 ₱57.0

$1.10 ₹105

-18.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$12.5K ₹1.2M

69.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₱1.2M

$18.7K ₹1.8M

2.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.9 ₱3,711

$30.94 ₹2,938

90.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.75 ₱425

$4.10 ₹389

64.63%

Internet (50+ Mbps, Unlimited Data)

$24.52 ₱1,544

$10.39 ₹987

136.00%

Gym Membership (Monthly)

$20.96 ₱1,320

$18.87 ₹1,792

11.08%

Tennis Court (1 Hour on Weekend)

$4.71 ₱297

$5.79 ₹550

-18.65%

Cinema Ticket

$3.92 ₱247

$4.82 ₹457

-18.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 ₱8,504

$102 ₹9,658

32.80%

International Primary School, 1 Child (Yearly)

$7,988 ₱502.9K

$3,257 ₹309.3K

145.24%

Jeans (Levis 501 Or Similar)

$32.48 ₱2,045

$33.54 ₹3,185

-3.16%

Summer Dress (H&M, Zara, etc)

$19.59 ₱1,233

$30.76 ₹2,921

-36.31%

Sport Shoes (Adidas, Nike)

$66.4 ₱4,183

$52.7 ₹5,002

26.12%

Men's Leather Business Shoes

$47.63 ₱2,999

$40.37 ₹3,834

17.98%

1-bedroom Apartment, City Center (Monthly)

$280 ₱17.7K

$307 ₹29.1K

-8.52%

1-bedroom Apartment, Outside City Center (Monthly)

$343 ₱21.6K

$176 ₹16.7K

95.00%

3-bedroom Apartment, City Center (Monthly)

$567 ₱35.7K

$782 ₹74.2K

-27.52%

3-bedroom Apartment, Outside City Center (Monthly)

$390 ₱24.6K

$482 ₹45.8K

-19.03%

Buy Apartment in City Center (m2)

$947 ₱59.6K

$1,857 ₹176.3K

-49.00%

Buy Apartment Outside City Center (m2)

$1,014 ₱63.8K

$1,074 ₹102.0K

-5.62%

Average Monthly Net Salary (After Tax)

$940 ₹89.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.46

-14.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panglao: October 11, 2026

Last update for Bangalore: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panglao

$343 42%

Bangalore

$176 31.9% 48.7% $167

Groceries & Markets

Panglao

$183 22.3%

Bangalore

$124 22.4% 32.3% $59

Monthly Utilities & Internet

Panglao

$90 11%

Bangalore

$45 8.2% 49.6% $45

Eating Out

Panglao

$84 10.3%

Bangalore

$88 15.9% 4.6% $3.8

Clothing & Footwear

Panglao

$75 9.2%

Bangalore

$71 12.8% 5.3% $4

Sport & Entertainment

Panglao

$29 3.5%

Bangalore

$29 5.2% 1% $0.3

Getting Around

Panglao

$14 1.7%

Bangalore

$20 3.7% 43.2% $6.1

Cost Breakdown

A one-bedroom apartment in the center runs $280 in Panglao and $307 in Bangalore. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Panglao vs $18.00 in Bangalore for a mid-range dinner for two. Groceries echo the gap at $183 vs $124 per month, with Bangalore cheaper across the board.

Good to know

🇵🇭 Panglao

🇮🇳 Bangalore

🕒 Local time

06:08 6:08 AM

03:38 3:38 AM

2 h 30 min behind Panglao

🌤 Weather

👥 Population

39,839

8,495,492

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Panglao Bangalore 5,040 km ≈ 7 h nonstop flight

From you

Panglao
Bangalore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panglao vs Bangalore: Cost of Living - Frequently Asked Questions

Bangalore wins on cost – living expenses run 48% lower than in Panglao. Housing and daily spending are where you'll feel the difference most, making Bangalore the obvious pick if budget is a priority.

You'd need roughly $1,226 in Panglao and $828 in Bangalore to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $280 in Panglao versus $307 in Bangalore. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Bangalore runs roughly 37% less than in Panglao. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $135 in Panglao versus $102 in Bangalore. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $800 a month, though Bangalore gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Bangalore delivers better value – similar infrastructure at $552 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bangalore hard to pass up.

Safety-wise, Panglao and Bangalore are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bangalore gentler on the wallet – expenses run 48% less than in Panglao. Beyond cost, consider language, visa policies, and how big the international community is in each city.