Cost of Living Comparison Between Bandung and Panglao Cost of Living Comparison Between Bandung and Panglao

Monthly Cost of Living

Monthly costs for one person with rent: $640 in Bandung versus $828 in Panglao.

Estimated couple costs with rent: $943 in Bandung versus $1,232 in Panglao.

Monthly costs for a family of three with rent: $1,245 in Bandung versus $1,636 in Panglao.

Living in Bandung costs roughly 23% less than in Panglao, driven mainly by Eating Out.

Both cities sit below the global median: Bandung 52% lower, Panglao 38% lower.

Meal at Budget Restaurant

$1.26 Rp 21.6K

$4.55 ₱274

-72.31%

Three-Course Dinner for Two, Mid-Range

$8.98 Rp 154.3K

$12.21 ₱735

-26.45%

Fast Food Meal (McDonalds, etc)

$3.42 Rp 58.8K

$4.38 ₱264

-21.92%

Cappuccino

$1.46 Rp 25.1K

$2.55 ₱153

-42.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 Rp 8,540

$0.83 ₱50.2

-39.76%

Water (0.33 liter bottle)

$0.25 Rp 4,275

$0.26 ₱15.60

-3.85%

Local Beer (0.5 liter draught)

$3.28 Rp 56.5K

$1.48 ₱89.1

121.62%

Imported Beer (0.33 liter bottle)

$3.47 Rp 59.7K

$1.90 ₱114

82.63%

Milk (1 liter)

$1.17 Rp 20.0K

$1.68 ₱101

-30.36%

White Bread (500g)

$1.10 Rp 19.0K

$1.09 ₱65.6

0.92%

Rice (white) (1kg)

$0.95 Rp 16.3K

$1.04 ₱62.4

-8.65%

Eggs

$1.60 Rp 27.5K

$1.94 ₱117

-17.53%

Local Cheese (1kg)

$9.19 Rp 158.0K

$9.64 ₱580

-4.67%

Chicken Fillets (1kg)

$2.97 Rp 51.1K

$5.19 ₱312

-42.77%

Beef Round Steak (1kg)

$7.76 Rp 133.4K

$7.89 ₱475

-1.65%

Apples (1kg)

$2.31 Rp 39.8K

$2.10 ₱126

10.00%

Banana (1kg)

$1.34 Rp 22.9K

$1.45 ₱87.0

-7.59%

Oranges (1kg)

$1.63 Rp 28.0K

$2.09 ₱126

-22.01%

Tomato (1kg)

$1.55 Rp 26.6K

$1.99 ₱120

-22.11%

Potato (1kg)

$1.48 Rp 25.4K

$2.63 ₱158

-43.73%

Onion (1kg)

$2.69 Rp 46.2K

$2.47 ₱149

8.91%

Lettuce (1 head)

$0.90 Rp 15.5K

$1.00 ₱59.9

-10.00%

Water (1.5 liter bottle)

$0.43 Rp 7,337

$0.47 ₱28.13

-8.51%

Cigarettes 20 Pack (Marlboro, Camel)

$2.49 Rp 42.8K

$2.60 ₱157

-4.23%

Wine (Bottle)

$22.99 Rp 395.1K

$5.60 ₱337

310.54%

Local Beer (0.5 liter bottle)

$2.05 Rp 35.3K

$0.88 ₱53.1

132.95%

Imported Beer (0.33 liter bottle)

$3.48 Rp 59.9K

$1.75 ₱105

98.86%

One-way Ticket (Public Transport)

$0.30 Rp 5,114

$0.28 ₱16.96

7.14%

Public Transport Monthly Pass (Regular Price)

$10.35 Rp 177.9K

Taxi Start (Normal Tariff)

$0.72 Rp 12.4K

$0.81 ₱48.77

-11.11%

Taxi (Normal Tariff) (1km)

$0.77 Rp 13.2K

$0.23 ₱13.76

234.78%

Taxi 1hour Waiting (Normal Tariff)

$2.55 Rp 43.9K

$2.59 ₱156

-1.54%

Gasoline (1 liter)

$0.81 Rp 13.9K

$1.07 ₱64.3

-24.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K Rp 426.7M

$29.7K ₱1.8M

-16.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K Rp 449.3M

$27.8K ₱1.7M

-5.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$43.92 Rp 754.7K

$97.8 ₱5,886

-55.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 Rp 77.7K

$8.80 ₱530

-48.64%

Internet (50+ Mbps, Unlimited Data)

$22.32 Rp 383.6K

$26.51 ₱1,596

-15.81%

Gym Membership (Monthly)

$21.99 Rp 377.9K

$14.70 ₱885

49.59%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.3K

$4.31 ₱259

51.51%

Cinema Ticket

$3.04 Rp 52.2K

$4.34 ₱261

-29.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$94.8 Rp 1.6M

$231 ₱13.9K

-58.98%

International Primary School, 1 Child (Yearly)

$7,487 Rp 128.7M

$3,926 ₱236.3K

90.68%

Jeans (Levis 501 Or Similar)

$41.51 Rp 713.4K

$45.73 ₱2,752

-9.23%

Summer Dress (H&M, Zara, etc)

$30.42 Rp 522.7K

$22.72 ₱1,367

33.89%

Sport Shoes (Adidas, Nike)

$58.2 Rp 1.0M

$76.2 ₱4,586

-23.60%

Men's Leather Business Shoes

$65.6 Rp 1.1M

$53.6 ₱3,227

22.40%

1-bedroom Apartment, City Center (Monthly)

$237 Rp 4.1M

$330 ₱19.8K

-28.00%

1-bedroom Apartment, Outside City Center (Monthly)

$154 Rp 2.6M

$284 ₱17.1K

-45.73%

3-bedroom Apartment, City Center (Monthly)

$456 Rp 7.8M

$720 ₱43.3K

-36.62%

3-bedroom Apartment, Outside City Center (Monthly)

$245 Rp 4.2M

$497 ₱29.9K

-50.73%

Buy Apartment in City Center (m2)

$760 Rp 13.1M

$994 ₱59.8K

-23.59%

Buy Apartment Outside City Center (m2)

$323 Rp 5.6M

$871 ₱52.4K

-62.86%

Average Monthly Net Salary (After Tax)

$293 Rp 5.0M

$134 ₱8,038

119.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.15

14.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bandung: April 20, 2026

Last update for Panglao: April 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $237 in Bandung and $330 in Panglao. Housing cost is often the main lever when comparing two cities.

Bandung pays 120% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $9 in Bandung vs $12 in Panglao. Groceries flip the comparison at $214 vs $197, with Panglao cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bandung vs Panglao: Cost of Living - Frequently Asked Questions

Bandung wins on cost – living expenses run 29% lower than in Panglao. Housing and daily spending are where you'll feel the difference most, making Bandung the obvious pick if budget is a priority.

Bandung pays 120% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $237 in Bandung versus $330 in Panglao. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $94.8 in Bandung versus $231 in Panglao. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bandung – a meal for two runs $9.00 versus $12.00 in Panglao. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Bandung gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Bandung delivers better value – similar infrastructure at $640 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bandung hard to pass up.

Safety-wise, Bandung and Panglao are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bandung gentler on the wallet – expenses run 29% less than in Panglao. Beyond cost, consider language, visa policies, and how big the international community is in each city.