Cost of Living Comparison Between Bandung and Panglao Cost of Living Comparison Between Bandung and Panglao

Monthly Cost of Living

Monthly costs for one person with rent: $647 in Bandung versus $821 in Panglao.

Estimated couple costs with rent: $949 in Bandung versus $1,231 in Panglao.

Monthly costs for a family of three with rent: $1,251 in Bandung versus $1,641 in Panglao.

Living in Bandung costs roughly 21% less than in Panglao, driven mainly by Eating Out.

Both cities sit below the global median: Bandung 52% lower, Panglao 39% lower.

Meal at Budget Restaurant

$1.28 Rp 23.0K

$4.49 ₱277

-71.49%

Three-Course Dinner for Two, Mid-Range

$9.42 Rp 169.9K

$12.16 ₱751

-22.53%

Fast Food Meal (McDonalds, etc)

$3.43 Rp 61.9K

$4.32 ₱267

-20.60%

Cappuccino

$1.44 Rp 25.9K

$2.59 ₱160

-44.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 Rp 8,770

$0.83 ₱51.2

-40.96%

Water (0.33 liter bottle)

$0.25 Rp 4,479

$0.28 ₱17.40

-10.71%

Local Beer (0.5 liter draught)

$3.28 Rp 59.1K

$1.47 ₱90.8

123.13%

Imported Beer (0.33 liter bottle)

$3.57 Rp 64.4K

$1.86 ₱115

91.94%

Milk (1 liter)

$1.18 Rp 21.3K

$1.75 ₱108

-32.57%

White Bread (500g)

$1.07 Rp 19.4K

$1.09 ₱67.4

-1.83%

Rice (white) (1kg)

$0.94 Rp 17.0K

$1.09 ₱67.4

-13.76%

Eggs

$1.58 Rp 28.4K

$2.01 ₱124

-21.39%

Local Cheese (1kg)

$9.33 Rp 168.3K

$9.48 ₱585

-1.58%

Chicken Fillets (1kg)

$3.02 Rp 54.5K

$5.35 ₱330

-43.55%

Beef Round Steak (1kg)

$7.92 Rp 142.9K

$7.68 ₱474

3.13%

Apples (1kg)

$2.37 Rp 42.7K

$2.08 ₱129

13.94%

Banana (1kg)

$1.33 Rp 24.0K

$1.51 ₱93.0

-11.92%

Oranges (1kg)

$1.69 Rp 30.5K

$2.07 ₱128

-18.36%

Tomato (1kg)

$1.52 Rp 27.4K

$1.89 ₱117

-19.58%

Potato (1kg)

$1.48 Rp 26.7K

$2.67 ₱165

-44.57%

Onion (1kg)

$2.67 Rp 48.1K

$2.57 ₱158

3.89%

Lettuce (1 head)

$0.96 Rp 17.3K

$1.00 ₱61.9

-4.00%

Water (1.5 liter bottle)

$0.46 Rp 8,284

$0.47 ₱29.04

-2.13%

Cigarettes 20 Pack (Marlboro, Camel)

$2.57 Rp 46.3K

$2.59 ₱160

-0.77%

Wine (Bottle)

$22.35 Rp 403.1K

$5.34 ₱330

318.54%

Local Beer (0.5 liter bottle)

$2.10 Rp 37.8K

$0.88 ₱54.4

138.64%

Imported Beer (0.33 liter bottle)

$3.49 Rp 62.9K

$1.73 ₱107

101.73%

One-way Ticket (Public Transport)

$0.30 Rp 5,395

$0.26 ₱16.01

15.38%

Public Transport Monthly Pass (Regular Price)

$10.57 Rp 190.7K

Taxi Start (Normal Tariff)

$0.76 Rp 13.7K

$0.89 ₱54.8

-14.61%

Taxi (Normal Tariff) (1km)

$0.71 Rp 12.8K

$0.23 ₱14.18

208.70%

Taxi 1hour Waiting (Normal Tariff)

$2.59 Rp 46.7K

$2.60 ₱161

-0.38%

Gasoline (1 liter)

$0.81 Rp 14.5K

$1.08 ₱66.5

-25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 439.6M

$29.9K ₱1.8M

-18.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K Rp 476.2M

$27.0K ₱1.7M

-2.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$43.12 Rp 777.7K

$98.5 ₱6,079

-56.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 Rp 81.6K

$8.94 ₱552

-49.44%

Internet (50+ Mbps, Unlimited Data)

$22.94 Rp 413.8K

$27.02 ₱1,668

-15.10%

Gym Membership (Monthly)

$21.48 Rp 387.4K

$14.78 ₱912

45.33%

Tennis Court (1 Hour on Weekend)

$6.62 Rp 119.4K

$4.31 ₱266

53.60%

Cinema Ticket

$3.16 Rp 56.9K

$4.49 ₱277

-29.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$94.4 Rp 1.7M

$230 ₱14.2K

-58.93%

International Primary School, 1 Child (Yearly)

$7,577 Rp 136.6M

$3,876 ₱239.2K

95.48%

Jeans (Levis 501 Or Similar)

$41.84 Rp 754.7K

$46.05 ₱2,843

-9.14%

Summer Dress (H&M, Zara, etc)

$30.57 Rp 551.2K

$22.63 ₱1,397

35.09%

Sport Shoes (Adidas, Nike)

$59.2 Rp 1.1M

$75.6 ₱4,667

-21.66%

Men's Leather Business Shoes

$63.7 Rp 1.1M

$54.0 ₱3,330

18.12%

1-bedroom Apartment, City Center (Monthly)

$234 Rp 4.2M

$327 ₱20.2K

-28.28%

1-bedroom Apartment, Outside City Center (Monthly)

$156 Rp 2.8M

$280 ₱17.3K

-44.30%

3-bedroom Apartment, City Center (Monthly)

$447 Rp 8.1M

$704 ₱43.5K

-36.60%

3-bedroom Apartment, Outside City Center (Monthly)

$247 Rp 4.5M

$500 ₱30.8K

-50.59%

Buy Apartment in City Center (m2)

$723 Rp 13.0M

$960 ₱59.3K

-24.68%

Buy Apartment Outside City Center (m2)

$309 Rp 5.6M

$873 ₱53.9K

-64.64%

Average Monthly Net Salary (After Tax)

$284 Rp 5.1M

$131 ₱8,095

116.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.15

14.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bandung: June 2, 2026

Last update for Panglao: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $234 in Bandung and $327 in Panglao. Housing cost is often the main lever when comparing two cities.

Bandung pays 116% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $9.00 in Bandung vs $12.00 in Panglao. Groceries flip the comparison at $215 vs $198, with Panglao cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bandung vs Panglao: Cost of Living - Frequently Asked Questions

Bandung wins on cost – living expenses run 27% lower than in Panglao. Housing and daily spending are where you'll feel the difference most, making Bandung the obvious pick if budget is a priority.

Bandung pays 116% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $234 in Bandung versus $327 in Panglao. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $94.4 in Bandung versus $230 in Panglao. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bandung – a meal for two runs $9.00 versus $12.00 in Panglao. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Bandung gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Bandung delivers better value – similar infrastructure at $647 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bandung hard to pass up.

Safety-wise, Bandung and Panglao are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bandung gentler on the wallet – expenses run 27% less than in Panglao. Beyond cost, consider language, visa policies, and how big the international community is in each city.