Last update: Oct 2026

Cost of Living Comparison Between Bandung and Panglao

For one person, living is cheaper in Bandung: $623 a month against $812 in Panglao, rent and utilities included – about $2,300 less a year. Rent and utilities account for most of the difference.

30

Cost of Living Index in Bandung
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Bandung Living Index
39

Cost of Living Index in Panglao
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Panglao Living Index

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Bandung

🇮🇩 Indonesia

$623

/mo nomad

Panglao

🇵🇭 Philippines

$812

/mo nomad

Monthly Cost of Living

How much you'll spend in Bandung and in Panglao

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bandung and in Panglao actually costs, broken down by who's living it.

Monthly costs for one person with rent: $623 in Bandung versus $812 in Panglao.

Bandung $623
Panglao $812

Estimated couple costs with rent: $925 in Bandung versus $1,136 in Panglao.

Bandung $925
Panglao $1,136

Monthly costs for a family of three with rent: $1,226 in Bandung versus $1,459 in Panglao.

Bandung $1,226
Panglao $1,459

Living in Bandung costs roughly 23% less than in Panglao, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Bandung 54% lower, Panglao 40% lower.

Meal at Budget Restaurant

$1.40 Rp 25.4K

$4.01 ₱256

-65.09%

Three-Course Dinner for Two, Mid-Range

$13.70 Rp 249.1K

$23.88 ₱1,526

-42.63%

Fast Food Meal (McDonalds, etc)

$3.22 Rp 58.5K

$3.98 ₱254

-19.10%

Cappuccino

$1.48 Rp 26.8K

$2.14 ₱137

-30.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 Rp 7,780

$0.67 ₱42.53

-35.82%

Water (0.33 liter bottle)

$0.22 Rp 3,994

$0.49 ₱31.32

-55.10%

Local Beer (0.5 liter draught)

$3.10 Rp 56.4K

$1.58 ₱101

96.20%

Imported Beer (0.33 liter bottle)

$3.10 Rp 56.4K

$1.93 ₱123

60.62%

Milk (1 liter)

$1.11 Rp 20.1K

$1.59 ₱102

-30.19%

White Bread (500g)

$0.97 Rp 17.6K

$1.15 ₱73.2

-15.65%

Rice (white) (1kg)

$0.86 Rp 15.6K

$0.91 ₱58.0

-5.49%

Eggs

$1.41 Rp 25.6K

$1.76 ₱113

-19.89%

Local Cheese (1kg)

$6.94 Rp 126.1K

$8.47 ₱541

-18.06%

Chicken Fillets (1kg)

$2.92 Rp 53.1K

$4.38 ₱280

-33.33%

Beef Round Steak (1kg)

$7.93 Rp 144.1K

$7.47 ₱477

6.16%

Apples (1kg)

$2.22 Rp 40.4K

$1.90 ₱121

16.84%

Banana (1kg)

$1.05 Rp 19.0K

$1.31 ₱83.4

-19.85%

Oranges (1kg)

$1.46 Rp 26.5K

$1.83 ₱117

-20.22%

Tomato (1kg)

$0.89 Rp 16.2K

$1.46 ₱93.2

-39.04%

Potato (1kg)

$1.09 Rp 19.7K

$2.32 ₱148

-53.02%

Onion (1kg)

$1.94 Rp 35.2K

$1.94 ₱124

Lettuce (1 head)

$0.64 Rp 11.6K

$1.05 ₱67.1

-39.05%

Water (1.5 liter bottle)

$0.43 Rp 7,815

$0.48 ₱30.86

-10.42%

Cigarettes 20 Pack (Marlboro, Camel)

$2.56 Rp 46.6K

$2.74 ₱175

-6.57%

Wine (Bottle)

$22.37 Rp 406.6K

$5.84 ₱373

283.05%

Local Beer (0.5 liter bottle)

$1.89 Rp 34.4K

$0.77 ₱49.23

145.45%

Imported Beer (0.33 liter bottle)

$3.15 Rp 57.3K

$1.60 ₱102

96.87%

One-way Ticket (Public Transport)

$0.27 Rp 4,863

$0.23 ₱14.42

17.39%

Public Transport Monthly Pass (Regular Price)

$12.56 Rp 228.4K

$12.86 ₱822

-2.33%

Taxi Start (Normal Tariff)

$0.84 Rp 15.3K

$0.74 ₱47.51

13.51%

Taxi (Normal Tariff) (1km)

$0.54 Rp 9,737

$0.22 ₱14.08

145.45%

Taxi 1hour Waiting (Normal Tariff)

$2.32 Rp 42.2K

$1.90 ₱121

22.11%

Gasoline (1 liter)

$0.84 Rp 15.2K

$0.87 ₱55.9

-3.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K Rp 377.2M

$20.9K ₱1.3M

-0.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 585.8M

$18.9K ₱1.2M

70.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$33.56 Rp 609.9K

$59.5 ₱3,804

-43.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.22 Rp 76.8K

$6.58 ₱420

-35.87%

Internet (50+ Mbps, Unlimited Data)

$19.17 Rp 348.4K

$24.44 ₱1,562

-21.56%

Gym Membership (Monthly)

$16.35 Rp 297.2K

$20.44 ₱1,306

-20.01%

Tennis Court (1 Hour on Weekend)

$5.92 Rp 107.7K

$5.14 ₱328

15.18%

Cinema Ticket

$2.83 Rp 51.3K

$3.95 ₱252

-28.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$92.1 Rp 1.7M

$130 ₱8,300

-29.08%

International Primary School, 1 Child (Yearly)

$8,239 Rp 149.7M

$7,892 ₱504.3K

4.39%

Jeans (Levis 501 Or Similar)

$38.89 Rp 706.7K

$32.04 ₱2,047

21.38%

Summer Dress (H&M, Zara, etc)

$31.30 Rp 568.8K

$19.50 ₱1,246

60.51%

Sport Shoes (Adidas, Nike)

$74.7 Rp 1.4M

$65.3 ₱4,170

14.49%

Men's Leather Business Shoes

$69.3 Rp 1.3M

$47.78 ₱3,053

45.04%

1-bedroom Apartment, City Center (Monthly)

$208 Rp 3.8M

$270 ₱17.3K

-22.87%

1-bedroom Apartment, Outside City Center (Monthly)

$176 Rp 3.2M

$338 ₱21.6K

-48.02%

3-bedroom Apartment, City Center (Monthly)

$372 Rp 6.8M

$544 ₱34.8K

-31.64%

3-bedroom Apartment, Outside City Center (Monthly)

$264 Rp 4.8M

$392 ₱25.1K

-32.75%

Buy Apartment in City Center (m2)

$706 Rp 12.8M

$958 ₱61.2K

-26.33%

Buy Apartment Outside City Center (m2)

$298 Rp 5.4M

$1,130 ₱72.2K

-73.62%

Average Monthly Net Salary (After Tax)

$277 Rp 5.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

11.38

7.2

58.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bandung: October 26, 2026

Last update for Panglao: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Bandung

$192 30.8%

Panglao

$179 22.1% 6.7% $13

Accommodation & Living

Bandung

$176 28.2%

Panglao

$338 41.6% 92.4% $162

Clothing & Footwear

Bandung

$96 15.5%

Panglao

$74 9.1% 23.2% $22

Eating Out

Bandung

$63 10.1%

Panglao

$86 10.6% 36.9% $23

Monthly Utilities & Internet

Bandung

$57 9.1%

Panglao

$91 11.2% 59% $34

Sport & Entertainment

Bandung

$22 3.5%

Panglao

$28 3.5% 28.8% $6.3

Getting Around

Bandung

$17 2.8%

Panglao

$16 1.9% 9% $1.6

Cost Breakdown

A one-bedroom apartment in the center runs $208 in Bandung and $270 in Panglao. Housing cost is often the main lever when comparing two cities.

Dining out: $14 in Bandung vs $24 in Panglao. Groceries flip the comparison at $192 vs $179, with Panglao cheaper for home cooking.

Good to know

🇮🇩 Bandung

🇵🇭 Panglao

🕒 Local time

02:02 2:02 AM

03:02 3:02 AM

1 h ahead of Bandung

🌤 Weather

👥 Population

2,390,120

39,839

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bandung Panglao 2,560 km ≈ 3 h 45 min nonstop flight

From you

Bandung
Panglao

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bandung vs Panglao: Cost of Living - Frequently Asked Questions

Bandung wins on cost – living expenses run 23% lower than in Panglao. Housing and daily spending are where you’ll feel the difference most, making Bandung the obvious pick if budget is a priority.

You’d need roughly $934 in Bandung and $1,217 in Panglao to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $208 in Bandung versus $270 in Panglao. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $92 in Bandung versus $130 in Panglao. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bandung – a meal for two runs $14 versus $24 in Panglao. If you eat out regularly, this makes a real dent in your monthly spending.

At $623 in Bandung versus $812 in Panglao, a $800 budget is realistic in Bandung but tight or insufficient in Panglao. The gap between the two cities makes Bandung the clear choice for anyone on this budget.

For families, Bandung is more practical. Housing and childcare are both notably cheaper than in Panglao, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Bandung and Panglao are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.