Cost of Living Comparison Between Bandung and Panglao Cost of Living Comparison Between Bandung and Panglao

Monthly Cost of Living

Monthly costs for one person with rent: $651 in Bandung versus $819 in Panglao.

Estimated couple costs with rent: $951 in Bandung versus $1,133 in Panglao.

Monthly costs for a family of three with rent: $1,250 in Bandung versus $1,447 in Panglao.

Living in Bandung costs roughly 21% less than in Panglao, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Bandung 53% lower, Panglao 41% lower.

Meal at Budget Restaurant

$1.44 Rp 25.3K

$3.00 ₱188

-52.00%

Three-Course Dinner for Two, Mid-Range

$13.87 Rp 244.1K

$23.22 ₱1,456

-40.27%

Fast Food Meal (McDonalds, etc)

$3.35 Rp 59.0K

$3.95 ₱247

-15.19%

Cappuccino

$1.49 Rp 26.3K

$2.25 ₱141

-33.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 Rp 8,134

$0.63 ₱39.37

-26.98%

Water (0.33 liter bottle)

$0.23 Rp 4,032

$0.50 ₱31.16

-54.00%

Local Beer (0.5 liter draught)

$3.05 Rp 53.6K

$1.56 ₱97.7

95.51%

Imported Beer (0.33 liter bottle)

$3.06 Rp 53.9K

$1.97 ₱124

55.33%

Milk (1 liter)

$1.15 Rp 20.3K

$1.60 ₱100

-28.13%

White Bread (500g)

$1.00 Rp 17.6K

$1.16 ₱73.0

-13.79%

Rice (white) (1kg)

$0.83 Rp 14.5K

$0.92 ₱57.7

-9.78%

Eggs

$1.50 Rp 26.3K

$1.73 ₱108

-13.29%

Local Cheese (1kg)

$7.37 Rp 129.8K

$8.34 ₱523

-11.63%

Chicken Fillets (1kg)

$2.87 Rp 50.6K

$4.40 ₱276

-34.77%

Beef Round Steak (1kg)

$7.81 Rp 137.5K

$7.75 ₱486

0.77%

Apples (1kg)

$2.20 Rp 38.8K

$1.94 ₱122

13.40%

Banana (1kg)

$1.06 Rp 18.7K

$1.41 ₱88.3

-24.82%

Oranges (1kg)

$1.50 Rp 26.4K

$1.88 ₱118

-20.21%

Tomato (1kg)

$0.94 Rp 16.6K

$1.48 ₱92.7

-36.49%

Potato (1kg)

$1.11 Rp 19.5K

$2.38 ₱149

-53.36%

Onion (1kg)

$1.89 Rp 33.3K

$1.89 ₱119

Lettuce (1 head)

$0.71 Rp 12.4K

$1.21 ₱75.9

-41.32%

Water (1.5 liter bottle)

$0.44 Rp 7,660

$0.50 ₱31.23

-12.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.65 Rp 46.7K

$2.86 ₱179

-7.34%

Wine (Bottle)

$22.98 Rp 404.6K

$5.74 ₱360

300.35%

Local Beer (0.5 liter bottle)

$1.94 Rp 34.2K

$0.80 ₱49.95

142.50%

Imported Beer (0.33 liter bottle)

$3.33 Rp 58.6K

$1.59 ₱99.5

109.43%

One-way Ticket (Public Transport)

$0.29 Rp 5,159

$0.25 ₱15.51

16.00%

Public Transport Monthly Pass (Regular Price)

$9.69 Rp 170.5K

$11.03 ₱691

-12.15%

Taxi Start (Normal Tariff)

$0.83 Rp 14.6K

$0.74 ₱46.40

12.16%

Taxi (Normal Tariff) (1km)

$0.53 Rp 9,244

$0.21 ₱13.11

152.38%

Taxi 1hour Waiting (Normal Tariff)

$2.39 Rp 42.0K

$1.97 ₱123

21.32%

Gasoline (1 liter)

$0.84 Rp 14.8K

$0.90 ₱56.5

-6.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.9K Rp 385.2M

$21.2K ₱1.3M

3.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.1K Rp 512.4M

$19.2K ₱1.2M

51.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.81 Rp 612.8K

$61.3 ₱3,846

-43.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.37 Rp 77.0K

$6.71 ₱421

-34.87%

Internet (50+ Mbps, Unlimited Data)

$19.10 Rp 336.2K

$25.14 ₱1,576

-24.03%

Gym Membership (Monthly)

$18.97 Rp 334.1K

$21.41 ₱1,343

-11.40%

Tennis Court (1 Hour on Weekend)

$6.09 Rp 107.2K

$4.76 ₱298

27.94%

Cinema Ticket

$2.79 Rp 49.1K

$4.05 ₱254

-31.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$94.5 Rp 1.7M

$133 ₱8,319

-28.81%

International Primary School, 1 Child (Yearly)

$8,481 Rp 149.3M

$8,062 ₱505.4K

5.19%

Jeans (Levis 501 Or Similar)

$39.09 Rp 688.2K

$32.31 ₱2,025

20.98%

Summer Dress (H&M, Zara, etc)

$33.10 Rp 582.7K

$19.37 ₱1,214

70.88%

Sport Shoes (Adidas, Nike)

$77.3 Rp 1.4M

$67.4 ₱4,225

14.68%

Men's Leather Business Shoes

$71.8 Rp 1.3M

$55.4 ₱3,473

29.66%

1-bedroom Apartment, City Center (Monthly)

$218 Rp 3.8M

$283 ₱17.7K

-23.01%

1-bedroom Apartment, Outside City Center (Monthly)

$186 Rp 3.3M

$349 ₱21.8K

-46.51%

3-bedroom Apartment, City Center (Monthly)

$384 Rp 6.8M

$571 ₱35.8K

-32.77%

3-bedroom Apartment, Outside City Center (Monthly)

$266 Rp 4.7M

$405 ₱25.4K

-34.51%

Buy Apartment in City Center (m2)

$723 Rp 12.7M

$978 ₱61.3K

-26.15%

Buy Apartment Outside City Center (m2)

$312 Rp 5.5M

$863 ₱54.1K

-63.84%

Average Monthly Net Salary (After Tax)

$288 Rp 5.1M

20-Year Fixed Mortgage Interest Rate (Annual %)

11.38

7.2

58.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bandung: September 6, 2026

Last update for Panglao: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $218 in Bandung and $283 in Panglao. Housing cost is often the main lever when comparing two cities.

Dining out: $14.00 in Bandung vs $23.00 in Panglao. Groceries flip the comparison at $196 vs $182, with Panglao cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bandung vs Panglao: Cost of Living - Frequently Asked Questions

Bandung wins on cost – living expenses run 26% lower than in Panglao. Housing and daily spending are where you'll feel the difference most, making Bandung the obvious pick if budget is a priority.

You'd need roughly $976 in Bandung and $1,229 in Panglao to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $218 in Bandung versus $283 in Panglao. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Panglao pay roughly 8% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Bandung – a meal for two runs $14.00 versus $23.00 in Panglao. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Bandung gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Bandung delivers better value – similar infrastructure at $651 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bandung hard to pass up.

Safety-wise, Bandung and Panglao are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bandung gentler on the wallet – expenses run 26% less than in Panglao. Beyond cost, consider language, visa policies, and how big the international community is in each city.