Last update: Nov 2026

Cost of Living Comparison Between Panglao and Baguio

For one person, living is cheaper in Baguio: $734 a month against $795 in Panglao, rent and utilities included – about $730 less a year. Higher rent and utilities in Panglao outweigh lower spending on other living expenses.

38

Cost of Living Index in Panglao
Learn more

Panglao Living Index
35

Cost of Living Index in Baguio
Learn more

Baguio Living Index

Jump to prices

Panglao

🇵🇭 Philippines

$795

/mo nomad

Baguio

🇵🇭 Philippines

$734

/mo nomad

Monthly Cost of Living

How much you'll spend in Panglao and in Baguio

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panglao and in Baguio actually costs, broken down by who's living it.

Monthly costs for one person with rent: $795 in Panglao versus $734 in Baguio.

Panglao $795
Baguio $734

Estimated couple costs with rent: $1,113 in Panglao versus $1,206 in Baguio.

Panglao $1,113
Baguio $1,206

Monthly costs for a family of three with rent: $1,431 in Panglao versus $1,677 in Baguio.

Panglao $1,431
Baguio $1,677

Living in Panglao is roughly 8% more expensive than in Baguio, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Panglao 41% lower, Baguio 46% lower.

Meal at Budget Restaurant

$3.89 ₱245

$3.10 ₱195

25.48%

Three-Course Dinner for Two, Mid-Range

$23.45 ₱1,476

$23.95 ₱1,507

-2.09%

Fast Food Meal (McDonalds, etc)

$3.93 ₱247

$2.71 ₱171

45.02%

Cappuccino

$2.14 ₱135

$1.69 ₱106

26.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₱43.43

$0.67 ₱42.28

2.99%

Water (0.33 liter bottle)

$0.47 ₱29.58

$0.39 ₱24.30

20.51%

Local Beer (0.5 liter draught)

$1.54 ₱96.8

$1.14 ₱71.7

35.09%

Imported Beer (0.33 liter bottle)

$1.84 ₱116

$1.91 ₱120

-3.66%

Milk (1 liter)

$1.58 ₱99.4

$1.78 ₱112

-11.24%

White Bread (500g)

$1.09 ₱68.7

$0.88 ₱55.2

23.86%

Rice (white) (1kg)

$0.92 ₱58.0

$0.97 ₱60.8

-5.15%

Eggs

$1.69 ₱106

$1.83 ₱115

-7.65%

Local Cheese (1kg)

$4.73 ₱298

$4.75 ₱299

-0.42%

Chicken Fillets (1kg)

$4.52 ₱284

$3.22 ₱203

40.37%

Beef Round Steak (1kg)

$7.65 ₱482

$7.01 ₱441

9.13%

Apples (1kg)

$1.90 ₱120

$2.58 ₱163

-26.36%

Banana (1kg)

$1.31 ₱82.7

$2.13 ₱134

-38.50%

Oranges (1kg)

$1.94 ₱122

$2.79 ₱175

-30.47%

Tomato (1kg)

$1.49 ₱94.0

$0.92 ₱57.6

61.96%

Potato (1kg)

$2.30 ₱145

$1.39 ₱87.5

65.47%

Onion (1kg)

$1.89 ₱119

$1.37 ₱86.1

37.96%

Lettuce (1 head)

$1.07 ₱67.3

$0.65 ₱41.05

64.62%

Water (1.5 liter bottle)

$0.46 ₱28.64

$0.35 ₱22.05

31.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$2.81 ₱177

2.85%

Wine (Bottle)

$5.73 ₱360

$6.99 ₱440

-18.03%

Local Beer (0.5 liter bottle)

$0.80 ₱50.1

$0.77 ₱48.43

3.90%

Imported Beer (0.33 liter bottle)

$1.55 ₱97.4

$2.98 ₱188

-47.99%

One-way Ticket (Public Transport)

$0.22 ₱13.78

$0.25 ₱15.84

-12.00%

Public Transport Monthly Pass (Regular Price)

$12.47 ₱785

$14.49 ₱912

-13.94%

Taxi Start (Normal Tariff)

$0.74 ₱46.38

$1.00 ₱63.2

-26.00%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.88

$0.22 ₱13.87

Taxi 1hour Waiting (Normal Tariff)

$1.85 ₱117

$1.86 ₱117

-0.54%

Gasoline (1 liter)

$0.94 ₱59.2

$1.30 ₱82.0

-27.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$20.8K ₱1.3M

1.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$19.0K ₱1.2M

0.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.2 ₱3,665

$94.4 ₱5,943

-38.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.53 ₱411

$16.64 ₱1,047

-60.76%

Internet (50+ Mbps, Unlimited Data)

$23.87 ₱1,502

$30.88 ₱1,944

-22.70%

Gym Membership (Monthly)

$20.83 ₱1,311

$27.58 ₱1,736

-24.47%

Tennis Court (1 Hour on Weekend)

$5.16 ₱325

$7.74 ₱487

-33.33%

Cinema Ticket

$3.92 ₱247

$4.72 ₱297

-16.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 ₱8,314

$1,019 ₱64.1K

-87.04%

International Primary School, 1 Child (Yearly)

$7,973 ₱501.9K

$5,258 ₱331.0K

51.66%

Jeans (Levis 501 Or Similar)

$32.20 ₱2,027

$49.98 ₱3,146

-35.57%

Summer Dress (H&M, Zara, etc)

$19.54 ₱1,230

$37.84 ₱2,382

-48.36%

Sport Shoes (Adidas, Nike)

$66.0 ₱4,153

$71.8 ₱4,521

-8.14%

Men's Leather Business Shoes

$46.55 ₱2,930

$79.8 ₱5,021

-41.64%

1-bedroom Apartment, City Center (Monthly)

$279 ₱17.5K

$387 ₱24.3K

-27.91%

1-bedroom Apartment, Outside City Center (Monthly)

$336 ₱21.1K

$195 ₱12.3K

72.27%

3-bedroom Apartment, City Center (Monthly)

$541 ₱34.0K

$1,031 ₱64.9K

-47.56%

3-bedroom Apartment, Outside City Center (Monthly)

$396 ₱25.0K

$513 ₱32.3K

-22.66%

Buy Apartment in City Center (m2)

$933 ₱58.7K

$4,025 ₱253.4K

-76.83%

Buy Apartment Outside City Center (m2)

$1,091 ₱68.6K

$1,526 ₱96.1K

-28.53%

Average Monthly Net Salary (After Tax)

$180 ₱11.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panglao: November 2, 2026

Last update for Baguio: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panglao

$336 42.2%

Baguio

$195 26.6% 42% $141

Groceries & Markets

Panglao

$168 21.2%

Baguio

$168 22.9% 0.2% $0.4

Monthly Utilities & Internet

Panglao

$89 11.1%

Baguio

$142 19.3% 60.2% $53

Eating Out

Panglao

$85 10.6%

Baguio

$67 9.1% 20.9% $18

Clothing & Footwear

Panglao

$74 9.3%

Baguio

$108 14.7% 45.8% $34

Sport & Entertainment

Panglao

$29 3.6%

Baguio

$37 5% 29% $8.3

Getting Around

Panglao

$15 1.9%

Baguio

$18 2.4% 15.9% $2.4

Cost Breakdown

A one-bedroom apartment in the center runs $279 in Panglao and $387 in Baguio. Housing cost is often the main lever when comparing two cities.

Dining out: $23 in Panglao vs $24 in Baguio for a mid-range dinner for two. Groceries echo the gap at $168 vs $168 per month, with Panglao cheaper across the board.

Good to know

🇵🇭 Panglao

🇵🇭 Baguio

🕒 Local time

07:38 7:38 AM

Same time as Panglao

🌤 Weather

👥 Population

39,839

366,358

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Panglao Baguio 830 km ≈ 1 h 30 min nonstop flight

From you

Panglao
Baguio

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panglao vs Baguio: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 8% lower than in Panglao. Housing and daily spending are where you’ll feel the difference most, making Baguio the obvious pick if budget is a priority.

You’d need roughly $1,193 in Panglao and $1,102 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $279 in Panglao versus $387 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Panglao runs roughly 14% less than in Baguio. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $795 per month in Panglao versus $734 in Baguio – Baguio is about 8% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Panglao and Baguio are both considered safe, so it’s unlikely to be the deciding factor between them.