Last update: Oct 2026

Cost of Living Comparison Between Pangasinan and Baguio

For one person, living is cheaper in Baguio: $737 a month against $778 in Pangasinan, rent and utilities included – about $490 less a year. The total is higher in Pangasinan despite lower rent and utilities.

37

Cost of Living Index in Pangasinan
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Pangasinan Living Index
36

Cost of Living Index in Baguio
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Baguio Living Index

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Pangasinan

🇵🇭 Philippines

$778

/mo nomad

Baguio

🇵🇭 Philippines

$737

/mo nomad

Monthly Cost of Living

How much you'll spend in Pangasinan and in Baguio

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pangasinan and in Baguio actually costs, broken down by who's living it.

Monthly costs for one person with rent: $778 in Pangasinan versus $737 in Baguio.

Pangasinan $778
Baguio $737

Estimated couple costs with rent: $1,151 in Pangasinan versus $1,148 in Baguio.

Pangasinan $1,151
Baguio $1,148

Monthly costs for a family of three with rent: $1,523 in Pangasinan versus $1,558 in Baguio.

Pangasinan $1,523
Baguio $1,558

Living in Pangasinan is roughly 6% more expensive than in Baguio, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Pangasinan 43% lower, Baguio 46% lower.

Meal at Budget Restaurant

$1.19 ₱76.1

$3.92 ₱251

-69.64%

Three-Course Dinner for Two, Mid-Range

$13.19 ₱844

$16.66 ₱1,066

-20.83%

Fast Food Meal (McDonalds, etc)

$3.96 ₱253

$2.73 ₱175

45.05%

Cappuccino

$2.63 ₱169

$1.80 ₱115

46.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 ₱71.0

$0.55 ₱35.26

101.82%

Water (0.33 liter bottle)

$0.49 ₱31.61

$0.33 ₱21.31

48.48%

Local Beer (0.5 liter draught)

$0.82 ₱52.4

$0.99 ₱63.7

-17.17%

Imported Beer (0.33 liter bottle)

$3.09 ₱197

$1.54 ₱98.3

100.65%

Milk (1 liter)

$1.12 ₱71.5

$1.59 ₱102

-29.56%

White Bread (500g)

$0.75 ₱48.26

$1.14 ₱73.2

-34.21%

Rice (white) (1kg)

$0.73 ₱46.44

$0.97 ₱61.8

-24.74%

Eggs

$2.44 ₱156

$1.99 ₱127

22.61%

Local Cheese (1kg)

$7.12 ₱456

$5.11 ₱327

39.33%

Chicken Fillets (1kg)

$4.70 ₱301

$3.27 ₱209

43.73%

Beef Round Steak (1kg)

$6.96 ₱446

$7.63 ₱488

-8.78%

Apples (1kg)

$2.31 ₱148

$2.19 ₱140

5.48%

Banana (1kg)

$1.97 ₱126

$1.55 ₱99.5

27.10%

Oranges (1kg)

$3.19 ₱204

$2.26 ₱144

41.15%

Tomato (1kg)

$2.28 ₱146

$1.02 ₱65.2

123.53%

Potato (1kg)

$3.44 ₱220

$1.73 ₱110

98.84%

Onion (1kg)

$3.36 ₱215

$1.69 ₱108

98.82%

Lettuce (1 head)

$1.09 ₱69.9

$0.65 ₱41.31

67.69%

Water (1.5 liter bottle)

$0.57 ₱36.17

$0.51 ₱32.80

11.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.55 ₱163

$2.94 ₱188

-13.27%

Wine (Bottle)

$8.00 ₱512

$8.50 ₱544

-5.88%

Local Beer (0.5 liter bottle)

$1.36 ₱87.2

$0.95 ₱60.6

43.16%

Imported Beer (0.33 liter bottle)

$2.03 ₱130

$2.05 ₱131

-0.98%

One-way Ticket (Public Transport)

$0.20 ₱12.97

$0.22 ₱14.08

-9.09%

Public Transport Monthly Pass (Regular Price)

$13.34 ₱853

$12.90 ₱826

3.41%

Taxi Start (Normal Tariff)

$0.64 ₱41.15

$0.81 ₱52.0

-20.99%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.76

$0.24 ₱15.42

-4.17%

Taxi 1hour Waiting (Normal Tariff)

$1.92 ₱123

$1.90 ₱122

1.05%

Gasoline (1 liter)

$0.94 ₱59.9

$1.19 ₱76.3

-21.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K ₱1.3M

$21.3K ₱1.4M

-2.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$18.8K ₱1.2M

2.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$154 ₱9,884

$136 ₱8,698

13.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.59 ₱998

$17.08 ₱1,093

-8.72%

Internet (50+ Mbps, Unlimited Data)

$32.21 ₱2,061

$23.01 ₱1,472

39.98%

Gym Membership (Monthly)

$28.13 ₱1,800

$20.76 ₱1,328

35.50%

Tennis Court (1 Hour on Weekend)

$5.63 ₱361

$5.23 ₱335

7.65%

Cinema Ticket

$6.85 ₱439

$5.03 ₱322

36.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$128 ₱8,193

$132 ₱8,478

-3.36%

International Primary School, 1 Child (Yearly)

$7,285 ₱466.2K

$10.6K ₱675.2K

-30.95%

Jeans (Levis 501 Or Similar)

$32.75 ₱2,096

$28.91 ₱1,850

13.28%

Summer Dress (H&M, Zara, etc)

$19.52 ₱1,249

$19.53 ₱1,250

-0.05%

Sport Shoes (Adidas, Nike)

$79.3 ₱5,075

$71.5 ₱4,576

10.91%

Men's Leather Business Shoes

$55.5 ₱3,553

$54.9 ₱3,512

1.15%

1-bedroom Apartment, City Center (Monthly)

$245 ₱15.7K

$393 ₱25.2K

-37.75%

1-bedroom Apartment, Outside City Center (Monthly)

$165 ₱10.5K

$192 ₱12.3K

-14.41%

3-bedroom Apartment, City Center (Monthly)

$447 ₱28.6K

$819 ₱52.4K

-45.49%

3-bedroom Apartment, Outside City Center (Monthly)

$328 ₱21.0K

$463 ₱29.6K

-29.00%

Buy Apartment in City Center (m2)

$2,968 ₱190.0K

$3,156 ₱201.9K

-5.94%

Buy Apartment Outside City Center (m2)

$1,164 ₱74.5K

$1,526 ₱97.6K

-23.72%

Average Monthly Net Salary (After Tax)

$179 ₱11.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

6.75

11.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pangasinan: October 24, 2026

Last update for Baguio: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Pangasinan

$202 26%

Baguio

$176 23.9% 13% $26

Groceries & Markets

Pangasinan

$200 25.7%

Baguio

$171 23.2% 14.3% $28

Accommodation & Living

Pangasinan

$165 21.2%

Baguio

$192 26.1% 16.8% $28

Clothing & Footwear

Pangasinan

$84 10.8%

Baguio

$79 10.7% 6.6% $5.5

Eating Out

Pangasinan

$70 9%

Baguio

$73 9.9% 4.4% $3.1

Sport & Entertainment

Pangasinan

$42 5.4%

Baguio

$31 4.2% 26.3% $11

Getting Around

Pangasinan

$16 2.1%

Baguio

$16 2.1% 0.9% $0.1

Cost Breakdown

A one-bedroom apartment in the center runs $245 in Pangasinan and $393 in Baguio. Housing cost is often the main lever when comparing two cities.

Dining out: $13 in Pangasinan vs $17 in Baguio. Groceries flip the comparison at $200 vs $171, with Baguio cheaper for home cooking.

Good to know

🇵🇭 Pangasinan

🇵🇭 Baguio

🕒 Local time

16:45 4:45 PM

Same time as Pangasinan

🌤 Weather

👥 Population

3,188,540

366,358

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Pangasinan Baguio 62 km

From you

Pangasinan
Baguio

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pangasinan vs Baguio: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 5% lower than in Pangasinan. Housing and daily spending are where you’ll feel the difference most, making Baguio the obvious pick if budget is a priority.

You’d need roughly $1,167 in Pangasinan and $1,106 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $245 in Pangasinan versus $393 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $778 per month in Pangasinan versus $737 in Baguio – Baguio is about 5% cheaper, which adds up to real savings over time.

A monthly transit pass in Baguio runs roughly 3% less than in Pangasinan. The price difference matters if you commute daily and watch your budget.