Last update: Oct 2026

Cost of Living Comparison Between Baguio and Pangasinan

For one person, living is cheaper in Baguio: $737 a month against $778 in Pangasinan, rent and utilities included – about $490 less a year. The total is higher in Pangasinan despite lower rent and utilities.

36

Cost of Living Index in Baguio
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Baguio Living Index
37

Cost of Living Index in Pangasinan
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Pangasinan Living Index

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Baguio

🇵🇭 Philippines

$737

/mo nomad

Pangasinan

🇵🇭 Philippines

$778

/mo nomad

Monthly Cost of Living

How much you'll spend in Baguio and in Pangasinan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baguio and in Pangasinan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $737 in Baguio versus $778 in Pangasinan.

Baguio $737
Pangasinan $778

Estimated couple costs with rent: $1,148 in Baguio versus $1,151 in Pangasinan.

Baguio $1,148
Pangasinan $1,151

Monthly costs for a family of three with rent: $1,558 in Baguio versus $1,523 in Pangasinan.

Baguio $1,558
Pangasinan $1,523

Living in Baguio costs roughly 5% less than in Pangasinan, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Baguio 46% lower, Pangasinan 43% lower.

Meal at Budget Restaurant

$3.92 ₱250

$1.19 ₱75.9

229.41%

Three-Course Dinner for Two, Mid-Range

$16.66 ₱1,063

$13.19 ₱842

26.31%

Fast Food Meal (McDonalds, etc)

$2.73 ₱174

$3.96 ₱252

-31.06%

Cappuccino

$1.80 ₱115

$2.63 ₱168

-31.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.55 ₱35.16

$1.11 ₱70.8

-50.45%

Water (0.33 liter bottle)

$0.33 ₱21.25

$0.49 ₱31.52

-32.65%

Local Beer (0.5 liter draught)

$0.99 ₱63.5

$0.82 ₱52.2

20.73%

Imported Beer (0.33 liter bottle)

$1.54 ₱98.0

$3.09 ₱197

-50.16%

Milk (1 liter)

$1.59 ₱101

$1.12 ₱71.3

41.96%

White Bread (500g)

$1.14 ₱73.0

$0.75 ₱48.12

52.00%

Rice (white) (1kg)

$0.97 ₱61.6

$0.73 ₱46.30

32.88%

Eggs

$1.99 ₱127

$2.44 ₱155

-18.44%

Local Cheese (1kg)

$5.11 ₱326

$7.12 ₱454

-28.23%

Chicken Fillets (1kg)

$3.27 ₱209

$4.70 ₱300

-30.43%

Beef Round Steak (1kg)

$7.63 ₱487

$6.96 ₱444

9.63%

Apples (1kg)

$2.19 ₱140

$2.31 ₱148

-5.19%

Banana (1kg)

$1.55 ₱99.2

$1.97 ₱126

-21.32%

Oranges (1kg)

$2.26 ₱144

$3.19 ₱203

-29.15%

Tomato (1kg)

$1.02 ₱65.0

$2.28 ₱145

-55.26%

Potato (1kg)

$1.73 ₱110

$3.44 ₱220

-49.71%

Onion (1kg)

$1.69 ₱108

$3.36 ₱214

-49.70%

Lettuce (1 head)

$0.65 ₱41.19

$1.09 ₱69.7

-40.37%

Water (1.5 liter bottle)

$0.51 ₱32.70

$0.57 ₱36.06

-10.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.94 ₱188

$2.55 ₱163

15.29%

Wine (Bottle)

$8.50 ₱542

$8.00 ₱510

6.25%

Local Beer (0.5 liter bottle)

$0.95 ₱60.4

$1.36 ₱87.0

-30.15%

Imported Beer (0.33 liter bottle)

$2.05 ₱131

$2.03 ₱129

0.99%

One-way Ticket (Public Transport)

$0.22 ₱14.03

$0.20 ₱12.94

10.00%

Public Transport Monthly Pass (Regular Price)

$12.90 ₱823

$13.34 ₱851

-3.30%

Taxi Start (Normal Tariff)

$0.81 ₱51.8

$0.64 ₱41.03

26.56%

Taxi (Normal Tariff) (1km)

$0.24 ₱15.37

$0.23 ₱14.72

4.35%

Taxi 1hour Waiting (Normal Tariff)

$1.90 ₱121

$1.92 ₱122

-1.04%

Gasoline (1 liter)

$1.19 ₱76.1

$0.94 ₱59.7

26.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ₱1.4M

$20.7K ₱1.3M

2.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.8K ₱1.2M

$19.3K ₱1.2M

-2.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 ₱8,672

$154 ₱9,855

-12.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.08 ₱1,090

$15.59 ₱995

9.56%

Internet (50+ Mbps, Unlimited Data)

$23.01 ₱1,468

$32.21 ₱2,055

-28.56%

Gym Membership (Monthly)

$20.76 ₱1,325

$28.13 ₱1,795

-26.20%

Tennis Court (1 Hour on Weekend)

$5.23 ₱334

$5.63 ₱359

-7.10%

Cinema Ticket

$5.03 ₱321

$6.85 ₱437

-26.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 ₱8,454

$128 ₱8,169

3.48%

International Primary School, 1 Child (Yearly)

$10.6K ₱673.2K

$7,285 ₱464.9K

44.83%

Jeans (Levis 501 Or Similar)

$28.91 ₱1,845

$32.75 ₱2,090

-11.73%

Summer Dress (H&M, Zara, etc)

$19.53 ₱1,246

$19.52 ₱1,246

0.05%

Sport Shoes (Adidas, Nike)

$71.5 ₱4,562

$79.3 ₱5,060

-9.84%

Men's Leather Business Shoes

$54.9 ₱3,502

$55.5 ₱3,543

-1.13%

1-bedroom Apartment, City Center (Monthly)

$393 ₱25.1K

$245 ₱15.6K

60.63%

1-bedroom Apartment, Outside City Center (Monthly)

$192 ₱12.3K

$165 ₱10.5K

16.83%

3-bedroom Apartment, City Center (Monthly)

$819 ₱52.3K

$447 ₱28.5K

83.44%

3-bedroom Apartment, Outside City Center (Monthly)

$463 ₱29.5K

$328 ₱21.0K

40.84%

Buy Apartment in City Center (m2)

$3,156 ₱201.4K

$2,968 ₱189.4K

6.32%

Buy Apartment Outside City Center (m2)

$1,526 ₱97.4K

$1,164 ₱74.3K

31.09%

Average Monthly Net Salary (After Tax)

$179 ₱11.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

7.5

-10.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: October 25, 2026

Last update for Pangasinan: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Baguio

$192 26.1%

Pangasinan

$165 21.2% 14.4% $28

Monthly Utilities & Internet

Baguio

$176 23.9%

Pangasinan

$202 26% 14.9% $26

Groceries & Markets

Baguio

$171 23.2%

Pangasinan

$200 25.7% 16.6% $28

Clothing & Footwear

Baguio

$79 10.7%

Pangasinan

$84 10.8% 7% $5.5

Eating Out

Baguio

$73 9.9%

Pangasinan

$70 9% 4.2% $3.1

Sport & Entertainment

Baguio

$31 4.2%

Pangasinan

$42 5.4% 35.7% $11

Getting Around

Baguio

$16 2.1%

Pangasinan

$16 2.1% 0.9% $0.1

Cost Breakdown

A one-bedroom apartment in the center runs $393 in Baguio and $245 in Pangasinan. Housing cost is often the main lever when comparing two cities.

Dining out: $17 in Baguio vs $13 in Pangasinan. Groceries flip the comparison at $171 vs $200, with Baguio cheaper for home cooking.

Good to know

🇵🇭 Baguio

🇵🇭 Pangasinan

🕒 Local time

06:49 6:49 AM

Same time as Baguio

🌤 Weather

👥 Population

366,358

3,188,540

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

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Between locations

Baguio Pangasinan 62 km

From you

Baguio
Pangasinan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Pangasinan: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 5% lower than in Pangasinan. Housing and daily spending are where you’ll feel the difference most, making Baguio the obvious pick if budget is a priority.

You’d need roughly $1,106 in Baguio and $1,167 in Pangasinan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $393 in Baguio versus $245 in Pangasinan. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $737 per month in Baguio versus $778 in Pangasinan – Baguio is about 5% cheaper, which adds up to real savings over time.

A monthly transit pass in Baguio runs roughly 3% less than in Pangasinan. The price difference matters if you commute daily and watch your budget.