Cost of Living Comparison Between Panama City, FL and Tbilisi Cost of Living Comparison Between Panama City, FL and Tbilisi

Monthly Cost of Living

Monthly costs for one person with rent: $2,737 in Panama City, FL versus $1,209 in Tbilisi.

Estimated couple costs with rent: $3,627 in Panama City, FL versus $1,867 in Tbilisi.

Monthly costs for a family of three with rent: $4,517 in Panama City, FL versus $2,526 in Tbilisi.

Living in Panama City, FL is roughly 126% more expensive than Tbilisi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Panama City, FL is 104% above, Tbilisi is 10% below.

Meal at Budget Restaurant

$18.49 $18.49

$10.80 ₾28.70

71.20%

Three-Course Dinner for Two, Mid-Range

$54.2 $54.2

$43.18 ₾115

25.43%

Fast Food Meal (McDonalds, etc)

$10.68 $10.68

$8.29 ₾22.03

28.83%

Cappuccino

$4.94 $4.94

$3.00 ₾7.96

64.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 $2.70

$0.82 ₾2.17

229.27%

Water (0.33 liter bottle)

$2.16 $2.16

$0.46 ₾1.21

369.57%

Local Beer (0.5 liter draught)

$4.87 $4.87

$2.23 ₾5.93

118.39%

Imported Beer (0.33 liter bottle)

$6.63 $6.63

$2.92 ₾7.75

127.05%

Milk (1 liter)

$0.94 $0.94

$1.93 ₾5.11

-51.30%

White Bread (500g)

$3.20 $3.20

$0.68 ₾1.81

370.59%

Rice (white) (1kg)

$2.49 $2.49

$1.88 ₾4.99

32.45%

Eggs

$3.28 $3.28

$2.54 ₾6.73

29.13%

Local Cheese (1kg)

$10.54 $10.54

$7.42 ₾19.70

42.05%

Chicken Fillets (1kg)

$11.49 $11.49

$6.19 ₾16.43

85.62%

Beef Round Steak (1kg)

$15.28 $15.28

$9.36 ₾24.86

63.25%

Apples (1kg)

$3.44 $3.44

$1.22 ₾3.25

181.97%

Banana (1kg)

$1.57 $1.57

$1.66 ₾4.40

-5.42%

Oranges (1kg)

$2.96 $2.96

$1.80 ₾4.78

64.44%

Tomato (1kg)

$4.13 $4.13

$2.24 ₾5.96

84.37%

Potato (1kg)

$3.06 $3.06

$0.71 ₾1.89

330.99%

Onion (1kg)

$2.85 $2.85

$0.67 ₾1.79

325.37%

Lettuce (1 head)

$2.05 $2.05

$1.18 ₾3.13

73.73%

Water (1.5 liter bottle)

$1.99 $1.99

$0.66 ₾1.76

201.52%

Cigarettes 20 Pack (Marlboro, Camel)

$8.11 $8.11

$2.98 ₾7.91

172.15%

Wine (Bottle)

$13.63 $13.63

$7.61 ₾20.21

79.11%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$1.54 ₾4.08

13.64%

Imported Beer (0.33 liter bottle)

$3.09 $3.09

$2.25 ₾5.98

37.33%

One-way Ticket (Public Transport)

$1.53 $1.53

$0.36 ₾0.95

325.00%

Public Transport Monthly Pass (Regular Price)

$136 $136

$14.44 ₾38.36

844.88%

Taxi Start (Normal Tariff)

$2.52 $2.52

$1.49 ₾3.96

69.13%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$0.68 ₾1.82

130.88%

Taxi 1hour Waiting (Normal Tariff)

$25.51 $25.51

$7.23 ₾19.19

252.84%

Gasoline (1 liter)

$0.82 $0.82

$1.14 ₾3.04

-28.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.7K $22.7K

$18.5K ₾49.0K

22.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$20.0K ₾53.0K

24.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 $218

$73.7 ₾196

195.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.26 $43.26

$11.64 ₾30.91

271.65%

Internet (50+ Mbps, Unlimited Data)

$65.7 $65.7

$17.84 ₾47.39

268.16%

Gym Membership (Monthly)

$40.22 $40.22

$60.1 ₾160

-33.11%

Tennis Court (1 Hour on Weekend)

$16.80 ₾44.63

Cinema Ticket

$13.17 $13.17

$6.60 ₾17.54

99.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$516 $516

$266 ₾708

93.52%

International Primary School, 1 Child (Yearly)

$8,028 $8,028

$5,191 ₾13.8K

54.64%

Jeans (Levis 501 Or Similar)

$39.63 $39.63

$77.7 ₾206

-49.00%

Summer Dress (H&M, Zara, etc)

$42.24 $42.24

$44.75 ₾119

-5.61%

Sport Shoes (Adidas, Nike)

$61.0 $61.0

$117 ₾310

-47.80%

Men's Leather Business Shoes

$73.6 $73.6

$113 ₾300

-34.83%

1-bedroom Apartment, City Center (Monthly)

$1,673 $1,673

$693 ₾1,839

141.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,512 $1,512

$462 ₾1,226

227.58%

3-bedroom Apartment, City Center (Monthly)

$2,335 $2,335

$1,320 ₾3,505

76.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,761 $1,761

$774 ₾2,056

127.44%

Buy Apartment in City Center (m2)

$3,702 $3,702

$2,430 ₾6,455

52.32%

Buy Apartment Outside City Center (m2)

$3,630 $3,630

$1,446 ₾3,840

151.08%

Average Monthly Net Salary (After Tax)

$4,085 $4,085

$673 ₾1,787

507.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

11.89

-45.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City, FL: May 31, 2026

Last update for Tbilisi: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,673 in Panama City, FL and $693 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Panama City, FL pays 507% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $54.0 in Panama City, FL vs $43.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $348 vs $203 per month, with Tbilisi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panama City, FL vs Tbilisi: Cost of Living - Frequently Asked Questions

Tbilisi wins on cost – living expenses run 126% lower than in Panama City, FL. Housing and daily spending are where you'll feel the difference most, making Tbilisi the obvious pick if budget is a priority.

Panama City, FL pays 507% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,673 in Panama City, FL versus $693 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $516 in Panama City, FL versus $266 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 71% higher in Panama City, FL. For households that cook at home regularly, that difference adds up over a month.

At $1,209 in Tbilisi versus $2,737 in Panama City, FL, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Panama City, FL. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

Both work as nomad bases, but Tbilisi delivers better value – similar infrastructure at $1,209 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tbilisi hard to pass up.

Safety-wise, Panama City, FL and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 126% less than in Panama City, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.