Cost of Living Comparison Between Panama City, FL and Tbilisi Cost of Living Comparison Between Panama City, FL and Tbilisi

Monthly Cost of Living

Monthly costs for one person with rent: $2,748 in Panama City, FL versus $1,197 in Tbilisi.

Estimated couple costs with rent: $3,572 in Panama City, FL versus $1,868 in Tbilisi.

Monthly costs for a family of three with rent: $4,396 in Panama City, FL versus $2,538 in Tbilisi.

Living in Panama City, FL is roughly 130% more expensive than in Tbilisi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Panama City, FL is 106% above, Tbilisi is 10% below.

Meal at Budget Restaurant

$19.04 $19.04

$10.82 ₾28.39

75.97%

Three-Course Dinner for Two, Mid-Range

$54.7 $54.7

$43.85 ₾115

24.83%

Fast Food Meal (McDonalds, etc)

$10.53 $10.53

$8.31 ₾21.80

26.71%

Cappuccino

$4.77 $4.77

$2.97 ₾7.78

60.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 $2.66

$0.77 ₾2.01

245.45%

Water (0.33 liter bottle)

$2.14 $2.14

$0.46 ₾1.20

365.22%

Local Beer (0.5 liter draught)

$4.90 $4.90

$2.14 ₾5.63

128.97%

Imported Beer (0.33 liter bottle)

$6.72 $6.72

$2.87 ₾7.52

134.15%

Milk (1 liter)

$0.92 $0.92

$1.90 ₾4.99

-51.58%

White Bread (500g)

$3.34 $3.34

$0.71 ₾1.86

370.42%

Rice (white) (1kg)

$2.60 $2.60

$1.91 ₾5.00

36.13%

Eggs

$3.13 $3.13

$2.48 ₾6.52

26.21%

Local Cheese (1kg)

$10.80 $10.80

$7.74 ₾20.29

39.53%

Chicken Fillets (1kg)

$11.34 $11.34

$6.18 ₾16.21

83.50%

Beef Round Steak (1kg)

$14.88 $14.88

$9.57 ₾25.12

55.49%

Apples (1kg)

$3.50 $3.50

$1.17 ₾3.06

199.15%

Banana (1kg)

$1.59 $1.59

$1.65 ₾4.34

-3.64%

Oranges (1kg)

$2.89 $2.89

$1.85 ₾4.84

56.22%

Tomato (1kg)

$4.22 $4.22

$2.33 ₾6.11

81.12%

Potato (1kg)

$3.18 $3.18

$0.71 ₾1.85

347.89%

Onion (1kg)

$2.81 $2.81

$0.67 ₾1.76

319.40%

Lettuce (1 head)

$2.11 $2.11

$1.19 ₾3.12

77.31%

Water (1.5 liter bottle)

$2.04 $2.04

$0.66 ₾1.72

209.09%

Cigarettes 20 Pack (Marlboro, Camel)

$7.89 $7.89

$2.92 ₾7.65

170.21%

Wine (Bottle)

$13.63 $13.63

$7.69 ₾20.18

77.24%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.59 ₾4.18

11.32%

Imported Beer (0.33 liter bottle)

$2.98 $2.98

$2.31 ₾6.06

29.00%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.38 ₾1.01

292.11%

Public Transport Monthly Pass (Regular Price)

$133 $133

$14.76 ₾38.72

800.34%

Taxi Start (Normal Tariff)

$2.56 $2.56

$1.50 ₾3.92

70.67%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$0.68 ₾1.77

133.82%

Taxi 1hour Waiting (Normal Tariff)

$25.89 $25.89

$7.26 ₾19.04

256.61%

Gasoline (1 liter)

$0.86 $0.86

$1.09 ₾2.87

-21.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.9K $22.9K

$18.6K ₾48.8K

22.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K $24.2K

$20.5K ₾53.7K

18.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 $221

$73.0 ₾192

203.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.77 $43.77

$11.97 ₾31.41

265.66%

Internet (50+ Mbps, Unlimited Data)

$67.9 $67.9

$18.00 ₾47.22

277.33%

Gym Membership (Monthly)

$39.58 $39.58

$61.0 ₾160

-35.09%

Tennis Court (1 Hour on Weekend)

$16.52 ₾43.34

Cinema Ticket

$13.24 $13.24

$6.70 ₾17.58

97.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$526 $526

$269 ₾705

95.64%

International Primary School, 1 Child (Yearly)

$7,846 $7,846

$5,152 ₾13.5K

52.30%

Jeans (Levis 501 Or Similar)

$39.63 $39.63

$76.5 ₾201

-48.21%

Summer Dress (H&M, Zara, etc)

$43.16 $43.16

$43.41 ₾114

-0.58%

Sport Shoes (Adidas, Nike)

$60.1 $60.1

$120 ₾316

-50.07%

Men's Leather Business Shoes

$76.0 $76.0

$111 ₾290

-31.22%

1-bedroom Apartment, City Center (Monthly)

$1,680 $1,680

$687 ₾1,803

144.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,524 $1,524

$470 ₾1,234

223.97%

3-bedroom Apartment, City Center (Monthly)

$2,314 $2,314

$1,353 ₾3,550

71.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,744 $1,744

$789 ₾2,069

121.13%

Buy Apartment in City Center (m2)

$3,679 $3,679

$2,468 ₾6,473

49.11%

Buy Apartment Outside City Center (m2)

$3,719 $3,719

$1,456 ₾3,818

155.53%

Average Monthly Net Salary (After Tax)

$4,069 $4,069

$659 ₾1,729

517.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

11.89

-45.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City, FL: July 12, 2026

Last update for Tbilisi: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,680 in Panama City, FL and $687 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Panama City, FL pays 517% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $55.0 in Panama City, FL vs $44.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $349 vs $205 per month, with Tbilisi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panama City, FL vs Tbilisi: Cost of Living - Frequently Asked Questions

Tbilisi wins on cost – living expenses run 130% lower than in Panama City, FL. Housing and daily spending are where you'll feel the difference most, making Tbilisi the obvious pick if budget is a priority.

Average pay runs 517% higher in Panama City, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,680 in Panama City, FL versus $687 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $526 in Panama City, FL versus $269 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 70% higher in Panama City, FL. For households that cook at home regularly, that difference adds up over a month.

At $1,197 in Tbilisi versus $2,748 in Panama City, FL, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Panama City, FL. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

Both work as nomad bases, but Tbilisi delivers better value – similar infrastructure at $1,197 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tbilisi hard to pass up.

Safety-wise, Panama City, FL and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 130% less than in Panama City, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.