Cost of Living Comparison Between Tbilisi and Panama City, FL Cost of Living Comparison Between Tbilisi and Panama City, FL

Monthly Cost of Living

Monthly costs for one person with rent: $1,279 in Tbilisi versus $2,593 in Panama City, FL.

Estimated couple costs with rent: $2,011 in Tbilisi versus $3,574 in Panama City, FL.

Monthly costs for a family of three with rent: $2,743 in Tbilisi versus $4,555 in Panama City, FL.

Living in Tbilisi costs roughly 51% less than in Panama City, FL, driven mainly by Groceries & Markets.

The two cities straddle the global median: Tbilisi is 7% below, Panama City, FL is 88% above.

Meal at Budget Restaurant

$11.43 ₾29.72

$17.66 $17.66

-35.28%

Three-Course Dinner for Two, Mid-Range

$38.16 ₾99.2

$80.6 $80.6

-52.67%

Fast Food Meal (McDonalds, etc)

$9.40 ₾24.45

$11.96 $11.96

-21.40%

Cappuccino

$3.38 ₾8.78

$4.96 $4.96

-31.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 ₾2.70

$2.64 $2.64

-60.61%

Water (0.33 liter bottle)

$0.60 ₾1.56

$2.02 $2.02

-70.30%

Local Beer (0.5 liter draught)

$2.71 ₾7.05

$4.93 $4.93

-45.03%

Imported Beer (0.33 liter bottle)

$3.04 ₾7.90

$6.90 $6.90

-55.94%

Milk (1 liter)

$2.27 ₾5.90

$0.93 $0.93

144.09%

White Bread (500g)

$0.79 ₾2.04

$3.63 $3.63

-78.24%

Rice (white) (1kg)

$1.62 ₾4.21

$1.93 $1.93

-16.06%

Eggs

$2.74 ₾7.13

$2.90 $2.90

-5.52%

Local Cheese (1kg)

$9.30 ₾24.19

$11.55 $11.55

-19.48%

Chicken Fillets (1kg)

$6.79 ₾17.65

$9.99 $9.99

-32.03%

Beef Round Steak (1kg)

$13.01 ₾33.84

$13.86 $13.86

-6.13%

Apples (1kg)

$1.64 ₾4.27

$4.17 $4.17

-60.67%

Banana (1kg)

$1.83 ₾4.77

$1.56 $1.56

17.31%

Oranges (1kg)

$1.90 ₾4.94

$4.32 $4.32

-56.02%

Tomato (1kg)

$2.57 ₾6.68

$4.47 $4.47

-42.51%

Potato (1kg)

$0.84 ₾2.19

$3.80 $3.80

-77.89%

Onion (1kg)

$0.65 ₾1.70

$3.55 $3.55

-81.69%

Lettuce (1 head)

$1.36 ₾3.54

$1.70 $1.70

-20.00%

Water (1.5 liter bottle)

$0.80 ₾2.07

$2.25 $2.25

-64.44%

Cigarettes 20 Pack (Marlboro, Camel)

$3.40 ₾8.85

$9.14 $9.14

-62.80%

Wine (Bottle)

$7.67 ₾19.94

$11.98 $11.98

-35.98%

Local Beer (0.5 liter bottle)

$1.68 ₾4.36

$1.69 $1.69

-0.59%

Imported Beer (0.33 liter bottle)

$2.38 ₾6.18

$1.95 $1.95

22.05%

One-way Ticket (Public Transport)

$0.39 ₾1.02

$1.53 $1.53

-74.51%

Public Transport Monthly Pass (Regular Price)

$15.55 ₾40.44

Taxi Start (Normal Tariff)

$1.14 ₾2.96

$2.53 $2.53

-54.94%

Taxi (Normal Tariff) (1km)

$0.74 ₾1.93

$1.59 $1.59

-53.46%

Taxi 1hour Waiting (Normal Tariff)

$11.32 ₾29.42

$51.0 $51.0

-77.80%

Gasoline (1 liter)

$1.38 ₾3.60

$0.87 $0.87

58.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.9K

$37.4K $37.4K

-34.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K ₾57.2K

$25.4K $25.4K

-13.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.7 ₾231

$174 $174

-48.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.18 ₾34.26

$43.46 $43.46

-69.67%

Internet (50+ Mbps, Unlimited Data)

$19.68 ₾51.2

$59.0 $59.0

-66.66%

Gym Membership (Monthly)

$68.3 ₾177

$39.44 $39.44

73.05%

Tennis Court (1 Hour on Weekend)

$17.94 ₾46.65

Cinema Ticket

$6.42 ₾16.70

$14.64 $14.64

-56.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$372 ₾967

$972 $972

-61.73%

International Primary School, 1 Child (Yearly)

$10.8K ₾28.1K

$13.9K $13.9K

-22.32%

Jeans (Levis 501 Or Similar)

$105 ₾272

$60.2 $60.2

73.65%

Summer Dress (H&M, Zara, etc)

$38.83 ₾101

$35.26 $35.26

10.12%

Sport Shoes (Adidas, Nike)

$115 ₾299

$99.2 $99.2

15.80%

Men's Leather Business Shoes

$122 ₾318

$107 $107

14.21%

1-bedroom Apartment, City Center (Monthly)

$681 ₾1,770

$1,673 $1,673

-59.31%

1-bedroom Apartment, Outside City Center (Monthly)

$456 ₾1,185

$1,498 $1,498

-69.59%

3-bedroom Apartment, City Center (Monthly)

$1,312 ₾3,410

$2,746 $2,746

-52.25%

3-bedroom Apartment, Outside City Center (Monthly)

$892 ₾2,321

$1,878 $1,878

-52.48%

Buy Apartment in City Center (m2)

$2,391 ₾6,216

$3,709 $3,709

-35.54%

Buy Apartment Outside City Center (m2)

$1,425 ₾3,704

$3,688 $3,688

-61.37%

Average Monthly Net Salary (After Tax)

$640 ₾1,663

$3,992 $3,992

-83.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

6.1

106.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: September 5, 2026

Last update for Panama City, FL: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $681 in Tbilisi and $1,673 in Panama City, FL. Housing cost is often the main lever when comparing two cities.

Panama City, FL pays 524% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38.00 in Tbilisi vs $81.0 in Panama City, FL for a mid-range dinner for two. Groceries echo the gap at $236 vs $349 per month, with Tbilisi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Panama City, FL: Cost of Living - Frequently Asked Questions

Tbilisi wins on cost – living expenses run 103% lower than in Panama City, FL. Housing and daily spending are where you'll feel the difference most, making Tbilisi the obvious pick if budget is a priority.

On paper, salaries run 524% lower in Panama City, FL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $681 in Tbilisi versus $1,673 in Panama City, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 48% higher in Panama City, FL. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,279 per month in Tbilisi versus $2,593 in Panama City, FL – a 103% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,279 in Tbilisi versus $2,593 in Panama City, FL, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Panama City, FL. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

Both work as nomad bases, but Tbilisi delivers better value – similar infrastructure at $1,279 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tbilisi hard to pass up.

Safety-wise, Tbilisi and Panama City, FL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 103% less than in Panama City, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.