Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Panama City, FL

For one person, living is cheaper in Tbilisi: $1,269 a month against $2,409 in Panama City, FL, rent and utilities included – about $13,700 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
115

Cost of Living Index in Panama City, FL
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Panama City, FL Living Index

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Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Panama City, FL

🇺🇸 United States

$2,409

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Panama City, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Panama City, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,269 in Tbilisi versus $2,409 in Panama City, FL.

Tbilisi $1,269
Panama City, FL $2,409

Estimated couple costs with rent: $2,016 in Tbilisi versus $3,287 in Panama City, FL.

Tbilisi $2,016
Panama City, FL $3,287

Monthly costs for a family of three with rent: $2,763 in Tbilisi versus $4,165 in Panama City, FL.

Tbilisi $2,763
Panama City, FL $4,165

Living in Tbilisi costs roughly 47% less than in Panama City, FL, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Tbilisi is 7% below, Panama City, FL is 77% above.

Meal at Budget Restaurant

$11.63 ₾30.07

$18.74 $18.74

-37.94%

Three-Course Dinner for Two, Mid-Range

$37.83 ₾97.8

$54.0 $54.0

-29.94%

Fast Food Meal (McDonalds, etc)

$9.66 ₾24.98

$12.11 $12.11

-20.23%

Cappuccino

$3.57 ₾9.24

$5.60 $5.60

-36.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₾2.78

$2.89 $2.89

-62.63%

Water (0.33 liter bottle)

$0.56 ₾1.45

$1.70 $1.70

-67.06%

Local Beer (0.5 liter draught)

$2.62 ₾6.78

$5.10 $5.10

-48.63%

Imported Beer (0.33 liter bottle)

$3.04 ₾7.85

$7.12 $7.12

-57.30%

Milk (1 liter)

$2.17 ₾5.60

$0.90 $0.90

141.11%

White Bread (500g)

$0.80 ₾2.06

$3.46 $3.46

-76.88%

Rice (white) (1kg)

$1.74 ₾4.51

$2.66 $2.66

-34.59%

Eggs

$2.83 ₾7.31

$3.30 $3.30

-14.24%

Local Cheese (1kg)

$9.31 ₾24.07

$10.78 $10.78

-13.64%

Chicken Fillets (1kg)

$6.52 ₾16.85

$11.61 $11.61

-43.84%

Beef Round Steak (1kg)

$12.95 ₾33.50

$14.64 $14.64

-11.54%

Apples (1kg)

$1.68 ₾4.34

$4.10 $4.10

-59.02%

Banana (1kg)

$1.85 ₾4.79

$1.49 $1.49

24.16%

Oranges (1kg)

$1.97 ₾5.10

$2.73 $2.73

-27.84%

Tomato (1kg)

$2.42 ₾6.25

$4.30 $4.30

-43.72%

Potato (1kg)

$0.82 ₾2.11

$3.11 $3.11

-73.63%

Onion (1kg)

$0.74 ₾1.91

$2.84 $2.84

-73.94%

Lettuce (1 head)

$1.34 ₾3.47

$2.09 $2.09

-35.89%

Water (1.5 liter bottle)

$0.77 ₾2.00

$2.22 $2.22

-65.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.57 ₾9.24

$9.31 $9.31

-61.65%

Wine (Bottle)

$7.67 ₾19.83

$12.15 $12.15

-36.87%

Local Beer (0.5 liter bottle)

$1.70 ₾4.39

$1.70 $1.70

Imported Beer (0.33 liter bottle)

$2.40 ₾6.21

$3.86 $3.86

-37.82%

One-way Ticket (Public Transport)

$0.40 ₾1.05

$1.46 $1.46

-72.60%

Public Transport Monthly Pass (Regular Price)

$15.23 ₾39.38

$35.52 $35.52

-57.12%

Taxi Start (Normal Tariff)

$1.14 ₾2.95

$2.55 $2.55

-55.29%

Taxi (Normal Tariff) (1km)

$0.78 ₾2.02

$1.51 $1.51

-48.34%

Taxi 1hour Waiting (Normal Tariff)

$11.83 ₾30.58

$26.17 $26.17

-54.80%

Gasoline (1 liter)

$1.45 ₾3.75

$0.98 $0.98

47.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.6K

$27.5K $27.5K

-10.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₾57.8K

$25.9K $25.9K

-13.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.8 ₾230

$169 $169

-47.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.12 ₾33.93

$44.38 $44.38

-70.44%

Internet (50+ Mbps, Unlimited Data)

$19.67 ₾50.9

$59.5 $59.5

-66.96%

Gym Membership (Monthly)

$64.1 ₾166

$24.35 $24.35

163.04%

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.24

Cinema Ticket

$7.12 ₾18.42

$12.87 $12.87

-44.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$375 ₾971

$618 $618

-39.24%

International Primary School, 1 Child (Yearly)

$10.5K ₾27.1K

$13.9K $13.9K

-24.43%

Jeans (Levis 501 Or Similar)

$104 ₾268

$48.26 $48.26

114.75%

Summer Dress (H&M, Zara, etc)

$39.26 ₾102

$40.43 $40.43

-2.89%

Sport Shoes (Adidas, Nike)

$117 ₾303

$84.5 $84.5

38.95%

Men's Leather Business Shoes

$122 ₾315

$95.9 $95.9

27.00%

1-bedroom Apartment, City Center (Monthly)

$695 ₾1,798

$921 $921

-24.52%

1-bedroom Apartment, Outside City Center (Monthly)

$451 ₾1,167

$1,248 $1,248

-63.84%

3-bedroom Apartment, City Center (Monthly)

$1,355 ₾3,504

$1,673 $1,673

-19.00%

3-bedroom Apartment, Outside City Center (Monthly)

$906 ₾2,343

$1,662 $1,662

-45.48%

Buy Apartment in City Center (m2)

$2,295 ₾5,934

$3,269 $3,269

-29.80%

Buy Apartment Outside City Center (m2)

$1,345 ₾3,478

$2,694 $2,694

-50.09%

Average Monthly Net Salary (After Tax)

$664 ₾1,718

$3,980 $3,980

-83.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

6.54

92.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 27, 2026

Last update for Panama City, FL: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$451 35.6%

Panama City, FL

$1.2K 51.8% 177% $797

Groceries & Markets

Tbilisi

$234 18.4%

Panama City, FL

$354 14.7% 51.4% $120

Eating Out

Tbilisi

$191 15%

Panama City, FL

$312 12.9% 63.4% $121

Clothing & Footwear

Tbilisi

$172 13.5%

Panama City, FL

$121 5% 29.6% $51

Monthly Utilities & Internet

Tbilisi

$122 9.6%

Panama City, FL

$273 11.3% 125% $152

Sport & Entertainment

Tbilisi

$78 6.2%

Panama City, FL

$50 2.1% 36% $28

Getting Around

Tbilisi

$22 1.7%

Panama City, FL

$51 2.1% 135% $30

Cost Breakdown

A one-bedroom apartment in the center runs $695 in Tbilisi and $921 in Panama City, FL. Housing cost is often the main lever when comparing two cities.

Panama City, FL pays about 6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $38 in Tbilisi vs $54 in Panama City, FL for a mid-range dinner for two. Groceries echo the gap at $234 vs $354 per month, with Tbilisi cheaper across the board.

Good to know

🇬🇪 Tbilisi

🇺🇸 Panama City, FL

🕒 Local time

17:05 5:05 PM

08:05 8:05 AM

9 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

36,484

💱 Currency

Georgian Lari GEL ₾

United States Dollar USD $

📈 Exchange rate

1 GEL = 0.387 USD

1 GEL = 0.347 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of October 29, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.89 GEL (1 GEL = 0.347 EUR).

United States Dollar exchange rates as of October 29, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to GEL in detail →

On the map

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Between locations

Tbilisi Panama City, FL 10,550 km ≈ 14 h nonstop flight

From you

Tbilisi
Panama City, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Panama City, FL: Cost of Living - Frequently Asked Questions

Tbilisi wins on cost – living expenses run 47% lower than in Panama City, FL. Housing and daily spending are where you’ll feel the difference most, making Tbilisi the obvious pick if budget is a priority.

On paper, salaries run 83% lower in Tbilisi. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $695 in Tbilisi versus $921 in Panama City, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $375 in Tbilisi versus $618 in Panama City, FL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 51% higher in Panama City, FL. For households that cook at home regularly, that difference adds up over a month.

At $1,269 in Tbilisi versus $2,409 in Panama City, FL, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Panama City, FL. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Tbilisi gentler on the wallet – expenses run 47% less than in Panama City, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.