Cost of Living Comparison Between Panama City, FL and Wellington Cost of Living Comparison Between Panama City, FL and Wellington

🙂 Solo nomad: Panama City, FL is 12.6% cheaper than Wellington without rent, and 19.5% more expensive with rent.

🙂 Family of 3: Panama City, FL is 15.3% cheaper than Wellington without rent, and 6.6% cheaper with rent.

Meal at Budget Restaurant

$18.47 $18.47

$17.30 NZ$29.40

6.76%

Three-Course Dinner for Two, Mid-Range

$55.2 $55.2

$83.1 NZ$141

-33.57%

Fast Food Meal (McDonalds, etc)

$10.70 $10.70

$9.37 NZ$15.94

14.19%

Cappuccino

$4.82 $4.82

$3.78 NZ$6.43

27.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 $2.61

$2.47 NZ$4.19

5.67%

Water (0.33 liter bottle)

$2.16 $2.16

$2.09 NZ$3.56

3.35%

Local Beer (0.5 liter draught)

$5.05 $5.05

$7.38 NZ$12.54

-31.57%

Imported Beer (0.33 liter bottle)

$6.81 $6.81

$7.37 NZ$12.52

-7.60%

Milk (1 liter)

$0.92 $0.92

$1.86 NZ$3.17

-50.54%

White Bread (500g)

$3.23 $3.23

$2.12 NZ$3.60

52.36%

Rice (white) (1kg)

$2.53 $2.53

$1.96 NZ$3.33

29.08%

Eggs

$3.24 $3.24

$7.13 NZ$12.12

-54.56%

Local Cheese (1kg)

$10.84 $10.84

$8.30 NZ$14.10

30.60%

Chicken Fillets (1kg)

$11.53 $11.53

$10.92 NZ$18.57

5.59%

Beef Round Steak (1kg)

$14.89 $14.89

$13.29 NZ$22.59

12.04%

Apples (1kg)

$3.48 $3.48

$3.15 NZ$5.35

10.48%

Banana (1kg)

$1.51 $1.51

$2.23 NZ$3.80

-32.29%

Oranges (1kg)

$2.87 $2.87

$3.06 NZ$5.20

-6.21%

Tomato (1kg)

$4.21 $4.21

$4.78 NZ$8.13

-11.92%

Potato (1kg)

$3.19 $3.19

$2.08 NZ$3.54

53.37%

Onion (1kg)

$2.85 $2.85

$1.65 NZ$2.80

72.73%

Lettuce (1 head)

$2.04 $2.04

$2.20 NZ$3.73

-7.27%

Water (1.5 liter bottle)

$1.93 $1.93

$1.23 NZ$2.10

56.91%

Cigarettes 20 Pack (Marlboro, Camel)

$8.20 $8.20

$26.91 NZ$45.74

-69.53%

Wine (Bottle)

$13.37 $13.37

$10.70 NZ$18.19

24.95%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$3.56 NZ$6.05

-51.97%

Imported Beer (0.33 liter bottle)

$3.12 $3.12

$3.19 NZ$5.43

-2.19%

One-way Ticket (Public Transport)

$1.46 $1.46

$2.77 NZ$4.72

-47.29%

Public Transport Monthly Pass (Regular Price)

$133 $133

$108 NZ$184

23.55%

Taxi Start (Normal Tariff)

$2.45 $2.45

$2.64 NZ$4.49

-7.20%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$1.84 NZ$3.12

-17.39%

Taxi 1hour Waiting (Normal Tariff)

$25.74 $25.74

$60.4 NZ$103

-57.39%

Gasoline (1 liter)

$0.87 $0.87

$1.71 NZ$2.90

-49.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K $23.1K

$33.6K NZ$57.1K

-31.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K $24.5K

$25.1K NZ$42.6K

-2.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 $222

$160 NZ$271

39.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.83 $42.83

$32.86 NZ$55.9

30.34%

Internet (50+ Mbps, Unlimited Data)

$66.3 $66.3

$52.2 NZ$88.7

26.96%

Gym Membership (Monthly)

$40.42 $40.42

$35.65 NZ$60.6

13.38%

Tennis Court (1 Hour on Weekend)

$20.40 NZ$34.67

Cinema Ticket

$13.17 $13.17

$12.09 NZ$20.55

8.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$518 $518

$803 NZ$1,366

-35.57%

International Primary School, 1 Child (Yearly)

$7,866 $7,866

$13.0K NZ$22.0K

-39.27%

Jeans (Levis 501 Or Similar)

$39.78 $39.78

$72.7 NZ$124

-45.26%

Summer Dress (H&M, Zara, etc)

$42.93 $42.93

$53.1 NZ$90.2

-19.12%

Sport Shoes (Adidas, Nike)

$60.5 $60.5

$119 NZ$203

-49.26%

Men's Leather Business Shoes

$73.7 $73.7

$141 NZ$239

-47.61%

1-bedroom Apartment, City Center (Monthly)

$1,718 $1,718

$1,309 NZ$2,225

31.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,528 $1,528

$1,099 NZ$1,869

38.99%

3-bedroom Apartment, City Center (Monthly)

$2,337 $2,337

$2,168 NZ$3,686

7.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,795 $1,795

$1,938 NZ$3,294

-7.37%

Buy Apartment in City Center (m2)

$3,612 $3,612

$6,803 NZ$11.6K

-46.91%

Buy Apartment Outside City Center (m2)

$3,630 $3,630

$3,961 NZ$6,734

-8.36%

Average Monthly Net Salary (After Tax)

$4,020 $4,020

$3,081 NZ$5,238

30.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

6.94

-7.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City, FL: April 13, 2026

Last update for Wellington: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panama City, FL vs other spots: cost of living compared

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