Last update: Oct 2026

Cost of Living Comparison Between Panaji and Tbilisi

For one person, living is cheaper in Panaji: $434 a month against $1,269 in Tbilisi, rent and utilities included – about $10,000 less a year. Rent and utilities account for about half of the difference.

21

Cost of Living Index in Panaji
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Panaji Living Index
61

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Panaji

🇮🇳 India

$434

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in Panaji and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panaji and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $434 in Panaji versus $1,269 in Tbilisi.

Panaji $434
Tbilisi $1,269

Estimated couple costs with rent: $691 in Panaji versus $2,016 in Tbilisi.

Panaji $691
Tbilisi $2,016

Monthly costs for a family of three with rent: $948 in Panaji versus $2,763 in Tbilisi.

Panaji $948
Tbilisi $2,763

Living in Panaji costs roughly 66% less than in Tbilisi, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Panaji 68% lower, Tbilisi 7% lower.

Meal at Budget Restaurant

$2.60 ₹248

$11.63 ₾30.07

-77.64%

Three-Course Dinner for Two, Mid-Range

$15.51 ₹1,477

$37.83 ₾97.8

-59.00%

Fast Food Meal (McDonalds, etc)

$3.75 ₹357

$9.66 ₾24.98

-61.18%

Cappuccino

$1.70 ₹162

$3.57 ₾9.24

-52.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹44.37

$1.08 ₾2.78

-56.48%

Water (0.33 liter bottle)

$0.17 ₹16.26

$0.56 ₾1.45

-69.64%

Local Beer (0.5 liter draught)

$1.07 ₹102

$2.62 ₾6.78

-59.16%

Imported Beer (0.33 liter bottle)

$1.81 ₹173

$3.04 ₾7.85

-40.46%

Milk (1 liter)

$0.69 ₹65.3

$2.17 ₾5.60

-68.20%

White Bread (500g)

$0.48 ₹46.15

$0.80 ₾2.06

-40.00%

Rice (white) (1kg)

$0.74 ₹70.4

$1.74 ₾4.51

-57.47%

Eggs

$0.92 ₹88.1

$2.83 ₾7.31

-67.49%

Local Cheese (1kg)

$7.46 ₹710

$9.31 ₾24.07

-19.87%

Chicken Fillets (1kg)

$3.50 ₹333

$6.52 ₾16.85

-46.32%

Beef Round Steak (1kg)

$12.95 ₾33.50

Apples (1kg)

$2.50 ₹238

$1.68 ₾4.34

48.81%

Banana (1kg)

$0.81 ₹77.1

$1.85 ₾4.79

-56.22%

Oranges (1kg)

$1.28 ₹122

$1.97 ₾5.10

-35.03%

Tomato (1kg)

$0.39 ₹37.41

$2.42 ₾6.25

-83.88%

Potato (1kg)

$0.36 ₹33.82

$0.82 ₾2.11

-56.10%

Onion (1kg)

$0.41 ₹39.35

$0.74 ₾1.91

-44.59%

Lettuce (1 head)

$0.86 ₹81.8

$1.34 ₾3.47

-35.82%

Water (1.5 liter bottle)

$0.36 ₹34.65

$0.77 ₾2.00

-53.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.77 ₹359

$3.57 ₾9.24

5.60%

Wine (Bottle)

$7.46 ₹710

$7.67 ₾19.83

-2.74%

Local Beer (0.5 liter bottle)

$1.02 ₹97.5

$1.70 ₾4.39

-40.00%

Imported Beer (0.33 liter bottle)

$3.08 ₹294

$2.40 ₾6.21

28.33%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.33 ₹413

One-way Ticket (Public Transport)

$0.18 ₹17.51

$0.40 ₾1.05

-55.00%

Public Transport Monthly Pass (Regular Price)

$6.40 ₹609

$15.23 ₾39.38

-57.98%

Taxi Start (Normal Tariff)

$0.33 ₹31.55

$1.14 ₾2.95

-71.05%

Taxi (Normal Tariff) (1km)

$0.55 ₹52.2

$0.78 ₾2.02

-29.49%

Taxi 1hour Waiting (Normal Tariff)

$2.15 ₹204

$11.83 ₾30.58

-81.83%

Gasoline (1 liter)

$1.08 ₹103

$1.45 ₾3.75

-25.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.7K ₹1.6M

$24.6K ₾63.6K

-31.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K ₹2.3M

$22.3K ₾57.8K

10.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$21.35 ₹2,033

$88.8 ₾230

-75.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.56 ₹339

$13.12 ₾33.93

-72.87%

Internet (50+ Mbps, Unlimited Data)

$8.80 ₹838

$19.67 ₾50.9

-55.26%

Gym Membership (Monthly)

$27.16 ₹2,586

$64.1 ₾166

-57.60%

Tennis Court (1 Hour on Weekend)

$3.13 ₹298

$19.04 ₾49.24

-83.56%

Cinema Ticket

$2.84 ₹270

$7.12 ₾18.42

-60.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$54.9 ₹5,223

$375 ₾971

-85.39%

International Primary School, 1 Child (Yearly)

$1,453 ₹138.4K

$10.5K ₾27.1K

-86.12%

Jeans (Levis 501 Or Similar)

$36.39 ₹3,465

$104 ₾268

-64.89%

Summer Dress (H&M, Zara, etc)

$25.76 ₹2,453

$39.26 ₾102

-34.39%

Sport Shoes (Adidas, Nike)

$20.83 ₹1,984

$117 ₾303

-82.25%

Men's Leather Business Shoes

$15.65 ₹1,490

$122 ₾315

-87.14%

1-bedroom Apartment, City Center (Monthly)

$174 ₹16.5K

$695 ₾1,798

-75.02%

1-bedroom Apartment, Outside City Center (Monthly)

$131 ₹12.4K

$451 ₾1,167

-71.03%

3-bedroom Apartment, City Center (Monthly)

$348 ₹33.2K

$1,355 ₾3,504

-74.28%

3-bedroom Apartment, Outside City Center (Monthly)

$258 ₹24.5K

$906 ₾2,343

-71.57%

Buy Apartment in City Center (m2)

$925 ₹88.1K

$2,295 ₾5,934

-59.70%

Buy Apartment Outside City Center (m2)

$709 ₹67.5K

$1,345 ₾3,478

-47.28%

Average Monthly Net Salary (After Tax)

$192 ₹18.3K

$664 ₾1,718

-71.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.74

12.62

-22.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: October 26, 2026

Last update for Tbilisi: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panaji

$131 30.1%

Tbilisi

$451 35.6% 245% $320

Groceries & Markets

Panaji

$119 27.3%

Tbilisi

$234 18.4% 97.3% $115

Eating Out

Panaji

$64 14.7%

Tbilisi

$191 15% 198% $127

Clothing & Footwear

Panaji

$44 10.2%

Tbilisi

$172 13.5% 287% $128

Monthly Utilities & Internet

Panaji

$34 7.8%

Tbilisi

$122 9.6% 261% $88

Sport & Entertainment

Panaji

$33 7.6%

Tbilisi

$78 6.2% 139% $45

Getting Around

Panaji

$10 2.4%

Tbilisi

$22 1.7% 115% $12

Cost Breakdown

A one-bedroom apartment in the center runs $174 in Panaji and $695 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Tbilisi pays about 3.5 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $16 in Panaji vs $38 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $119 vs $234 per month, with Panaji cheaper across the board.

Good to know

🇮🇳 Panaji

🇬🇪 Tbilisi

🕒 Local time

01:58 1:58 AM

00:28 12:28 AM

1 h 30 min behind Panaji

🌤 Weather

👥 Population

114,759

1,241,700 Capital

💱 Currency

Indian Rupee INR ₹

Georgian Lari GEL ₾

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

1 GEL = 0.387 USD

1 GEL = 0.347 EUR

Exchange rates and currency converter

GEL, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Georgian Lari exchange rates as of October 28, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.88 GEL (1 GEL = 0.347 EUR).

USD to INR in detail →

On the map

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Between locations

Panaji Tbilisi 4,030 km ≈ 6 h nonstop flight

From you

Panaji
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panaji vs Tbilisi: Cost of Living - Frequently Asked Questions

Panaji is about 66% cheaper overall, especially in clothing, eating out, and groceries. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 71% lower in Panaji. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $174 in Panaji versus $695 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $55 in Panaji versus $375 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 97% higher in Tbilisi. For households that cook at home regularly, that difference adds up over a month.

At $434 in Panaji versus $1,269 in Tbilisi, a $1,000 budget is realistic in Panaji but tight or insufficient in Tbilisi. The gap between the two cities makes Panaji the clear choice for anyone on this budget.

For families, Panaji is more practical. Housing and childcare are both notably cheaper than in Tbilisi, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Panaji gentler on the wallet – expenses run 66% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.