Cost of Living Comparison Between Panaji and Tbilisi Cost of Living Comparison Between Panaji and Tbilisi

Monthly Cost of Living

Monthly costs for one person with rent: $474 in Panaji versus $1,209 in Tbilisi.

Estimated couple costs with rent: $764 in Panaji versus $1,867 in Tbilisi.

Monthly costs for a family of three with rent: $1,055 in Panaji versus $2,526 in Tbilisi.

Living in Panaji costs roughly 61% less than in Tbilisi, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Panaji 65% lower, Tbilisi 10% lower.

Meal at Budget Restaurant

$3.47 ₹331

$10.80 ₾28.71

-67.87%

Three-Course Dinner for Two, Mid-Range

$17.57 ₹1,674

$43.18 ₾115

-59.31%

Fast Food Meal (McDonalds, etc)

$3.87 ₹369

$8.29 ₾22.04

-53.32%

Cappuccino

$2.13 ₹203

$3.00 ₾7.97

-29.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 ₹43.78

$0.82 ₾2.17

-43.90%

Water (0.33 liter bottle)

$0.18 ₹16.73

$0.46 ₾1.21

-60.87%

Local Beer (0.5 liter draught)

$1.18 ₹113

$2.23 ₾5.93

-47.09%

Imported Beer (0.33 liter bottle)

$2.02 ₹192

$2.92 ₾7.75

-30.82%

Milk (1 liter)

$0.83 ₹79.0

$1.93 ₾5.12

-56.99%

White Bread (500g)

$0.48 ₹45.61

$0.68 ₾1.81

-29.41%

Rice (white) (1kg)

$0.78 ₹74.5

$1.88 ₾5.00

-58.51%

Eggs

$0.99 ₹94.5

$2.54 ₾6.74

-61.02%

Local Cheese (1kg)

$5.87 ₹559

$7.42 ₾19.70

-20.89%

Chicken Fillets (1kg)

$3.93 ₹374

$6.19 ₾16.44

-36.51%

Beef Round Steak (1kg)

$9.36 ₾24.87

Apples (1kg)

$2.47 ₹236

$1.22 ₾3.25

102.46%

Banana (1kg)

$0.89 ₹85.2

$1.66 ₾4.40

-46.39%

Oranges (1kg)

$1.35 ₹129

$1.80 ₾4.78

-25.00%

Tomato (1kg)

$0.62 ₹59.0

$2.24 ₾5.96

-72.32%

Potato (1kg)

$0.45 ₹43.20

$0.71 ₾1.89

-36.62%

Onion (1kg)

$0.46 ₹43.43

$0.67 ₾1.79

-31.34%

Lettuce (1 head)

$0.94 ₹89.8

$1.18 ₾3.13

-20.34%

Water (1.5 liter bottle)

$0.37 ₹35.61

$0.66 ₾1.76

-43.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.82 ₹269

$2.98 ₾7.91

-5.37%

Wine (Bottle)

$7.26 ₹691

$7.61 ₾20.22

-4.60%

Local Beer (0.5 liter bottle)

$1.06 ₹101

$1.54 ₾4.08

-31.17%

Imported Beer (0.33 liter bottle)

$3.44 ₹328

$2.25 ₾5.99

52.89%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.54 ₹432

One-way Ticket (Public Transport)

$0.19 ₹17.86

$0.36 ₾0.95

-47.22%

Public Transport Monthly Pass (Regular Price)

$7.16 ₹682

$14.44 ₾38.38

-50.42%

Taxi Start (Normal Tariff)

$0.45 ₹43.10

$1.49 ₾3.97

-69.80%

Taxi (Normal Tariff) (1km)

$0.68 ₾1.82

Taxi 1hour Waiting (Normal Tariff)

$1.48 ₹141

$7.23 ₾19.20

-79.53%

Gasoline (1 liter)

$1.19 ₹113

$1.14 ₾3.04

4.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.7K ₹1.0M

$18.5K ₾49.1K

-41.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K ₹2.3M

$20.0K ₾53.1K

19.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.32 ₹2,222

$73.7 ₾196

-68.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.25 ₹405

$11.64 ₾30.92

-63.49%

Internet (50+ Mbps, Unlimited Data)

$9.63 ₹918

$17.84 ₾47.41

-46.02%

Gym Membership (Monthly)

$34.21 ₹3,259

$60.1 ₾160

-43.11%

Tennis Court (1 Hour on Weekend)

$3.46 ₹330

$16.80 ₾44.65

-79.40%

Cinema Ticket

$3.12 ₹297

$6.60 ₾17.55

-52.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$61.9 ₹5,892

$266 ₾708

-76.78%

International Primary School, 1 Child (Yearly)

$1,611 ₹153.4K

$5,191 ₾13.8K

-68.97%

Jeans (Levis 501 Or Similar)

$40.89 ₹3,895

$77.7 ₾206

-47.37%

Summer Dress (H&M, Zara, etc)

$28.65 ₹2,729

$44.75 ₾119

-35.98%

Sport Shoes (Adidas, Nike)

$22.90 ₹2,181

$117 ₾310

-80.39%

Men's Leather Business Shoes

$17.18 ₹1,637

$113 ₾300

-84.78%

1-bedroom Apartment, City Center (Monthly)

$197 ₹18.7K

$693 ₾1,840

-71.62%

1-bedroom Apartment, Outside City Center (Monthly)

$145 ₹13.9K

$462 ₾1,227

-68.50%

3-bedroom Apartment, City Center (Monthly)

$389 ₹37.0K

$1,320 ₾3,507

-70.53%

3-bedroom Apartment, Outside City Center (Monthly)

$284 ₹27.0K

$774 ₾2,057

-63.36%

Buy Apartment in City Center (m2)

$906 ₹86.3K

$2,430 ₾6,458

-62.74%

Buy Apartment Outside City Center (m2)

$688 ₹65.6K

$1,446 ₾3,842

-52.39%

Average Monthly Net Salary (After Tax)

$189 ₹18.0K

$673 ₾1,788

-71.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.62

11.89

-19.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: June 2, 2026

Last update for Tbilisi: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $197 in Panaji and $693 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Tbilisi pays 255% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $18.00 in Panaji vs $43.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $121 vs $203 per month, with Panaji cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panaji vs Tbilisi: Cost of Living - Frequently Asked Questions

Panaji is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 155% gap adds up to real monthly savings that compound significantly over time.

On paper, Tbilisi earns 255% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $197 in Panaji versus $693 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $61.9 in Panaji versus $266 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 68% higher in Tbilisi. For households that cook at home regularly, that difference adds up over a month.

At $474 in Panaji versus $1,209 in Tbilisi, a $1,500 budget is realistic in Panaji but tight or insufficient in Tbilisi. The gap between the two cities makes Panaji the clear choice for anyone on this budget.

For families, Panaji is more practical. Housing and childcare are both notably cheaper than in Tbilisi, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Panaji and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Panaji gentler on the wallet – expenses run 155% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.