Cost of Living Comparison Between Tbilisi and Panaji Cost of Living Comparison Between Tbilisi and Panaji

Monthly Cost of Living

Monthly costs for one person with rent: $1,197 in Tbilisi versus $486 in Panaji.

Estimated couple costs with rent: $1,868 in Tbilisi versus $775 in Panaji.

Monthly costs for a family of three with rent: $2,538 in Tbilisi versus $1,064 in Panaji.

Living in Tbilisi is roughly 146% more expensive than in Panaji, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Tbilisi 10% lower, Panaji 64% lower.

Meal at Budget Restaurant

$10.82 ₾28.39

$3.59 ₹346

201.39%

Three-Course Dinner for Two, Mid-Range

$43.85 ₾115

$17.54 ₹1,688

150.00%

Fast Food Meal (McDonalds, etc)

$8.31 ₾21.80

$3.90 ₹376

113.08%

Cappuccino

$2.97 ₾7.78

$2.22 ₹214

33.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 ₾2.01

$0.46 ₹43.86

67.39%

Water (0.33 liter bottle)

$0.46 ₾1.20

$0.19 ₹18.42

142.11%

Local Beer (0.5 liter draught)

$2.14 ₾5.63

$1.18 ₹113

81.36%

Imported Beer (0.33 liter bottle)

$2.87 ₾7.52

$2.08 ₹200

37.98%

Milk (1 liter)

$1.90 ₾4.99

$0.82 ₹79.2

131.71%

White Bread (500g)

$0.71 ₾1.86

$0.51 ₹49.01

39.22%

Rice (white) (1kg)

$1.91 ₾5.00

$0.77 ₹73.7

148.05%

Eggs

$2.48 ₾6.52

$0.99 ₹95.5

150.51%

Local Cheese (1kg)

$7.74 ₾20.29

$5.94 ₹572

30.30%

Chicken Fillets (1kg)

$6.18 ₾16.21

$3.95 ₹380

56.46%

Beef Round Steak (1kg)

$9.57 ₾25.12

Apples (1kg)

$1.17 ₾3.06

$2.56 ₹246

-54.30%

Banana (1kg)

$1.65 ₾4.34

$0.89 ₹85.8

85.39%

Oranges (1kg)

$1.85 ₾4.84

$1.29 ₹125

43.41%

Tomato (1kg)

$2.33 ₾6.11

$0.66 ₹63.6

253.03%

Potato (1kg)

$0.71 ₾1.85

$0.45 ₹43.37

57.78%

Onion (1kg)

$0.67 ₾1.76

$0.49 ₹47.14

36.73%

Lettuce (1 head)

$1.19 ₾3.12

$0.95 ₹91.5

25.26%

Water (1.5 liter bottle)

$0.66 ₾1.72

$0.38 ₹36.26

73.68%

Cigarettes 20 Pack (Marlboro, Camel)

$2.92 ₾7.65

$2.97 ₹286

-1.68%

Wine (Bottle)

$7.69 ₾20.18

$7.16 ₹690

7.40%

Local Beer (0.5 liter bottle)

$1.59 ₾4.18

$1.00 ₹96.2

59.00%

Imported Beer (0.33 liter bottle)

$2.31 ₾6.06

$3.39 ₹326

-31.86%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.75 ₹457

One-way Ticket (Public Transport)

$0.38 ₾1.01

$0.16 ₹15.57

137.50%

Public Transport Monthly Pass (Regular Price)

$14.76 ₾38.72

$7.12 ₹686

107.30%

Taxi Start (Normal Tariff)

$1.50 ₾3.92

$0.45 ₹43.79

233.33%

Taxi (Normal Tariff) (1km)

$0.68 ₾1.77

Taxi 1hour Waiting (Normal Tariff)

$7.26 ₾19.04

$1.47 ₹142

393.88%

Gasoline (1 liter)

$1.09 ₾2.87

$1.15 ₹111

-5.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.6K ₾48.8K

$11.0K ₹1.1M

69.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₾53.7K

$24.4K ₹2.3M

-15.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.0 ₾192

$23.36 ₹2,249

212.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.97 ₾31.41

$4.26 ₹410

180.99%

Internet (50+ Mbps, Unlimited Data)

$18.00 ₾47.22

$9.45 ₹910

90.48%

Gym Membership (Monthly)

$61.0 ₾160

$34.59 ₹3,330

76.29%

Tennis Court (1 Hour on Weekend)

$16.52 ₾43.34

$3.46 ₹333

377.46%

Cinema Ticket

$6.70 ₾17.58

$3.23 ₹311

107.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$269 ₾705

$60.5 ₹5,828

344.01%

International Primary School, 1 Child (Yearly)

$5,152 ₾13.5K

$1,625 ₹156.5K

217.01%

Jeans (Levis 501 Or Similar)

$76.5 ₾201

$41.17 ₹3,964

85.86%

Summer Dress (H&M, Zara, etc)

$43.41 ₾114

$28.50 ₹2,743

52.32%

Sport Shoes (Adidas, Nike)

$120 ₾316

$23.46 ₹2,259

413.43%

Men's Leather Business Shoes

$111 ₾290

$17.56 ₹1,690

529.61%

1-bedroom Apartment, City Center (Monthly)

$687 ₾1,803

$191 ₹18.3K

260.54%

1-bedroom Apartment, Outside City Center (Monthly)

$470 ₾1,234

$148 ₹14.3K

217.69%

3-bedroom Apartment, City Center (Monthly)

$1,353 ₾3,550

$390 ₹37.6K

246.76%

3-bedroom Apartment, Outside City Center (Monthly)

$789 ₾2,069

$282 ₹27.1K

179.85%

Buy Apartment in City Center (m2)

$2,468 ₾6,473

$896 ₹86.2K

175.44%

Buy Apartment Outside City Center (m2)

$1,456 ₾3,818

$695 ₹66.9K

109.35%

Average Monthly Net Salary (After Tax)

$659 ₾1,729

$186 ₹17.9K

254.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.89

9.62

23.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: July 13, 2026

Last update for Panaji: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $687 in Tbilisi and $191 in Panaji. Housing cost is often the main lever when comparing two cities.

Tbilisi pays 254% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Tbilisi vs $18.00 in Panaji for a mid-range dinner for two. Groceries echo the gap at $205 vs $121 per month, with Panaji cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Panaji: Cost of Living - Frequently Asked Questions

Panaji is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 146% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 254% higher in Tbilisi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $687 in Tbilisi versus $191 in Panaji. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $269 in Tbilisi versus $60.5 in Panaji. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 69% higher in Tbilisi. For households that cook at home regularly, that difference adds up over a month.

At $486 in Panaji versus $1,197 in Tbilisi, a $1,500 budget is realistic in Panaji but tight or insufficient in Tbilisi. The gap between the two cities makes Panaji the clear choice for anyone on this budget.

For families, Panaji is more practical. Housing and childcare are both notably cheaper than in Tbilisi, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tbilisi and Panaji are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Panaji gentler on the wallet – expenses run 146% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.