Cost of Living Comparison Between Tbilisi and Panaji Cost of Living Comparison Between Tbilisi and Panaji

Monthly Cost of Living

Monthly costs for one person with rent: $1,279 in Tbilisi versus $444 in Panaji.

Estimated couple costs with rent: $2,011 in Tbilisi versus $690 in Panaji.

Monthly costs for a family of three with rent: $2,743 in Tbilisi versus $935 in Panaji.

Living in Tbilisi is roughly 188% more expensive than in Panaji, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Tbilisi 7% lower, Panaji 68% lower.

Meal at Budget Restaurant

$11.43 ₾29.72

$2.70 ₹258

323.33%

Three-Course Dinner for Two, Mid-Range

$38.16 ₾99.2

$15.83 ₹1,512

141.06%

Fast Food Meal (McDonalds, etc)

$9.40 ₾24.45

$3.64 ₹347

158.24%

Cappuccino

$3.38 ₾8.78

$1.69 ₹162

100.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 ₾2.70

$0.43 ₹41.13

141.86%

Water (0.33 liter bottle)

$0.60 ₾1.56

$0.19 ₹17.80

215.79%

Local Beer (0.5 liter draught)

$2.71 ₾7.05

$1.09 ₹104

148.62%

Imported Beer (0.33 liter bottle)

$3.04 ₾7.90

$1.81 ₹173

67.96%

Milk (1 liter)

$2.27 ₾5.90

$0.69 ₹65.5

228.99%

White Bread (500g)

$0.79 ₾2.04

$0.46 ₹43.70

71.74%

Rice (white) (1kg)

$1.62 ₾4.21

$0.80 ₹76.2

102.50%

Eggs

$2.74 ₾7.13

$0.95 ₹90.6

188.42%

Local Cheese (1kg)

$9.30 ₾24.19

$5.59 ₹534

66.37%

Chicken Fillets (1kg)

$6.79 ₾17.65

$3.48 ₹333

95.11%

Beef Round Steak (1kg)

$13.01 ₾33.84

Apples (1kg)

$1.64 ₾4.27

$2.51 ₹240

-34.66%

Banana (1kg)

$1.83 ₾4.77

$0.83 ₹78.9

120.48%

Oranges (1kg)

$1.90 ₾4.94

$1.27 ₹121

49.61%

Tomato (1kg)

$2.57 ₾6.68

$0.42 ₹40.47

511.90%

Potato (1kg)

$0.84 ₾2.19

$0.38 ₹36.09

121.05%

Onion (1kg)

$0.65 ₾1.70

$0.42 ₹40.09

54.76%

Lettuce (1 head)

$1.36 ₾3.54

$0.84 ₹80.2

61.90%

Water (1.5 liter bottle)

$0.80 ₾2.07

$0.34 ₹32.90

135.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.40 ₾8.85

$3.89 ₹371

-12.60%

Wine (Bottle)

$7.67 ₾19.94

$7.26 ₹693

5.65%

Local Beer (0.5 liter bottle)

$1.68 ₾4.36

$0.80 ₹76.3

110.00%

Imported Beer (0.33 liter bottle)

$2.38 ₾6.18

$3.13 ₹299

-23.96%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.45 ₹425

One-way Ticket (Public Transport)

$0.39 ₾1.02

$0.14 ₹13.85

178.57%

Public Transport Monthly Pass (Regular Price)

$15.55 ₾40.44

$6.22 ₹594

150.00%

Taxi Start (Normal Tariff)

$1.14 ₾2.96

$0.31 ₹29.46

267.74%

Taxi (Normal Tariff) (1km)

$0.74 ₾1.93

$0.51 ₹48.55

45.10%

Taxi 1hour Waiting (Normal Tariff)

$11.32 ₾29.42

$2.09 ₹200

441.63%

Gasoline (1 liter)

$1.38 ₾3.60

$1.08 ₹103

27.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.9K

$16.7K ₹1.6M

46.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K ₾57.2K

$25.1K ₹2.4M

-12.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.7 ₾231

$21.06 ₹2,012

321.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.18 ₾34.26

$3.49 ₹334

277.65%

Internet (50+ Mbps, Unlimited Data)

$19.68 ₾51.2

$8.60 ₹821

128.84%

Gym Membership (Monthly)

$68.3 ₾177

$31.78 ₹3,037

114.76%

Tennis Court (1 Hour on Weekend)

$17.94 ₾46.65

$3.22 ₹307

457.14%

Cinema Ticket

$6.42 ₾16.70

$2.84 ₹271

126.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$372 ₾967

$56.6 ₹5,410

556.86%

International Primary School, 1 Child (Yearly)

$10.8K ₾28.1K

$1,473 ₹140.7K

634.01%

Jeans (Levis 501 Or Similar)

$105 ₾272

$36.62 ₹3,499

185.36%

Summer Dress (H&M, Zara, etc)

$38.83 ₾101

$26.63 ₹2,544

45.81%

Sport Shoes (Adidas, Nike)

$115 ₾299

$21.11 ₹2,017

444.05%

Men's Leather Business Shoes

$122 ₾318

$16.07 ₹1,535

661.11%

1-bedroom Apartment, City Center (Monthly)

$681 ₾1,770

$177 ₹16.9K

284.85%

1-bedroom Apartment, Outside City Center (Monthly)

$456 ₾1,185

$134 ₹12.8K

238.96%

3-bedroom Apartment, City Center (Monthly)

$1,312 ₾3,410

$352 ₹33.6K

272.94%

3-bedroom Apartment, Outside City Center (Monthly)

$892 ₾2,321

$256 ₹24.4K

248.75%

Buy Apartment in City Center (m2)

$2,391 ₾6,216

$942 ₹90.0K

153.87%

Buy Apartment Outside City Center (m2)

$1,425 ₾3,704

$689 ₹65.8K

106.79%

Average Monthly Net Salary (After Tax)

$640 ₾1,663

$191 ₹18.2K

235.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

9.74

29.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: September 5, 2026

Last update for Panaji: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $681 in Tbilisi and $177 in Panaji. Housing cost is often the main lever when comparing two cities.

Tbilisi pays 236% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38.00 in Tbilisi vs $16.00 in Panaji for a mid-range dinner for two. Groceries echo the gap at $236 vs $112 per month, with Panaji cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Panaji: Cost of Living - Frequently Asked Questions

Panaji is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 188% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 236% higher in Tbilisi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $681 in Tbilisi versus $177 in Panaji. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $372 in Tbilisi versus $56.6 in Panaji. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 111% higher in Tbilisi. For households that cook at home regularly, that difference adds up over a month.

At $444 in Panaji versus $1,279 in Tbilisi, a $1,500 budget is realistic in Panaji but tight or insufficient in Tbilisi. The gap between the two cities makes Panaji the clear choice for anyone on this budget.

For families, Panaji is more practical. Housing and childcare are both notably cheaper than in Tbilisi, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tbilisi and Panaji are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Panaji gentler on the wallet – expenses run 188% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.