Cost of Living Comparison Between Tbilisi and Panaji Cost of Living Comparison Between Tbilisi and Panaji

Monthly Cost of Living

Monthly costs for one person with rent: $1,209 in Tbilisi versus $474 in Panaji.

Estimated couple costs with rent: $1,867 in Tbilisi versus $764 in Panaji.

Monthly costs for a family of three with rent: $2,526 in Tbilisi versus $1,055 in Panaji.

Living in Tbilisi is roughly 155% more expensive than Panaji, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Tbilisi 10% lower, Panaji 65% lower.

Meal at Budget Restaurant

$10.80 ₾28.71

$3.47 ₹331

211.24%

Three-Course Dinner for Two, Mid-Range

$43.18 ₾115

$17.57 ₹1,674

145.76%

Fast Food Meal (McDonalds, etc)

$8.29 ₾22.04

$3.87 ₹369

114.21%

Cappuccino

$3.00 ₾7.97

$2.13 ₹203

40.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.82 ₾2.17

$0.46 ₹43.78

78.26%

Water (0.33 liter bottle)

$0.46 ₾1.21

$0.18 ₹16.73

155.56%

Local Beer (0.5 liter draught)

$2.23 ₾5.93

$1.18 ₹113

88.98%

Imported Beer (0.33 liter bottle)

$2.92 ₾7.75

$2.02 ₹192

44.55%

Milk (1 liter)

$1.93 ₾5.12

$0.83 ₹79.0

132.53%

White Bread (500g)

$0.68 ₾1.81

$0.48 ₹45.61

41.67%

Rice (white) (1kg)

$1.88 ₾5.00

$0.78 ₹74.5

141.03%

Eggs

$2.54 ₾6.74

$0.99 ₹94.5

156.57%

Local Cheese (1kg)

$7.42 ₾19.70

$5.87 ₹559

26.41%

Chicken Fillets (1kg)

$6.19 ₾16.44

$3.93 ₹374

57.51%

Beef Round Steak (1kg)

$9.36 ₾24.87

Apples (1kg)

$1.22 ₾3.25

$2.47 ₹236

-50.61%

Banana (1kg)

$1.66 ₾4.40

$0.89 ₹85.2

86.52%

Oranges (1kg)

$1.80 ₾4.78

$1.35 ₹129

33.33%

Tomato (1kg)

$2.24 ₾5.96

$0.62 ₹59.0

261.29%

Potato (1kg)

$0.71 ₾1.89

$0.45 ₹43.20

57.78%

Onion (1kg)

$0.67 ₾1.79

$0.46 ₹43.43

45.65%

Lettuce (1 head)

$1.18 ₾3.13

$0.94 ₹89.8

25.53%

Water (1.5 liter bottle)

$0.66 ₾1.76

$0.37 ₹35.61

78.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.98 ₾7.91

$2.82 ₹269

5.67%

Wine (Bottle)

$7.61 ₾20.22

$7.26 ₹691

4.82%

Local Beer (0.5 liter bottle)

$1.54 ₾4.08

$1.06 ₹101

45.28%

Imported Beer (0.33 liter bottle)

$2.25 ₾5.99

$3.44 ₹328

-34.59%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.54 ₹432

One-way Ticket (Public Transport)

$0.36 ₾0.95

$0.19 ₹17.86

89.47%

Public Transport Monthly Pass (Regular Price)

$14.44 ₾38.38

$7.16 ₹682

101.68%

Taxi Start (Normal Tariff)

$1.49 ₾3.97

$0.45 ₹43.10

231.11%

Taxi (Normal Tariff) (1km)

$0.68 ₾1.82

Taxi 1hour Waiting (Normal Tariff)

$7.23 ₾19.20

$1.48 ₹141

388.51%

Gasoline (1 liter)

$1.14 ₾3.04

$1.19 ₹113

-4.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.5K ₾49.1K

$10.7K ₹1.0M

72.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K ₾53.1K

$23.9K ₹2.3M

-16.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.7 ₾196

$23.32 ₹2,222

215.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.64 ₾30.92

$4.25 ₹405

173.88%

Internet (50+ Mbps, Unlimited Data)

$17.84 ₾47.41

$9.63 ₹918

85.25%

Gym Membership (Monthly)

$60.1 ₾160

$34.21 ₹3,259

75.77%

Tennis Court (1 Hour on Weekend)

$16.80 ₾44.65

$3.46 ₹330

385.55%

Cinema Ticket

$6.60 ₾17.55

$3.12 ₹297

111.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$266 ₾708

$61.9 ₹5,892

330.70%

International Primary School, 1 Child (Yearly)

$5,191 ₾13.8K

$1,611 ₹153.4K

222.25%

Jeans (Levis 501 Or Similar)

$77.7 ₾206

$40.89 ₹3,895

90.02%

Summer Dress (H&M, Zara, etc)

$44.75 ₾119

$28.65 ₹2,729

56.20%

Sport Shoes (Adidas, Nike)

$117 ₾310

$22.90 ₹2,181

410.00%

Men's Leather Business Shoes

$113 ₾300

$17.18 ₹1,637

557.22%

1-bedroom Apartment, City Center (Monthly)

$693 ₾1,840

$197 ₹18.7K

252.33%

1-bedroom Apartment, Outside City Center (Monthly)

$462 ₾1,227

$145 ₹13.9K

217.47%

3-bedroom Apartment, City Center (Monthly)

$1,320 ₾3,507

$389 ₹37.0K

239.32%

3-bedroom Apartment, Outside City Center (Monthly)

$774 ₾2,057

$284 ₹27.0K

172.92%

Buy Apartment in City Center (m2)

$2,430 ₾6,458

$906 ₹86.3K

168.36%

Buy Apartment Outside City Center (m2)

$1,446 ₾3,842

$688 ₹65.6K

110.03%

Average Monthly Net Salary (After Tax)

$673 ₾1,788

$189 ₹18.0K

255.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.89

9.62

23.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: May 31, 2026

Last update for Panaji: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $693 in Tbilisi and $197 in Panaji. Housing cost is often the main lever when comparing two cities.

Tbilisi pays 255% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $43.00 in Tbilisi vs $18.00 in Panaji for a mid-range dinner for two. Groceries echo the gap at $203 vs $121 per month, with Panaji cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Panaji: Cost of Living - Frequently Asked Questions

Panaji is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 155% gap adds up to real monthly savings that compound significantly over time.

Tbilisi pays 255% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $693 in Tbilisi versus $197 in Panaji. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $266 in Tbilisi versus $61.9 in Panaji. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 68% higher in Tbilisi. For households that cook at home regularly, that difference adds up over a month.

At $474 in Panaji versus $1,209 in Tbilisi, a $1,500 budget is realistic in Panaji but tight or insufficient in Tbilisi. The gap between the two cities makes Panaji the clear choice for anyone on this budget.

For families, Panaji is more practical. Housing and childcare are both notably cheaper than in Tbilisi, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tbilisi and Panaji are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Panaji gentler on the wallet – expenses run 155% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.