Last update: Oct 2026

Cost of Living Comparison Between Dhaka and Panaji

For one person, living is cheaper in Dhaka: $422 a month against $434 in Panaji, rent and utilities included – about $140 less a year. Higher rent and utilities in Panaji outweigh lower spending on other living expenses.

20

Cost of Living Index in Dhaka
Learn more

Dhaka Living Index
21

Cost of Living Index in Panaji
Learn more

Panaji Living Index

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Dhaka

🇧🇩 Bangladesh

$422

/mo nomad

Panaji

🇮🇳 India

$434

/mo nomad

Monthly Cost of Living

How much you'll spend in Dhaka and in Panaji

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dhaka and in Panaji actually costs, broken down by who's living it.

Monthly costs for one person with rent: $422 in Dhaka versus $434 in Panaji.

Dhaka $422
Panaji $434

Estimated couple costs with rent: $728 in Dhaka versus $691 in Panaji.

Dhaka $728
Panaji $691

Monthly costs for a family of three with rent: $1,033 in Dhaka versus $948 in Panaji.

Dhaka $1,033
Panaji $948

Living in Dhaka costs roughly 3% less than in Panaji, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Dhaka 69% lower, Panaji 68% lower.

Meal at Budget Restaurant

$2.40 ৳298

$2.60 ₹248

-7.69%

Three-Course Dinner for Two, Mid-Range

$12.93 ৳1,604

$15.51 ₹1,477

-16.63%

Fast Food Meal (McDonalds, etc)

$4.78 ৳593

$3.75 ₹357

27.47%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.92 ৳610

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.96 ৳491

Cappuccino

$2.38 ৳295

$1.70 ₹162

40.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.30 ৳37.11

$0.47 ₹44.37

-36.17%

Water (0.33 liter bottle)

$0.17 ৳21.32

$0.17 ₹16.26

Local Beer (0.5 liter draught)

$1.07 ₹102

Imported Beer (0.33 liter bottle)

$1.81 ₹173

Milk (1 liter)

$0.79 ৳97.5

$0.69 ₹65.3

14.49%

White Bread (500g)

$0.63 ৳78.4

$0.48 ₹46.15

31.25%

Rice (white) (1kg)

$0.72 ৳89.1

$0.74 ₹70.4

-2.70%

Eggs

$1.18 ৳147

$0.92 ₹88.1

28.26%

Local Cheese (1kg)

$8.73 ৳1,083

$7.46 ₹710

17.02%

Chicken Fillets (1kg)

$3.30 ৳409

$3.50 ₹333

-5.71%

Beef Round Steak (1kg)

$6.64 ৳824

Apples (1kg)

$2.80 ৳347

$2.50 ₹238

12.00%

Banana (1kg)

$0.86 ৳107

$0.81 ₹77.1

6.17%

Oranges (1kg)

$2.32 ৳287

$1.28 ₹122

81.25%

Tomato (1kg)

$0.61 ৳75.8

$0.39 ₹37.41

56.41%

Potato (1kg)

$0.23 ৳28.30

$0.36 ₹33.82

-36.11%

Onion (1kg)

$0.48 ৳59.9

$0.41 ₹39.35

17.07%

Lettuce (1 head)

$0.33 ৳41.25

$0.86 ₹81.8

-61.63%

Water (1.5 liter bottle)

$0.30 ৳37.58

$0.36 ₹34.65

-16.67%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.23 ৳1,516

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.23 ৳649

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.51 ৳808

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 ৳408

$3.77 ₹359

-12.73%

Wine (Bottle)

$7.46 ₹710

Local Beer (0.5 liter bottle)

$1.02 ₹97.5

Imported Beer (0.33 liter bottle)

$3.08 ₹294

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.33 ₹413

One-way Ticket (Public Transport)

$0.41 ৳51.3

$0.18 ₹17.51

127.78%

Public Transport Monthly Pass (Regular Price)

$21.27 ৳2,638

$6.40 ₹609

232.34%

Taxi Start (Normal Tariff)

$1.18 ৳147

$0.33 ₹31.55

257.58%

Taxi (Normal Tariff) (1km)

$0.38 ৳47.19

$0.55 ₹52.2

-30.91%

Taxi 1hour Waiting (Normal Tariff)

$3.27 ৳406

$2.15 ₹204

52.09%

Gasoline (1 liter)

$1.16 ৳143

$1.08 ₹103

7.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K ৳3.7M

$16.7K ₹1.6M

78.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K ৳4.0M

$24.6K ₹2.3M

32.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$46.86 ৳5,813

$21.35 ₹2,033

119.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.31 ৳535

$3.56 ₹339

21.07%

Internet (50+ Mbps, Unlimited Data)

$11.09 ৳1,376

$8.80 ₹838

26.02%

Gym Membership (Monthly)

$17.52 ৳2,173

$27.16 ₹2,586

-35.49%

Tennis Court (1 Hour on Weekend)

$17.67 ৳2,191

$3.13 ₹298

464.54%

Cinema Ticket

$4.31 ৳534

$2.84 ₹270

51.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$139 ৳17.2K

$54.9 ₹5,223

153.22%

International Primary School, 1 Child (Yearly)

$2,570 ৳318.8K

$1,453 ₹138.4K

76.82%

Jeans (Levis 501 Or Similar)

$16.32 ৳2,025

$36.39 ₹3,465

-55.15%

Summer Dress (H&M, Zara, etc)

$19.36 ৳2,402

$25.76 ₹2,453

-24.84%

Sport Shoes (Adidas, Nike)

$45.97 ৳5,702

$20.83 ₹1,984

120.69%

Men's Leather Business Shoes

$36.74 ৳4,557

$15.65 ₹1,490

134.76%

1-bedroom Apartment, City Center (Monthly)

$145 ৳18.0K

$174 ₹16.5K

-16.49%

1-bedroom Apartment, Outside City Center (Monthly)

$68.1 ৳8,449

$131 ₹12.4K

-47.88%

3-bedroom Apartment, City Center (Monthly)

$461 ৳57.2K

$348 ₹33.2K

32.26%

3-bedroom Apartment, Outside City Center (Monthly)

$232 ৳28.8K

$258 ₹24.5K

-9.91%

Buy Apartment in City Center (m2)

$1,575 ৳195.4K

$925 ₹88.1K

70.35%

Buy Apartment Outside City Center (m2)

$789 ৳97.9K

$709 ₹67.5K

11.32%

Average Monthly Net Salary (After Tax)

$245 ৳30.3K

$192 ₹18.3K

27.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.67

9.74

9.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dhaka: October 26, 2026

Last update for Panaji: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Dhaka

$122 29%

Panaji

$119 27.3% 3.2% $3.9

Accommodation & Living

Dhaka

$68 16.1%

Panaji

$131 30.1% 91.8% $63

Eating Out

Dhaka

$64 15.2%

Panaji

$64 14.7% 0.1% $0.1

Monthly Utilities & Internet

Dhaka

$62 14.8%

Panaji

$34 7.8% 45.9% $29

Clothing & Footwear

Dhaka

$53 12.6%

Panaji

$44 10.2% 16.7% $8.9

Sport & Entertainment

Dhaka

$26 6.2%

Panaji

$33 7.6% 25.6% $6.7

Getting Around

Dhaka

$26 6.2%

Panaji

$10 2.4% 60.7% $16

Cost Breakdown

A one-bedroom apartment in the center runs $145 in Dhaka and $174 in Panaji. Housing cost is often the main lever when comparing two cities.

Dhaka pays 27% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13 in Dhaka vs $16 in Panaji. Groceries flip the comparison at $122 vs $119, with Panaji cheaper for home cooking.

Good to know

🇧🇩 Dhaka

🇮🇳 Panaji

🕒 Local time

04:56 4:56 AM

04:26 4:26 AM

30 min behind Dhaka

🌤 Weather

👥 Population

21,741,000 Capital

114,759

💱 Currency

Bangladeshi Taka BDT ৳

Indian Rupee INR ₹

📈 Exchange rate

1,000 BDT = 8.06 USD

1,000 BDT = 7.24 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to BDT – Bangladeshi Taka Converter

🇺🇸 United States Dollar ($)

🇧🇩 Bangladeshi Taka (৳)

Bangladeshi Taka exchange rates as of October 28, 2026: 1 USD = 124 BDT (1,000 BDT = 8.06 USD). 1 EUR = 138 BDT (1,000 BDT = 7.24 EUR).

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to BDT in detail →

On the map

Lowest

Highest

Between locations

Dhaka Panaji 1,960 km ≈ 3 h nonstop flight

From you

Dhaka
Panaji

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dhaka vs Panaji: Cost of Living - Frequently Asked Questions

Dhaka is about 3% cheaper overall, especially in leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 27% higher in Dhaka, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $145 in Dhaka versus $174 in Panaji. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $422 per month in Dhaka versus $434 in Panaji – Dhaka is about 3% cheaper, which adds up to real savings over time.

A monthly transit pass in Panaji runs roughly 70% less than in Dhaka. The price difference matters if you commute daily and watch your budget.

Either city works on $1,000 a month, though Dhaka gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.