Cost of Living Comparison Between Dhaka and Panaji Cost of Living Comparison Between Dhaka and Panaji

Monthly Cost of Living

Monthly costs for one person with rent: $416 in Dhaka versus $486 in Panaji.

Estimated couple costs with rent: $705 in Dhaka versus $775 in Panaji.

Monthly costs for a family of three with rent: $995 in Dhaka versus $1,064 in Panaji.

Living in Dhaka costs roughly 15% less than in Panaji, driven mainly by Getting Around.

Both cities sit below the global median: Dhaka 69% lower, Panaji 64% lower.

Meal at Budget Restaurant

$2.50 ৳307

$3.59 ₹346

-30.36%

Three-Course Dinner for Two, Mid-Range

$12.59 ৳1,544

$17.54 ₹1,688

-28.22%

Fast Food Meal (McDonalds, etc)

$4.98 ৳611

$3.90 ₹376

27.69%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.98 ৳488

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.79 ৳587

Cappuccino

$2.20 ৳270

$2.22 ₹214

-0.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 ৳42.14

$0.46 ₹43.86

-26.09%

Water (0.33 liter bottle)

$0.19 ৳23.53

$0.19 ₹18.42

Local Beer (0.5 liter draught)

$1.18 ₹113

Imported Beer (0.33 liter bottle)

$2.08 ₹200

Milk (1 liter)

$0.82 ৳101

$0.82 ₹79.2

White Bread (500g)

$0.70 ৳86.2

$0.51 ₹49.01

37.25%

Rice (white) (1kg)

$0.65 ৳79.8

$0.77 ₹73.7

-15.58%

Eggs

$1.26 ৳154

$0.99 ₹95.5

27.27%

Local Cheese (1kg)

$6.97 ৳855

$5.94 ₹572

17.34%

Chicken Fillets (1kg)

$3.39 ৳415

$3.95 ₹380

-14.18%

Beef Round Steak (1kg)

$6.44 ৳790

Apples (1kg)

$2.84 ৳348

$2.56 ₹246

10.94%

Banana (1kg)

$1.12 ৳138

$0.89 ₹85.8

25.84%

Oranges (1kg)

$2.55 ৳313

$1.29 ₹125

97.67%

Tomato (1kg)

$0.90 ৳111

$0.66 ₹63.6

36.36%

Potato (1kg)

$0.43 ৳52.8

$0.45 ₹43.37

-4.44%

Onion (1kg)

$0.83 ৳102

$0.49 ₹47.15

69.39%

Lettuce (1 head)

$0.33 ৳40.10

$0.95 ₹91.5

-65.26%

Water (1.5 liter bottle)

$0.30 ৳37.26

$0.38 ₹36.27

-21.05%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.03 ৳1,475

Local Non-Alcoholic Beer (0.5 liter bottle)

$3.91 ৳479

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.13 ৳874

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ৳367

$2.97 ₹286

0.67%

Wine (Bottle)

$7.16 ₹690

Local Beer (0.5 liter bottle)

$1.00 ₹96.2

Imported Beer (0.33 liter bottle)

$3.39 ₹326

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.75 ₹457

One-way Ticket (Public Transport)

$0.43 ৳52.5

$0.16 ₹15.57

168.75%

Public Transport Monthly Pass (Regular Price)

$24.18 ৳2,965

$7.12 ₹686

239.61%

Taxi Start (Normal Tariff)

$1.21 ৳148

$0.45 ₹43.80

168.89%

Taxi (Normal Tariff) (1km)

$0.43 ৳52.6

Taxi 1hour Waiting (Normal Tariff)

$3.15 ৳386

$1.47 ₹142

114.29%

Gasoline (1 liter)

$1.03 ৳127

$1.15 ₹111

-10.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K ৳3.6M

$11.0K ₹1.1M

167.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K ৳3.5M

$24.4K ₹2.3M

16.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$32.72 ৳4,012

$23.36 ₹2,249

40.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.78 ৳586

$4.26 ₹410

12.21%

Internet (50+ Mbps, Unlimited Data)

$13.15 ৳1,613

$9.45 ₹910

39.15%

Gym Membership (Monthly)

$19.26 ৳2,362

$34.59 ₹3,330

-44.32%

Tennis Court (1 Hour on Weekend)

$14.25 ৳1,748

$3.46 ₹333

311.85%

Cinema Ticket

$3.99 ৳490

$3.23 ₹311

23.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$48.08 ৳5,895

$60.5 ₹5,828

-20.57%

International Primary School, 1 Child (Yearly)

$1,996 ৳244.7K

$1,625 ₹156.5K

22.82%

Jeans (Levis 501 Or Similar)

$18.81 ৳2,307

$41.17 ₹3,964

-54.31%

Summer Dress (H&M, Zara, etc)

$23.73 ৳2,910

$28.50 ₹2,744

-16.74%

Sport Shoes (Adidas, Nike)

$46.25 ৳5,671

$23.46 ₹2,259

97.14%

Men's Leather Business Shoes

$36.71 ৳4,501

$17.56 ₹1,690

109.05%

1-bedroom Apartment, City Center (Monthly)

$118 ৳14.4K

$191 ₹18.4K

-38.17%

1-bedroom Apartment, Outside City Center (Monthly)

$63.3 ৳7,760

$148 ₹14.3K

-57.26%

3-bedroom Apartment, City Center (Monthly)

$309 ৳37.8K

$390 ₹37.6K

-20.93%

3-bedroom Apartment, Outside City Center (Monthly)

$190 ৳23.3K

$282 ₹27.1K

-32.52%

Buy Apartment in City Center (m2)

$1,569 ৳192.3K

$896 ₹86.3K

75.10%

Buy Apartment Outside City Center (m2)

$764 ৳93.7K

$695 ₹66.9K

9.95%

Average Monthly Net Salary (After Tax)

$278 ৳34.1K

$186 ₹17.9K

49.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.52

9.62

9.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dhaka: July 14, 2026

Last update for Panaji: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Dhaka and $191 in Panaji. Housing cost is often the main lever when comparing two cities.

Dhaka pays 49% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Dhaka vs $18.00 in Panaji. Groceries flip the comparison at $124 vs $121, with Panaji cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dhaka vs Panaji: Cost of Living - Frequently Asked Questions

Dhaka is cheaper overall, especially in Eating Out, Sport & Entertainment. The 17% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 49% higher in Dhaka, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $118 in Dhaka versus $191 in Panaji. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $416 per month in Dhaka versus $486 in Panaji – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Dhaka runs roughly 240% less than in Panaji. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Dhaka gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Dhaka is more practical. Housing and childcare are both notably cheaper than in Panaji, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Dhaka gentler on the wallet – expenses run 17% less than in Panaji. Beyond cost, consider language, visa policies, and how big the international community is in each city.