Cost of Living Comparison Between Dhaka and Panaji Cost of Living Comparison Between Dhaka and Panaji

Monthly Cost of Living

Monthly costs for one person with rent: $437 in Dhaka versus $444 in Panaji.

Estimated couple costs with rent: $731 in Dhaka versus $690 in Panaji.

Monthly costs for a family of three with rent: $1,024 in Dhaka versus $935 in Panaji.

Living in Dhaka costs roughly 2% less than in Panaji, driven mainly by Getting Around.

Both cities sit below the global median: Dhaka 68% lower, Panaji 68% lower.

Meal at Budget Restaurant

$2.41 ৳296

$2.70 ₹258

-10.74%

Three-Course Dinner for Two, Mid-Range

$13.34 ৳1,639

$15.83 ₹1,512

-15.73%

Fast Food Meal (McDonalds, etc)

$4.98 ৳612

$3.64 ₹347

36.81%

Local Non-Alcoholic Beer (0.5 liter draught)

$5.02 ৳617

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.17 ৳512

Cappuccino

$2.40 ৳295

$1.69 ₹162

42.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 ৳40.75

$0.43 ₹41.13

-23.26%

Water (0.33 liter bottle)

$0.15 ৳18.99

$0.19 ₹17.80

-21.05%

Local Beer (0.5 liter draught)

$1.09 ₹104

Imported Beer (0.33 liter bottle)

$1.81 ₹173

Milk (1 liter)

$0.84 ৳103

$0.69 ₹65.5

21.74%

White Bread (500g)

$0.62 ৳76.7

$0.46 ₹43.70

34.78%

Rice (white) (1kg)

$0.70 ৳85.7

$0.80 ₹76.2

-12.50%

Eggs

$1.22 ৳150

$0.95 ₹90.6

28.42%

Local Cheese (1kg)

$8.90 ৳1,093

$5.59 ₹534

59.21%

Chicken Fillets (1kg)

$3.26 ৳401

$3.48 ₹333

-6.32%

Beef Round Steak (1kg)

$6.60 ৳811

Apples (1kg)

$2.83 ৳348

$2.51 ₹240

12.75%

Banana (1kg)

$0.95 ৳117

$0.83 ₹78.9

14.46%

Oranges (1kg)

$2.30 ৳283

$1.27 ₹121

81.10%

Tomato (1kg)

$0.68 ৳83.1

$0.42 ₹40.47

61.90%

Potato (1kg)

$0.23 ৳28.16

$0.38 ₹36.09

-39.47%

Onion (1kg)

$0.52 ৳63.4

$0.42 ₹40.09

23.81%

Lettuce (1 head)

$0.31 ৳38.62

$0.84 ₹80.2

-63.10%

Water (1.5 liter bottle)

$0.30 ৳37.22

$0.34 ₹32.90

-11.76%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.18 ৳1,496

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.49 ৳674

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.67 ৳819

Cigarettes 20 Pack (Marlboro, Camel)

$3.23 ৳397

$3.89 ₹371

-16.97%

Wine (Bottle)

$7.26 ₹693

Local Beer (0.5 liter bottle)

$0.80 ₹76.3

Imported Beer (0.33 liter bottle)

$3.13 ₹299

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.45 ₹425

One-way Ticket (Public Transport)

$0.40 ৳48.52

$0.14 ₹13.85

185.71%

Public Transport Monthly Pass (Regular Price)

$23.11 ৳2,839

$6.22 ₹594

271.54%

Taxi Start (Normal Tariff)

$1.19 ৳146

$0.31 ₹29.46

283.87%

Taxi (Normal Tariff) (1km)

$0.43 ৳52.5

$0.51 ₹48.55

-15.69%

Taxi 1hour Waiting (Normal Tariff)

$3.31 ৳407

$2.09 ₹200

58.37%

Gasoline (1 liter)

$1.11 ৳136

$1.08 ₹103

2.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K ৳3.7M

$16.7K ₹1.6M

80.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.4K ৳4.0M

$25.1K ₹2.4M

29.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$45.49 ৳5,589

$21.06 ₹2,012

116.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 ৳491

$3.49 ₹334

14.61%

Internet (50+ Mbps, Unlimited Data)

$11.31 ৳1,390

$8.60 ₹821

31.51%

Gym Membership (Monthly)

$16.78 ৳2,061

$31.78 ₹3,037

-47.20%

Tennis Court (1 Hour on Weekend)

$15.02 ৳1,846

$3.22 ₹307

366.46%

Cinema Ticket

$3.99 ৳491

$2.84 ₹271

40.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$90.4 ৳11.1K

$56.6 ₹5,410

59.54%

International Primary School, 1 Child (Yearly)

$2,675 ৳328.6K

$1,473 ₹140.7K

81.59%

Jeans (Levis 501 Or Similar)

$16.73 ৳2,055

$36.62 ₹3,499

-54.31%

Summer Dress (H&M, Zara, etc)

$19.85 ৳2,438

$26.63 ₹2,544

-25.46%

Sport Shoes (Adidas, Nike)

$51.1 ৳6,278

$21.11 ₹2,017

142.11%

Men's Leather Business Shoes

$36.96 ৳4,540

$16.07 ₹1,535

129.99%

1-bedroom Apartment, City Center (Monthly)

$155 ৳19.1K

$177 ₹16.9K

-12.27%

1-bedroom Apartment, Outside City Center (Monthly)

$73.9 ৳9,079

$134 ₹12.8K

-45.02%

3-bedroom Apartment, City Center (Monthly)

$437 ৳53.7K

$352 ₹33.6K

24.24%

3-bedroom Apartment, Outside City Center (Monthly)

$218 ৳26.8K

$256 ₹24.4K

-14.75%

Buy Apartment in City Center (m2)

$1,644 ৳201.9K

$942 ₹90.0K

74.55%

Buy Apartment Outside City Center (m2)

$764 ৳93.9K

$689 ₹65.8K

10.96%

Average Monthly Net Salary (After Tax)

$243 ৳29.8K

$191 ₹18.2K

27.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.48

9.74

7.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dhaka: September 6, 2026

Last update for Panaji: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $155 in Dhaka and $177 in Panaji. Housing cost is often the main lever when comparing two cities.

Dhaka pays 27% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Dhaka vs $16.00 in Panaji. Groceries flip the comparison at $124 vs $112, with Panaji cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dhaka vs Panaji: Cost of Living - Frequently Asked Questions

Dhaka is cheaper overall, especially in Sport & Entertainment. The 2% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 27% higher in Dhaka, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $155 in Dhaka versus $177 in Panaji. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $437 per month in Dhaka versus $444 in Panaji – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Dhaka runs roughly 272% less than in Panaji. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Dhaka gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Dhaka is more practical. Housing and childcare are both notably cheaper than in Panaji, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Dhaka gentler on the wallet – expenses run 2% less than in Panaji. Beyond cost, consider language, visa policies, and how big the international community is in each city.