Cost of Living Comparison Between Dhaka and Panaji Cost of Living Comparison Between Dhaka and Panaji

Monthly Cost of Living

Monthly costs for one person with rent: $417 in Dhaka versus $474 in Panaji.

Estimated couple costs with rent: $707 in Dhaka versus $764 in Panaji.

Monthly costs for a family of three with rent: $997 in Dhaka versus $1,055 in Panaji.

Living in Dhaka costs roughly 12% less than in Panaji, driven mainly by Getting Around.

Both cities sit below the global median: Dhaka 69% lower, Panaji 65% lower.

Meal at Budget Restaurant

$2.40 ৳294

$3.47 ₹331

-30.84%

Three-Course Dinner for Two, Mid-Range

$12.97 ৳1,589

$17.57 ₹1,674

-26.18%

Fast Food Meal (McDonalds, etc)

$4.88 ৳598

$3.87 ₹369

26.10%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.99 ৳489

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.01 ৳614

Cappuccino

$2.27 ৳278

$2.13 ₹203

6.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.32 ৳38.71

$0.46 ₹43.78

-30.43%

Water (0.33 liter bottle)

$0.15 ৳17.89

$0.18 ₹16.73

-16.67%

Local Beer (0.5 liter draught)

$1.18 ₹113

Imported Beer (0.33 liter bottle)

$2.02 ₹192

Milk (1 liter)

$0.83 ৳101

$0.83 ₹79.0

White Bread (500g)

$0.71 ৳86.4

$0.48 ₹45.61

47.92%

Rice (white) (1kg)

$0.65 ৳80.2

$0.78 ₹74.5

-16.67%

Eggs

$1.29 ৳158

$0.99 ₹94.5

30.30%

Local Cheese (1kg)

$6.74 ৳826

$5.87 ₹559

14.82%

Chicken Fillets (1kg)

$3.45 ৳422

$3.93 ₹374

-12.21%

Beef Round Steak (1kg)

$6.66 ৳816

Apples (1kg)

$2.74 ৳335

$2.47 ₹236

10.93%

Banana (1kg)

$1.14 ৳140

$0.89 ₹85.2

28.09%

Oranges (1kg)

$2.67 ৳327

$1.35 ₹129

97.78%

Tomato (1kg)

$0.91 ৳111

$0.62 ₹59.0

46.77%

Potato (1kg)

$0.44 ৳53.7

$0.45 ₹43.20

-2.22%

Onion (1kg)

$0.79 ৳96.5

$0.46 ₹43.43

71.74%

Lettuce (1 head)

$0.35 ৳43.36

$0.94 ₹89.8

-62.77%

Water (1.5 liter bottle)

$0.30 ৳37.02

$0.37 ₹35.61

-18.92%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.06 ৳1,478

Local Non-Alcoholic Beer (0.5 liter bottle)

$3.89 ৳477

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.93 ৳849

Cigarettes 20 Pack (Marlboro, Camel)

$3.03 ৳371

$2.82 ₹269

7.45%

Wine (Bottle)

$7.26 ₹691

Local Beer (0.5 liter bottle)

$1.06 ₹101

Imported Beer (0.33 liter bottle)

$3.44 ₹328

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.54 ₹432

One-way Ticket (Public Transport)

$0.39 ৳48.27

$0.19 ₹17.86

105.26%

Public Transport Monthly Pass (Regular Price)

$24.89 ৳3,050

$7.16 ₹682

247.63%

Taxi Start (Normal Tariff)

$1.22 ৳149

$0.45 ₹43.10

171.11%

Taxi (Normal Tariff) (1km)

$0.43 ৳52.7

Taxi 1hour Waiting (Normal Tariff)

$3.06 ৳375

$1.48 ₹141

106.76%

Gasoline (1 liter)

$1.04 ৳127

$1.19 ₹113

-12.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K ৳3.5M

$10.7K ₹1.0M

169.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K ৳3.5M

$23.9K ₹2.3M

19.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$32.66 ৳4,001

$23.32 ₹2,222

40.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.75 ৳582

$4.25 ₹405

11.76%

Internet (50+ Mbps, Unlimited Data)

$12.98 ৳1,590

$9.63 ₹918

34.79%

Gym Membership (Monthly)

$19.31 ৳2,366

$34.21 ₹3,259

-43.55%

Tennis Court (1 Hour on Weekend)

$14.78 ৳1,810

$3.46 ₹330

327.17%

Cinema Ticket

$4.11 ৳504

$3.12 ₹297

31.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$46.92 ৳5,748

$61.9 ₹5,892

-24.15%

International Primary School, 1 Child (Yearly)

$1,979 ৳242.4K

$1,611 ₹153.4K

22.84%

Jeans (Levis 501 Or Similar)

$18.61 ৳2,281

$40.89 ₹3,895

-54.49%

Summer Dress (H&M, Zara, etc)

$24.19 ৳2,963

$28.65 ₹2,729

-15.57%

Sport Shoes (Adidas, Nike)

$46.70 ৳5,721

$22.90 ₹2,181

103.93%

Men's Leather Business Shoes

$36.80 ৳4,508

$17.18 ₹1,637

114.20%

1-bedroom Apartment, City Center (Monthly)

$117 ৳14.3K

$197 ₹18.7K

-40.65%

1-bedroom Apartment, Outside City Center (Monthly)

$63.5 ৳7,775

$145 ₹13.9K

-56.36%

3-bedroom Apartment, City Center (Monthly)

$316 ৳38.7K

$389 ₹37.0K

-18.73%

3-bedroom Apartment, Outside City Center (Monthly)

$184 ৳22.5K

$284 ₹27.0K

-35.24%

Buy Apartment in City Center (m2)

$1,493 ৳182.9K

$906 ₹86.3K

64.86%

Buy Apartment Outside City Center (m2)

$659 ৳80.7K

$688 ₹65.6K

-4.35%

Average Monthly Net Salary (After Tax)

$286 ৳35.0K

$189 ₹18.0K

50.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.52

9.62

9.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dhaka: June 1, 2026

Last update for Panaji: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $117 in Dhaka and $197 in Panaji. Housing cost is often the main lever when comparing two cities.

Dhaka pays 51% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Dhaka vs $18.00 in Panaji. Groceries flip the comparison at $124 vs $121, with Panaji cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dhaka vs Panaji: Cost of Living - Frequently Asked Questions

Dhaka is cheaper overall, especially in Eating Out, Sport & Entertainment. The 14% gap adds up to real monthly savings that compound significantly over time.

Dhaka pays 51% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $117 in Dhaka versus $197 in Panaji. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $417 per month in Dhaka versus $474 in Panaji – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Dhaka runs roughly 248% less than in Panaji. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Dhaka gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Dhaka is more practical. Housing and childcare are both notably cheaper than in Panaji, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Dhaka gentler on the wallet – expenses run 14% less than in Panaji. Beyond cost, consider language, visa policies, and how big the international community is in each city.