🙂Monthly costs for one person with rent: $663 in Pampanga versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,114 in Pampanga versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,566 in Pampanga versus $3,732 in Ubud, Bali.
🙂Living in Pampanga costs roughly 54% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Pampanga is 50% below, Ubud, Bali is 7% above.
Moneda
🍽 Eating Out
Pampanga
Ubud, Bali
Diferencia
Meal at Budget Restaurant
$3.15₱194
$3.57Rp 61.9K
-11.76%
Three-Course Dinner for Two, Mid-Range
$17.78₱1,097
$32.58Rp 564.7K
-45.43%
Fast Food Meal(McDonalds, etc)
$3.14₱193
$5.07Rp 87.8K
-38.07%
Cappuccino
$2.71₱167
$2.83Rp 49.0K
-4.24%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.43₱26.30
$1.34Rp 23.2K
-67.91%
Water(0.33 liter bottle)
$0.38₱23.64
$0.69Rp 12.0K
-44.93%
Local Beer(0.5 liter draught)
$1.19₱73.6
$2.99Rp 51.8K
-60.20%
Imported Beer(0.33 liter bottle)
$2.34₱144
$3.85Rp 66.7K
-39.22%
🛒 Groceries & Markets
Pampanga
Ubud, Bali
Diferencia
Milk(1 liter)
$1.44₱88.9
$1.74Rp 30.2K
-17.24%
White Bread(500g)
$1.14₱70.2
$2.54Rp 44.0K
-55.12%
Rice(white)(1kg)
$0.85₱52.3
$1.19Rp 20.6K
-28.57%
Eggs
$1.45₱89.5
$2.43Rp 42.0K
-40.33%
Local Cheese(1kg)
$4.34₱268
$14.66Rp 254.1K
-70.40%
Chicken Fillets(1kg)
$2.94₱181
$4.18Rp 72.4K
-29.67%
Beef Round Steak(1kg)
$7.10₱438
$11.94Rp 206.9K
-40.54%
Apples(1kg)
$2.16₱134
$3.69Rp 63.9K
-41.46%
Banana(1kg)
$1.09₱67.2
$1.61Rp 27.8K
-32.30%
Oranges(1kg)
$2.31₱143
$2.69Rp 46.5K
-14.13%
Tomato(1kg)
$0.92₱56.9
$2.33Rp 40.4K
-60.52%
Potato(1kg)
$1.69₱105
$1.91Rp 33.0K
-11.52%
Onion(1kg)
$1.79₱110
$2.19Rp 37.9K
-18.26%
Lettuce(1 head)
$0.96₱59.2
$1.06Rp 18.3K
-9.43%
Water(1.5 liter bottle)
$0.61₱37.56
$0.72Rp 12.5K
-15.28%
Cigarettes 20 Pack(Marlboro, Camel)
$2.18₱135
$3.13Rp 54.3K
-30.35%
Wine(Bottle)
$6.24₱385
$23.49Rp 407.1K
-73.44%
Local Beer(0.5 liter bottle)
$0.78₱48.39
$2.74Rp 47.5K
-71.53%
Imported Beer(0.33 liter bottle)
$1.39₱86.0
$2.88Rp 49.9K
-51.74%
🚌 Getting Around
Pampanga
Ubud, Bali
Diferencia
One-way Ticket(Public Transport)
$0.29₱17.92
$0.29Rp 5,029
-
Public Transport Monthly Pass(Regular Price)
$11.52₱711
$8.17Rp 141.6K
41.00%
Taxi Start(Normal Tariff)
$0.77₱47.20
$0.45Rp 7,863
71.11%
Taxi(Normal Tariff)(1km)
$0.29₱18.00
$0.42Rp 7,305
-30.95%
Taxi 1hour Waiting(Normal Tariff)
$2.07₱128
$6.16Rp 106.7K
-66.40%
Gasoline(1 liter)
$1.16₱71.5
$0.84Rp 14.6K
38.10%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.8K₱1.1M
$26.2KRp 454.9M
-32.36%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.9K₱1.1M
$32.5KRp 562.9M
-45.02%
🧾 Monthly Utilities & Internet
Pampanga
Ubud, Bali
Diferencia
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$129₱7,980
$78.4Rp 1.4M
64.98%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$26.24₱1,618
$3.95Rp 68.5K
564.30%
Internet(50+ Mbps, Unlimited Data)
$26.33₱1,624
$24.40Rp 423.0K
7.91%
🎉 Sport & Entertainment
Pampanga
Ubud, Bali
Diferencia
Gym Membership(Monthly)
$50.6₱3,121
$96.5Rp 1.7M
-47.59%
Tennis Court(1 Hour on Weekend)
$4.36₱269
$6.35Rp 110.0K
-31.34%
Cinema Ticket
$4.34₱268
$4.04Rp 70.0K
7.43%
🧸 Childcare & Education
Pampanga
Ubud, Bali
Diferencia
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$126₱7,800
$303Rp 5.2M
-58.21%
International Primary School, 1 Child(Yearly)
$1,792₱110.5K
$6,523Rp 113.1M
-72.53%
👕👟 Clothing & Footwear
Pampanga
Ubud, Bali
Diferencia
Jeans(Levis 501 Or Similar)
$29.11₱1,796
$53.8Rp 933.1K
-45.93%
Summer Dress(H&M, Zara, etc)
$26.13₱1,612
$37.98Rp 658.3K
-31.20%
Sport Shoes(Adidas, Nike)
$60.4₱3,726
$86.8Rp 1.5M
-30.38%
Men's Leather Business Shoes
$42.61₱2,628
$78.9Rp 1.4M
-45.97%
🏠 Accommodation & Living
Pampanga
Ubud, Bali
Diferencia
1-bedroom Apartment, City Center(Monthly)
$153₱9,407
$1,012Rp 17.5M
-84.93%
1-bedroom Apartment, Outside City Center(Monthly)
$95.8₱5,910
$674Rp 11.7M
-85.79%
3-bedroom Apartment, City Center(Monthly)
$595₱36.7K
$3,390Rp 58.8M
-82.43%
3-bedroom Apartment, Outside City Center(Monthly)
$414₱25.5K
$2,098Rp 36.4M
-80.28%
Buy Apartment in City Center(m2)
$2,387₱147.2K
$2,985Rp 51.7M
-20.03%
Buy Apartment Outside City Center(m2)
$1,321₱81.5K
$2,339Rp 40.5M
-43.55%
💵 Salaries & Financials
Pampanga
Ubud, Bali
Diferencia
Average Monthly Net Salary(After Tax)
$299₱18.5K
$173Rp 3.0M
72.95%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.17
13.28
-53.54%
Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.
Última actualización para Pampanga: April 26, 2026
Última actualización para Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $153 in Pampanga and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Pampanga pays 73% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $18.00 in Pampanga vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $154 vs $298 per month, with Pampanga cheaper across the board.
Comparación de velocidades medias de internet por ciudad (actualizado April 2026)
El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.
Índice del coste de vida para nómadas digitales
Pampanga vs Ubud, Bali: Coste de vida - preguntas frecuentes
Which city is more expensive, Pampanga or Ubud, Bali?
Pampanga wins on cost – living expenses run 117% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Pampanga the obvious pick if budget is a priority.
Are salaries higher in Pampanga or Ubud, Bali?
Pampanga pays 73% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Pampanga vs Ubud, Bali?
Rent for a central apartment: $153 in Pampanga versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Pampanga and Ubud, Bali?
Childcare runs $126 in Pampanga versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Pampanga or Ubud, Bali?
Supermarket bills run roughly 93% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Pampanga or Ubud, Bali?
At $663 in Pampanga versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Pampanga but tight or insufficient in Ubud, Bali. The gap between the two cities makes Pampanga the clear choice for anyone on this budget.
Which city is better for digital nomads, Pampanga or Ubud, Bali?
Both work as nomad bases, but Pampanga delivers better value – similar infrastructure at $663 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pampanga hard to pass up.
How safe is Pampanga compared to Ubud, Bali?
Safety-wise, Pampanga and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Pampanga gentler on the wallet – expenses run 117% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Pampanga vs otros destinos: coste de vida comparado