Cost of Living Comparison Between Pampanga and Makati Cost of Living Comparison Between Pampanga and Makati

Monthly Cost of Living

Monthly costs for one person with rent: $650 in Pampanga versus $1,186 in Makati.

Estimated couple costs with rent: $1,091 in Pampanga versus $2,004 in Makati.

Monthly costs for a family of three with rent: $1,532 in Pampanga versus $2,822 in Makati.

Living in Pampanga costs roughly 45% less than in Makati, driven mainly by Groceries & Markets.

Both cities sit below the global median: Pampanga 52% lower, Makati 12% lower.

Meal at Budget Restaurant

$3.11 ₱189

$6.83 ₱415

-54.47%

Three-Course Dinner for Two, Mid-Range

$17.86 ₱1,085

$44.54 ₱2,705

-59.90%

Fast Food Meal (McDonalds, etc)

$3.12 ₱190

$4.88 ₱296

-36.07%

Cappuccino

$2.71 ₱165

$2.87 ₱174

-5.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₱23.93

$1.16 ₱70.4

-66.38%

Water (0.33 liter bottle)

$0.35 ₱21.36

$0.53 ₱32.32

-33.96%

Local Beer (0.5 liter draught)

$1.19 ₱72.1

$2.44 ₱148

-51.23%

Imported Beer (0.33 liter bottle)

$2.36 ₱143

$3.48 ₱211

-32.18%

Milk (1 liter)

$1.46 ₱88.6

$2.12 ₱129

-31.13%

White Bread (500g)

$1.13 ₱68.6

$1.51 ₱91.4

-25.17%

Rice (white) (1kg)

$0.86 ₱52.2

$1.12 ₱67.7

-23.21%

Eggs

$1.46 ₱88.7

$2.25 ₱137

-35.11%

Local Cheese (1kg)

$4.54 ₱276

$8.04 ₱488

-43.53%

Chicken Fillets (1kg)

$2.95 ₱179

$4.42 ₱269

-33.26%

Beef Round Steak (1kg)

$7.21 ₱438

$7.81 ₱474

-7.68%

Apples (1kg)

$2.17 ₱132

$4.51 ₱274

-51.88%

Banana (1kg)

$1.09 ₱66.2

$1.91 ₱116

-42.93%

Oranges (1kg)

$2.25 ₱136

$2.72 ₱165

-17.28%

Tomato (1kg)

$1.01 ₱61.1

$2.19 ₱133

-53.88%

Potato (1kg)

$1.64 ₱99.6

$3.26 ₱198

-49.69%

Onion (1kg)

$1.73 ₱105

$2.93 ₱178

-40.96%

Lettuce (1 head)

$0.90 ₱54.6

$1.10 ₱66.6

-18.18%

Water (1.5 liter bottle)

$0.62 ₱37.36

$0.99 ₱60.1

-37.37%

Cigarettes 20 Pack (Marlboro, Camel)

$2.08 ₱126

$2.85 ₱173

-27.02%

Wine (Bottle)

$6.02 ₱365

$8.27 ₱502

-27.21%

Local Beer (0.5 liter bottle)

$0.77 ₱47.04

$1.18 ₱71.9

-34.75%

Imported Beer (0.33 liter bottle)

$1.38 ₱83.8

$2.33 ₱141

-40.77%

One-way Ticket (Public Transport)

$0.27 ₱16.25

$0.51 ₱30.91

-47.06%

Public Transport Monthly Pass (Regular Price)

$11.62 ₱705

$3.49 ₱212

232.95%

Taxi Start (Normal Tariff)

$0.76 ₱46.29

$0.77 ₱46.80

-1.30%

Taxi (Normal Tariff) (1km)

$0.29 ₱17.71

$0.13 ₱7.76

123.08%

Taxi 1hour Waiting (Normal Tariff)

$2.18 ₱133

$3.64 ₱221

-40.11%

Gasoline (1 liter)

$1.14 ₱69.4

$1.15 ₱69.7

-0.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.6K ₱1.1M

$33.6K ₱2.0M

-47.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.4K ₱1.1M

$22.1K ₱1.3M

-21.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 ₱7,789

$168 ₱10.2K

-23.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.01 ₱1,640

$27.62 ₱1,677

-2.21%

Internet (50+ Mbps, Unlimited Data)

$26.97 ₱1,638

$36.63 ₱2,224

-26.37%

Gym Membership (Monthly)

$52.3 ₱3,177

$56.5 ₱3,428

-7.33%

Tennis Court (1 Hour on Weekend)

$4.53 ₱275

$11.69 ₱710

-61.25%

Cinema Ticket

$4.48 ₱272

$7.76 ₱471

-42.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$125 ₱7,599

$320 ₱19.4K

-60.87%

International Primary School, 1 Child (Yearly)

$1,755 ₱106.6K

$7,666 ₱465.5K

-77.10%

Jeans (Levis 501 Or Similar)

$28.73 ₱1,745

$58.5 ₱3,554

-50.91%

Summer Dress (H&M, Zara, etc)

$26.88 ₱1,632

$35.71 ₱2,169

-24.73%

Sport Shoes (Adidas, Nike)

$60.3 ₱3,661

$86.2 ₱5,231

-30.02%

Men's Leather Business Shoes

$41.76 ₱2,535

$125 ₱7,609

-66.67%

1-bedroom Apartment, City Center (Monthly)

$152 ₱9,246

$660 ₱40.1K

-76.95%

1-bedroom Apartment, Outside City Center (Monthly)

$99.4 ₱6,034

$394 ₱23.9K

-74.78%

3-bedroom Apartment, City Center (Monthly)

$586 ₱35.6K

$2,263 ₱137.4K

-74.12%

3-bedroom Apartment, Outside City Center (Monthly)

$427 ₱25.9K

$1,009 ₱61.2K

-57.71%

Buy Apartment in City Center (m2)

$2,483 ₱150.8K

$6,121 ₱371.7K

-59.44%

Buy Apartment Outside City Center (m2)

$995 ₱60.4K

$3,737 ₱226.9K

-73.38%

Average Monthly Net Salary (After Tax)

$299 ₱18.1K

$693 ₱42.1K

-56.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.17

6.67

-7.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pampanga: June 8, 2026

Last update for Makati: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $152 in Pampanga and $660 in Makati. Housing cost is often the main lever when comparing two cities.

Makati pays 132% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $18.00 in Pampanga vs $45.00 in Makati for a mid-range dinner for two. Groceries echo the gap at $155 vs $234 per month, with Pampanga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pampanga vs Makati: Cost of Living - Frequently Asked Questions

Pampanga wins on cost – living expenses run 83% lower than in Makati. Housing and daily spending are where you'll feel the difference most, making Pampanga the obvious pick if budget is a priority.

On paper, Makati earns 132% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $152 in Pampanga versus $660 in Makati. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $650 per month in Pampanga versus $1,186 in Makati – a 83% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Pampanga runs roughly 233% less than in Makati. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $650 in Pampanga versus $1,186 in Makati, a $1,000 budget is realistic in Pampanga but tight or insufficient in Makati. The gap between the two cities makes Pampanga the clear choice for anyone on this budget.

Both work as nomad bases, but Pampanga delivers better value – similar infrastructure at $650 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pampanga hard to pass up.

Safety-wise, Pampanga and Makati are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pampanga gentler on the wallet – expenses run 83% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.