Last update: Oct 2026

Cost of Living Comparison Between Pagadian and Makati

For one person, living is cheaper in Pagadian: $717 a month against $1,228 in Makati, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Pagadian
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Pagadian Living Index
60

Cost of Living Index in Makati
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Makati Living Index

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Pagadian

🇵🇭 Philippines

$717

/mo nomad

Makati

🇵🇭 Philippines

$1,228

/mo nomad

Monthly Cost of Living

How much you'll spend in Pagadian and in Makati

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pagadian and in Makati actually costs, broken down by who's living it.

Monthly costs for one person with rent: $717 in Pagadian versus $1,228 in Makati.

Pagadian $717
Makati $1,228

Estimated couple costs with rent: $1,100 in Pagadian versus $2,028 in Makati.

Pagadian $1,100
Makati $2,028

Monthly costs for a family of three with rent: $1,483 in Pagadian versus $2,828 in Makati.

Pagadian $1,483
Makati $2,828

Living in Pagadian costs roughly 42% less than in Makati, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Pagadian 47% lower, Makati 9% lower.

Meal at Budget Restaurant

$3.81 ₱240

$6.22 ₱392

-38.75%

Three-Course Dinner for Two, Mid-Range

$16.55 ₱1,042

$39.57 ₱2,491

-58.18%

Fast Food Meal (McDonalds, etc)

$2.77 ₱174

$4.88 ₱307

-43.24%

Cappuccino

$1.93 ₱121

$2.55 ₱161

-24.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ₱54.7

$1.06 ₱67.0

-17.92%

Water (0.33 liter bottle)

$0.23 ₱14.39

$0.50 ₱31.54

-54.00%

Local Beer (0.5 liter draught)

$1.42 ₱89.3

$2.38 ₱150

-40.34%

Imported Beer (0.33 liter bottle)

$1.99 ₱125

$3.21 ₱202

-38.01%

Milk (1 liter)

$1.70 ₱107

$1.90 ₱120

-10.53%

White Bread (500g)

$1.05 ₱65.8

$1.29 ₱81.5

-18.60%

Rice (white) (1kg)

$0.93 ₱58.5

$1.06 ₱67.0

-12.26%

Eggs

$1.63 ₱102

$2.47 ₱155

-34.01%

Local Cheese (1kg)

$4.93 ₱310

$7.29 ₱459

-32.37%

Chicken Fillets (1kg)

$4.10 ₱258

$4.86 ₱306

-15.64%

Beef Round Steak (1kg)

$6.05 ₱381

$7.03 ₱442

-13.94%

Apples (1kg)

$2.60 ₱163

$4.04 ₱254

-35.64%

Banana (1kg)

$1.44 ₱90.8

$1.94 ₱122

-25.77%

Oranges (1kg)

$2.53 ₱159

$3.22 ₱203

-21.43%

Tomato (1kg)

$1.00 ₱62.8

$2.29 ₱144

-56.33%

Potato (1kg)

$1.77 ₱111

$3.48 ₱219

-49.14%

Onion (1kg)

$1.96 ₱123

$3.59 ₱226

-45.40%

Lettuce (1 head)

$0.90 ₱56.7

$1.06 ₱66.8

-15.09%

Water (1.5 liter bottle)

$0.64 ₱40.28

$1.11 ₱69.7

-42.34%

Cigarettes 20 Pack (Marlboro, Camel)

$3.12 ₱197

$2.69 ₱169

15.99%

Wine (Bottle)

$8.03 ₱506

$8.11 ₱511

-0.99%

Local Beer (0.5 liter bottle)

$1.02 ₱64.2

$1.32 ₱82.9

-22.73%

Imported Beer (0.33 liter bottle)

$1.71 ₱107

$1.98 ₱124

-13.64%

One-way Ticket (Public Transport)

$0.26 ₱16.36

$0.90 ₱56.4

-71.11%

Public Transport Monthly Pass (Regular Price)

$10.91 ₱687

$56.8 ₱3,575

-80.79%

Taxi Start (Normal Tariff)

$0.73 ₱46.09

$0.67 ₱41.91

8.96%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.71

$0.21 ₱13.16

19.05%

Taxi 1hour Waiting (Normal Tariff)

$1.89 ₱119

$1.93 ₱121

-2.07%

Gasoline (1 liter)

$1.06 ₱66.9

$1.25 ₱78.8

-15.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.0K ₱1.2M

$21.3K ₱1.3M

-10.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.9K ₱1.1M

$19.6K ₱1.2M

-8.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ₱7,687

$153 ₱9,620

-20.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.52 ₱977

$16.06 ₱1,011

-3.36%

Internet (50+ Mbps, Unlimited Data)

$24.08 ₱1,516

$32.37 ₱2,038

-25.61%

Gym Membership (Monthly)

$35.90 ₱2,260

$54.9 ₱3,456

-34.58%

Tennis Court (1 Hour on Weekend)

$4.29 ₱270

$14.14 ₱890

-69.66%

Cinema Ticket

$5.59 ₱352

$7.22 ₱454

-22.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$129 ₱8,114

$794 ₱50.0K

-83.78%

International Primary School, 1 Child (Yearly)

$6,823 ₱429.6K

$7,321 ₱460.9K

-6.79%

Jeans (Levis 501 Or Similar)

$34.11 ₱2,148

$61.2 ₱3,850

-44.22%

Summer Dress (H&M, Zara, etc)

$17.27 ₱1,088

$36.86 ₱2,321

-53.15%

Sport Shoes (Adidas, Nike)

$74.9 ₱4,719

$81.5 ₱5,129

-8.00%

Men's Leather Business Shoes

$56.0 ₱3,527

$103 ₱6,510

-45.82%

1-bedroom Apartment, City Center (Monthly)

$263 ₱16.5K

$815 ₱51.3K

-67.74%

1-bedroom Apartment, Outside City Center (Monthly)

$161 ₱10.2K

$417 ₱26.3K

-61.31%

3-bedroom Apartment, City Center (Monthly)

$509 ₱32.0K

$2,274 ₱143.2K

-77.63%

3-bedroom Apartment, Outside City Center (Monthly)

$358 ₱22.5K

$1,069 ₱67.3K

-66.54%

Buy Apartment in City Center (m2)

$2,576 ₱162.2K

$5,869 ₱369.5K

-56.11%

Buy Apartment Outside City Center (m2)

$989 ₱62.2K

$3,738 ₱235.4K

-73.55%

Average Monthly Net Salary (After Tax)

$601 ₱37.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

7.5

-9.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pagadian: October 13, 2026

Last update for Makati: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pagadian

$173 24.1%

Makati

$231 18.8% 33.8% $58

Monthly Utilities & Internet

Pagadian

$162 22.6%

Makati

$201 16.4% 24.4% $40

Accommodation & Living

Pagadian

$161 22.5%

Makati

$417 34% 158% $256

Clothing & Footwear

Pagadian

$82 11.5%

Makati

$127 10.4% 55.1% $45

Eating Out

Pagadian

$77 10.8%

Makati

$120 9.7% 54.6% $42

Sport & Entertainment

Pagadian

$47 6.6%

Makati

$69 5.6% 47.2% $22

Getting Around

Pagadian

$14 1.9%

Makati

$62 5.1% 346% $48

Cost Breakdown

A one-bedroom apartment in the center runs $263 in Pagadian and $815 in Makati. Housing cost is often the main lever when comparing two cities.

Dining out: $17.00 in Pagadian vs $40.00 in Makati for a mid-range dinner for two. Groceries echo the gap at $173 vs $231 per month, with Pagadian cheaper across the board.

Good to know

🇵🇭 Pagadian

🇵🇭 Makati

🕒 Local time

10:51 10:51 AM

Same time as Pagadian

🌤 Weather

👥 Population

199,060

582,602

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

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Between locations

Pagadian Makati 790 km ≈ 1 h 30 min nonstop flight

From you

Pagadian
Makati

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pagadian vs Makati: Cost of Living - Frequently Asked Questions

Pagadian wins on cost – living expenses run 71% lower than in Makati. Housing and daily spending are where you'll feel the difference most, making Pagadian the obvious pick if budget is a priority.

You'd need roughly $1,075 in Pagadian and $1,842 in Makati to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $263 in Pagadian versus $815 in Makati. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $717 per month in Pagadian versus $1,228 in Makati – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Pagadian runs roughly 420% less than in Makati. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $717 in Pagadian versus $1,228 in Makati, a $2,000 budget is realistic in Pagadian but tight or insufficient in Makati. The gap between the two cities makes Pagadian the clear choice for anyone on this budget.

Both work as nomad bases, but Pagadian delivers better value – similar infrastructure at $717 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pagadian hard to pass up.

Safety-wise, Pagadian and Makati are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pagadian gentler on the wallet – expenses run 71% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.