Cost of Living Comparison Between Pagadian and Makati Cost of Living Comparison Between Pagadian and Makati

Monthly Cost of Living

Monthly costs for one person with rent: $760 in Pagadian versus $1,232 in Makati.

Estimated couple costs with rent: $1,074 in Pagadian versus $2,009 in Makati.

Monthly costs for a family of three with rent: $1,389 in Pagadian versus $2,786 in Makati.

Living in Pagadian costs roughly 38% less than in Makati, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Pagadian 43% lower, Makati 8% lower.

Meal at Budget Restaurant

$3.57 ₱220

$6.80 ₱419

-47.50%

Three-Course Dinner for Two, Mid-Range

$18.01 ₱1,110

$45.15 ₱2,784

-60.11%

Fast Food Meal (McDonalds, etc)

$3.20 ₱197

$4.93 ₱304

-35.09%

Cappuccino

$2.90 ₱179

$2.87 ₱177

1.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.93 ₱57.1

$1.19 ₱73.5

-21.85%

Water (0.33 liter bottle)

$0.43 ₱26.38

$0.56 ₱34.76

-23.21%

Local Beer (0.5 liter draught)

$1.08 ₱66.3

$2.44 ₱151

-55.74%

Imported Beer (0.33 liter bottle)

$1.76 ₱108

$3.66 ₱225

-51.91%

Milk (1 liter)

$1.71 ₱106

$2.14 ₱132

-20.09%

White Bread (500g)

$1.07 ₱66.1

$1.43 ₱88.4

-25.17%

Rice (white) (1kg)

$0.97 ₱59.8

$1.08 ₱66.5

-10.19%

Eggs

$2.03 ₱125

$2.34 ₱144

-13.25%

Local Cheese (1kg)

$8.25 ₱508

$8.16 ₱503

1.10%

Chicken Fillets (1kg)

$4.98 ₱307

$4.43 ₱273

12.42%

Beef Round Steak (1kg)

$5.85 ₱361

$7.64 ₱471

-23.43%

Apples (1kg)

$3.64 ₱224

$4.57 ₱282

-20.35%

Banana (1kg)

$1.12 ₱69.3

$1.92 ₱118

-41.67%

Oranges (1kg)

$3.42 ₱211

$2.70 ₱166

26.67%

Tomato (1kg)

$1.34 ₱82.4

$2.25 ₱139

-40.44%

Potato (1kg)

$2.65 ₱164

$3.29 ₱203

-19.45%

Onion (1kg)

$3.46 ₱213

$2.86 ₱177

20.98%

Lettuce (1 head)

$1.07 ₱66.1

$1.08 ₱66.8

-0.93%

Water (1.5 liter bottle)

$0.70 ₱43.42

$0.99 ₱61.3

-29.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.71 ₱167

$2.94 ₱181

-7.82%

Wine (Bottle)

$7.91 ₱488

$8.28 ₱511

-4.47%

Local Beer (0.5 liter bottle)

$1.05 ₱64.6

$1.20 ₱74.1

-12.50%

Imported Beer (0.33 liter bottle)

$1.54 ₱94.8

$2.34 ₱144

-34.19%

One-way Ticket (Public Transport)

$0.26 ₱16.03

$0.51 ₱31.71

-49.02%

Public Transport Monthly Pass (Regular Price)

$7.18 ₱443

$3.58 ₱221

100.56%

Taxi Start (Normal Tariff)

$0.82 ₱50.9

$0.81 ₱50.0

1.23%

Taxi (Normal Tariff) (1km)

$0.24 ₱14.87

$0.12 ₱7.44

100.00%

Taxi 1hour Waiting (Normal Tariff)

$2.10 ₱129

$3.58 ₱221

-41.34%

Gasoline (1 liter)

$1.19 ₱73.2

$1.10 ₱67.8

8.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K ₱1.7M

$34.3K ₱2.1M

-21.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K ₱1.2M

$21.5K ₱1.3M

-5.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.0 ₱5,919

$172 ₱10.6K

-44.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.16 ₱2,045

$26.94 ₱1,661

23.09%

Internet (50+ Mbps, Unlimited Data)

$27.38 ₱1,688

$36.49 ₱2,250

-24.97%

Gym Membership (Monthly)

$33.61 ₱2,072

$56.0 ₱3,452

-39.97%

Tennis Court (1 Hour on Weekend)

$4.53 ₱279

$11.79 ₱727

-61.58%

Cinema Ticket

$5.95 ₱367

$7.90 ₱487

-24.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$149 ₱9,190

$321 ₱19.8K

-53.50%

International Primary School, 1 Child (Yearly)

$4,359 ₱268.8K

$7,538 ₱464.8K

-42.18%

Jeans (Levis 501 Or Similar)

$45.37 ₱2,798

$60.3 ₱3,717

-24.73%

Summer Dress (H&M, Zara, etc)

$26.79 ₱1,652

$35.62 ₱2,197

-24.79%

Sport Shoes (Adidas, Nike)

$74.5 ₱4,592

$85.6 ₱5,277

-12.98%

Men's Leather Business Shoes

$53.1 ₱3,271

$122 ₱7,516

-56.48%

1-bedroom Apartment, City Center (Monthly)

$113 ₱6,956

$666 ₱41.1K

-83.06%

1-bedroom Apartment, Outside City Center (Monthly)

$177 ₱10.9K

$390 ₱24.0K

-54.66%

3-bedroom Apartment, City Center (Monthly)

$248 ₱15.3K

$2,260 ₱139.4K

-89.01%

3-bedroom Apartment, Outside City Center (Monthly)

$150 ₱9,271

$1,024 ₱63.1K

-85.31%

Buy Apartment in City Center (m2)

$2,118 ₱130.6K

$6,010 ₱370.6K

-64.76%

Buy Apartment Outside City Center (m2)

$966 ₱59.6K

$3,852 ₱237.5K

-74.92%

Average Monthly Net Salary (After Tax)

$682 ₱42.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pagadian: May 30, 2026

Last update for Makati: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $113 in Pagadian and $666 in Makati. Housing cost is often the main lever when comparing two cities.

Dining out: $18.00 in Pagadian vs $45.00 in Makati for a mid-range dinner for two. Groceries echo the gap at $204 vs $234 per month, with Pagadian cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pagadian vs Makati: Cost of Living - Frequently Asked Questions

Pagadian wins on cost – living expenses run 62% lower than in Makati. Housing and daily spending are where you'll feel the difference most, making Pagadian the obvious pick if budget is a priority.

You'd need roughly $1,140 in Pagadian and $1,849 in Makati to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $113 in Pagadian versus $666 in Makati. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $760 per month in Pagadian versus $1,232 in Makati – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Pagadian runs roughly 101% less than in Makati. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $760 in Pagadian versus $1,232 in Makati, a $2,000 budget is realistic in Pagadian but tight or insufficient in Makati. The gap between the two cities makes Pagadian the clear choice for anyone on this budget.

Both work as nomad bases, but Pagadian delivers better value – similar infrastructure at $760 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pagadian hard to pass up.

Safety-wise, Pagadian and Makati are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pagadian gentler on the wallet – expenses run 62% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.