Last update: Oct 2026

Cost of Living Comparison Between Pagadian and Karachi

For one person, living is cheaper in Karachi: $482 a month against $717 in Pagadian, rent and utilities included – about $2,800 less a year. Other living expenses account for most of the difference.

35

Cost of Living Index in Pagadian
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Pagadian Living Index
23

Cost of Living Index in Karachi
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Karachi Living Index

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Pagadian

🇵🇭 Philippines

$717

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Pagadian and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pagadian and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $717 in Pagadian versus $482 in Karachi.

Pagadian $717
Karachi $482

Estimated couple costs with rent: $1,100 in Pagadian versus $750 in Karachi.

Pagadian $1,100
Karachi $750

Monthly costs for a family of three with rent: $1,483 in Pagadian versus $1,018 in Karachi.

Pagadian $1,483
Karachi $1,018

Living in Pagadian is roughly 49% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Pagadian 47% lower, Karachi 64% lower.

Meal at Budget Restaurant

$3.81 ₱240

$2.13 PKR 588

78.87%

Three-Course Dinner for Two, Mid-Range

$16.55 ₱1,042

$13.30 PKR 3,680

24.44%

Fast Food Meal (McDonalds, etc)

$2.77 ₱174

$5.45 PKR 1,508

-49.17%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$1.93 ₱121

$2.09 PKR 579

-7.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ₱54.7

$0.40 PKR 111

117.50%

Water (0.33 liter bottle)

$0.23 ₱14.39

$0.26 PKR 71.1

-11.54%

Local Beer (0.5 liter draught)

$1.42 ₱89.3

Imported Beer (0.33 liter bottle)

$1.99 ₱125

Milk (1 liter)

$1.70 ₱107

$0.92 PKR 254

84.78%

White Bread (500g)

$1.05 ₱65.8

$0.56 PKR 156

87.50%

Rice (white) (1kg)

$0.93 ₱58.5

$1.25 PKR 345

-25.60%

Eggs

$1.63 ₱102

$1.23 PKR 341

32.52%

Local Cheese (1kg)

$4.93 ₱310

$5.67 PKR 1,570

-13.05%

Chicken Fillets (1kg)

$4.10 ₱258

$3.16 PKR 876

29.75%

Beef Round Steak (1kg)

$6.05 ₱381

$6.28 PKR 1,737

-3.66%

Apples (1kg)

$2.60 ₱163

$1.26 PKR 348

106.35%

Banana (1kg)

$1.44 ₱90.8

$0.53 PKR 148

171.70%

Oranges (1kg)

$2.53 ₱159

$1.00 PKR 276

153.00%

Tomato (1kg)

$1.00 ₱62.8

$0.56 PKR 154

78.57%

Potato (1kg)

$1.77 ₱111

$0.33 PKR 91.4

436.36%

Onion (1kg)

$1.96 ₱123

$0.34 PKR 95.1

476.47%

Lettuce (1 head)

$0.90 ₱56.7

$0.42 PKR 116

114.29%

Water (1.5 liter bottle)

$0.64 ₱40.28

$0.44 PKR 121

45.45%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$3.12 ₱197

$1.84 PKR 509

69.57%

Wine (Bottle)

$8.03 ₱506

Local Beer (0.5 liter bottle)

$1.02 ₱64.2

Imported Beer (0.33 liter bottle)

$1.71 ₱107

One-way Ticket (Public Transport)

$0.26 ₱16.36

$0.28 PKR 77.0

-7.14%

Public Transport Monthly Pass (Regular Price)

$10.91 ₱687

$9.99 PKR 2,764

9.21%

Taxi Start (Normal Tariff)

$0.73 ₱46.09

$0.92 PKR 256

-20.65%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.71

$0.70 PKR 193

-64.29%

Taxi 1hour Waiting (Normal Tariff)

$1.89 ₱119

$2.16 PKR 597

-12.50%

Gasoline (1 liter)

$1.06 ₱66.9

$1.38 PKR 382

-23.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.0K ₱1.2M

$17.9K PKR 5.0M

6.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.9K ₱1.1M

$27.1K PKR 7.5M

-34.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ₱7,687

$113 PKR 31.4K

7.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.52 ₱977

$5.95 PKR 1,648

160.84%

Internet (50+ Mbps, Unlimited Data)

$24.08 ₱1,516

$13.16 PKR 3,642

82.98%

Gym Membership (Monthly)

$35.90 ₱2,260

$21.55 PKR 5,965

66.59%

Tennis Court (1 Hour on Weekend)

$4.29 ₱270

$18.23 PKR 5,044

-76.47%

Cinema Ticket

$5.59 ₱352

$4.21 PKR 1,165

32.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$129 ₱8,114

$52.2 PKR 14.4K

147.11%

International Primary School, 1 Child (Yearly)

$6,823 ₱429.6K

$1,940 PKR 537.0K

251.66%

Jeans (Levis 501 Or Similar)

$34.11 ₱2,148

$17.55 PKR 4,858

94.36%

Summer Dress (H&M, Zara, etc)

$17.27 ₱1,088

$23.51 PKR 6,506

-26.54%

Sport Shoes (Adidas, Nike)

$74.9 ₱4,719

$68.9 PKR 19.1K

8.81%

Men's Leather Business Shoes

$56.0 ₱3,527

$40.59 PKR 11.2K

38.01%

1-bedroom Apartment, City Center (Monthly)

$263 ₱16.5K

$118 PKR 32.7K

122.73%

1-bedroom Apartment, Outside City Center (Monthly)

$161 ₱10.2K

$73.6 PKR 20.4K

119.37%

3-bedroom Apartment, City Center (Monthly)

$509 ₱32.0K

$357 PKR 98.9K

42.26%

3-bedroom Apartment, Outside City Center (Monthly)

$358 ₱22.5K

$188 PKR 52.0K

90.35%

Buy Apartment in City Center (m2)

$2,576 ₱162.2K

$1,060 PKR 293.4K

143.00%

Buy Apartment Outside City Center (m2)

$989 ₱62.2K

$481 PKR 133.1K

105.65%

Average Monthly Net Salary (After Tax)

$183 PKR 50.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

13.21

-48.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pagadian: October 13, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pagadian

$173 24.1%

Karachi

$101 21% 41.5% $72

Monthly Utilities & Internet

Pagadian

$162 22.6%

Karachi

$133 27.5% 18% $29

Accommodation & Living

Pagadian

$161 22.5%

Karachi

$74 15.3% 54.4% $88

Clothing & Footwear

Pagadian

$82 11.5%

Karachi

$68 14.1% 17.5% $14

Eating Out

Pagadian

$77 10.8%

Karachi

$61 12.7% 21% $16

Sport & Entertainment

Pagadian

$47 6.6%

Karachi

$30 6.2% 36.3% $17

Getting Around

Pagadian

$14 1.9%

Karachi

$16 3.2% 11.5% $1.6

Cost Breakdown

A one-bedroom apartment in the center runs $263 in Pagadian and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Dining out: $17.00 in Pagadian vs $13.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $173 vs $101 per month, with Karachi cheaper across the board.

Good to know

🇵🇭 Pagadian

🇵🇰 Karachi

🕒 Local time

05:46 5:46 AM

02:46 2:46 AM

3 h behind Pagadian

🌤 Weather

👥 Population

199,060

14,910,352

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of October 17, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to PHP in detail →

On the map

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Between locations

Pagadian Karachi 6,260 km ≈ 8 h nonstop flight

From you

Pagadian
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pagadian vs Karachi: Cost of Living - Frequently Asked Questions

Pagadian and Karachi differ by about 49% in total monthly costs ($717 vs $482 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,075 in Pagadian and $723 in Karachi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $263 in Pagadian versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $717 per month in Pagadian versus $482 in Karachi – a 49% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 9% less than in Pagadian. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 49% less than in Pagadian. Beyond cost, consider language, visa policies, and how big the international community is in each city.