Last update: Oct 2026

Cost of Living Comparison Between Pagadian and Baguio

For one person, living costs are similar in Pagadian and in Baguio: $731 and $748 a month, rent and utilities included.

35

Cost of Living Index in Pagadian
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Pagadian Living Index
36

Cost of Living Index in Baguio
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Baguio Living Index

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Pagadian

🇵🇭 Philippines

$731

/mo nomad

Baguio

🇵🇭 Philippines

$748

/mo nomad

Monthly Cost of Living

How much you'll spend in Pagadian and in Baguio

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pagadian and in Baguio actually costs, broken down by who's living it.

Monthly costs for one person with rent: $731 in Pagadian versus $748 in Baguio.

Pagadian $731
Baguio $748

Estimated couple costs with rent: $1,112 in Pagadian versus $1,157 in Baguio.

Pagadian $1,112
Baguio $1,157

Monthly costs for a family of three with rent: $1,494 in Pagadian versus $1,566 in Baguio.

Pagadian $1,494
Baguio $1,566

Living in Pagadian costs roughly 2% less than in Baguio, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Pagadian 46% lower, Baguio 45% lower.

Meal at Budget Restaurant

$3.97 ₱250

$3.88 ₱244

2.32%

Three-Course Dinner for Two, Mid-Range

$16.95 ₱1,067

$16.81 ₱1,058

0.83%

Fast Food Meal (McDonalds, etc)

$2.75 ₱173

$2.83 ₱178

-2.83%

Cappuccino

$1.91 ₱120

$1.77 ₱111

7.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 ₱50.6

$0.57 ₱35.76

40.35%

Water (0.33 liter bottle)

$0.25 ₱15.76

$0.31 ₱19.29

-19.35%

Local Beer (0.5 liter draught)

$1.46 ₱92.2

$0.98 ₱61.5

48.98%

Imported Beer (0.33 liter bottle)

$1.99 ₱125

$1.62 ₱102

22.84%

Milk (1 liter)

$1.69 ₱106

$1.68 ₱106

0.60%

White Bread (500g)

$1.16 ₱73.1

$1.10 ₱69.3

5.45%

Rice (white) (1kg)

$0.96 ₱60.8

$1.01 ₱63.8

-4.95%

Eggs

$1.87 ₱118

$1.99 ₱125

-6.03%

Local Cheese (1kg)

$5.47 ₱344

$4.94 ₱311

10.73%

Chicken Fillets (1kg)

$4.27 ₱269

$3.49 ₱220

22.35%

Beef Round Steak (1kg)

$7.29 ₱459

$7.73 ₱487

-5.69%

Apples (1kg)

$2.35 ₱148

$2.22 ₱140

5.86%

Banana (1kg)

$1.53 ₱96.4

$1.60 ₱100

-4.38%

Oranges (1kg)

$2.41 ₱151

$2.38 ₱150

1.26%

Tomato (1kg)

$1.13 ₱71.3

$1.03 ₱65.1

9.71%

Potato (1kg)

$2.01 ₱127

$1.74 ₱110

15.52%

Onion (1kg)

$1.93 ₱121

$1.74 ₱109

10.92%

Lettuce (1 head)

$0.92 ₱58.1

$0.61 ₱38.71

50.82%

Water (1.5 liter bottle)

$0.55 ₱34.43

$0.49 ₱30.80

12.24%

Cigarettes 20 Pack (Marlboro, Camel)

$2.87 ₱181

$2.91 ₱183

-1.37%

Wine (Bottle)

$7.48 ₱471

$8.57 ₱540

-12.72%

Local Beer (0.5 liter bottle)

$1.01 ₱63.8

$0.92 ₱58.2

9.78%

Imported Beer (0.33 liter bottle)

$1.94 ₱122

$2.01 ₱127

-3.48%

One-way Ticket (Public Transport)

$0.26 ₱16.37

$0.23 ₱14.39

13.04%

Public Transport Monthly Pass (Regular Price)

$11.25 ₱708

$12.79 ₱806

-12.04%

Taxi Start (Normal Tariff)

$0.78 ₱48.85

$0.76 ₱47.69

2.63%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.17

$0.25 ₱15.82

-16.00%

Taxi 1hour Waiting (Normal Tariff)

$1.88 ₱118

$1.93 ₱122

-2.59%

Gasoline (1 liter)

$1.03 ₱64.9

$1.19 ₱74.8

-13.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ₱1.3M

$21.2K ₱1.3M

0.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$19.5K ₱1.2M

-2.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 ₱7,875

$141 ₱8,908

-11.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.14 ₱953

$17.70 ₱1,114

-14.46%

Internet (50+ Mbps, Unlimited Data)

$24.15 ₱1,521

$23.50 ₱1,479

2.77%

Gym Membership (Monthly)

$32.36 ₱2,037

$21.59 ₱1,359

49.88%

Tennis Court (1 Hour on Weekend)

$4.70 ₱296

$5.31 ₱334

-11.49%

Cinema Ticket

$5.07 ₱319

$5.22 ₱329

-2.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 ₱8,191

$130 ₱8,180

0.13%

International Primary School, 1 Child (Yearly)

$7,984 ₱502.7K

$10.8K ₱682.6K

-26.36%

Jeans (Levis 501 Or Similar)

$32.64 ₱2,055

$28.85 ₱1,816

13.14%

Summer Dress (H&M, Zara, etc)

$19.82 ₱1,248

$19.38 ₱1,220

2.27%

Sport Shoes (Adidas, Nike)

$72.4 ₱4,556

$72.3 ₱4,551

0.11%

Men's Leather Business Shoes

$55.1 ₱3,470

$54.9 ₱3,458

0.33%

1-bedroom Apartment, City Center (Monthly)

$266 ₱16.7K

$398 ₱25.0K

-33.15%

1-bedroom Apartment, Outside City Center (Monthly)

$171 ₱10.7K

$192 ₱12.1K

-11.33%

3-bedroom Apartment, City Center (Monthly)

$516 ₱32.5K

$838 ₱52.7K

-38.43%

3-bedroom Apartment, Outside City Center (Monthly)

$354 ₱22.3K

$454 ₱28.6K

-22.00%

Buy Apartment in City Center (m2)

$2,381 ₱149.9K

$2,660 ₱167.5K

-10.46%

Buy Apartment Outside City Center (m2)

$997 ₱62.8K

$925 ₱58.2K

7.77%

Average Monthly Net Salary (After Tax)

$183 ₱11.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.75

0.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pagadian: October 20, 2026

Last update for Baguio: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pagadian

$180 24.6%

Baguio

$173 23.2% 3.5% $6.2

Accommodation & Living

Pagadian

$171 23.3%

Baguio

$192 25.7% 12.8% $22

Monthly Utilities & Internet

Pagadian

$164 22.5%

Baguio

$183 24.4% 11.1% $18

Clothing & Footwear

Pagadian

$81 11.1%

Baguio

$79 10.6% 2.5% $2

Eating Out

Pagadian

$78 10.7%

Baguio

$72 9.7% 7.7% $6.1

Sport & Entertainment

Pagadian

$43 5.8%

Baguio

$32 4.3% 24.6% $10

Getting Around

Pagadian

$14 1.9%

Baguio

$16 2.1% 11.4% $1.6

Cost Breakdown

A one-bedroom apartment in the center runs $266 in Pagadian and $398 in Baguio. Housing cost is often the main lever when comparing two cities.

Dining out: $17.00 in Pagadian vs $17.00 in Baguio. Groceries flip the comparison at $180 vs $173, with Baguio cheaper for home cooking.

Good to know

🇵🇭 Pagadian

🇵🇭 Baguio

🕒 Local time

01:00 1:00 AM

Same time as Pagadian

🌤 Weather

👥 Population

199,060

366,358

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Pagadian Baguio 1,000 km ≈ 1 h 45 min nonstop flight

From you

Pagadian
Baguio

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pagadian vs Baguio: Cost of Living - Frequently Asked Questions

Pagadian wins on cost – living expenses run 2% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Pagadian the obvious pick if budget is a priority.

You'd need roughly $1,096 in Pagadian and $1,121 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $266 in Pagadian versus $398 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $731 per month in Pagadian versus $748 in Baguio – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Pagadian runs roughly 14% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Pagadian gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Pagadian and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pagadian gentler on the wallet – expenses run 2% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.