Last update: Oct 2026

Cost of Living Comparison Between Pagadian and Austin, TX

For one person, living is cheaper in Pagadian: $717 a month against $2,663 in Austin, TX, rent and utilities included – about $23,400 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Pagadian
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Pagadian Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Pagadian

🇵🇭 Philippines

$717

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Pagadian and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pagadian and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $717 in Pagadian versus $2,663 in Austin, TX.

Pagadian $717
Austin, TX $2,663

Estimated couple costs with rent: $1,100 in Pagadian versus $4,133 in Austin, TX.

Pagadian $1,100
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,483 in Pagadian versus $5,603 in Austin, TX.

Pagadian $1,483
Austin, TX $5,603

Living in Pagadian costs roughly 73% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Pagadian is 47% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$3.81 ₱240

$20.77 $20.77

-81.66%

Three-Course Dinner for Two, Mid-Range

$16.55 ₱1,042

$84.6 $84.6

-80.44%

Fast Food Meal (McDonalds, etc)

$2.77 ₱174

$12.32 $12.32

-77.52%

Cappuccino

$1.93 ₱121

$5.63 $5.63

-65.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ₱54.7

$3.72 $3.72

-76.61%

Water (0.33 liter bottle)

$0.23 ₱14.39

$2.50 $2.50

-90.80%

Local Beer (0.5 liter draught)

$1.42 ₱89.3

$8.05 $8.05

-82.36%

Imported Beer (0.33 liter bottle)

$1.99 ₱125

$9.01 $9.01

-77.91%

Milk (1 liter)

$1.70 ₱107

$1.12 $1.12

51.79%

White Bread (500g)

$1.05 ₱65.8

$3.75 $3.75

-72.00%

Rice (white) (1kg)

$0.93 ₱58.5

$3.26 $3.26

-71.47%

Eggs

$1.63 ₱102

$4.17 $4.17

-60.91%

Local Cheese (1kg)

$4.93 ₱310

$12.90 $12.90

-61.78%

Chicken Fillets (1kg)

$4.10 ₱258

$14.16 $14.16

-71.05%

Beef Round Steak (1kg)

$6.05 ₱381

$16.22 $16.22

-62.70%

Apples (1kg)

$2.60 ₱163

$4.33 $4.33

-39.95%

Banana (1kg)

$1.44 ₱90.8

$1.46 $1.46

-1.37%

Oranges (1kg)

$2.53 ₱159

$4.51 $4.51

-43.90%

Tomato (1kg)

$1.00 ₱62.8

$4.34 $4.34

-76.96%

Potato (1kg)

$1.77 ₱111

$2.58 $2.58

-31.40%

Onion (1kg)

$1.96 ₱123

$2.35 $2.35

-16.60%

Lettuce (1 head)

$0.90 ₱56.7

$1.78 $1.78

-49.44%

Water (1.5 liter bottle)

$0.64 ₱40.28

$2.22 $2.22

-71.17%

Cigarettes 20 Pack (Marlboro, Camel)

$3.12 ₱197

$9.88 $9.88

-68.42%

Wine (Bottle)

$8.03 ₱506

$15.08 $15.08

-46.75%

Local Beer (0.5 liter bottle)

$1.02 ₱64.2

$2.92 $2.92

-65.07%

Imported Beer (0.33 liter bottle)

$1.71 ₱107

$3.46 $3.46

-50.58%

One-way Ticket (Public Transport)

$0.26 ₱16.36

$1.49 $1.49

-82.55%

Public Transport Monthly Pass (Regular Price)

$10.91 ₱687

$41.72 $41.72

-73.85%

Taxi Start (Normal Tariff)

$0.73 ₱46.09

$2.73 $2.73

-73.26%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.71

$1.66 $1.66

-84.94%

Taxi 1hour Waiting (Normal Tariff)

$1.89 ₱119

$35.30 $35.30

-94.65%

Gasoline (1 liter)

$1.06 ₱66.9

$0.95 $0.95

11.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.0K ₱1.2M

$36.0K $36.0K

-47.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.9K ₱1.1M

$27.1K $27.1K

-34.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ₱7,687

$229 $229

-46.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.52 ₱977

$59.4 $59.4

-73.87%

Internet (50+ Mbps, Unlimited Data)

$24.08 ₱1,516

$69.9 $69.9

-65.56%

Gym Membership (Monthly)

$35.90 ₱2,260

$57.2 $57.2

-37.28%

Tennis Court (1 Hour on Weekend)

$4.29 ₱270

$16.33 $16.33

-73.73%

Cinema Ticket

$5.59 ₱352

$14.28 $14.28

-60.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$129 ₱8,114

$1,506 $1,506

-91.44%

International Primary School, 1 Child (Yearly)

$6,823 ₱429.6K

$21.5K $21.5K

-68.20%

Jeans (Levis 501 Or Similar)

$34.11 ₱2,148

$52.8 $52.8

-35.41%

Summer Dress (H&M, Zara, etc)

$17.27 ₱1,088

$43.82 $43.82

-60.59%

Sport Shoes (Adidas, Nike)

$74.9 ₱4,719

$84.8 $84.8

-11.60%

Men's Leather Business Shoes

$56.0 ₱3,527

$103 $103

-45.62%

1-bedroom Apartment, City Center (Monthly)

$263 ₱16.5K

$1,907 $1,907

-86.22%

1-bedroom Apartment, Outside City Center (Monthly)

$161 ₱10.2K

$1,274 $1,274

-87.33%

3-bedroom Apartment, City Center (Monthly)

$509 ₱32.0K

$3,664 $3,664

-86.12%

3-bedroom Apartment, Outside City Center (Monthly)

$358 ₱22.5K

$2,538 $2,538

-85.91%

Buy Apartment in City Center (m2)

$2,576 ₱162.2K

$7,614 $7,614

-66.16%

Buy Apartment Outside City Center (m2)

$989 ₱62.2K

$3,157 $3,157

-68.69%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pagadian: October 13, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pagadian

$173 24.1%

Austin, TX

$405 15.2% 134% $232

Monthly Utilities & Internet

Pagadian

$162 22.6%

Austin, TX

$358 13.5% 122% $197

Accommodation & Living

Pagadian

$161 22.5%

Austin, TX

$1.3K 47.8% 689% $1.1K

Clothing & Footwear

Pagadian

$82 11.5%

Austin, TX

$128 4.8% 56% $46

Eating Out

Pagadian

$77 10.8%

Austin, TX

$354 13.3% 357% $277

Sport & Entertainment

Pagadian

$47 6.6%

Austin, TX

$86 3.2% 82.2% $39

Getting Around

Pagadian

$14 1.9%

Austin, TX

$59 2.2% 322% $45

Cost Breakdown

A one-bedroom apartment in the center runs $263 in Pagadian and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $17.00 in Pagadian vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $173 vs $405 per month, with Pagadian cheaper across the board.

Good to know

🇵🇭 Pagadian

🇺🇸 Austin, TX

🕒 Local time

10:04 10:04 AM

21:04 9:04 PM

13 h behind Pagadian

🌤 Weather

👥 Population

199,060

974,447

💱 Currency

Philippine Peso PHP ₱

United States Dollar USD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PHP in detail →

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Between locations

Pagadian Austin, TX 13,910 km ≈ 18 h nonstop flight

From you

Pagadian
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pagadian vs Austin, TX: Cost of Living - Frequently Asked Questions

Pagadian wins on cost – living expenses run 272% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Pagadian the obvious pick if budget is a priority.

You'd need roughly $1,075 in Pagadian and $3,995 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $263 in Pagadian versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $717 per month in Pagadian versus $2,663 in Austin, TX – a 272% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Pagadian runs roughly 282% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $717 in Pagadian versus $2,663 in Austin, TX, a $2,000 budget is realistic in Pagadian but tight or insufficient in Austin, TX. The gap between the two cities makes Pagadian the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Pagadian gentler on the wallet – expenses run 272% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.