Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Pagadian

For one person, living is cheaper in Pagadian: $717 a month against $2,663 in Austin, TX, rent and utilities included – about $23,400 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
35

Cost of Living Index in Pagadian
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Pagadian Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Pagadian

🇵🇭 Philippines

$717

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Pagadian

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Pagadian actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $717 in Pagadian.

Austin, TX $2,663
Pagadian $717

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,100 in Pagadian.

Austin, TX $4,133
Pagadian $1,100

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,483 in Pagadian.

Austin, TX $5,603
Pagadian $1,483

Living in Austin, TX is roughly 272% more expensive than in Pagadian, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Pagadian is 47% below.

Meal at Budget Restaurant

$20.77 $20.77

$3.81 ₱240

445.14%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$16.55 ₱1,042

411.12%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$2.77 ₱174

344.77%

Cappuccino

$5.63 $5.63

$1.93 ₱121

191.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.87 ₱54.7

327.59%

Water (0.33 liter bottle)

$2.50 $2.50

$0.23 ₱14.39

986.96%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.42 ₱89.3

466.90%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$1.99 ₱125

352.76%

Milk (1 liter)

$1.12 $1.12

$1.70 ₱107

-34.12%

White Bread (500g)

$3.75 $3.75

$1.05 ₱65.8

257.14%

Rice (white) (1kg)

$3.26 $3.26

$0.93 ₱58.5

250.54%

Eggs

$4.17 $4.17

$1.63 ₱102

155.83%

Local Cheese (1kg)

$12.90 $12.90

$4.93 ₱310

161.66%

Chicken Fillets (1kg)

$14.16 $14.16

$4.10 ₱258

245.37%

Beef Round Steak (1kg)

$16.22 $16.22

$6.05 ₱381

168.10%

Apples (1kg)

$4.33 $4.33

$2.60 ₱163

66.54%

Banana (1kg)

$1.46 $1.46

$1.44 ₱90.8

1.39%

Oranges (1kg)

$4.51 $4.51

$2.53 ₱159

78.26%

Tomato (1kg)

$4.34 $4.34

$1.00 ₱62.8

334.00%

Potato (1kg)

$2.58 $2.58

$1.77 ₱111

45.76%

Onion (1kg)

$2.35 $2.35

$1.96 ₱123

19.90%

Lettuce (1 head)

$1.78 $1.78

$0.90 ₱56.7

97.78%

Water (1.5 liter bottle)

$2.22 $2.22

$0.64 ₱40.28

246.88%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$3.12 ₱197

216.67%

Wine (Bottle)

$15.08 $15.08

$8.03 ₱506

87.80%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.02 ₱64.2

186.27%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.71 ₱107

102.34%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.26 ₱16.36

473.08%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$10.91 ₱687

282.40%

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.73 ₱46.09

273.97%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.25 ₱15.71

564.00%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$1.89 ₱119

1767.72%

Gasoline (1 liter)

$0.95 $0.95

$1.06 ₱66.9

-10.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$19.0K ₱1.2M

89.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$17.9K ₱1.1M

51.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$122 ₱7,687

87.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$15.52 ₱977

282.67%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$24.08 ₱1,516

190.32%

Gym Membership (Monthly)

$57.2 $57.2

$35.90 ₱2,260

59.44%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$4.29 ₱270

280.65%

Cinema Ticket

$14.28 $14.28

$5.59 ₱352

155.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$129 ₱8,114

1068.52%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$6,823 ₱429.6K

214.45%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$34.11 ₱2,148

54.82%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$17.27 ₱1,088

153.73%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$74.9 ₱4,719

13.12%

Men's Leather Business Shoes

$103 $103

$56.0 ₱3,527

83.88%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$263 ₱16.5K

625.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$161 ₱10.2K

689.00%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$509 ₱32.0K

620.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$358 ₱22.5K

609.65%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,576 ₱162.2K

195.55%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$989 ₱62.2K

219.35%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Pagadian: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Pagadian

$161 22.5% 87.3% $1.1K

Groceries & Markets

Austin, TX

$405 15.2%

Pagadian

$173 24.1% 57.3% $232

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Pagadian

$162 22.6% 54.9% $197

Eating Out

Austin, TX

$354 13.3%

Pagadian

$77 10.8% 78.1% $277

Clothing & Footwear

Austin, TX

$128 4.8%

Pagadian

$82 11.5% 35.9% $46

Sport & Entertainment

Austin, TX

$86 3.2%

Pagadian

$47 6.6% 45.1% $39

Getting Around

Austin, TX

$59 2.2%

Pagadian

$14 1.9% 76.3% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $263 in Pagadian. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $17.00 in Pagadian for a mid-range dinner for two. Groceries echo the gap at $405 vs $173 per month, with Pagadian cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇭 Pagadian

🕒 Local time

20:39 8:39 PM

09:39 9:39 AM

13 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

199,060

💱 Currency

United States Dollar USD $

Philippine Peso PHP ₱

📈 Exchange rate

1 USD = 0.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

🇵🇭 Philippine Peso (₱)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

PHP to USD in detail →

On the map

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Between locations

Austin, TX Pagadian 13,910 km ≈ 18 h nonstop flight

From you

Austin, TX
Pagadian

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Pagadian: Cost of Living - Frequently Asked Questions

Pagadian wins on cost – living expenses run 272% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Pagadian the obvious pick if budget is a priority.

You'd need roughly $3,995 in Austin, TX and $1,075 in Pagadian to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,907 in Austin, TX versus $263 in Pagadian. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $717 in Pagadian – a 272% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Pagadian runs roughly 282% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $717 in Pagadian versus $2,663 in Austin, TX, a $2,000 budget is realistic in Pagadian but tight or insufficient in Austin, TX. The gap between the two cities makes Pagadian the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Pagadian gentler on the wallet – expenses run 272% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.